Libsyn Directory

6-1-26 Risk Management for Retirees: When to Reduce Exposure

Release Date: 06/01/2026

The Real Investment Show Podcast

Every investor wants to identify the next market bubble before it bursts, but history shows that's far easier said than done. Whether it's technology stocks, housing, cryptocurrencies, or today's Artificial Intelligence leaders, distinguishing a true speculative bubble from a powerful long-term investment trend is one of the greatest challenges in investing. Lance Roberts explains why bubbles are so difficult to recognize in real time, the behavioral biases that cloud investor judgment, and how to manage portfolio risk without relying on perfect market timing. 0:00 INTRO 0:51 -...

7-13-26 Momentum Meets Complacency | Before the Bell

The Real Investment Show Podcast

Markets finally broke above weeks of price compression, triggering a bullish momentum breakout after rising support and declining resistance converged. While the technical picture remains constructive, investor complacency is increasing as markets approach overbought territory. Lance Roberts examines why this breakout may have more limited upside than many investors expect, why cheap put options deserve attention, how oversold oil prices could reverse higher into the mid-$80s, and why the continued rotation from Value to Growth—led by semiconductors—is expanding across the broader market....

7-10-26 The Boomerang Generation - When Adult Kids Move Back Home

The Real Investment Show Podcast

More families are experiencing the Boomerang Generation phenomenon, with adult children moving back home because of housing costs, student debt, career changes, or other life events. Before saying "yes," parents should understand the financial, legal, and retirement planning implications. Richard Rosso & Jonathan McCarty discuss how you can protect your retirement while helping your adult children, including household expenses, setting boundaries, estate planning considerations, and knowing when financial support helps—or hurts. Whether your adult children are moving back temporarily or...

7-9-26 Yield Curve Warnings: Signal or False Alarm?

The Real Investment Show Podcast

Flattening yield curves, violent sector rotations, and shifting market leadership often trigger recession headlines—but do they really predict when markets will peak? Lance Roberts & Michael Lebowitz look at why investors frequently confuse condition indicators with timing indicators. While yield curve flattening and rapid rotations between growth and value stocks can reveal that the market environment is changing, they don't tell you exactly when a recession or bear market will begin. 0:00 INTRO 1:02 - Markets' Response to Hormuz Limbo 5:54 - Consolidation Patterns Remain Unchanged...

7-9-26 Breakout Still Waiting | Before the Bell

The Real Investment Show Podcast

Markets remain trapped in a tight consolidation pattern, but the technical picture has not materially changed. The S&P 500 once again found support at the closely aligned 20-day and 50-day moving averages, preserving the current buy signal while investors wait for a decisive breakout. Semiconductor stocks continue to lead the Nasdaq as money rotates back into the momentum trade, even as geopolitical tensions with Iran create headline risk. We'll discuss why the market appears comfortable with the current environment, what could trigger a 3% to 5% pullback, and why oil prices remain a...

7-8-26 Q&A Wednesday - Markets, Rates, and Risk

The Real Investment Show Podcast

It's Q&A Wednesday, and Lance Roberts examines whether the momentum-driven rally in semiconductors can continue, how the Iran cease-fire breakdown could affect markets, and what investors should watch ahead of the FOMC decision. We also answer your questions on the differences between the NASDAQ VIX and S&P VIX, whether government policies continue to support elevated real estate prices, investing in Canadian companies through IRAs, the implications of a yield curve un-inversion, portfolio rebalancing strategies, dollar-cost averaging, maintaining the right cash allocation, the...

7-8-26 Momentum Cracks, But Markets Hold | Before the Bell

The Real Investment Show Podcast

Markets remain locked in an increasingly tight consolidation pattern, with price compression signaling that a decisive move may be approaching. While technical support continues to hold, traders should be watching downside levels closely as geopolitical tensions with Iran re-emerge and add another layer of uncertainty. The biggest shift beneath the surface is in market leadership. The momentum trade, led by semiconductors, is beginning to weaken as a potential head-and-shoulders pattern develops. At the same time, investors are rotating toward value stocks and broader market participation,...

