Bedroom Real Estate: How This Unique Rental Strategy Earns $50,000 a Month
Money Tree Investing
Ryan Chaw shares his bedroom real estate rental property strategy. As a pharmacist-turned-real estate investor Ryan shares how he built a successful portfolio of 14 rental properties generating $50,000/month in income by renting out homes by the bedroom to students and professionals near college campuses. Now financially free, he spends his time coaching others and maintaining a disciplined approach to growth while avoiding low-quality competition and preserving strong tenant relationships. Today we discuss... Ryan Chaw transitioned from a pharmacist to a real estate investor inspired...
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2025 End of Quarter Performance… How Did You Do
Money Tree Investing
Today we talk the end of quarter performance for quarter two of 2025. How did you do? We also cover a wide range of economic and market topics, beginning with the complexities of investing in artificial intelligence, lessons on succession planning, leadership transitions, and the importance of understanding demographic and power dynamics in both politics and investing. We note that large-cap growth, tech, and industrials led Q2 performance, while energy and real estate lagged. Mounting debt, rising delinquencies, and wage garnishment were cited as signs of economic stress, especially among...
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The Art of Shaving with Eric Malka
Money Tree Investing
Eric Malka shares his journey from arriving in the U.S. as a 17-year-old immigrant with $100 to co-founding The Art of Shaving, a brand that redefined men’s grooming by turning shaving into a premium ritual experience. He explains how a chance job in men’s grooming and exposure to traditional shaving culture in London inspired him to bring the concept to the U.S., where he and his wife opened their first store using natural ingredients and a four-step shaving system. Eric attributes their rapid growth and eventual acquisition by Procter & Gamble to their emotional connection with...
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AI Just Taught Me This Cool Thing… It is Amazing
Money Tree Investing
AI just taught me this cool thing... keep on listening to find out what it is! Today we talk about the massive and fast-moving implications of AI. We share the personal experiences with how AI challenges traditional business structures and workflows, requiring users to reimagine how work is done. We also explores how AI may replace many functions within organizations, from marketing to operations, while still lacking in areas like math accuracy and sales conversations. We also talk about Mary Meeker’s AI report, noting unprecedented user adoption, the rapid rise of global competitors like...
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Commodity Cycles And Investor Sentiment Secrets
Money Tree Investing
Mukarram Mawjood is here to share on commodity cycles and investor sentiment secrets. He discusses his focus on alternative assets including precious metals, crypto, and real estate, highlighting silver as his top current pick due to its price lag behind gold and significant upside potential. He explains how gold’s recent surge has largely priced in geopolitical risk, while silver remains undervalued despite industrial demand. He also touches on market psychology, gold-to-silver ratios, and how cryptocurrencies are increasingly competing with gold as alternative stores of value. We...
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War in the Middle East. Is AI the Cause?
Money Tree Investing
There is war in the middle east again! Today we talk about the recent escalation of conflict between Israel and Iran, with speculation that the U.S. may be involved indirectly. Media narratives are particularly frustrating, with uncertainty and conflicting reports make it difficult to know what’s truly happening. This definitely parallels the financial markets, particularly with how differing narratives shape reactions during times of volatility with many often making moves on perception rather than confirmed facts. The war could potentially impact on oil prices and inflation among other...
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Breaking Finance with Blockchain with Matthew Le Merle
Money Tree Investing
Matthew Le Merle joined the podcast to discuss his journey from a consulting background to breaking finance with blockchain. He explains how he and his wife Alison pivoted to blockchain after recognizing it as the next major wave of digital value creation following the internet era. He breaks down the differences between blockchain, crypto, and DeFi, and shares how the financial industry is slow to adapt due to outdated systems and vested interests. While adoption may seem slow, it's actually progressing rapidly by historical standards, and transformation remains inevitable no matter...
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The #1 Investment You Can Make in AI is…
Money Tree Investing
AI is causing a big disruption but the number 1 investment you can make in AI is learn it before you get left behind! Today we talk on the cultural, societal, and economic disruption caused by AI, comparing its transformative potential to that of the industrial age. While traditional frameworks—like working for purpose, identity, and productivity—are deeply ingrained in modern life, AI is rapidly eroding these norms by replacing jobs and altering what it means to be valuable in the workforce. Despite the uncertainty and anxiety around obsolescence, the best current investment is learning...
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The Money-Smart Solopreneur with Laura Adams
Money Tree Investing
Laura Adams shares her journey into personal finance, podcasting, and authorship with her new book Money-Smart Solopreneur. She shares how she transitioned from corporate finance aspirations to helping individuals improve their money management through writing and podcasting. She discusses the evolution of book publishing, the growing need for supplemental income due to inflation and stagnant wages by starting side businesses, and practical advice on identifying marketable skills. We discuss... Laura Adams has worked in personal finance for nearly 15 years, transitioning from a corporate...
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AI Will Change Your Life in Surprising Ways
Money Tree Investing
AI will change your life! Are you ready? Today we dive into the evolving landscape of AI, the capabilities and limitations of current AI models like ChatGPT, Claude, Grok, and Gemini, and why most users don't get the results they truly want. While AI is a very powerful but immature tool, learning how to use it effectively will help you to stay relevant in the workforce and can benefit your personal life as well. AI disruption is inevitable and potentially beneficial but it also raises serious questions about human adaptability for a rapidly changing future. We discuss... Douglas Heagren | ...
info_outlineWe're joined by Frances Reaves, who shares insights from her work in estate and Medicaid planning, on how to get your parents ready for long term care. Frances explains the importance of preparing for elder care before it's urgently needed, sharing her personal experience with her own parents and husband, who is currently navigating Alzheimer's care. The conversation dives into the realities of elder care, including the challenges of navigating the healthcare system, the high costs of in-home versus facility care, and the value of long-term care insurance.
We discuss...
- Francis Reads is an elder law attorney specializing in estate and Medicaid planning.
- She founded a service within her law firm called “Parent Your Parents” to support elder care planning.
- Elder care generally begins around age 65, when Medicare becomes available.
- A major challenge in elder care is systemic apathy and poor communication in facilities.
- In-home care is the gold standard if money is no object, costing $12,000–$15,000 per month.
- Reverse mortgages and long-term care insurance are common strategies to fund elder care.
- Long-term care insurance works similarly to car insurance—ideally unused but crucial.
- The cost of long-term care and facilities can quickly deplete even sizable retirement savings.
- The best age to purchase long-term care insurance is between 55 and 60.
- For-profit facilities are incentivized to keep patients alive, not necessarily to improve their quality of life.
- If you have no one to care for you, plan ahead with long-term care insurance, savings, and legal documents like power of attorney and healthcare proxy.
- People who choose to provide full-time care often risk financial ruin if long-term care plans or savings are not in place.
- There’s potential to arbitrage life expectancy in financial tools like reverse mortgages or life insurance.
- Many elders struggle with losing independence, especially around giving up driving.
- Adult children often become parental figures to their own parents, which can create emotional strain.
- Financial advisors and lawyers play a key role in spotting and preventing elder financial abuse.
- Professionals should watch for signs of undue influence or financial exploitation and speak up if concerned.
Today's Panelists:
- Kirk Chisholm | Innovative Wealth
- Barbara Friedberg | Barbara Friedberg Personal Finance
- Phil Weiss | Apprise Wealth Management
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For more information, visit the show notes at https://moneytreepodcast.com/long-term-care-h-frances-reaves-706