9-1-26 What Should You Expect From a Financial Planner?
The Real Investment Show Podcast
Release Date: 09/01/2026
9-16-26 Markets Break the 50-DMA: What Happens Next? | Before the Bell
The Real Investment Show Podcast
Markets broke below the 50-DMA and their recent consolidation range, but does that signal a deeper correction or set the stage for a reflexive rally? With stocks becoming increasingly oversold, today's FOMC meeting could provide the catalyst for the market's next move. Meanwhile, oil remains an important wildcard. High energy and diesel prices can weigh on consumers, transportation, inflation, and economic growth, while a reversal in oil could ease inflation pressure, give the Fed more breathing room, and potentially provide relief for bond yields. Lance Roberts examines the market's technical...
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9-15-26 10 Money Moves to Make Before Year End
The Real Investment Show Podcast
The end of the year will be here before you know it. What financial moves should you make now instead of waiting until December? Lance Roberts and Jon Penn look at 10 important year-end financial planning decisions to consider before December 31, including tax planning, Roth conversions, required minimum distributions (RMDs), qualified charitable distributions (QCDs), retirement plan contributions, and charitable giving. 0:00 INTRO 1:02 - The Challenge in the Markets 2:22 - Will Warsh Hike Rates...or not? 3:19 - Markets Struggle through Narrow Trading Range 4:31 - If the Markets Stay...
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9-15-26 Is AI Spending Really Slowing? | Before the Bell
The Real Investment Show Podcast
AI slowdown fears pressured stocks Monday, but the market held support at the 50-DMA as investors began looking past the headlines. Despite calls to slow AI development, data center spending remains strong, infrastructure backlogs stretch for years, and earnings expectations continue to rise. Meanwhile, the broader market remains stuck in a narrow trading range as money rotates between sectors rather than leaving stocks altogether. With some Technology names becoming increasingly oversold, negative sentiment could also be creating opportunities. We look at the key 50-DMA and 100-DMA support...
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9-14-26 Is This Time Different for Stocks?
The Real Investment Show Podcast
Stock prices and corporate earnings are breaking trends that have held for roughly 90 years. Does artificial intelligence represent a fundamental change in the economy and markets, or are investors once again being tempted by the four most dangerous words in investing: “this time is different”? Lance Roberts examines whether AI has truly changed the earnings equation, what today's valuations suggest about future returns, and why investors don't necessarily have to choose between being bullish and bearish. 0:00 INTRO 1:01 - FOMC Week; AI: To Pause or Not to Pause? 4:35 - Markets Still...
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9-14-26 Don’t Overreact to Today’s Tech Selloff | Before the Bell
The Real Investment Show Podcast
September’s frustrating market consolidation continues, but Technology and the NASDAQ face fresh pressure following weekend calls from AI industry leaders to slow development. Is this the start of a bigger breakdown, or simply a kneejerk reaction? Lance Roberts explains why investors should avoid making big portfolio moves based on the opening selloff. While Technology is under pressure, strength in Financials, Consumer Staples, Consumer Discretionary, and Energy could provide broader market support. With the S&P 500 near its 50-DMA and the Federal Reserve’s FOMC decision coming...
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9-11-26 Can the FIRE Movement Really Work?
The Real Investment Show Podcast
The Financial Independence, Retire Early movement promises something many people want: save aggressively, live below your means, build wealth, and gain the freedom to leave work early. But does the FIRE movement really work when retirement could last 40, 50, or even 60 years? Richard Rosso & Jonathan McCarty examine the different approaches to FIRE, including Fat FIRE, Lean FIRE, Barista FIRE, and Coast FIRE, and discuss where retirement calculations can go wrong. We also look at why stocks should not simply be treated as predictable compounding assets, the risks of quitting your job too...
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9-10-26 What Will Inflation Data Do for the Fed?
