6-30-26 Should You Leave Your 401(k) Where It Is?
The Real Investment Show Podcast
Release Date: 06/30/2026
8-10-26 Internet Scams You Need to Know - The Ari Schwartz Interview
The Real Investment Show Podcast
Internet scams are evolving faster than ever, with artificial intelligence making phishing emails, fake phone calls, and fraudulent videos more convincing than traditional scams. Jon Penn and Venable Cybersecurity Services Managing Director, Avi Schwartz explain the most common online scams targeting consumers, investors, retirees, and businesses, along with practical steps you can take to protect yourself and your finances. We discuss AI-enhanced phishing attacks, deepfake voice and video scams, business email compromise, texting scams (smishing), elder fraud, and payment fraud involving gift...
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8-7-26 Aging in Place - What to Consider
The Real Investment Show Podcast
8-7-26 Aging in Place - What to Consider More Americans want to age in place, but is staying in your home the best financial and lifestyle decision? Richard Rosso & Jonathan McCarty explore the real costs, benefits, and planning strategies behind one of retirement's biggest decisions. We discuss how neighborhoods, community connections, and changing retirement goals influence aging in place, while comparing the costs of home modifications with assisted living. We also examine emerging technologies—including AI companions, telehealth, smart-home monitoring, and wearable...
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8-6-26 Hidden AI Debt: Is the Risk Overblown?
The Real Investment Show Podcast
Has Wall Street been looking at hyperscaler debt all wrong? Lance Roberts & Michael Lebowitz examine claims that the "hidden debt" of AI hyperscalers has surged to $1.65 trillion through off-balance-sheet obligations, including long-term leases and infrastructure commitments. But does that mean the AI investment thesis is breaking down? We'll separate the headlines from the fundamentals by comparing the financial strength of Microsoft, Amazon, Alphabet, Meta, and Oracle. While hidden obligations deserve attention, not all debt carries the same risk, and not every hyperscaler should...
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8-6-26 Time to Rebalance? | Before the Bell
The Real Investment Show Podcast
The S&P 500 has broken out to fresh all-time highs after months of consolidation, triggering a new momentum buy signal. But after one of the strongest five-day rallies since April 2025, should investors keep buying, or start taking profits? In today's Before the Bell, we discuss why this is an ideal time to review your portfolio's risk, rebalance strategically, and trim oversized winners. We explain why rebalancing shouldn't be mechanical, how to distinguish quality companies from long-term laggards, and why understanding why a stock is underperforming matters just as much as its...
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8-5-26 Q&A Wednesday: Market Questions Answered
The Real Investment Show Podcast
It's Q&A Wednesday, and we're answering your live chat questions on today's biggest investing, market, and economic topics. With the S&P 500 near record highs after weeks of consolidation, investors are asking what comes next. Is this breakout sustainable, or are markets setting up for another bout of volatility? Lance Roberts & Danny Ratliff discuss market leadership, interest rates, inflation, AI, bonds, portfolio positioning, retirement planning, and whatever else is on your mind. 0:00 INTRO 1:01 - AMD, Eli Lilly Earnings & Markets' New High 2:49 - Strait of...
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8-5-26 New Highs, Now What? | Before the Bell
The Real Investment Show Podcast
The S&P 500 has broken out to a new all-time high after months of sideways consolidation, but does that mean investors should immediately buy? Lance Roberts explains how consolidations work, why sideways markets can resolve overbought conditions without a major correction, and why patience may be rewarded after a breakout. We also discuss why a short-term pullback toward the breakout level could create a better entry point while preserving the current momentum buy signal. Plus, we examine the bond market as falling Treasury yields move closer to triggering a buy signal, despite ongoing...
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8-4-26 The 60/40 Portfolio Is Not Dead
The Real Investment Show Podcast
Is the classic 60/40 portfolio really obsolete, or are investors making a costly mistake by abandoning bonds? Lance Roberts & Jon Penn examine why fixed income still plays a critical role in portfolio construction, risk management, and long-term wealth preservation. We'll discuss why bonds remain valuable despite recent volatility, how they can improve diversification, and why chasing all-equity returns may expose investors to unnecessary risk. If you've been told that "bonds are dead," this conversation offers a different perspective backed by history and current market conditions. 0:00...
