1243: How to Navigate Money, Marriage, and Shared Ambition With Douglas and Heather Boneparth
Release Date: 12/17/2025
Emotionally Uncomfortable
“Who you are when you have to make an emotionally uncomfortable decision says everything about how quickly you will get results.” In this episode, Heather shares a grounded, no-bypass conversation about decision-making when your nervous system is activated, clarity feels unavailable, and quitting would be easier than staying in it. She unpacks why decision fatigue isn’t about doing too much, but about avoiding the decisions that actually matter, how unmade choices quietly turn into identity-level habits, and why real momentum is built by staying in motion even when outcomes, other...
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“Almost everybody will overestimate how much they can grow in one year. At the same time, they underestimate how much they can grow in five.” In this episode, Heather talks with Jay Papasan about why doing more isn’t the answer, how relentless productivity can actually work against you, and what happens when you commit to the one thing that truly matters. This is a conversation about focus as a skill, boredom as a feature of mastery, and the quiet, intentional choices that make everything else easier (or unnecessary). If you’re tired of spinning your wheels and ready to aim...
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“What happens when you talk about the things that you want to do is people start to make connections for you. And this is exactly what happened and what has enhanced this year's experience.” In this episode, Heather explores what happens when we stop waiting for the perfect moment and start choosing courage instead. This isn’t a travel highlight reel; it’s a behind-the-scenes look at how Heather and her family prepared, decided, and executed the big life shift of snowbirding—without burning out their family or their bank account. She opens up about navigating her own (and her...
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“At the end of the day, our brains are wired to crave peace and order, and our outer environments can mirror our inner environment, or vice versa.” In this episode, Heather sits down with Katy Wells to explore overconsumption and overcommitment, as well as the many forms of clutter that quietly erode our patience, focus, and presence. Many women find themselves struggling to concentrate or feeling constantly overwhelmed, which leads them to wonder, “What’s wrong with me?” This conversation reveals that it’s decision fatigue and unexamined accumulation pulling attention in too many...
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“I put myself in situations where I didn't have a back door and couldn’t run away from myself. The natural consequence was that I felt lighter, and I’m finishing the year more proud of myself than I've ever been, with more confidence.” In this episode, Heather guides you through her unique process for creating a personalized, focused plan for 2026 that brings real lightness into your life. But that doesn’t mean bypassing internal struggles or heavy emotions, because you can’t reclaim your time or create more peace without addressing your biggest energy leaks. If your goal is to...
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“Success is your child getting what they want out of life, including who they want to be and how they want to be.” College is rarely the right next step for our kids, yet parents are so bought into this outdated view of education and success. In this episode, Heather sits down with Degree Free founder, Hannah Maruyama, to unpack the best ways to support our teens in building skills that help them uncover their passion at the right time, rather than shoving them back onto the “education” conveyor belt that saddles them with freedom-stealing debt. This isn’t about being anti-education;...
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“I'm a fan of quality versus quantity and reading one book all year, but mastering everything that you have learned in that book.” In this episode, Heather shares her top six books for growing as a parent, business owner, and person in 2026. But these aren’t just any old books to add to your stack; they’re the books she keeps on hand to read and reread because they’re a wealth of knowledge and insight that can change your life, if you integrate their wisdom. The big takeaway from this episode that will transform your life if you follow it? That you don’t need to read more. You need...
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“Money is one of those things that people just consider as an afterthought. The older you get and the more responsibilities you have, you start to realize money is a tool, and it's required for health and happiness.” In this episode, Heather sits down with Douglas and Heather Boneparth to dig into the often uncomfortable but wholly necessary work of talking about finances with your partner. Together, they unpack what really happens beneath the surface when couples avoid money conversations, and how bringing these truths forward can transform the intimacy, teamwork, and emotional safety in...
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“I understand that if I'm too comfortable, it's time to grow. Because if I'm not growing, I'm dying. And if I'm dying, I'm going to live a miserable life.” In this episode, Heather reflects on three big lessons she’s learned over the last 12 years since her cancer diagnosis, exploring the significance of facing fears, recognizing triggers as opportunities for growth, and the importance of self-reflection in embracing a fulfilling life. This conversation isn’t about recounting the many challenges she faced during healing; it’s about celebrating and learning to live more fully. Because...
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“When resistance is coming up, it's just trying to show you something, and it's an area in your life that can be healed, that can stretch you, that can put you in a position and in an opportunity for you to step into what's next for you.” In this episode, Heather sits down with Tracy Matthews to dig into how we master resistance, find the courage to move toward our big visions, and cultivate a more profound sense of trust in ourselves and the universe. Whether it’s navigating health issues, parenting children, or building a business, we all bump into those uncomfortable...
info_outline“Money is one of those things that people just consider as an afterthought. The older you get and the more responsibilities you have, you start to realize money is a tool, and it's required for health and happiness.”
In this episode, Heather sits down with Douglas and Heather Boneparth to dig into the often uncomfortable but wholly necessary work of talking about finances with your partner. Together, they unpack what really happens beneath the surface when couples avoid money conversations, and how bringing these truths forward can transform the intimacy, teamwork, and emotional safety in your relationship. Explore the stories we inherit around money, why it feels so vulnerable to speak up, and the simple shifts that help you feel like you’re on the same team again.
What to listen for:
✨ Money is not an afterthought; it’s a tool for cultivating health and happiness
✨ How Douglas and Heather first understood that they needed to talk about money
✨ Overcoming the fear of speaking up with your partner about finances
“You’re communicating even when you're not communicating. Your body language, your actions, and the way that you're passive-aggressive about it. You're just failing to say the thing that needs to be said.”
✨ Opening the door to teamwork and shared responsibility in your relationship
✨ Letting go of the “Prince Charming is going to save me” and taking ownership
✨ The importance of acknowledging the impact partners have on one another
“The collective ambition needs to come to life here because you share a life together. You still get to be your own person, but you're playing a team game. Championships are won through team efforts, and this is what collaboration is all about. Your marriage is essentially a collaboration of life, and money is this game that you don't get to opt out of.”
✨ Why freedom is emotionally uncomfortable and how to navigate that
✨ The question Douglas and Heather ask every couple to bring them together
✨ The power of energetic time management and chasing the feeling you’re after
“It's not the thing you want, it's the feeling. You say you want more money, more accolades, another book, this, this, this. Amazing. Take it. But what's the feeling you're after?”
✨ The importance of valuing the journey as much as you value the end goal
✨ Benchmarking your money goals and navigating the resistance that comes up
✨ Understanding that intimacy is directly connected to your financial health
About Douglas and Heather Boneparth:
Heather and Douglas Boneparth are the co-authors of Money Together: How to find fairness in your relationship and become an unstoppable financial team. By day, Douglas Boneparth is a CERTIFIED FINANCIAL PLANNER™ and the founder of Bone Fide Wealth in New York City. Heather spent more than a decade as a corporate lawyer before joining the firm as the director of business and legal affairs. They also co-write a weekly newsletter, The Joint Account, which helps couples talk about money.
Connect with Douglas and Heather:
Money Together, available in all formats and at http://www.domoneytogether.com
The Joint Account, available on Substack at https://www.readthejointaccount.com
Bone Fide Wealth, visit https://bonefidewealth.com
Everywhere on social: @averagejoelle + @dougboneparth
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