E48: Are you ready for the ‘great wealth transfer’? With Niaz Azad, Annaliese Barber, and Dan Stean
Release Date: 03/29/2026
BONUS EPISODE: “There’s no point being the richest person in the graveyard”
The Pension Confident Podcast
In this bonus episode, we hear from PensionBee customer Andy as he shares his pension story. From two decades living and working abroad and untangling the dormant pensions he left behind, to returning to the UK and working out what “enough” really means when you’re planning around a Multiple Sclerosis (MS) diagnosis. We unpack Andy’s pension journey with pensions expert Veronica Morozova from PensionBee, covering: why finding and consolidating old pensions matters, especially after working overseas; what ‘QROPS’ is, and how time spent abroad affects your State Pension; the tax...
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TRAILER: The Pension Confident Podcast Series Five summer trailer
The Pension Confident Podcast
It’s time for your Series Five rewind and sneak peek at what’s coming up on The Pension Confident Podcast. If you missed an episode, don’t worry, you can catch up on every single episode so far wherever you get your podcasts: And there’s plenty more where that came from. Later this month, Series Producer Lucy Greenwell joins our Host Philippa Lamb to pick out the best bits from our Series 5 guests (so far). Then, coming up in September: What might be missing from your investment portfolio? We’ll be joined by: Content Creator ‘’, Gabriel Nussbaum; Founder and CEO of ,...
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E52: Is it worth getting married? With Mike Donkor, Philippa Dolan and Jasper Martens
The Pension Confident Podcast
For the first time ever, fewer than half of UK adults are married or in a civil partnership, yet the law hasn’t caught up with how many of us now live together instead. So, legally and financially, is it still worth getting married? Join our host, Philippa Lamb, and our expert panel as they discuss whether marriage still pays off financially and legally, and what unmarried couples need to put in place instead: Financial Planner, ; Solicitor and Partner at , ; and Chief Marketing Officer at , . Episode breakdown 01:18 Why marriage rates are falling 05:44 The financial perks of...
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BONUS EPISODE: “I put my money where my mouth is”
The Pension Confident Podcast
In this bonus episode, we hear from PensionBee customer Sally as she shares her pension story. From decades of putting money into living over saving, and losing her husband suddenly in his 40s, to retirement in her 60s and choosing a pension plan that truly reflects her values. We unpack Sally’s pension journey with pensions expert Veronica Morozova from PensionBee, covering: why financially literate people still don’t save; how emotional barriers can be a bigger obstacle than lack of information; the tax benefits of saving into a pension; and what values-based investing actually means in...
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BONUS EPISODE: How does market volatility shape your pension pot?
The Pension Confident Podcast
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E51: How to resist lifestyle creep with Clare Seal, Edoardo Moreni, and Alex Langley
The Pension Confident Podcast
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BONUS EPISODE: “I’ve often said that I retired when nobody wanted me anymore”
The Pension Confident Podcast
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BONUS EPISODE: Should you buy Premium Bonds or save into a Cash ISA?
The Pension Confident Podcast
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E50: Starting a pension from £0 at 50 years old with Hannah Martin, Simonne Gnessen and Sarah Durber
The Pension Confident Podcast
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BONUS EPISODE: “As soon as I left that job, the pension stopped”
The Pension Confident Podcast
On this bonus episode, we hear from PensionBee customer Becca. Auto-enrolled into her first workplace pension, she assumed retirement saving would always just happen in the background. Then she went self-employed, and for eight years, it didn’t happen at all. We explore the self-employed pension gap with the help of pensions expert Dani Skerrett, Head of Content Marketing at PensionBee, covering everything from why Auto-Enrolment leaves millions of freelancers and sole traders behind, to the surprising cost of those years of disengagement. We also share how contributing just £30 a month can...
info_outlineDid you know that over the next 30 years, Baby Boomers are expected to pass down an astonishing £5.5 trillion in assets? It’s being called one of the largest movements of wealth in British history. So are you ready for the ‘great wealth transfer’?
Many Millennials are facing tough financial challenges - with lingering student loans, high rent or mortgage costs and expensive childcare. A wealth transfer could be transformative for this generation.
But here’s the catch: without proper estate and financial planning, many families could face hefty tax bills. And from April next year, pensions will be included in estates for Inheritance Tax purposes, which could push that tax bill much higher!
Join our host, Philippa Lamb, and our expert panel as they discuss the ‘great wealth transfer’:
- Co-Founder of Millennial Money UK, Niaz Azad;
- Solicitor and Director at Richard Reed Solicitors, Annaliese Barber; and
- Senior Performance Management Manager at PensionBee; Dan Stean.
Episode breakdown
01:55 Planning for an inheritance
03:58 Generational divide between Baby Boomers and Millennials
07:27 From meritocracy, to inheritocracy
10:50 Inheritance Tax (IHT) basics and thresholds
15:07 Wills matter, even when young
18:37 Estate planning conversations create clarity
21:03 Gifting rules and pitfalls
23:56 When family dynamics and money collide
Further reading and listening
To learn more about intergenerational wealth, check out these articles and podcasts from PensionBee:
- E20: What to do when someone dies (Podcast)
- E28: The Bank of Mum and Dad - what’s the impact on your pension? (Podcast)
- Estate planning - PensionBee's Milestone Moments (YouTube)
- Pension beneficiaries (Article)
- Pension rules after death (Article)
- Inheritance Tax guide (Article)
- What to do with inheritance money? (Blog)
- Six money conversations you need to have with your family (Blog)
- Writing a will (Article)
Other useful resources
- 3 million pensioner millionaires (The Intergenerational Foundation)
- Busting the “wealthy boomers” myth (Centre for Ageing Better)
- British millennials still bearing scars of 2008 financial crisis, says research (The Guardian)
- Check who can apply for probate and inherit if someone dies without a will (GOV.UK)
- How do I write a will and how much does it cost? (MoneyHelper)
- Inheritance Tax rules on gifts (MoneyHelper)
- Setting up a trust fund (MoneyHelper)
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Follow Millennial Money UK (@MillMoneyUK) on TikTok, YouTube, Instagram, LinkedIn, Facebook and X.
Follow Richard Reed Solicitors (@richardreedsolicitors) on Instagram, LinkedIn and Facebook.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.