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8-4-26 Markets Defy the Breakdown | Before the Bell
The Real Investment Show Podcast
The S&P 500 has once again proven why emotional investing rarely pays off. After briefly breaking below the 50-day moving average and triggering bearish headlines, the market quickly reversed, reclaimed key technical levels, and is now back within striking distance of new all-time highs. In today's Before the Bell, we examine why this prolonged consolidation continues to frustrate investors, what the latest earnings from Palantir, Microsoft, Amazon, and chip stocks could mean for the AI trade, and why a new momentum buy signal may be close to triggering. We also discuss the seasonal...
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8-3-26 The Momentum Crash: Is It Over?
The Real Investment Show Podcast
Momentum stocks have suffered one of the sharpest reversals in years, leaving investors wondering whether the worst is behind us or if another leg lower is still ahead. Lance Roberts looks at what caused the momentum crash, why crowded trades can unwind so quickly, and whether the recent rebound is signaling a durable recovery or simply a temporary relief rally. We'll also discuss what history suggests about momentum reversals, portfolio diversification, risk management, and the technical signals investors should watch before increasing exposure to high-growth stocks. 0:00 INTRO 1:01 - Markets...
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8-3-26 Market Bounce or More Chop? | Before the Bell
The Real Investment Show Podcast
The market has reclaimed the 50- and 100-day moving averages after last week's selloff, avoiding the knee-jerk breakdown many feared. But does that mean the next leg higher has begun? In today's Before the Bell, we explain why the S&P 500 remains trapped in a two-month consolidation, why diversified portfolios have held up better than momentum trades, and why this still may not be the "buy the dip" opportunity many investors are waiting for. We'll also discuss why momentum stocks remain under pressure despite a deep correction, what technical signals traders should watch before re-entering...
info_outlineShould you leave your old 401(k) with a former employer, roll it into an IRA, move it to a new employer's retirement plan, or consider another option? The right answer depends on your goals, investment choices, fees, taxes, and retirement timeline.
Lance Roberts & Jon Penn examine the advantages and disadvantages of each option, including investment flexibility, creditor protection, Required Minimum Distributions (RMDs), fees, and the tax implications that could affect your long-term retirement strategy. We'll also explain why leaving your 401(k) where it is may be the best decision in some situations—and why rolling it over isn't always the automatic choice.
If you're changing jobs, approaching retirement, or simply reviewing old retirement accounts, this discussion will help you make a more informed decision before moving your savings.
0:00 INTRO
0:48 - End of June - Start of July
2:25 - Google Goes to DJIA
4:43 - Maintain & Monitor Risk
8:35 - Man Caves & Kitchens
9:18 - I Need to Rollover My 401k to an IRA
15:16 - What to Do with Your 401k
17:04 - What You Lose in an IRA
20:55 - Is This a Bad Time to Invest?
25:57 - Binary Investors
27:33 - Gating Returns in Private Credit Funds
40:18 - Dollar Strength & Precious Metals
43:31 - Why You Should Keep Money in a 401k - vs IRA
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer
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Articles Mentioned in Today's Show:
"Friedman Was Right, Just Mostly Misquoted"
https://realinvestmentadvice.com/resources/blog/mitton-friedman-was-right-just-mostly-misquoted/
"Private Equity – Why Am I So Lucky?"
https://realinvestmentadvice.com/resources/blog/private-equity-why-am-i-so-lucky/
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Watch today's "Before the Bell" premarket commentary, "Can Markets Break Out?"
https://youtu.be/Cdk3OpxHkd4
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Watch our previous show, "Milton Friedman Was Mostly Right"
https://youtube.com/live/qDTBlhH8YGY
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Get more info & commentary:
https://realinvestmentadvice.com/insights/real-investment-daily/
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* REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026:
https://streamyard.com/watch/RfJtCj2byfDr
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