BONUS EPISODE: Personal finance tips for the self-employed
Release Date: 06/17/2025
BONUS EPISODE: The best from our Series 4 guests with Philippa Lamb and Lucy Greenwell
The Pension Confident Podcast
BONUS EPISODE: The best from our Series 4 guests with Philippa Lamb and Lucy Greenwell Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . On this special bonus episode, we’re turning the mic around. We hear from our Host, Philippa Lamb, and Producer, Lucy Greenwell, as they discuss their favourite moments from Series 4 of The Pension Confident Podcast. We’ve had some brilliant guests - from divorce lawyers to behavioural experts, authors to financial influencers,...
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E45: The rise of micro-retirements with Ola Majekodunmi, Lauren Spearman, and Tom Carter
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Imagine hitting pause on your career, not decades from now, but far sooner. What would you do with all that freedom? Today we’re talking about the rise of micro-retirements, or sabbaticals, as they’re better known. It’s becoming as a bold way to take control of their time, blending career progression and meaningful rest. Unlike traditional retirement, which often feels like a distant milestone, micro-retirements offer...
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BONUS EPISODE: What does the Autumn Budget 2025 mean for your finances?
The Pension Confident Podcast
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E44: Buy Now, Pay More? With Alice Tapper, Tim Hogg, and Dani Skerrett
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . From Buy Now, Pay Later plans to monthly subscriptions, modern conveniences promise to make our lives easier. But these small payments can quietly stack up into a sizable debt that jeopardises our financial future. For example, a £10-a-month streaming service seems harmless, but six months later, you might be paying for five you barely use. Or those ‘Buy Now, Pay Later’ purchases you thought were manageable could turn...
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E43: Who wants to be a pension millionaire? With Faith Archer, Damien Fahy and Maike Currie
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Building a £1 million pension pot may be more achievable than you think. But how much money will that £1 million give you in retirement? Join our host, Philippa Lamb, and our expert panel as they discuss what it takes to build £1 million in your pension from the monthly contributions needed depending on your age, to the role that compound interest and employer contributions can play. Financial Expert and...
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E42: Should you pay for your kids to go to university? With Tom Allingham, Kia Commodore, and Stewart Twynham
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . University has never been more expensive. A 2025 report from the Higher Education Policy Institute found that . But even the maximum annual Maintenance Loan available to students from the lowest income households would only cover half this. So who’s expected to plug the gap: the students or their parents? Join our host, Philippa Lamb, and our expert panel as they discuss the financial realities new students are facing and...
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BONUS EPISODE: Why do we need a ‘Pension Switch Guarantee’?
The Pension Confident Podcast
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TRAILER: Catch up on Series 4 of The Pension Confident Podcast (so far)
The Pension Confident Podcast
Enjoying the podcast? Then don’t forget to rate and give us a review! As always we’d love to hear your suggestions and feedback. Send us an email: . We’re taking a short break over August, but we’ll be back in September with brand new Series Four episodes and bonus content. We’ve covered a lot of ground already this year, everything from relationships, to AI and tech, the economy and - clue’s in the title - pensions. If you missed one earlier in the year, don’t worry, you can catch up on every single episode so far wherever you get your podcasts: So...
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E41: How can multi-generational living save you money? With Sam Bartley, Molly Broome, and Simmy Kaur
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . Why are more families choosing to live with two, three, or even four generations under one roof? Rising rent, home prices, and living costs can make sharing a home a smart way to save money. Maybe that’s why right now. But not all reasons are financial. For some, it’s a cultural norm or a chance to care for young children and elderly relatives. Join our host, Philippa Lamb, and our expert panel as they discuss the...
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BONUS EPISODE: Six tips for automating your personal finances
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . For this special bonus episode, we’re looking at how automation can help you manage your personal finances. Standing orders, calendar reminders and apps - they can all save us time and make sure we keep our payments and savings on track. We’ve gathered six top tips and insights from our guests to help you get your finances in order. Join our host, Philippa Lamb and our expert guests to hear the best bits from...
info_outlineEnjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
In this special bonus episode of The Pension Confident Podcast, we’re discussing how to manage your pension and your personal finances whether you’re self-employed, freelance or running your own business. PensionBee’s Invisible Worker research - which surveyed 1,000 British gig workers - found more than half of them can’t afford to save into a pension. Nearly 30% of them also said they wouldn’t know where to start if they did want to set one up.
Join our host, Philippa Lamb as she shares helpful tips from our expert guests from the following episodes:
- E2: How to keep your self-employed pension on track with Emma Jones CBE and Martin Parzonka
- E17: Should you save into a pension or an ISA? With Claer Barrett, Damien Fahy, Peter Komolafe and Becky O’Connor
- E24: How to start a business with Emilie Bellet, Jinesh Vohra and Lisa Picardo
Episode breakdown:
01:11 Saving for the short-term
02:54 Balancing looking after your business and yourself
04:00 Can your business act as a retirement fund?
05:30 Keeping cash aside
06:35 Business owners and cash cushions
07:45 Making pension contributions on a varying income
08:42 Putting money in a pension vs. a cash savings account
09:30 Keeping an eye on the future
Further reading, listening and watching:
To learn more about finances and pensions for the self-employed, check out these articles, podcasts and videos from PensionBee:
- Episode transcript
- More than a million ‘invisible’ workers can’t afford to save for retirement (Article)
- How to start a pension when you're self-employed (Blog)
- How to retire early as a self-employed worker (Blog)
- Saving for the future as a self-employed worker (Blog)
- How to save for the future on an unpredictable income (Blog)
- 7 personal finance tips for self-employment (Blog)
- Sole trader vs limited company: how do the tax savings stack up? (Blog)
- Is there such a thing as the perfect pension for the self-employed? (Blog)
- The rise of older freelancers: overcoming ageism and embracing self-employment (Blog)
- Self-employed? How to, and why you should, DIY your pension (Blog)
- How do we reduce the self-employed pension gap? (Blog)
- What pension can I get if I'm self-employed? (Blog)
- What is a SIPP (Self-Invested Personal Pension)? (Blog)
- Private pensions for the self-employed (Blog)
- Pension contributions from your limited company (Blog)
- What happens to pensions in special circumstances? (Video)
- How to make a limited company pension contribution (Video)
- What PensionBee customers think - Rotimi’s story (Video)
- Self-employed pensions (Video)
- PensionBee’s self-employed pension (Web page)
Catch up on the latest news, read our transcripts or watch on YouTube:
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