Bedroom Real Estate: How This Unique Rental Strategy Earns $50,000 a Month
Release Date: 07/04/2025
Money Tree Investing
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Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the show notes at
info_outlineRyan Chaw shares his bedroom real estate rental property strategy. As a pharmacist-turned-real estate investor Ryan shares how he built a successful portfolio of 14 rental properties generating $50,000/month in income by renting out homes by the bedroom to students and professionals near college campuses. Now financially free, he spends his time coaching others and maintaining a disciplined approach to growth while avoiding low-quality competition and preserving strong tenant relationships. Today we discuss...
- Ryan Chaw transitioned from a pharmacist to a real estate investor inspired by his grandfather’s success in Bay Area real estate.
- He began investing in 2016 with a $262,000 property in Stockton, California, renting it by the bedroom to maximize cash flow.
- His strategy involves converting 3-bedroom homes into 5- or 6-bedroom rentals and leasing them to students and professionals.
- Ryan now owns 14 rental properties generating $50,000 per month in income and has fully replaced his pharmacist salary.
- Most of his tenants come from word-of-mouth referrals, especially from student communities at nearby colleges.
- Properties that would rent for $1,500–$2,200 annually generate $4,000+ per month when rented by the room.
- Competition in his niche is limited and often low quality, with few landlords offering the same level of service.
- Ryan sees consistent long-term demand with students signing multi-year leases and bringing in future tenants.
- Ryan targets neighborhoods favored by graduate students and healthcare professionals by researching Reddit forums for off-campus housing recommendations.
- He rents to both students and healthcare workers, often securing two-year leases from medical residents and fellows.
- He continues to acquire at least one new property per year and currently owns 14 rentals.
- He recommends keeping $7,000 to $10,000 per property in reserves to cover unexpected maintenance like HVAC or roof issues.
- He clusters tenants by category (e.g., pharmacy students, dental students, healthcare workers) to foster a sense of community.
- His four key success factors for student rentals are proximity to campus, neighborhood safety, affordability, and tenant community.
- Ryan uses VAs to triage maintenance requests and relies on a vetted contractor network to address issues within 24 to 48 hours.
Today's Panelists:
- Kirk Chisholm | Innovative Wealth
- Barbara Friedberg | Barbara Friedberg Personal Finance
- Douglas Heagren | Pro College Planners
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For more information, visit the show notes at https://moneytreepodcast.com/bedroom-real-estate-ryan-chaw-726