E39: Trump, tariffs and what it all means for your pension with Emma Maslin, Lucy Evans and Clare Reilly
Release Date: 05/20/2025
BONUS EPISODE: “A life-changing diagnosis refocused me on my beneficiaries”
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . On this bonus episode, we hear from PensionBee customer, David. He spent years quietly accumulating pension pots across various employers without paying them much attention. That all changed when an unexpected cancer diagnosis forced him to confront his finances head-on, and think hard about what would happen to the people he loves if he wasn’t around. We unpack the decisions David has navigated, from consolidating old pots and...
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BONUS EPISODE: What does the 2026/27 tax year mean for your finances?
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . In this bonus episode of The Pension Confident Podcast, we cover some of the key changes from the new 2026/27 tax year and what they could mean for you and your finances. Join our host, Philippa Lamb, and VP Personal Finance at PensionBee, Maike Currie, as they unpack the changes impacting: the National Minimum and Living Wage; statutory sick, parental and bereavement pay; frozen earnings bands and savings limits; the State...
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E48: Are you ready for the ‘great wealth transfer’? With Niaz Azad, Annaliese Barber, and Dan Stean
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Did you know that ? It’s being called one of the largest movements of wealth in British history. So are you ready for the ‘great wealth transfer’? Many Millennials are facing tough financial challenges - with lingering student loans, high rent or mortgage costs and expensive childcare. A wealth transfer could be transformative for this generation. But here’s the catch: without proper estate and financial planning,...
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BONUS EPISODE: “I switched my pension so it complies with my faith”
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . On this bonus episode, we hear from PensionBee customer, Sanna. Like so many, she’s juggling family life, buying her first home, and trying to save for retirement - all at the same time. Since having her daughter and moving back in with family to save on rent, her pension savings have taken a back seat. We unpack the choices Sanna has faced - from rising living costs and childcare to finding faith-aligned financial products...
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E47: The ‘Singles Tax’ - how much is it costing you? With Bobby Seagull MBE, Emma Barnes, and Valentina Adaldo
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . . Here’s the issue: being single could be costing you more. The so-called ‘Singles Tax’ is real. Cohabiting couples pay less per person on everything from energy bills to hotel rooms. So if you’re single, or living alone, how much extra are you paying and what can you do about it? Join our host, Philippa Lamb, and our expert panel as they discuss the ‘Singles Tax’: Maths Teacher turned Broadcaster, MBE;...
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BONUS EPISODE: “I work as a handyman to top up my pension income”
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . In this bonus episode we hear from PensionBee customer, Tony, as he tells us his pension story. Now in his early sixties, Tony’s working part-time as a handyman to top up the income he’s receiving from his pension savings. With the help of pension pro, and VP Brand and Communications at PensionBee, Rachael Oku, we’ll unpack the tips you might want to take from Tony’s story. This episode offers especially useful...
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E46: How to bounce back from redundancy with Jimmy McLoughlin OBE, Eleanor Mills and Emma Ferenc-Bachelor
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Where do you see yourself in five years? In a rapidly changing world of work, that’s becoming harder to answer. . With UK businesses feeling the squeeze, more workers will be forced to reconsider their career in the coming years. The combination of higher secondary Class 1 National Insurance contributions, increased National Minimum Wage, and is leading experts to forecast a rise in redundancies. Join our host, Philippa...
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BONUS EPISODE: “I stopped paying into my pension for 20 years”
The Pension Confident Podcast
BONUS EPISODE: “I stopped paying into my pension for 20 years” Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . On this special bonus episode, we’re doing something new! We’re going to hear from PensionBee customer, Tara-Jane, as she tells us her pension story in her own words. From starting early at 17 years old, to the impact of ignoring her pension for 20 years - it’s been a rollercoaster of retirement decisions. With the help of pension pro, and VP...
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S5 TRAILER: The Pension Confident Podcast
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Happy New Year from all of us at . Every month, with expert guests, we dig into those money and pension questions that can feel so complicated. We just lay out the answers in simple, jargon-free language. There’ll also be bonus content throughout the year to keep you up to speed on everything from stock market trends to Downing Street decisions. Plus, we’ll be hearing from savers just like you. The first episode of 2026...
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BONUS EPISODE: The best from our Series 4 guests with Philippa Lamb and Lucy Greenwell
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . On this special bonus episode, we’re turning the mic around. We hear from our Host, Philippa Lamb, and Producer, Lucy Greenwell, as they discuss their favourite moments from Series 4 of The Pension Confident Podcast. We’ve had some brilliant guests - from divorce lawyers to behavioural experts, authors to financial influencers, along with some of our favourite people from PensionBee HQ. On this episode, we’ll hear...
info_outlineEnjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
Global stock markets have been on a bit of a rollercoaster lately, thanks to a flurry of announcements from President Trump and his administration around spending cuts and trade tariffs. The uncertainty about what might come next has left investors worldwide feeling uneasy. And when investors get jittery, markets tend to get volatile.
So what does stock market volatility actually mean for you and your savings?
Join our host, Philippa Lamb, and our expert panel as they break it all down.
- Emma Maslin, Financial Coach, Financial Wellness Speaker and Founder of The Money Whisperer;
- Lucy Evans, Personal Finance Reporter, Daily Mail; and
- Clare Reilly, Chief Engagement Officer, PensionBee.
Episode Breakdown:
03:26 History of market volatility
07:43 What’s happening with Trump and tariffs
11:20 What happens next?
12:18 How might the UK government respond?
13:12 What does this mean for pensions?
15:56 The impact of age and lifestage
17:36 Other investments and emergency funds
22:15 Pension contributions and tax relief
23:16 Where to find guidance
Further reading, listening and watching:
To learn more about stock market volatility, check out these articles, podcasts and videos from PensionBee:
- Episode 39 transcript
- Episode 39 video
- Understanding market volatility and how it can impact your pension (Blog)
- Why are financial markets volatile these days? (Blog)
- Pensions and tariffs: what you need to know (Blog)
- How young savers can turn market volatility into an investment opportunity (Blog)
- How to diversify your pension investments (Blog)
- Company spotlight - how does Meta’s performance affect my pension? (Blog)
- Company spotlight - how does Microsoft’s performance affect my pension? (Blog)
- Company spotlight - how does Amazon’s performance affect my pension? (Blog)
- Company spotlight - how does Apple’s performance affect my pension? (Blog)
- Company spotlight - how does NVIDIA’s performance affect my pension? (Blog)
- Six ways to put together your emergency fund (Blog)
- How does financial planning change over the course of life? (Blog)
- Pension investments (Pensions Explained)
- Pensions and tax relief (Pensions Explained)
- How are pensions invested? (Pensions Explained)
- What is a Stocks & Shares ISA? (Pensions Explained)
Other useful resources:
- 2023 United States banking crisis (Wikipedia)
- How geopolitical events impact the stock market (Bankrate)
- Investors hold their nerve as market volatility rises (The Daily Brit)
- Half of investors admit to making impulsive, emotional decisions, and many go on to regret it (CMS Wealth)
- Research on retail Buyers’ emotional quotient with focus on transactions on the National Stock Exchange (Sage Journals)
- 66% of Investors Regret Impulsive or Emotional Investing Decisions (Magnify Money)
- Are women better investors than men? (Unbiased)
- Why Women Are Better (Investors) Than Men (Forbes)
- Pension Wise (Money Helper)
- Financial Conduct Authority (FCA)
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Follow Emma Maslin (@moneywhisperer_) on Instagram, LinkedIn, Facebook and X.
Follow Lucy Evans (This is money) on LinkedIn and X.