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Retirement Solutions & Challenges For Each Generation

Money Tree Investing

Release Date: 11/22/2024

Is Donald Trump Inflationary? show art Is Donald Trump Inflationary?

Money Tree Investing

Today we ask a burning question: is Donald Trump inflationary? We dive into the economic implications of Trump's policies, emphasizing their inflationary and deflationary effects. These measures could impact GDP, unemployment, wages, and inflation. We also explore the challenges of rising costs in basic necessities like food, transportation, and utilities, alongside broader concerns about the stock market's bullishness, potential corrections, and the need for sustainable economic growth. We also talk the commodity trends like coffee and the stock market's relationship to the Chinese...

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All Weather Investing Strategies show art All Weather Investing Strategies

Money Tree Investing

Eric Crittenden is here to share the investing strategies for all weather! No matter what the situation is, you should be prepared to invest your money wisely. Eric shares insights on blending equities, bonds, and systematic global macro strategies like trend-following to navigate volatile markets, emphasizing the importance of managing downside risk and incorporating uncorrelated assets. We also reflect on macroeconomic trends, and compare today’s inflationary pressures to the 1970s, expressing skepticism about inflation being fully contained and stressing the value of systematic investing...

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The Two Handed Economist Surprise Prediction show art The Two Handed Economist Surprise Prediction

Money Tree Investing

The two handed economist has a surprise prediction! Today we cover a wide range of topics such as market movements and our perceptions of the current economic and political climate. We talk our current leadership, particularly criticizing Gavin Newsom's handling of California's challenges, including wildfires and insurance issues. We also talk economic frameworks, including the effects of inflation and deflation on purchasing power. Today we discuss...  The growing popularity of pickleball and its origins, along with its appeal to older demographics. Effective leadership styles by...

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Technological Revolution in Manufacturing show art Technological Revolution in Manufacturing

Money Tree Investing

Renan Devillieres discusses the currect techological revolution in manufacturing! This revolution is caused by geopolitical shifts and technological advancements, but also brings the challenges of decoupling from China, the pressing need for new factories and energy infrastructure, and the trade-offs of reshoring and more! Renan also shared insights into the role of AI-powered tools, autonomous roots, and emerging materials in shaping modern manufacturing. Today we discuss...  Manufacturing is undergoing an unprecedented pace of change due to aging populations, geopolitical tensions, and...

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2025 Inflation Predictions show art 2025 Inflation Predictions

Money Tree Investing

Ready for inflation predictions? We discuss the places inflation could strike again in 2025. We also talk economic trends, inflationary patterns, and government spending's role in the economy. We also share the policy implications under different administrations, and how they will impact us going forward. Today we discuss... Reflection on broader U.S. economic issues, such as government spending and budgetary challenges. Analysis of past inflation cycles and comparisons to current monetary policy efforts. Speculation on future economic strategies and challenges in addressing discretionary...

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The Housing Crisis and Inflation: Barriers to the American Dream show art The Housing Crisis and Inflation: Barriers to the American Dream

Money Tree Investing

Economist Bob Frick joins us to talk about how the housing crisis and inflation and how they have become barriers to the American Dream. Bob draws from his unique background as a financial journalist and behavioral economist to address topics such as labor market dynamics, credit card debt, and more. Bob emphasizes the critical shortage of housing and potential economic impacts of policy changes, and their possible inflationary effects. We also talk about the interplay between economic growth, housing supply, and affordability.  We discuss...  Bob Frick shares his background as a...

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2025 Stock Market Predictions show art 2025 Stock Market Predictions

Money Tree Investing

Get ready to invest because today we have your 2025 stock market predictions! Today we talk about how market predictions are typically futile due to the unpredictable nature of financial markets. We explore the trends of 2024, including the standout performers like Nvidia and Bitcoin, but don't assume that means they'll be the winners this year. We also talk active vs. passive management and investing strategies while addressing systemic issues in modern financial markets. Today we discuss...  Annual tradition of financial predictions, and their inherent uncertainty. Recap of 2024's...

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Supercommunicators show art Supercommunicators

Money Tree Investing

We are joined by one of my favorite authors Charles Duhigg to discuss his new book, Supercommunicators! We also jump around to chat about other topics like the role of crypto in politics, broader technology trends and AI, and challenges in private equity. Listen to learn more about how you can be the best communicator through having a strong connection. Today we discuss...  Charles Duhigg's new book, Super Communicators, and reflects on his earlier works, The Power of Habit and Smarter Faster Better. Charles' background as a business journalist covering finance and technology for The New...

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Year End 2024 Wrap Up And Good Cheer show art Year End 2024 Wrap Up And Good Cheer

Money Tree Investing

2024 is over so we're going to share a 2024 wrap up! We explore reflections on the holiday season and its implications for financial markets. We share some touching on lighthearted holiday moments. And we also talk some broader topics such as the role of resilience in success and more! Join us as we wrap up 2024. Today we discuss...  Low trading volume during the holidays is an opportunity to find potential deals, though the speaker suggests this may not be worth pursuing for most. The annual "best year ever" planning process, focusing on setting clear, intentional goals and narrowing...

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Trailblazers, Heroes and Crooks show art Trailblazers, Heroes and Crooks

Money Tree Investing

Steve Foerster, a finance professor and investment historian, to talk his latest book, Trailblazers, Heroes and Crooks: Stories to Make You a Smarter Investor. Steve shared insights into famous financial scandals, such as Bernie Madoff's Ponzi scheme, the Bre-X gold mining fraud, and the Salad Oil Swindle that almost toppled American Express. He highlighted key lessons from these events, including the importance of skepticism, recognizing red flags, and understanding how fraudsters exploit exclusivity and credibility to deceive. These historical stories underscore timeless lessons in...

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More Episodes

Anne Lester is here to discuss the retirement solutions and challenges that are facing each generation. Ann shares insights into the challenges of saving for retirement, influenced by her personal experiences as a former "terrible saver." There is a lot the anxiety surrounding retirement savings, the pitfalls of focusing on "the number," and the importance of understanding personal spending flexibility and failure lines. Ann discusses generational differences in retirement preparedness and highlights strategies for building retirement savings, such as saving future raises and adjusting spending priorities. 

Today we discuss...

  • How Anne helped create the JP Morgan Smart Retirement Target Date Fund.
    Retirement challenges, including income uncertainty and spending in later life.
  • Understanding personal "failure lines" and acceptable lifestyle adjustments.
  • Generational wealth differences, with Gen Z and Millennials saving more early.
  • The importance of employer-sponsored 401(k) plans for wealth building.
  • Younger generations face challenges saving for retirement but are encouraged to stay the course for long-term stability.
  • The housing market imbalance is influenced by limited supply, high prices, and generational trends in homeownership.
  • Starter homes are increasingly unaffordable, forcing many young buyers to rely on financial help from family.
  • The housing market could improve in 5-10 years as demographics and housing supply gradually shift.
  • Multifamily housing and smaller new builds are growing trends, potentially offering more affordable options for buyers.
  • Behavioral economics and AI have the potential to assist individuals in managing spending habits and savings strategies.
  • Credit availability and understanding its consequences play a significant role in financial outcomes for younger generations.
  • Boomers struggle with transitioning from saving to spending in retirement, often leaving unused funds.
  • Generational differences in attitudes toward spending, saving, and credit reflect diverse economic experiences.
  • Future perspectives on bonds may involve alternative strategies as economic conditions evolve.

For more information, visit the show notes at https://moneytreepodcast.com/retirement-solutions-anne-lester-662

 

Today's Panelists:

Kirk Chisholm | Innovative Wealth
Jeff Hulett | Finance Revamp

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