The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Building a £1 million pension pot may be more achievable than you think. But how much money will that £1 million give you in retirement? Join our host, Philippa Lamb, and our expert panel as they discuss what it takes to build £1 million in your pension from the monthly contributions needed depending on your age, to the role that compound interest and employer contributions can play. Financial Expert and...
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . University has never been more expensive. A 2025 report from the Higher Education Policy Institute found that . But even the maximum annual Maintenance Loan available to students from the lowest income households would only cover half this. So who’s expected to plug the gap: the students or their parents? Join our host, Philippa Lamb, and our expert panel as they discuss the financial realities new students are facing and...
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . For this bonus episode, we’re looking at how the pension transfer process works and why it should be improved to give savers more control of their money. We’re spotlighting the need for reform in the pensions industry, specifically with a ‘’ to make pension transfers as simple as switching banks. Only the government has the power to change this, so if you’d like to see a 10-day Pension Switch Guarantee, running...
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Enjoying the podcast? Then don’t forget to rate and give us a review! As always we’d love to hear your suggestions and feedback. Send us an email: . We’re taking a short break over August, but we’ll be back in September with brand new Series Four episodes and bonus content. We’ve covered a lot of ground already this year, everything from relationships, to AI and tech, the economy and - clue’s in the title - pensions. If you missed one earlier in the year, don’t worry, you can catch up on every single episode so far wherever you get your podcasts: So...
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Why are more families choosing to live with two, three, or even four generations under one roof? Rising rent, home prices, and living costs can make sharing a home a smart way to save money. Maybe that’s why right now. But not all reasons are financial. For some, it’s a cultural norm or a chance to care for young children and elderly relatives. Join our host, Philippa Lamb, and our expert panel as they discuss the...
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . For this special bonus episode, we’re looking at how automation can help you manage your personal finances. Standing orders, calendar reminders and apps - they can all save us time and make sure we keep our payments and savings on track. We’ve gathered six top tips and insights from our guests to help you get your finances in order. Join our host, Philippa Lamb and our expert guests to hear the best bits from...
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . ADHA can affect how your brain handles things like planning, focus and organisation, which can make it particularly challenging to stay on top of your finances. Things like paying off debt, saving into a pension, paying a bill on time can feel really overwhelming. In this episode we explore exactly why money and ADHD can clash, find out what can help, and take a look at how to build systems that could work for you. Join...
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . In this special bonus episode of The Pension Confident Podcast, we’re discussing how to manage your pension and your personal finances whether you’re self-employed, freelance or running your own business. PensionBee’s Invisible Worker research - which surveyed 1,000 British gig workers - found more than half of them can’t afford to save into a pension. Nearly 30% of them also said they wouldn’t know where to start...
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . In this special bonus episode of The Pension Confident Podcast, we’re diving deeper into the topic of market volatility. explored President Trump’s tariffs and the impact on pension balances and in this episode, we’re going to be answering some popular questions that came in off the back of that - with some helpful explainers from our expert guests. Join our host, Philippa Lamb as she shares helpful explainers...
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Global stock markets have been on a bit of a rollercoaster lately, thanks to a flurry of announcements from President Trump and his administration around spending cuts and trade tariffs. The uncertainty about what might come next has left investors worldwide feeling uneasy. And when investors get jittery, markets tend to get volatile. So what does stock market volatility actually mean for you and your savings? Join our...
info_outlineEnjoying the podcast? Tell us what you think below and give us a rating. As always we’d love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
In this bonus episode of The Pension Confident Podcast, we bring you part one of our myth-busting series on common financial mistakes and how to avoid them!
Tune in to hear the best bits from episodes 19, 23, 27, 29 and 31. Our host, Philippa Lamb, and our expert guests cover everything from why people become reliant on credit cards to how credit scores actually work. We hear from:
- Founder of All Things Money, Ola Majekodunmi;
- PensionBee’s Head of Brand and Communications, Brooke Day;
- Co-Founder of Millennial Money UK, Niaz Azad;
- Mumsnet CEO, Justine Roberts CBE;
- Founder and CEO of Boring Money, Holly Mackay;
- PensionBee’s VP Product, Martin Parzonka; and
- Consumer Affairs Manager at Experian, John Webb.
Episode Breakdown:
00:35 The pressure of borrowing for education
02:06 Keeping up with the Joneses
03:57 The astronomical cost of childcare
05:25 High charges that come with debt
06:39 What does a ‘credit score’ mean?
09:30 The risk of ‘financial association’
Further reading and listening:
To learn more about avoiding financial mistakes with borrowing money and credit scores, check out these articles and podcasts from PensionBee:
- Episode transcript
- E19: Can you afford to have kids? (Podcast)
- E23: Common financial mistakes and how to avoid them (Podcast)
- E27: What’s the cost of friendship? (Podcast)
- E29: Pensions vs. cash - which is best? (Podcast)
- E31: How can I improve my credit score? (Podcast)
- How can I improve my credit score?
- How do you pay off a credit card?
- How important is financial independence?
- Is it better to pay off your student loan or top up your pension?
- Should you pay off your child’s student loan?
- The effects of debt and how we can break the cycle
- What is the impact of debt on mental health?
Other useful resources:
- Credit score basics: everything you need to know (Experian)
- Get free debt advice (StepChange)
- Help with debt (Citizens Advice)
- How to check your credit report for free (Money Saving Expert)
- Student grants, bursaries and scholarships (Save The Student)
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on X, YouTube, Threads, Instagram, TikTok, Facebook and LinkedIn.
Follow Ola (@allthingsmoney_) on X, Instagram, TikTok, Facebook and LinkedIn.
Follow Millennial Money UK (@MillMoneyUK) on X, Instagram, Facebook and LinkedIn.
Follow @Mumsnet on X, Instagram, Facebook, TikTok and LinkedIn.
Follow Boring Money (@boringmoney) on X, Instagram, TikTok, Facebook and LinkedIn.
Follow Experian (@Experian_UK) on X, YouTube, Instagram, TikTok, Facebook and LinkedIn.