E37: The easiest way to retire with more money with Neil Bage, Bola Sol, and Laura Dunn-Sims
Release Date: 03/30/2025
BONUS EPISODE: The best from our Series 4 guests with Philippa Lamb and Lucy Greenwell
The Pension Confident Podcast
BONUS EPISODE: The best from our Series 4 guests with Philippa Lamb and Lucy Greenwell Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . On this special bonus episode, we’re turning the mic around. We hear from our Host, Philippa Lamb, and Producer, Lucy Greenwell, as they discuss their favourite moments from Series 4 of The Pension Confident Podcast. We’ve had some brilliant guests - from divorce lawyers to behavioural experts, authors to financial influencers,...
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E45: The rise of micro-retirements with Ola Majekodunmi, Lauren Spearman, and Tom Carter
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Imagine hitting pause on your career, not decades from now, but far sooner. What would you do with all that freedom? Today we’re talking about the rise of micro-retirements, or sabbaticals, as they’re better known. It’s becoming as a bold way to take control of their time, blending career progression and meaningful rest. Unlike traditional retirement, which often feels like a distant milestone, micro-retirements offer...
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BONUS EPISODE: What does the Autumn Budget 2025 mean for your finances?
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Labour said this year’s Autumn Budget aims to address an economy that’s “”. But will the changes they’ve announced leave you better off? Before Budget day, analysts were estimating that the government was . The challenge for Chancellor Rachel Reeves was to fill that hole while balancing economic growth and fairness. Join our host, Philippa Lamb, and our expert guest as they unpack exactly what the Chancellor...
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E44: Buy Now, Pay More? With Alice Tapper, Tim Hogg, and Dani Skerrett
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . From Buy Now, Pay Later plans to monthly subscriptions, modern conveniences promise to make our lives easier. But these small payments can quietly stack up into a sizable debt that jeopardises our financial future. For example, a £10-a-month streaming service seems harmless, but six months later, you might be paying for five you barely use. Or those ‘Buy Now, Pay Later’ purchases you thought were manageable could turn...
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E43: Who wants to be a pension millionaire? With Faith Archer, Damien Fahy and Maike Currie
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Building a £1 million pension pot may be more achievable than you think. But how much money will that £1 million give you in retirement? Join our host, Philippa Lamb, and our expert panel as they discuss what it takes to build £1 million in your pension from the monthly contributions needed depending on your age, to the role that compound interest and employer contributions can play. Financial Expert and...
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E42: Should you pay for your kids to go to university? With Tom Allingham, Kia Commodore, and Stewart Twynham
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . University has never been more expensive. A 2025 report from the Higher Education Policy Institute found that . But even the maximum annual Maintenance Loan available to students from the lowest income households would only cover half this. So who’s expected to plug the gap: the students or their parents? Join our host, Philippa Lamb, and our expert panel as they discuss the financial realities new students are facing and...
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BONUS EPISODE: Why do we need a ‘Pension Switch Guarantee’?
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . For this bonus episode, we’re looking at how the pension transfer process works and why it should be improved to give savers more control of their money. We’re spotlighting the need for reform in the pensions industry, specifically with a ‘’ to make pension transfers as simple as switching banks. Only the government has the power to change this, so if you’d like to see a 10-day Pension Switch Guarantee, running...
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TRAILER: Catch up on Series 4 of The Pension Confident Podcast (so far)
The Pension Confident Podcast
Enjoying the podcast? Then don’t forget to rate and give us a review! As always we’d love to hear your suggestions and feedback. Send us an email: . We’re taking a short break over August, but we’ll be back in September with brand new Series Four episodes and bonus content. We’ve covered a lot of ground already this year, everything from relationships, to AI and tech, the economy and - clue’s in the title - pensions. If you missed one earlier in the year, don’t worry, you can catch up on every single episode so far wherever you get your podcasts: So...
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E41: How can multi-generational living save you money? With Sam Bartley, Molly Broome, and Simmy Kaur
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Why are more families choosing to live with two, three, or even four generations under one roof? Rising rent, home prices, and living costs can make sharing a home a smart way to save money. Maybe that’s why right now. But not all reasons are financial. For some, it’s a cultural norm or a chance to care for young children and elderly relatives. Join our host, Philippa Lamb, and our expert panel as they discuss the...
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BONUS EPISODE: Six tips for automating your personal finances
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . For this special bonus episode, we’re looking at how automation can help you manage your personal finances. Standing orders, calendar reminders and apps - they can all save us time and make sure we keep our payments and savings on track. We’ve gathered six top tips and insights from our guests to help you get your finances in order. Join our host, Philippa Lamb and our expert guests to hear the best bits from...
info_outlineEnjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
Recent research from PensionBee reveals that financial disengagement might cost savers up to £500,000 over their lifetime - that’s a substantial amount! When was the last time you reviewed your savings? Are you aware of how much you’ve saved for retirement? Making small, informed decisions today can greatly impact your financial future. The great news is that staying engaged with your finances isn’t difficult.
Join our host, Philippa Lamb, and our expert panel as they explore a simple truth: the most effective way to max out your chances of retiring comfortably.
- Behavioural Expert and Co-Founder of Shaping Wealth, Neil Bage;
- Financial Adviser, Money Columnist and Author, Bola Sol; and
- Head of Consumer PR at PensionBee, Laura Dunn-Sims.
Episode Breakdown:
01:31 Common financial pitfalls
03:52 Visualising our ‘future selves’
06:08 Overcoming complacency with pensions
06:42 The £500,000 ‘cost of disengagement’
08:00 How can we make the numbers feel real?
10:20 Transitioning from an ‘immediate return’ to ‘delayed return’ environment
13:16 How to retire with more money
17:23 Automate your way to compound interest
20:02 Understanding investment risk
23:30 Balancing greed and fear
26:27 How to make (and keep) good habits
Further reading, listening and watching:
To learn more about the cost of disengagement, check out these articles, podcasts and videos from PensionBee:
- E37 transcript (Blog)
- Bonus: How to stick to your financial resolutions (Podcast)
- Do you know what pension plan you’re in? (Blog)
- E32: How to understand your pension balance (Podcast)
- E34: Unpacking 10 years of pension changes (Podcast)
- How much do you need to pay into a pension? (Video)
- How much income do you need in retirement? (Blog)
- How much should you save for retirement? (Video)
- How to catch up on pension payments (Blog)
- How to check your pension contributions (Article)
- How to trace a lost pension (Article)
- How to understand your pension balance (Blog)
- Pension Calculator (Calculator)
- Top 10 money apps for your smartphone (Blog)
- What income would a £100,000 pension pot give you? (Blog)
- What is compound interest? (Blog)
Other useful resources:
- 56% of UK adults feel like they don’t understand the stock market (YouGov Survey)
- Almost 9 million UK adults are missing an old pension pot (PensionBee)
- Brits missing £31.1b in unclaimed pension pots (Pensions and Lifetime Savings Association)
- Government’s free Pension Tracing Service (GOV.UK)
- How the 'end of history' illusion shapes your life choices (BBC)
- Over half of Brits are in the dark or ‘dangerously underestimating’ the minimum cost of retirement (PensionBee)
- Pension disengagement could cost you up to £500,000 in retirement (PensionBee)
- Pot for life significantly more popular than stapling for managing multiple pots (PensionBee)
- Your Future Self: How to Make Tomorrow Better Today by Hal Hershfield (Book)
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Follow Shaping Wealth (@shapingwealth) on YouTube, Instagram, LinkedIn and X.
Follow Bola Sol (@bolasol) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.