The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Since the COVID-19 pandemic, . With artificial intelligence (AI) posing potential risks to many jobs, . Changing careers is undoubtedly a significant step, especially if you’ve dedicated years to one industry. So, where can you find the tools to help you make the leap? And importantly, how can you keep your finances on track? Join our host, Philippa Lamb, and our expert panel as they share practical...
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . In this special bonus episode of The Pension Confident Podcast, we cover some of the key changes from the new 2025/26 tax year and what they could mean for you and your finances. Tune in as our host, Philippa Lamb and Financial Journalist and Founder of , Faith Archer, cover the various changes made, including: the National Living Wage; frozen income tax bands; Statutory Sick Pay; and the State Pension. Episode...
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Recent research from PensionBee reveals that financial disengagement might cost savers up to £500,000 over their lifetime - that’s a substantial amount! When was the last time you reviewed your savings? Are you aware of how much you’ve saved for retirement? Making small, informed decisions today can greatly impact your financial future. The great news is that staying engaged with your finances isn’t difficult....
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . With the end of the tax year fast approaching, we’re talking , and . From tax relief to ISA limits, we’ve gathered some top tips and insights from our guests to help you get your finances in order. Join our host, Philippa Lamb and our expert guests to hear the best bits from the following episodes: Episode breakdown: 00:30 Tax relief - what it is and how it works 01:30 ISAs - another way to save...
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Have you ever wondered if your pension is funding climate change? We all know about the damage greenhouse gases do to the world. According to , by greening our pensions, we could cut our carbon footprint 21 times more than by going veggie, or giving up flying or switching energy providers. However, sustainable investing has been met with some scepticism over the years, so in this episode we're going to dig into the detail. ...
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Have you been making progress with your new year's resolutions? If sorting out your finances was top of that list, we’re here to help you along. We've been digging into some of our best-loved episodes for nuggets of financial wisdom. Listen as our guests share insights on some of the most common financial resolutions and how you can stick to them. Join our host, Philippa Lamb and our expert guests as they...
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Every January, lawyers see a spike in inquiries about divorce. It's such a big spike the first Monday of January is known in the profession as . If you've been through it, you’ll know that one of the hardest parts of divorce is having to take lots of financial decisions at what can be a really overwhelming time. But understanding all your options can make those decisions easier and better. Join our host, Philippa...
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Happy New Year from all of us at . We’re back with a great lineup of topics and expert guest plans for our fourth series. Our mission is simple: to build up your pension and personal finance confidence. How do we do that? Simple. By asking and answering the questions that matter to you. Maybe you want to know how much you’ll need to save to , or if your hard-earned pension contributions are actually funding . Maybe...
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Over the past decade, British pensions have undergone significant transformations. With the introduction of Auto-Enrolment, advances in technology, and more flexible regulations, it’s become easier for individuals to plan and manage their retirement savings. As the new government took office, the Chancellor introduced yet more changes to pensions in the Autumn Budget. So, what can we expect moving forward? ...
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Enjoying the podcast? Tell us what you think below and give us a rating. As always we’d love to hear your suggestions and feedback. Send us an email: . In this bonus episode of , we bring you part one of our myth-busting series on common financial mistakes and how to avoid them! Tune in to hear the best bits from episodes , , , and . Our host, Philippa Lamb, and our expert guests cover everything from why people become reliant on credit cards to how credit scores actually work. We hear from: Founder of , Ola Majekodunmi; PensionBee’s Head of Brand and Communications, Brooke...
info_outlineEnjoying the podcast? Tell us what you think below and give us a rating. As always we’d love to hear your suggestions and feedback. Send us an email: [email protected].
In this bonus episode of The Pension Confident Podcast, we bring you part one of our myth-busting series on common financial mistakes and how to avoid them!
Tune in to hear the best bits from episodes 19, 23, 27, 29 and 31. Our host, Philippa Lamb, and our expert guests cover everything from why people become reliant on credit cards to how credit scores actually work. We hear from:
- Founder of All Things Money, Ola Majekodunmi;
- PensionBee’s Head of Brand and Communications, Brooke Day;
- Co-Founder of Millennial Money UK, Niaz Azad;
- Mumsnet CEO, Justine Roberts CBE;
- Founder and CEO of Boring Money, Holly Mackay;
- PensionBee’s VP Product, Martin Parzonka; and
- Consumer Affairs Manager at Experian, John Webb.
Episode Breakdown:
00:35 The pressure of borrowing for education
02:06 Keeping up with the Joneses
03:57 The astronomical cost of childcare
05:25 High charges that come with debt
06:39 What does a ‘credit score’ mean?
09:30 The risk of ‘financial association’
Further reading and listening:
To learn more about avoiding financial mistakes with borrowing money and credit scores, check out these articles and podcasts from PensionBee:
- Episode transcript
- E19: Can you afford to have kids? (Podcast)
- E23: Common financial mistakes and how to avoid them (Podcast)
- E27: What’s the cost of friendship? (Podcast)
- E29: Pensions vs. cash - which is best? (Podcast)
- E31: How can I improve my credit score? (Podcast)
- How can I improve my credit score?
- How do you pay off a credit card?
- How important is financial independence?
- Is it better to pay off your student loan or top up your pension?
- Should you pay off your child’s student loan?
- The effects of debt and how we can break the cycle
- What is the impact of debt on mental health?
Other useful resources:
- Credit score basics: everything you need to know (Experian)
- Get free debt advice (StepChange)
- Help with debt (Citizens Advice)
- How to check your credit report for free (Money Saving Expert)
- Student grants, bursaries and scholarships (Save The Student)
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on X, YouTube, Threads, Instagram, TikTok, Facebook and LinkedIn.
Follow Ola (@allthingsmoney_) on X, Instagram, TikTok, Facebook and LinkedIn.
Follow Millennial Money UK (@MillMoneyUK) on X, Instagram, Facebook and LinkedIn.
Follow @Mumsnet on X, Instagram, Facebook, TikTok and LinkedIn.
Follow Boring Money (@boringmoney) on X, Instagram, TikTok, Facebook and LinkedIn.
Follow Experian (@Experian_UK) on X, YouTube, Instagram, TikTok, Facebook and LinkedIn.