Asset Protection For Lawsuits and Divorce
Money Tree Investing
Blake Harris shares tips for how to improve your asset protection! The conversation delves into how offshore trusts differ from domestic ones. Blake also dispels misconceptions about offshore trusts, emphasizing their legality and utility for asset protection rather than tax evasion. We explore how these trusts work, the best jurisdictions for establishing them, and the practical benefits for individuals seeking robust asset protection. Today we discuss... Offshore trusts help protect assets from lawsuits and divorces while allowing clients to retain control over their investments. Asset...
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Where Is The Santa Claus Rally???
Money Tree Investing
Where is the Santa Clause Rally and why isn't it here yet? What is here however, is drones! Today we talk about the current events including drone sightings and assassinations. We highlight the lack of transparency in politics, corporate media, and Wall Street - there definitely needs to be critical thinking. We also address the "Santa Claus rally" phenomenon since it could be anecdotal as it lacks consistent data. We talk bullish market trends, year-end tax-loss selling, and being mindful of market seasonality and timing. Today we discuss... High-profile events and media narratives around...
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How Credit Impacts Your Daily Life
Money Tree Investing
Rod Griffin shares how credit impacts your daily life! As a consumer education and advocacy expert at Experian, Rod discuss the critical role of credit in financial health, particularly during the holiday season. This conversation covers best practices for managing credit and credit scores, including maintaining low credit utilization, paying bills on time, and understanding credit reports. He also talk tips to avoid holiday overspending. Today we discuss... Rod Griffin, with 27 years at Experian, shares insights into the company's diverse services beyond credit scores, including fraud...
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Thanksgiving And Turkey Hangover Is Over… Santa Clause Rally Here We Come
Money Tree Investing
Thanksgiving is over and now we're heading into Christmas season! Today we touch on financial planning, likening it to solving a maze by starting at the end: envisioning life goals and working backward to build a plan. We talk about the concept of a "Misogi" or a major annual goal to focus on, aligning it with strategies like bucket lists and planning retirement activities early to maximize fulfillment. Financial freedom isn't just about amassing wealth but about enabling experiences and meaningful life choices and these choices are even important during Christmas! Today we...
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A Golden Opportunity In Small and Mid-Sized Banks
Money Tree Investing
John Palmer delves into his extensive career in banking, and highlights the golden opportunity that lies in small and mid-sized banks. He highlights trends like consolidation, regulatory evolution, and technological advancements. Looking ahead, he is optimistic about the banking sector’s recovery cycle and its capacity for sustained growth, even amid challenges like commercial real estate pressures and emerging fintech innovations. Today we discuss... John Palmer shared his extensive experience in the banking industry, including his career start at KPMG and his transition to founding...
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Turkey Hangover
Money Tree Investing
We're in a turkey hangover but that won't stop us from diving into investing strategies. We share how, by playing to their strengths and finding external support for areas of weakness, investors can reduce risk and enhance returns. We also talk niche investment opportunities in private companies and specific sectors, such as SpaceX and Stripe appearing in mutual funds, which is why you need to stay informed about evolving markets. Today we discuss... Kirk Chisholm reflects on a relaxing Thanksgiving filled with family time, turkey football, and setting up a backyard hockey rink. Doug...
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Macro Trading Opportunities
Money Tree Investing
Tony Greer is here to share Macro Trading opportunities based on his insights from his dynamic career as a trader, spanning roles in FX and more, to his transition to founding The Morning Navigator newsletter. Tony reflects on the challenges of trading during the dot-com bubble, emphasizing the lessons learned from navigating volatile bear markets and adapting to shifts in trading technology. Tony explains how he thrives in today’s fast-paced trading environment, benefiting from volatility to capitalize on market moves. Today we discuss... Tony Greer divided his career into two...
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Cryptocurrency Up… Gold Down… What Could Possibly Go Wrong?
Money Tree Investing
As the Friday before Thanksgiving unfolds, we are seeing cryptocurrency up and gold down! The markets are in a reflective yet volatile state. The emergence of Bitcoin options sparks intrigue and skepticism, with aggressive call-to-put ratios suggesting speculative fervor but also significant risk. Amid these market shifts, a broader discussion unfolds on the profitability of writing versus buying options, with no definitive data but a clear invitation for insights from more experienced market participants. Today we discuss... The Thanksgiving holiday week is historically a...
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Retirement Solutions & Challenges For Each Generation
Money Tree Investing
Anne Lester is here to discuss the retirement solutions and challenges that are facing each generation. Ann shares insights into the challenges of saving for retirement, influenced by her personal experiences as a former "terrible saver." There is a lot the anxiety surrounding retirement savings, the pitfalls of focusing on "the number," and the importance of understanding personal spending flexibility and failure lines. Ann discusses generational differences in retirement preparedness and highlights strategies for building retirement savings, such as saving future raises and adjusting...
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A Summary of How a Trump Presidency Affects Your Investments
Money Tree Investing
The Trump presidency is going to affect your investments and today we discuss how! We talk about focusing on shifting paradigms, market trends, and the need for pragmatic investing. We criticize tech stocks, social media’s evolving role in information dissemination, and reflections on media partisanship. Our overarching goal is for you to focus on investment opportunities created by policy changes rather than being swayed by ideology. Today we discuss... Reflections on self-awareness and understanding societal perceptions after the election. Observations...
info_outlineAnne Lester is here to discuss the retirement solutions and challenges that are facing each generation. Ann shares insights into the challenges of saving for retirement, influenced by her personal experiences as a former "terrible saver." There is a lot the anxiety surrounding retirement savings, the pitfalls of focusing on "the number," and the importance of understanding personal spending flexibility and failure lines. Ann discusses generational differences in retirement preparedness and highlights strategies for building retirement savings, such as saving future raises and adjusting spending priorities.
Today we discuss...
- How Anne helped create the JP Morgan Smart Retirement Target Date Fund.
Retirement challenges, including income uncertainty and spending in later life. - Understanding personal "failure lines" and acceptable lifestyle adjustments.
- Generational wealth differences, with Gen Z and Millennials saving more early.
- The importance of employer-sponsored 401(k) plans for wealth building.
- Younger generations face challenges saving for retirement but are encouraged to stay the course for long-term stability.
- The housing market imbalance is influenced by limited supply, high prices, and generational trends in homeownership.
- Starter homes are increasingly unaffordable, forcing many young buyers to rely on financial help from family.
- The housing market could improve in 5-10 years as demographics and housing supply gradually shift.
- Multifamily housing and smaller new builds are growing trends, potentially offering more affordable options for buyers.
- Behavioral economics and AI have the potential to assist individuals in managing spending habits and savings strategies.
- Credit availability and understanding its consequences play a significant role in financial outcomes for younger generations.
- Boomers struggle with transitioning from saving to spending in retirement, often leaving unused funds.
- Generational differences in attitudes toward spending, saving, and credit reflect diverse economic experiences.
- Future perspectives on bonds may involve alternative strategies as economic conditions evolve.
For more information, visit the show notes at https://moneytreepodcast.com/retirement-solutions-anne-lester-662
Today's Panelists:
Kirk Chisholm | Innovative Wealth
Jeff Hulett | Finance Revamp
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