8-18-26 Can You Trust Financial Advice on Social Media?
The Real Investment Show Podcast
Release Date: 08/18/2026
The Real Investment Show Podcast
More investors are turning to TikTok, YouTube, and other social-media platforms for financial advice. But how do you separate useful financial education from bad advice, speculation, and outright scams? Lance Roberts and Jonathan Penn discuss how to evaluate financial advice online, the warning signs investors should watch for, and why popularity, followers, and flashy lifestyles aren't substitutes for expertise. Social media can help people become better investors—but only if they know whom to trust. 0:00 INTRO 1:02 - Don't Read Too Much Into Indexes 3:14 - Cap-X Spending: Space-X...
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Why does your portfolio sometimes look nothing like the S&P 500? The answer often comes down to allocation. Semiconductor and mega-cap stocks can drive headline market returns, while value-oriented sectors may deliver lower returns with greater stability. We look at momentum, semiconductors, mega-caps, and value stocks to explain why portfolio performance can diverge sharply from the broader market. Understanding what you own, and how those holdings behave across market cycles, can matter more than simply comparing your returns with an index. Hosted by RIA Chief Investment Strategist,...
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Stocks are back near record highs, the trend remains bullish, and market breadth is strong. But after a powerful run, the S&P 500 is stretched well above its major moving averages, while investor sentiment and money flows have reached extreme levels. Lance Roberts reviews Yen Intervention Narrative amd examines what is driving the rally, why retail investors are piling back into previously beaten-down trades, and whether strong earnings, buybacks, and broad participation can keep markets moving higher. Rebalancing, taking profits in oversized positions, and maintaining discipline may be...
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Markets have posted three straight weeks of gains, but the risk-reward equation is becoming less attractive. With the S&P 500 extended above its 50- and 200-day moving averages, potential upside may be limited compared with the downside of a normal market correction. Meanwhile, volatility remains unusually compressed, puts are relatively inexpensive, and seasonal risks are approaching. Lance Roberts explains why this combination warrants attention, why portfolios were recently rebalanced, and why inexpensive hedges may make sense as insurance against a volatility spike. Hosted by RIA Chief...
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How much money do you really need to retire? Headlines touting a retirement “magic number” may do more harm than good, especially when an intimidating savings target becomes an excuse to give up. Richard Rosso & Jonathan McCarty explain why successful retirement planning isn't about reaching one arbitrary number. It's about building sustainable income around your actual spending, lifestyle, Social Security benefits, savings, and other resources. We also examine why many older workers now view Social Security as their retirement plan, whether Social Security alone can provide...
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The latest inflation report came in largely as expected, giving the Federal Reserve something increasingly valuable: more time. Inflation was neither soft enough to eliminate concerns about price pressures nor hot enough to force the Fed's hand. That leaves investors asking what comes next for interest rates, the economy, and markets. Lance Roberts examines what the latest inflation data means for Fed policy, whether officials can remain patient, and what investors should watch as the debate over inflation and interest rates continues. 0:00 INTRO 0:50 - CPI & Bond Auction Action 4:00 -...
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Markets remain near record highs, but after a powerful run since April, the S&P 500 is trading more than two standard deviations above trend and has stalled in a tight range. At the same time, retail investors are aggressively buying dips and returning to many of the stocks and sectors that previously burned them. That enthusiasm can keep markets elevated, but stretched conditions warrant caution. As midterm elections approach, investors should avoid chasing the rally, rebalance where necessary, and focus on managing portfolio risk. Hosted by RIA Chief Investment Strategist, Lance...
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Fresh inflation data later this morning puts the Federal Reserve and the economy back in focus: Can inflation continue to cool despite higher energy prices? Is the weakening labor market increasing pressure on the Fed to cut rates? And with markets near record highs, should investors remain bullish, rebalance portfolios, or prepare for more volatility? Lance Roberts and Danny Ratliff answer your live questions on inflation, interest rates, the economy, markets, portfolio risk, and what investors should be watching next. 0:00 INTRO 1:01 - Inflation Day - CPI Preview 3:45 -...
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Markets are consolidating after their recent surge, but the underlying trend remains bullish. Momentum is on a buy signal, moving averages are rising, earnings remain strong, credit spreads are tight, and liquidity continues to support stocks. From tariffs and geopolitical conflicts to recession fears, bearish narratives have repeatedly challenged investors over the past five years. Yet staying out of the market because of scary headlines has been costly. Lance Roberts explains why earnings, liquidity, credit conditions, and market trends matter more than predictions, and why investors should...
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What really drives bull and bear markets? Lance Roberts & Jon Penn examine why corporate earnings remain one of the most important forces behind market performance. Rising profits can support bull markets, while significant earnings declines have historically accompanied the most severe bear markets. We also examine calls for “sound money” and a return to the gold standard. While concerns over debt, deficits, inflation, and dollar debasement are legitimate, a gold-backed dollar could have significant consequences for credit, economic growth, and investors. The key is separating...
info_outlineMore investors are turning to TikTok, YouTube, and other social-media platforms for financial advice. But how do you separate useful financial education from bad advice, speculation, and outright scams?
Lance Roberts and Jonathan Penn discuss how to evaluate financial advice online, the warning signs investors should watch for, and why popularity, followers, and flashy lifestyles aren't substitutes for expertise. Social media can help people become better investors—but only if they know whom to trust.
0:00 INTRO
1:02 - Don't Read Too Much Into Indexes
3:14 - Cap-X Spending: Space-X Data Center Grimes County Tax Abatement
5:14 - Market Factors & Dynamics (Momentum Index, Semi-conductor Index, IGV, Value Index, MGK Mega-cap stocks)
11:32 - The Myths of Long Term Investing - Pt-1
13:37 - The Great Wealth Transfer Fail
18:13 - Financial Advice on Social Media
19:47 - Sports Betting as Part of Financial Plan?
21:00 - How We Differ from the Other Guys on Social Media
24:26 - Four Buckets of Social Media Influencers
28:13 - What are They Selling? (Our stuff is free)
30:58 - The Thing About Newsletter Recommendations
32:05 - How Much Risk Can You Afford (and how will you behave)?
34:23 - The $3-T problem: Investors Still Holding Cash?
35:33 - Why the Negativity About Bonds?
38:56 - Why the Prices of Bonds Move (& the home buying conundrum)
43:25 - Looking at our allocations
44:25 - The "Cash on the Sidelines" Myth
Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer
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Watch today's "Before the Bell" premarket commentary, "Why Your Portfolio Doesn’t Match the Market,"
https://youtu.be/fYCwotrLSAM
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Watch Today's Full Video on our YouTube Channel:
https://youtube.com/live/v6Wy7iLl-gQ
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Articles mentioned in this report:
"Think Like An Investor, Not A Speculator (Chapter 1 of 5)"
https://realinvestmentadvice.com/resources/blog/think-like-an-investor-chapter-1-of-5/
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Watch our previous show, "Record Highs: Should You Chase the Rally?
https://youtube.com/live/c44_giKICEY?feature=share
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https://realinvestmentadvice.com/insights/real-investment-daily/
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https://streamyard.com/watch/Qjx33M2tS4i4
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