Libsyn Directory

6-1-26 Risk Management for Retirees: When to Reduce Exposure

Release Date: 06/01/2026

The Real Investment Show Podcast

What really drives bull and bear markets? Lance Roberts & Jon Penn examine why corporate earnings remain one of the most important forces behind market performance. Rising profits can support bull markets, while significant earnings declines have historically accompanied the most severe bear markets. We also examine calls for “sound money” and a return to the gold standard. While concerns over debt, deficits, inflation, and dollar debasement are legitimate, a gold-backed dollar could have significant consequences for credit, economic growth, and investors. The key is separating...

8-11-26 Market Highs Come With a Warning | Before the Bell

The Real Investment Show Podcast

Markets have broken out to new all-time highs after two months of consolidation, a bullish development that could support higher prices over the next six to twelve months. But the rapid advance has also pushed markets back toward overbought conditions. Volatility is deeply suppressed, investor fear is scarce, and money flow and market breadth have surged toward levels where they have historically peaked. That does not mean a market crash is coming, but it does argue for greater attention to portfolio risk. We explain why the longer-term outlook remains bullish, what could trigger a correction,...

8-10-26 Internet Scams You Need to Know - The Ari Schwartz Interview

The Real Investment Show Podcast

Internet scams are evolving faster than ever, with artificial intelligence making phishing emails, fake phone calls, and fraudulent videos more convincing than traditional scams. Jon Penn and Venable Cybersecurity Services Managing Director, Avi Schwartz explain the most common online scams targeting consumers, investors, retirees, and businesses, along with practical steps you can take to protect yourself and your finances. We discuss AI-enhanced phishing attacks, deepfake voice and video scams, business email compromise, texting scams (smishing), elder fraud, and payment fraud involving gift...

8-7-26 Aging in Place - What to Consider

The Real Investment Show Podcast

8-7-26 Aging in Place - What to Consider More Americans want to age in place, but is staying in your home the best financial and lifestyle decision? Richard Rosso & Jonathan McCarty explore the real costs, benefits, and planning strategies behind one of retirement's biggest decisions. We discuss how neighborhoods, community connections, and changing retirement goals influence aging in place, while comparing the costs of home modifications with assisted living. We also examine emerging technologies—including AI companions, telehealth, smart-home monitoring, and wearable...

8-6-26 Hidden AI Debt: Is the Risk Overblown?

The Real Investment Show Podcast

Has Wall Street been looking at hyperscaler debt all wrong? Lance Roberts & Michael Lebowitz examine claims that the "hidden debt" of AI hyperscalers has surged to $1.65 trillion through off-balance-sheet obligations, including long-term leases and infrastructure commitments. But does that mean the AI investment thesis is breaking down? We'll separate the headlines from the fundamentals by comparing the financial strength of Microsoft, Amazon, Alphabet, Meta, and Oracle. While hidden obligations deserve attention, not all debt carries the same risk, and not every hyperscaler should...

8-6-26 Time to Rebalance? | Before the Bell

The Real Investment Show Podcast

The S&P 500 has broken out to fresh all-time highs after months of consolidation, triggering a new momentum buy signal. But after one of the strongest five-day rallies since April 2025, should investors keep buying, or start taking profits? In today's Before the Bell, we discuss why this is an ideal time to review your portfolio's risk, rebalance strategically, and trim oversized winners. We explain why rebalancing shouldn't be mechanical, how to distinguish quality companies from long-term laggards, and why understanding why a stock is underperforming matters just as much as its...

8-5-26 Q&A Wednesday: Market Questions Answered

The Real Investment Show Podcast

It's Q&A Wednesday, and we're answering your live chat questions on today's biggest investing, market, and economic topics. With the S&P 500 near record highs after weeks of consolidation, investors are asking what comes next. Is this breakout sustainable, or are markets setting up for another bout of volatility? Lance Roberts & Danny Ratliff discuss market leadership, interest rates, inflation, AI, bonds, portfolio positioning, retirement planning, and whatever else is on your mind. 0:00 INTRO 1:01 - AMD, Eli Lilly Earnings & Markets' New High 2:49 - Strait of...

8-5-26 New Highs, Now What? | Before the Bell

The Real Investment Show Podcast

The S&P 500 has broken out to a new all-time high after months of sideways consolidation, but does that mean investors should immediately buy? Lance Roberts explains how consolidations work, why sideways markets can resolve overbought conditions without a major correction, and why patience may be rewarded after a breakout. We also discuss why a short-term pullback toward the breakout level could create a better entry point while preserving the current momentum buy signal. Plus, we examine the bond market as falling Treasury yields move closer to triggering a buy signal, despite ongoing...

8-4-26 The 60/40 Portfolio Is Not Dead

The Real Investment Show Podcast

Is the classic 60/40 portfolio really obsolete, or are investors making a costly mistake by abandoning bonds? Lance Roberts & Jon Penn examine why fixed income still plays a critical role in portfolio construction, risk management, and long-term wealth preservation. We'll discuss why bonds remain valuable despite recent volatility, how they can improve diversification, and why chasing all-equity returns may expose investors to unnecessary risk. If you've been told that "bonds are dead," this conversation offers a different perspective backed by history and current market conditions. 0:00...

8-4-26 Markets Defy the Breakdown | Before the Bell

The Real Investment Show Podcast

The S&P 500 has once again proven why emotional investing rarely pays off. After briefly breaking below the 50-day moving average and triggering bearish headlines, the market quickly reversed, reclaimed key technical levels, and is now back within striking distance of new all-time highs. In today's Before the Bell, we examine why this prolonged consolidation continues to frustrate investors, what the latest earnings from Palantir, Microsoft, Amazon, and chip stocks could mean for the AI trade, and why a new momentum buy signal may be close to triggering. We also discuss the seasonal...

More Episodes

One of the biggest challenges retirees face is balancing the need for portfolio growth with the need to protect hard-earned savings. With markets near record highs, valuations elevated, and investor sentiment increasingly optimistic, when should retirees consider reducing portfolio risk?

Lance Roberts discusses the principles of risk management for retirees and why successful investing is often more about protecting capital than maximizing returns.

Here's a topical rundown of today's show:

0:00 - INTRO
0:50 - End of Quarter - Looking forward to June & July
3:24 - Hurricane Season Fun
4:51 - Easy Market Breeds Investor Complacency - No One Wants Insurance
11:47 - RIA Website Tour
15:42 - Viewer Email: What to Do As Market Correction Approaches?
17:35 - Get Invested!
19:01 - The Most Important Commodity - Time
20:24 - Risk Management is NOT Market Timing
21:22 - What is the Definition of Risk?
25:28 - Risk Management vs Market Timing
30:16 - The Math of Loss
32:00 - The Myths of Investing
34:45 - Investor Psychology
34:45 - Investor Psychology
38:37 - Write Rules Down
40:09 - How to Get Back In

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
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Watch Today's Full Video on our YouTube Channel:
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Articles Mentioned in Today's Show:
"15 Investing Rules To Win The Long-Game"
https://realinvestmentadvice.com/resources/blog/15-investing-rules-to-win-the-long-game/
"Risk Management For Retirees: When To Reduce Exposure:"
https://realinvestmentadvice.com/resources/blog/risk-management-for-retirees-when-to-reduce-exposure/
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Watch today's "Before the Bell" feature, "Portfolio Insurance Before the Pullback?" here:
https://youtu.be/N5vR32ESAeY
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Watch our previous show, "Investor Anxiety, Roth Strategies, and Retirement Reality,"
https://youtube.com/live/ZL8lA-xHlMs
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https://realinvestmentadvice.com/insights/real-investment-daily/
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