8-28-26 Will Your IRA Go to the Right People?
The Real Investment Show Podcast
Release Date: 08/28/2026
10-7-26 Q&A Wednesday: Can the Rally Keep Going?
The Real Investment Show Podcast
Markets are pushing to record highs, but investors have plenty to question. Can the rally keep going as Treasury yields remain elevated, the labor market cools, AI enthusiasm drives Technology stocks, and geopolitical tensions continue to influence oil and inflation? Lance Roberts and Danny Ratliff answer your questions from the YouTube live chat and examine the economic, geopolitical, and investing stories shaping markets right now. Bring your questions and join the conversation as we separate market signals from headlines and discuss what investors should be watching next. 0:00 -...
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10-7-26 Can the S&P 500 Breakout Hold? | Before the Bell
The Real Investment Show Podcast
The S&P 500 is on the cusp of breaking out to new all-time highs after the NASDAQ has already pushed into record territory. With futures pointing higher and momentum turning positive, the question now is whether the S&P 500 can break above resistance and, more importantly, hold those gains. The setup has several potential tailwinds. Earnings season is approaching, oil prices have retreated sharply from recent highs, and interest rates appear extremely extended and vulnerable to a retracement. Lower oil prices and easing Treasury yields could reduce inflation concerns and provide...
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10-6-26 Sequence of Returns Risk: The Math That Breaks Retirement
The Real Investment Show Podcast
You can earn a solid average return in retirement and still run out of money. The reason may be sequence of returns risk — the danger of suffering significant market losses early in retirement, while simultaneously withdrawing money from your portfolio. Lance Roberts & Jon Penn explain why the order of investment returns matters so much once you transition from saving to spending, and examine the math behind the 4% withdrawal rule, why early retirement losses can be so difficult to recover from, how taxes can increase the effective draw on a portfolio, and why starting market valuations...
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10-6-26 S&P 500 Breakout: Can New Highs Hold? | Before the Bell
The Real Investment Show Podcast
The S&P 500 is on the cusp of breaking out to new all-time highs after the NASDAQ has already pushed into record territory. With futures pointing higher and momentum turning positive, the question now is whether the S&P 500 can break above resistance and, more importantly, hold those gains. The setup has several potential tailwinds. Earnings season is approaching, oil prices have retreated sharply from recent highs, and interest rates appear extremely extended and vulnerable to a retracement. Lower oil prices and easing Treasury yields could reduce inflation concerns and provide...
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10-5-26 Q4 Market Outlook: Will Strong Markets Finish Strong?
The Real Investment Show Podcast
Can a strong year for stocks carry its momentum through the fourth quarter? History provides an interesting backdrop for the Q4 market outlook. Lance Roberts examines the forces that could shape markets through year-end, including rising earnings estimates, corporate buybacks, investor sentiment, liquidity, interest rates, and the continuing dominance of Technology. We’ll also look at the other side of the setup: weak market breadth, elevated Treasury yields, narrow leadership, and the risk that strength in the major indexes may be masking weakness beneath the surface. 0:00 -...
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10-5-26 Market Breadth Sends a Warning | Before the Bell
The Real Investment Show Podcast
The S&P 500 remains resilient, but market breadth is telling a very different story. The percentage of stocks on bullish buy signals and those trading above their 50- and 200-day moving averages has fallen sharply, even as the major index remains well above key technical support. Volatility remains subdued, momentum has cooled, and the S&P 500’s previous deviation from its 200-DMA has narrowed without a major market decline. That leaves stocks caught between deteriorating participation beneath the surface and an index that continues to trade sideways. The next catalyst could be Q3...
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10-2-26 Funeral Planning - Make the Decisions Before Your Family Has To
The Real Investment Show Podcast
Funeral planning may not be anyone’s favorite financial-planning conversation, but making decisions now can save your family money, confusion, and difficult choices later. Richard Rosso and Jonathan McCarty take a surprisingly entertaining look at the financial side of planning your own funeral, from traditional burial and cremation to cemeteries, niches, pet burials, aquamation, becoming a tree, and even having your cremains launched into space. We’ll examine funeral and burial costs, prepaid arrangements, inflation, cemetery pricing, add-ons, paperwork, and the importance of...
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10-1-26 From TINA to TIGA: Diversification Pays Again
The Real Investment Show Podcast
For years, investors lived by TINA: “There Is No Alternative” to stocks. With interest rates near zero and bond yields offering little income, equities dominated the investment landscape. But that math has changed. Today, Treasury yields are above 5%, investment-grade corporate bonds offer competitive income, and real yields have climbed to levels not seen in nearly two decades. Meanwhile, stock valuations remain historically elevated. That creates TIGA: “There Is a Good Alternative.” Lance Roberts & Michael Lebowitz examine what the changing relationship between stocks and...
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10-1-26 Bond Yields May Be Setting Up a Trade | Before the Bell
The Real Investment Show Podcast
Treasury yields have spiked, with the 10-Year Treasury around 5.29%, but the technical picture suggests rates may be getting stretched. Historically, extreme deviations from longer-term trends have often been followed by a retracement in yields, potentially creating a short-term trading opportunity in longer-duration bonds. Lance Roberts examines the 20-year history of Treasury yields, the current technical setup, and why heavy short positioning in bonds could amplify a reversal if rates begin to fall. This is not a long-term forecast for lower interest rates, but a look at what technical mean...
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9-30-26 Q&A Wednesday: What's Holding Up the Market?
The Real Investment Show Podcast
The major indexes remain near record territory, but beneath the surface, the picture is considerably more complicated. Technology continues to provide important support while market breadth has weakened, Treasury yields remain elevated, and small- and mid-cap stocks have faced greater pressure. Meanwhile, investors are weighing the Federal Reserve’s latest rate hike, higher bond yields, oil prices, stretched areas of the market, Nvidia’s massive stock buyback, and questions about whether Technology can continue carrying so much of the market’s weight. Lance Roberts & Danny Ratliff...
info_outlineWho inherits your IRA could matter just as much as what’s in it.
The SECURE Act changed the rules for inherited retirement accounts, while newer IRS regulations created additional planning opportunities for trusts and multiple beneficiaries.
Richard Rosso & Jonathan McCarty break down IRA beneficiary designations, the 10-year distribution rule, trusts as retirement account beneficiaries, and why outdated estate plans can create unintended tax consequences. Plus, we explain how properly structured trusts and subtrusts may provide greater flexibility for spouses, children, and other heirs.
Before assuming your will or trust has your retirement accounts covered, make sure your beneficiary strategy actually works the way you intend.
0:00 INTRO
0:20 - Nana Nun, teaser: Designating Beneficiaries Can Become a Nightmare
2:03 - Uber & Zipline drone delivery; Why the Young "have no money"
9:23 - Account Titling and Probate Avoidance
14:00 - Revocable Living Trusts
15:57 - Setting Beneficiaries on Assets
18:31 - How to Use TOD (Transfer on Death)
20:10 - Mistakes w IRA Beneficiaries
25:39 - The Benefits of Online Savings (adding/subtracting beneficiaries)
27:47 - Best Practices for Titling: Be Specific
29:46 - Naming Contingent Beneficiaries
Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP
Produced by Brent Clanton, Executive Producer
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