Libsyn Directory

2-10-26 Duct Tape & WD-40 Your Portfolio Together

Release Date: 02/10/2026

The Real Investment Show Podcast

Is your IRA a ticking tax time bomb? Most retirement savers don't realize that every dollar sitting in a traditional IRA will eventually be taxed — and you may have little say over when, how much, or at what rate. Danny Ratliff & Sarah Buenger break down the three critical dimensions of IRA tax planning: a proactive multi-year conversion strategy, the risks of doing nothing, and legacy planning considerations that could determine how much your heirs actually keep. Hosted by RIA Advisors Senior Investment Advisor, Danny Ratliff, CFP, w Senior Investment Advisor, Sarah Buenger,...

3-6-26 Diversification Is Not Risk Management

The Real Investment Show Podcast

Most investors believe diversification protects them from risk. It does not. Richard Rosso breaks down what diversification actually does, what it does not do, and why confusing it with risk management can quietly damage your portfolio over time. We also tackle one of the most overlooked questions in retirement planning: do you actually need long-term care insurance? Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 1:38 - Market Gyrations & Diversifications 3:22 - Diversification of Assets...

3-5-26 Passive Aggressive Market: Bogle's Warning Came True

The Real Investment Show Podcast

Are passive investors really passive? Not anymore. Lance Roberts & Michael Lebowitz break down how index funds and ETFs — the tools designed for patient, long-term investing — have quietly become weapons of short-term speculation. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer 0:00 - INTRO 1:03 - Good Economic News Under the Surface 4:26 - Out of the Frying Pan, Into the Fire... 6:15 - Wait for Market to Declare Direction 10:49 - Economic Improvement Puts the Fed...

3-5-26 Markets Reclaim 100-DMA | Before the Bell

The Real Investment Show Podcast

Markets clawed back above the 100-Day Moving Average — but don't celebrate just yet. In today's pre-market update, we break down what this recovery means, why we're still on a sell signal, and what it will take for bulls to truly regain control. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/MntZ-KayzxA --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Rate us on Google:...

3-4-26 Q & A Wednesday: Ask Us Anything

The Real Investment Show Podcast

Are you watching the market and wondering what's really going on? Lance Roberts & Danny Ratliff dive straight into YOUR questions — pulled live from the chat — covering the stock market outlook, what sectors to watch, and how investors should be positioning right now. No fluff, no filler — just real talk about where the market's heading and what it means for YOUR portfolio. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 1:04 - Iran Air Force...

3-4-26 100-DMA: Hold or Fold? What Happens Today Changes Everything | Before the Bell

The Real Investment Show Podcast

The 100-day moving average has been the market's most critical support level since April 2025 — and this week, it's being tested again. After Monday's selloff on Middle East military escalation news, markets broke below the 100-DMA before quickly recovering above the 50- and 20-DMA. Tuesday opened ~2% below that key level, but buyers stepped in and pushed markets right back up to close AT the 100-DMA. Here's what most investors get wrong: when markets break a moving average, algorithmic trading programs and HFT systems are ALL watching the same level — and many are programmed to SELL at...

3-3-26 Ten Immutable Laws of Money

The Real Investment Show Podcast

Most people will never build wealth — not because of the economy, but because no one taught them the rules. Lance Roberts & Jonathan Penn break down the 10 Immutable Laws of Money — time-tested principles that have worked for generations, regardless of your income, age, or background. From budgeting basics and crushing debt to understanding why millionaires live more modestly than you think, these laws are the foundation of lasting financial success. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by...

3-2-26 Is the Market Topping? Iran, AI Chaos & the Signals You Can't Ignore

The Real Investment Show Podcast

Is the stock market topping — or just catching its breath? This week, equity markets face a triple threat: an Iranian strike rattling geopolitical risk assets, an Anthropic AI capability announcement that hammered IBM, CrowdStrike, financials, and SaaS stocks, and a technical picture showing the S&P 500 slipping below both its 20- and 50-day moving averages. Lance Roberts breaks down the bull and bear case in full. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer Rate us on Google: https://bit.ly/4b9JtEo 0:00 -...

3-2-26 Will Markets Hold 100-DMA? | Before the Bell

The Real Investment Show Podcast

Markets are at a critical level — here's what to watch before the open. The S&P is sitting on 100-day moving average support after three weeks of testing, and futures point to a ~1% gap down at the open. The key question: do markets close below the 100-DMA and confirm a topping process — or do bulls recover into the close? In this pre-market breakdown: 📉 100-DMA support test & topping pattern risk 📊 RSI declining + weakening momentum signals 💵 US Dollar strengthening amid global risk-off 🛢️ Crude oil spiking — what it means for inflation & yields 📈 Bonds...

2-27-26 Cut Your Medicare Bill in 2026 | IRMAA Appeal Secrets

The Real Investment Show Podcast

Are you paying MORE than necessary for Medicare in 2026? The IRMAA (Income-Related Monthly Adjustment Amount) could be adding hundreds of dollars a year to your Medicare premiums — but there's a legal way to fight back. Richard Rosso breaks down everything you need to know about the 2026 IRMAA thresholds, how to appeal, and the income strategies that could save you thousands in retirement. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer Rate us on Google: https://bit.ly/4b9JtEo 0:00 - INTRO 0:19 - Go Texas...

More Episodes

Markets rallied back into positive territory today, but the real risk-management lesson isn’t the chart—it’s behavior. Lance Roberts & Jon Penn unpack the “WD-40 & Duct Tape” framework: WD-40 reduces emotional friction when headlines and volatility try to lock up decision-making, and duct tape is the discipline that keeps your portfolio plan intact (allocation, diversification, rebalancing rules, time horizon, liquidity).

We also hit real-life planning topics investors ignore until it’s urgent—pre-nups, trusts, board liability, and why you shouldn’t scrimp on estate planning. Because protecting wealth isn’t just about returns—it’s about structure, documents, and decisions made before stress shows up.

0:00 - INTRO
0:19 - Valentine's PSA & Earnings Recaps
4:25 - Markets Rally Back Into Positive Territory
9:21 - Christmas Lights, Roofers, & Racoons
12:31 - Engagements, WD-40, & Duct Tape
18:35 - Investors Getting Emotional w Markets
26:57 - When Should a Pre-Nup Be Used?
31:57 - Will a Trust Protect One's Assets?
39:27 - Don't Scrimp on Estate Planning
42:58 - Can I Get Sued on a Board of Directors?
45:22 - Updating an Estate Plan

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer
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Register for our next Candid Coffee, 2/21/26:
https://streamyard.com/watch/Wq3Yvn9ny5GV
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Watch Today's Full Video on our YouTube Channel:
https://youtube.com/live/EsweZ6GtMvI?feature=share
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Articles Mentioned in Today's Show:
"Speculative Narrative Unwinds"
https://realinvestmentadvice.com/resources/blog/speculative-narrative-unwinds/
"Technology Stocks: Dead Or An Opportunity?"
https://realinvestmentadvice.com/resources/blog/technology-stocks-dead-or-an-opportunity/
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Watch our previous show, "Technology Stocks: Dead… or the Next Opportunity?" here:
https://youtube.com/live/dkvgydsdn-g?feature=share
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The latest installment of our new feature, Before the Bell, "Market Signals Melt-up" is here:
https://youtu.be/U5PtR83h4qs
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https://realinvestmentadvice.com/ria-e-guide-library/
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#StockMarket #MarketMeltUp #SectorRotation #TechStocks #BitcoinAnalysis
#BehavioralFinance #MarketVolatility #PortfolioDiscipline #EstatePlanning #WealthProtection

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