E40: The ADHD tax - how much is it costing you? with Dr Tara Quinn, Krystle McGilvery and Emily Tribe
Release Date: 06/29/2025
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ADHA can affect how your brain handles things like planning, focus and organisation, which can make it particularly challenging to stay on top of your finances. Things like paying off debt, saving into a pension, paying a bill on time can feel really overwhelming.
In this episode we explore exactly why money and ADHD can clash, find out what can help, and take a look at how to build systems that could work for you.
Join our host, Philippa Lamb, and our expert panel as they break it all down.
- Dr Tara Quinn, Registered Practitioner Psychologist;
- Krystle McGilvery, Financial Strategist and Behavioural Expert; and
- Emily Tribe, Head of Culture, Inclusion and Wellbeing, PensionBee
Episode Breakdown:
- 01:27 What is ADHD?
- 05:13 Managing money with ADHD
- 06:33 The ADHD tax
- 07:57 Executive dysfunction
- 09:53 Impulsivity
- 13:38 Time blindness
- 18:37 Body doubling
- 20:19 Emotional dysregulation
- 22:06 Support and resources
- 23:45 ADHD and the finance industry
Further reading and listening:
To learn more about ADHD and finances, check out these articles from PensionBee:
- Episode 40 transcript (Blog)
- E15: How can we achieve financial inclusion? (Podcast)
- 8 easy steps to build an effective budget (Blog)
- The effects of debt and how we can break the cycle (Blog)
- How can I improve my credit score? (Blog)
- How PensionBee’s supporting vulnerable customers (Blog)
- Savings and investments
- Pension contributions (Pensions Explained)
- Pensions Age (Pensions Explained)
Other useful resources:
- The ADHD Tax (ADHD Traction)
- “I’ve lost over £4000 because of the ADHD tax” (BBC)
- Our view of ADHD needs to change – the disorder presents differently in women and girls (The Independent)
- The ADHD Tax study (Monzo)
- Harnessing neurodiversity to create accessible banking (NatWest)
- Neurodiversity at Barclays (Barclays)
- UK challenger bank Neuros to offer money management for neurodiverse users (FinTech Futures)
- ADHD and Money (Think ADHD)
- How to be financially responsible whilst having fun (Female Invest)
- ADHD in adults (NHS)
- ADHD UK
- ADHD Foundation
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Follow Dr Tara Quinn on Instagram, LinkedIn, Facebook, YouTube and X.
Follow Krystle McGilvery on Instagram and LinkedIn.