Building Blocks for Wealth: Strategies for Successful Property Investing | Aaron Christie-David
Property Investment, Success & Money | The Michael Yardney Podcast
Release Date: 05/05/2025
Property Investment, Success & Money | The Michael Yardney Podcast
What if I told you that right now, quietly but powerfully, one of the biggest investment opportunities in Australian property is unfolding in plain sight? While most people are focused on the day-to-day news cycle, savvy investors are looking a few years ahead, to 2032, when Brisbane will step onto the global stage to host the Olympic and Paralympic Games. But here’s the thing: the real gold rush isn’t during the Games — it’s the decade leading up to them. Billions of dollars are already pouring into infrastructure. Suburbs are being transformed. Jobs are being created. And investor...
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We’re now on the brink of what could be the biggest shake-up to the Australian tax system since the GST was introduced back in 2000. Federal Treasurer Jim Chalmers has signalled that tax reform is not just on the agenda - it’s a priority. But what kind of reform are we really talking about here? If you dig beneath the headlines, this isn’t just about closing loopholes, it’s about reshaping how wealth is taxed and redistributed in a very different economic and demographic Australia. Whether you're a business owner, property investor, or self-funded retiree, you may be directly in the...
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Today, women live longer than men, but retire with far less money. And despite all the progress we've made, Australia's gender wealth gap remains stubbornly wide. Today I'm joined by Sarah Megginson, money expert and Head of Editorial at Finder, to unpack the insights from their 2025 State of Women’s Wealth Report. We explore why women continue to fall behind financially, what drives the wealth gap beyond pay inequality, and most importantly, what women (and men) can do about it. You might be thinking, "Well, I’m not a woman — why does this affect me?" I think you really should...
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The Australian property market has been anything but predictable in recent years - booms, corrections, interest rate hikes, and a housing supply crisis have kept everyone on their toes. But what lies ahead? In today’s episode I’m joined by Dr Nicola Powell, Chief of Research and Economics at Domain, to unpack their latest Price Forecast Report for the 2025–26 financial year. This isn't just another forecast - we take a deep dive into how affordability, population growth, government incentives, and even the psychology of homebuyers will shape our markets in the year ahead. Whether...
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We’ve all heard the phrase “rent money is dead money,” right? But is it really? As property prices surge and affordability challenges mount—especially for younger Australians—a growing number of people are turning to an alternative path: rentvesting. That’s where you rent the home you live in and invest in a property elsewhere. Is this just a clever workaround, or is it a genuinely smart wealth-building strategy? In today’s episode I’m joined once again by Stuart Wemyss to explore this in depth. And even if you’re not particularly interested in rentvesting, I’m sure many of...
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Did you know that for the first 15 years of your mortgage, you're working mostly for the taxman, not your future wealth? It’s a startling claim, but one backed by data from the Housing Industry Association — and it sheds new light on why housing affordability is getting worse, not better. Today, I’m joined by Tim Reardon, Chief Economist at the HIA, to unpack this extraordinary insight. We explore how government taxes and regulatory charges are silently front-loading the cost of home ownership, inflating house prices, and burdening Aussie families before they’ve even laid a brick. And...
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If you’re a property investor, I have an important question for you… When was the last time you thought seriously about your property manager? If you think their main job is collecting the rent and organising tradies when something breaks, I’ve got news for you—things have changed dramatically. In fact, the world of residential property management has been turned on its head in the last five years. New legislation, shifting tenant expectations, work-from-home dynamics, and rapid tech adoption mean that managing your investment property is no longer a simple job you can entrust to just...
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If you’ve ever felt like you’re playing a game of property monopoly in Australia, but someone else got to pass “Go” decades before you and now owns half the board, you’re not imagining it. That “someone else”? It's the Baby Boomers. They’ve won the property game in Australia. Not just because they got in early, but because the rules of the game have increasingly worked in their favour, at the expense of younger generations. Today leading demographer Simon Kuestenmacher and I chat about whether the Baby Boomers really did have it easier or not, as well as how younger generations...
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Today, I want to talk about something that’s really flying under the radar—but it shouldn’t be. Imagine being taxed on money you haven’t actually earned. Not on rent you’ve received, not on a capital gain you’ve banked, but just on the increase in value of an asset you still hold. Sounds crazy, right? Well, that’s exactly what the federal government’s proposed new tax on superannuation above $3 million aims to do—taxing unrealised capital gains. And while they say it’ll only affect a handful of wealthy Australians today, the truth is—because that $3 million cap...
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Have you ever wondered if property development could be your next big wealth accelerator? You’ve probably heard the success stories – investors who’ve turned modest sites into multimillion-dollar assets by building just two townhouses. But what you don’t often hear about are the sleepless nights, the missteps, the cost overruns, the unexpected council headaches, or the “learning experiences” that chew up profit and time. Today, I’m joined by Greg Hankinson – Director of Metropole’s Project Development Division. Greg has almost 3 decades of experience managing...
info_outlineIn today’s podcast, Aaron Christie-David and I delve into the intricacies of successful property investment, emphasising the importance of mindset, financial education, and strategic planning.
We discuss the current property cycle, the role of strategic mortgage brokers, and how to improve your borrowing capacity while managing your cash flow.
Takeaways
- The property market is entering a new phase as interest rates will continue to fall.
- The long-term fundamentals will drive property values up over the next few years but there will be ongoing challenges..
- Taking control of your financial future is essential, the government won't look after you in your golden years..
- The right mindset is crucial for successful investing.
- Financial education is often lacking in Australia.
- Investors need to manage cash flow effectively.
- Choosing the right mortgage broker can impact success.
- Borrowing capacity can be increased with strategic planning.
- Lifestyle choices can hinder investment potential.
- Investing requires grit and the ability to hold on.
Chapters
00:00 Introduction to Financial Freedom
04:00 The Importance of Mindset in Investing
06:55 Understanding Borrowing Capacity
09:41 The Role of Mortgage Brokers
12:06 Strategies for Increasing Borrowing Capacity
14:46 Navigating Cash Flow Challenges
17:33 Long-Term Investment Strategies
20:07 The Impact of Lifestyle on Investment
22:59 Scaling Investments Amidst Economic Challenges
25:35 Fundamentals of Property Investment
28:17 Taking Control of Your Financial Future
Links and Resources:
Michael Yardney - Subscribe to my daily Property Update newsletter
Metropole’s Strategic Property Plan – to help both beginning and experienced investors
Aaron Christie-David co-founder of Atelier Wealth his podcast is The Australian Property Podcast
Get a bundle of free reports and eBooks – www.PodcastBonus.com.au
Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to or watching this podcast and subscribe so each week we can unveil the trends shaping your future.