The Real Investment Show Podcast
With CPI and PPI inflation reports in focus, markets are looking for clues about the Fed’s next move on interest rates. Will cooler inflation give policymakers more room to cut rates, or could hotter data force the Fed to remain cautious? Lance Roberts & Michael Lebowitz examine what the latest inflation numbers could mean for Fed policy, interest rates, Treasury yields, and financial markets, as investors try to determine whether inflation is cooling enough to change the Fed’s outlook. 0:00 INTRO 0:49 - PPI, CPI Preview 2:11 - Oil As Factor in Inflation 4:36 - Markets Continue...
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9-10-26 Markets Test Key Support | Before the Bell
The Real Investment Show Podcast
Markets have fallen for three straight sessions and are now testing the S&P 500’s 50-day moving average, the first key target for this pullback. While momentum remains on a sell signal, markets are becoming oversold enough to support a potential bounce. This week’s PPI and CPI inflation reports could determine what happens next. Cooler inflation could spark a rally, while hotter-than-expected data could increase concerns about Federal Reserve policy and push stocks toward the 100-day moving average and the next major support levels. September weakness, bearish hedge fund positioning,...
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9-9-26 Q&A Wednesday: What Should Investors Do Now?
The Real Investment Show Podcast
Markets are entering a critical stretch as investors confront rising oil prices, renewed inflation concerns, higher Treasury yields, shifting expectations for Federal Reserve policy, and continued uncertainty over the direction of stocks. Lance Roberts & Danny Ratliff take your questions live and examine what the latest economic and market developments could mean for your money. 0:00 INTRO 1:01 - Market is hanging out - Going Nowhere Quickly 3:33 - Rise in Rate Hike Odds will Increase Pressure on the Fed? 7:05 - Too Loud? Too Old... 7:43 - Bessent: "I am the House" 9:19 - Dollar vs...
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9-9-26 Oil and Inflation Raise Market Risk | Before the Bell
The Real Investment Show Podcast
Markets remain stuck below the 20-day moving average as September weakness, a momentum sell signal, and the corporate buyback blackout weigh on stocks. The S&P 500 could test its 50-day moving average near 7,570, with the 100-day moving average around 7,450 representing additional downside risk. Meanwhile, rising oil prices add another challenge. Higher energy and gasoline costs can weaken consumer demand, pressure economic growth and earnings, and eventually feed into inflation. A hotter CPI or PPI report could also increase pressure on the Federal Reserve to consider higher interest...
info_outlineWhat should a good financial planner actually do for you? It should go far beyond choosing investments or building a retirement portfolio.
A strong financial planning relationship should provide organization, accountability, objectivity, education, and proactive guidance while coordinating investments, taxes, Social Security, Medicare, insurance, estate planning, and retirement income. Just as importantly, your financial plan should evolve as your life, goals, markets, and tax laws change.
Lance Roberts & Jon Penn examine what investors should expect from a financial planner, why personalization and communication matter, how a fiduciary relationship should work, and why good financial advice is ultimately about helping you make better decisions with your money.
0:00 INTRO
0:54 - Economic Previews & late earnings trickle in
3:15 - AI: Dis-inflationary AND Inflationary
4:57 - September is Seasonally Weak:
11:20 - Traditional Buy & Hold vs more active management & fear of gains
14:16 - Capital Preservation is first priority
17:44 - Separately Managed Accounts (SMA) vs S&P
20:04 - The Challenges of starting to build financial plan
26:00 - Getting Your Money's Worth from Financial Advisor
29:21 - The Problem of Account Accumulation & Dilution of Returns
34:02 - Budgeting, stress-testing, & tax planning opportunities
36:17 - Estate planning, medical directives, Durable POA
38:08 - Financial Planning priorities in Investing
39:06 - The Role of Life Insurance in Financial Planning
40:26 - Annuities' Bad rap - does it make sense?
44:00 - How much Liability Protection do You Need?
Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer
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Watch today's "Before the Bell" report, "Don’t Make a Big Bet Yet,"
https://youtu.be/9gNpbwdm97w
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Articles mentioned in this report:
"Loss: Why Crashes, Timing & Valuations Matter (Chapter 3 of 5)"
https://realinvestmentadvice.com/resources/blog/loss-why-crashes-timing-valuations-matter-chapter-3-of-5/dvice.com/resources/blog/why-retail-traders-consistently-underperform-over-time/
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