E41: How can multi-generational living save you money? With Sam Bartley, Molly Broome, and Simmy Kaur
Release Date: 07/27/2025
E41: How can multi-generational living save you money? With Sam Bartley, Molly Broome, and Simmy Kaur
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Why are more families choosing to live with two, three, or even four generations under one roof? Rising rent, home prices, and living costs can make sharing a home a smart way to save money. Maybe that’s why right now. But not all reasons are financial. For some, it’s a cultural norm or a chance to care for young children and elderly relatives. Join our host, Philippa Lamb, and our expert panel as they discuss the financial...
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BONUS EPISODE: Six tips for automating your personal finances
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . For this special bonus episode, we’re looking at how automation can help you manage your personal finances. Standing orders, calendar reminders and apps - they can all save us time and make sure we keep our payments and savings on track. We’ve gathered six top tips and insights from our guests to help you get your finances in order. Join our host, Philippa Lamb and our expert guests to hear the best bits from...
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E40: The ADHD tax - how much is it costing you? with Dr Tara Quinn, Krystle McGilvery and Emily Tribe
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . ADHA can affect how your brain handles things like planning, focus and organisation, which can make it particularly challenging to stay on top of your finances. Things like paying off debt, saving into a pension, paying a bill on time can feel really overwhelming. In this episode we explore exactly why money and ADHD can clash, find out what can help, and take a look at how to build systems that could work for you. Join...
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BONUS EPISODE: Personal finance tips for the self-employed
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . In this special bonus episode of The Pension Confident Podcast, we’re discussing how to manage your pension and your personal finances whether you’re self-employed, freelance or running your own business. PensionBee’s Invisible Worker research - which surveyed 1,000 British gig workers - found more than half of them can’t afford to save into a pension. Nearly 30% of them also said they wouldn’t know where to start...
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BONUS EPISODE: Understanding market volatility
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . In this special bonus episode of The Pension Confident Podcast, we’re diving deeper into the topic of market volatility. explored President Trump’s tariffs and the impact on pension balances and in this episode, we’re going to be answering some popular questions that came in off the back of that - with some helpful explainers from our expert guests. Join our host, Philippa Lamb as she shares helpful explainers...
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E39: Trump, tariffs and what it all means for your pension with Emma Maslin, Lucy Evans and Clare Reilly
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Global stock markets have been on a bit of a rollercoaster lately, thanks to a flurry of announcements from President Trump and his administration around spending cuts and trade tariffs. The uncertainty about what might come next has left investors worldwide feeling uneasy. And when investors get jittery, markets tend to get volatile. So what does stock market volatility actually mean for you and your savings? Join our...
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E38: How to shift careers with Hannah Martin, Suzanne Noble, and Anindya Bhattacharyya
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Since the COVID-19 pandemic, . With artificial intelligence (AI) posing potential risks to many jobs, . Changing careers is undoubtedly a significant step, especially if you’ve dedicated years to one industry. So, where can you find the tools to help you make the leap? And importantly, how can you keep your finances on track? Join our host, Philippa Lamb, and our expert panel as they share practical...
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BONUS EPISODE: What does the 2025/26 tax year mean for your finances?
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . In this special bonus episode of The Pension Confident Podcast, we cover some of the key changes from the new 2025/26 tax year and what they could mean for you and your finances. Tune in as our host, Philippa Lamb and Financial Journalist and Founder of , Faith Archer, cover the various changes made, including: the National Living Wage; frozen income tax bands; Statutory Sick Pay; and the State Pension. Episode...
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E37: The easiest way to retire with more money with Neil Bage, Bola Sol, and Laura Dunn-Sims
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Recent research from PensionBee reveals that financial disengagement might cost savers up to £500,000 over their lifetime - that’s a substantial amount! When was the last time you reviewed your savings? Are you aware of how much you’ve saved for retirement? Making small, informed decisions today can greatly impact your financial future. The great news is that staying engaged with your finances isn’t difficult....
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BONUS EPISODE: Tips for the end of the tax year
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . With the end of the tax year fast approaching, we’re talking , and . From tax relief to ISA limits, we’ve gathered some top tips and insights from our guests to help you get your finances in order. Join our host, Philippa Lamb and our expert guests to hear the best bits from the following episodes: Episode breakdown: 00:30 Tax relief - what it is and how it works 01:30 ISAs - another way to save...
info_outlineEnjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: [email protected].
Why are more families choosing to live with two, three, or even four generations under one roof? Rising rent, home prices, and living costs can make sharing a home a smart way to save money.
Maybe that’s why multi-generational living is the fastest-growing household type in the UK right now. But not all reasons are financial. For some, it’s a cultural norm or a chance to care for young children and elderly relatives.
Join our host, Philippa Lamb, and our expert panel as they discuss the financial impact, cultural motives, and care challenges of multiple generations living under one roof.
- Comedian of the award-winning duo, BAM! Comedy; Sam Bartley;
- Senior Economist at the Resolution Foundation think tank, Molly Broome; and
- Senior Social Media Manager at PensionBee, Simmy Kaur.
Episode Breakdown:
- 01:55 Rise of the boomerang generation
- 04:06 Why move back home?
- 06:52 Grandparents and grandchildren under one roof
- 08:14 The social stigma of returning
- 09:02 Transitioning from in-laws to flatmates
- 10:42 Navigating bills and boundaries
- 12:19 Springboard or brakes on hitting milestones?
- 13:51 What age are people buying their first home?
- 15:38 Childcare subsidised by grandparents
- 17:15 Savings on eldercare costs
- 19:25 Findings from Carer’s Pension Gap report
- 20:52 Staying in everyone’s good books
- 22:20 Working from the family home
Further reading, listening and watching:
To learn more about mixing family and finances, check out these articles, podcasts and videos from PensionBee:
- E4: Should you pay more into your mortgage or pension? (Podcast)
- E19: Can you afford to have kids? (Podcast)
- E22: Why is renting so expensive? (Podcast)
- E28: The Bank of Mum and Dad (Podcast)
- Childcare options (Pensions Explained)
- How to sell inherited property (Blog)
- Inheritance Tax guide (Pensions Explained)
- Is the rising cost of living impacting pension saving? (Blog)
- Why has renting got so expensive? (Blog)
- Estate planning (Video)
- How to financially prepare for starting a family (Video)
Other useful resources:
- An intergenerational audit for the UK 2024 (Resolution Foundation)
- Average childcare costs (MoneyHelper)
- Housing history and future housing (GOV.UK)
- Loneliness (Age UK)
- Paying for your own care (NHS)
- The Carer’s Pension Gap Report (PensionBee)
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Follow BAM! Comedy (@bamcomedyuk) on TikTok, YouTube, Instagram, LinkedIn, Facebook.
Follow the Resolution Foundation (@resolutionfoundation) on TikTok, YouTube, Instagram, LinkedIn, Facebook and X.