7-7-26 Could You Spot a Ponzi Scam?

The Real Investment Show Podcast

Could you recognize a Ponzi scheme before it's too late? Most victims believe they're too smart to be scammed—until they're not. Lance Roberts & Jon Penn look at how Ponzi schemes, affinity fraud, and romance scams exploit trust, emotion, and urgency rather than intelligence. From promises of guaranteed returns to online relationships that suddenly turn into investment opportunities, scammers continue to steal billions from unsuspecting investors every year. We'll discuss the warning signs every investor should know, why even experienced professionals fall victim, and the practical steps...

7-7-26 Will AI Chip Competition Derail the Rally? | Before the Bell

The Real Investment Show Podcast

Markets are pulling back after Monday's momentum buy signal as investors digest news that China's DeepSeek has reportedly developed its own AI chip. Is this the beginning of a larger rotation away from the semiconductor leaders that have powered this bull market? Lance Roberts examines why semiconductor stocks have become increasingly vulnerable after a parabolic advance, how new competition can quickly change supply-and-demand expectations, and why profit-taking in one sector can ripple through the entire market. We also discuss why defensive sectors, including Healthcare, Financials,...

7-6-26 Margin Debt Myths Investors Should Ignore

The Real Investment Show Podcast

Does rising margin debt really signal an imminent stock market crash? Not necessarily. Lance Roberts examines why many commonly cited margin debt charts can be misleading, which measures deserve investors' attention, and how leverage should be interpreted within the context of liquidity, economic growth, and market trends. 0:00 INTRO 0:50 - July 4th Recap, FIFA Soccer, & Earnings Season Launch 5:31 - Market Set up for July 9:46 - Market Futures & Economic Surveys 12:23 - Wage Growth as a Leading Economic Indicator 15:10 - Correlation of Wages to Inflation 20:13 - Real Wages'...

More Episodes

One of the biggest challenges retirees face is balancing the need for portfolio growth with the need to protect hard-earned savings. With markets near record highs, valuations elevated, and investor sentiment increasingly optimistic, when should retirees consider reducing portfolio risk?

Lance Roberts discusses the principles of risk management for retirees and why successful investing is often more about protecting capital than maximizing returns.

Here's a topical rundown of today's show:

0:00 - INTRO
0:50 - End of Quarter - Looking forward to June & July
3:24 - Hurricane Season Fun
4:51 - Easy Market Breeds Investor Complacency - No One Wants Insurance
11:47 - RIA Website Tour
15:42 - Viewer Email: What to Do As Market Correction Approaches?
17:35 - Get Invested!
19:01 - The Most Important Commodity - Time
20:24 - Risk Management is NOT Market Timing
21:22 - What is the Definition of Risk?
25:28 - Risk Management vs Market Timing
30:16 - The Math of Loss
32:00 - The Myths of Investing
34:45 - Investor Psychology
34:45 - Investor Psychology
38:37 - Write Rules Down
40:09 - How to Get Back In

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
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Watch Today's Full Video on our YouTube Channel:
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Articles Mentioned in Today's Show:
"15 Investing Rules To Win The Long-Game"
https://realinvestmentadvice.com/resources/blog/15-investing-rules-to-win-the-long-game/
"Risk Management For Retirees: When To Reduce Exposure:"
https://realinvestmentadvice.com/resources/blog/risk-management-for-retirees-when-to-reduce-exposure/
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Watch today's "Before the Bell" feature, "Portfolio Insurance Before the Pullback?" here:
https://youtu.be/N5vR32ESAeY
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Watch our previous show, "Investor Anxiety, Roth Strategies, and Retirement Reality,"
https://youtube.com/live/ZL8lA-xHlMs
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https://realinvestmentadvice.com/insights/real-investment-daily/
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