BONUS EPISODE: Personal finance tips for the self-employed
Release Date: 06/17/2025
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BONUS EPISODE: Personal finance tips for the self-employed
The Pension Confident Podcast
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: . In this special bonus episode of The Pension Confident Podcast, we’re discussing how to manage your pension and your personal finances whether you’re self-employed, freelance or running your own business. PensionBee’s Invisible Worker research - which surveyed 1,000 British gig workers - found more than half of them can’t afford to save into a pension. Nearly 30% of them also said they wouldn’t know where to start...
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BONUS EPISODE: Understanding market volatility
The Pension Confident Podcast
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info_outlineEnjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
In this special bonus episode of The Pension Confident Podcast, we’re discussing how to manage your pension and your personal finances whether you’re self-employed, freelance or running your own business. PensionBee’s Invisible Worker research - which surveyed 1,000 British gig workers - found more than half of them can’t afford to save into a pension. Nearly 30% of them also said they wouldn’t know where to start if they did want to set one up.
Join our host, Philippa Lamb as she shares helpful tips from our expert guests from the following episodes:
- E2: How to keep your self-employed pension on track with Emma Jones CBE and Martin Parzonka
- E17: Should you save into a pension or an ISA? With Claer Barrett, Damien Fahy, Peter Komolafe and Becky O’Connor
- E24: How to start a business with Emilie Bellet, Jinesh Vohra and Lisa Picardo
Episode breakdown:
01:11 Saving for the short-term
02:54 Balancing looking after your business and yourself
04:00 Can your business act as a retirement fund?
05:30 Keeping cash aside
06:35 Business owners and cash cushions
07:45 Making pension contributions on a varying income
08:42 Putting money in a pension vs. a cash savings account
09:30 Keeping an eye on the future
Further reading, listening and watching:
To learn more about finances and pensions for the self-employed, check out these articles, podcasts and videos from PensionBee:
- Episode transcript
- More than a million ‘invisible’ workers can’t afford to save for retirement (Article)
- How to start a pension when you're self-employed (Blog)
- How to retire early as a self-employed worker (Blog)
- Saving for the future as a self-employed worker (Blog)
- How to save for the future on an unpredictable income (Blog)
- 7 personal finance tips for self-employment (Blog)
- Sole trader vs limited company: how do the tax savings stack up? (Blog)
- Is there such a thing as the perfect pension for the self-employed? (Blog)
- The rise of older freelancers: overcoming ageism and embracing self-employment (Blog)
- Self-employed? How to, and why you should, DIY your pension (Blog)
- How do we reduce the self-employed pension gap? (Blog)
- What pension can I get if I'm self-employed? (Blog)
- What is a SIPP (Self-Invested Personal Pension)? (Blog)
- Private pensions for the self-employed (Blog)
- Pension contributions from your limited company (Blog)
- What happens to pensions in special circumstances? (Video)
- How to make a limited company pension contribution (Video)
- What PensionBee customers think - Rotimi’s story (Video)
- Self-employed pensions (Video)
- PensionBee’s self-employed pension (Web page)
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