5-12-26 Five Questions for Smarter Money Decisions
The Real Investment Show Podcast
Release Date: 05/12/2026
6-10-26 Wives Take Over: Money, Marriage, and Real Talk - ENCORE
The Real Investment Show Podcast
What happens when the wives take over the show? The tables are turned as Michelle Ratliff & Christina Roberts step in to answer the questions investors never hear. From what Lance and Danny would really be doing outside of wealth management, to what happens if they suddenly win the lottery, we blend humor with surprisingly real financial insight. We also dig into the realities of managing money at home: Where couples disagree about finances Where financial values actually align How to teach kids a healthy relationship with money Plus, a hilarious (and relatable) breakdown of “Girl...
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6-9-26 The Dirty Dozen of Estate Planning - The Russ Newton Interview
The Real Investment Show Podcast
The Dirty Dozen of Estate Planning: Are you making costly estate planning mistakes without realizing it? Jon Penn and Estate Attorney Russ Newton break down the most common errors people make when creating wills, trusts, powers of attorney, beneficiary designations, and charitable gifting strategies. From dying intestate and failing to update documents, to misunderstanding Texas estate laws, TOD and Lady Bird deeds, testamentary trusts, and living trusts, this discussion covers the practical steps families can take to protect assets and avoid unnecessary legal problems. We also explore...
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6-8-26 Lending Cycles & Real Estate Risk - David Zugheri Interview
The Real Investment Show Podcast
What really drives lending cycles, and why do they always seem to end the same way? Lance Roberts and RealFin Capital founder, David Zugheri, break down how credit is created, why risk builds beneath the surface, and what happens when underwriting standards begin to loosen. From the origins of the RTC to today’s lending environment, we explore the structural forces that shape booms, busts, and the transfer of wealth across the economy. We also dig into the evolution of housing, the growing risks in multi-family real estate, and the unintended consequences of regulation on credit...
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6-5-26 Aging Alone: The Financial, Legal, and Caregiving Plan
The Real Investment Show Podcast
More Americans are entering retirement without a spouse, children nearby, or a built-in support system. Aging alone presents unique financial, legal, healthcare, housing, and caregiving challenges that require proactive planning long before a crisis occurs. Richard Rosso & Devoda Owens discuss the essential steps solo agers should take to maintain independence, protect their finances, prepare for healthcare needs, and create a reliable support network. Whether you are approaching retirement, already retired, or helping a loved one navigate the aging process alone, this discussion...
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6-4-26 Single Sector Driving Markets | Before the Bell
The Real Investment Show Podcast
One Sector Is Driving Everything The S&P 500 continues to make new highs, but the story beneath the surface is far different. Technology and semiconductors have become the dominant force behind market performance, creating a widening gap between the S&P 500 and nearly every other major sector and factor. In today's pre-market update, we compare the S&P 500 to Momentum, Value, Quality, Energy, Healthcare, Utilities, Materials, and Technology. The results reveal just how concentrated market leadership has become and why many diversified portfolios may appear to be lagging despite...
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6-3-26 Q&A Wednesday: Market Momentum Slows
The Real Investment Show Podcast
It's Q&A Wednesday, where we tackle your investing, retirement, market, and economic questions live. Today's topics include whether defense and drone companies remain attractive investments, if weak cryptocurrency performance is a warning sign for broader markets, how Kevin Warsh could impact interest rates and financial markets, and what size correction would warrant deploying additional cash. We also discuss investor psychology, risk versus reward for re-entering markets, whether investors need to put money to work immediately, building income-generating portfolios with municipal bonds,...
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6-3-26 Markets Need a Breather | Before the Bell
The Real Investment Show Podcast
Stocks are now approaching 10 consecutive weeks of gains since the April lows, but the pace of the rally is beginning to slow. While momentum remains positive and markets continue to grind higher, signs of buyer exhaustion are becoming more apparent. In today's Before the Bell, we examine weakening daily advances, narrowing trading ranges, softer volume trends, and the growing gap between prices and key moving averages. We'll discuss why a short-term pullback may be healthy, why the 20-DMA remains important support, and why the 50-DMA could become the next logical downside target if markets...
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6-2-26 Needs vs. Wants - What Investors Get Wrong
The Real Investment Show Podcast
Investors continue to focus on familiar concerns such as the U.S. dollar, bond yields, oil prices, and geopolitical tensions. But are the biggest risks and opportunities actually hiding in plain sight? Lance Roberts & Jon Penn discuss several important questions facing investors, like what market risks and opportunities may be receiving too little attention right now, and why predicting portfolio returns over the next 12 months is an impossible task, and what investors should focus on instead. Here's a topical rundown of today's show: 0:00 - INTRO 1:05 - Software & Maga Cap Tech Carry...
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6-2-26 Software Squeeze Meets Reality | Before the Bell
The Real Investment Show Podcast
Just a few months ago, software stocks were being written off as AI winners emerged elsewhere. Now, software is leading the market higher as investors scramble back into the sector and mechanical buying fuels a powerful rally. In today's Before the Bell, we examine the recent surge in software and semiconductor stocks, the role of gamma squeezes and momentum-driven buying, and why investors should be cautious about chasing popular narratives. We also review long-term charts that provide critical perspective on market trends, moving averages, and the inevitable process of mean reversion. Key...
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6-1-26 Risk Management for Retirees: When to Reduce Exposure
The Real Investment Show Podcast
One of the biggest challenges retirees face is balancing the need for portfolio growth with the need to protect hard-earned savings. With markets near record highs, valuations elevated, and investor sentiment increasingly optimistic, when should retirees consider reducing portfolio risk? Lance Roberts discusses the principles of risk management for retirees and why successful investing is often more about protecting capital than maximizing returns. Here's a topical rundown of today's show: 0:00 - INTRO 0:50 - End of Quarter - Looking forward to June & July 3:24 - Hurricane Season Fun 4:51...
info_outlineShould you pay off debt, invest more in your 401(k), or do both?
Lance Roberts & Jon Penn walk through five real-world financial decisions that millions of Americans face every year. Using new Vanguard research and simple math, we break down how to prioritize credit cards, mortgages, student loans, retirement savings, and employer matches to maximize long-term wealth.
We also discuss why the mathematically correct answer is not always the emotionally correct one, and how personal priorities, risk tolerance, and peace of mind factor into financial planning.
Key topics include:
0:00 - INTRO
1:12 - Six Weeks of Market Advances - What Happens in Week-7?4:36 - Economic Data Review
5:30 - Narrow market Rally Poses Portfolio Risk
10:35 - Birthday Table & Coming Attractions
12:00 - Five Questions to Help You Make Better Financial Decisions
13:45 - Everybody Starts from Scratch
18:20 - Invest or Pay off Debt?
20:54 - Not Everybody Contributes to 401k Plan
25:50 - The Number One Asset is Time
30:21 - Taking a Loan Against Your 401k? (NO!)
32:51 - Margo Has Money Troubles & Other Streaming Treats
35:12 - Inherited Money: Pay Off Mortgage? (NO!)
43:04 - Healthy Debt vs Unhealthy Debt
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer
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Articles Mentioned in Today's Show:
"Commodity Supercycle: The Enemy Of The Bull Thesis (Part 1)"
https://realinvestmentadvice.com/resources/blog/commodity-supercycle-the-enemy-of-the-bull-thesis-part-1/
"Earnings Estimate Revisions Are Very Optimistic"
https://realinvestmentadvice.com/resources/blog/earnings-estimate-revisions-are-very-optimistic/
"Parabolic Semiconductor Rally Is Pricing In 2028 Already"
https://realinvestmentadvice.com/resources/blog/parabolic-semiconductor-rally-is-pricing-in-2028-already/
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Watch Today's Full Video on our YouTube Channel:
https://youtu.be/rZ1lej68NvE
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Watch today's "Before the Bell" feature, "Tech Rally Risk Is Rising" here:
https://youtu.be/RU_xjKIGiDs
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Watch our previous show, "Annuities: Smart Move or Costly Mistake?"
https://youtube.com/live/6Rag3wz8r3k
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* REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:"
https://streamyard.com/watch/SA6aj2aMdMhf
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