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287 - Mastering Tenant Screening with Bud Evans

Comfort To Courage

Release Date: 01/19/2026

Rock Bottom, Recovery, and the Red Hat: Larry Roberts on Losing Everything and Choosing Courage show art Rock Bottom, Recovery, and the Red Hat: Larry Roberts on Losing Everything and Choosing Courage

Comfort To Courage

314 - Rock Bottom, Recovery, and the Red Hat: Larry Roberts on Losing Everything and Choosing Courage He had 12 years of sobriety, a thriving podcast production company, a recognizable personal brand, and a speaking career that put him on stages across the country. And then, quietly and completely, he lost all of it. In this episode of Comfort to Courage, Larry Roberts, founder of Red Hat Media and one of the most recognized voices in the podcasting world, pulls back the curtain on his very public and brutally honest battle with alcoholism, including multiple rehab stints, a DUI, a dissolved...

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313 - How Alpha Funding Gets Investors to the Closing Table Fast with Vance Josey show art 313 - How Alpha Funding Gets Investors to the Closing Table Fast with Vance Josey

Comfort To Courage

You found the deal. You ran the numbers. And then you lost it to another investor because your lender couldn't get you a proof of funds letter over the weekend. If that scenario makes your stomach drop, this episode is about to change how you fund every deal from here on out. Jen sits down with her husband and business partner Vance Josey, real estate broker, general contractor, and hard money lending expert with Alpha Funding, to pull back the curtain on how investors actually get deals financed. Vance breaks down the difference between prequalification and underwriting, why speed matters...

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312 - She Left Caregiving to Build Luxury Memory Care Mansions with Nicole Becerra show art 312 - She Left Caregiving to Build Luxury Memory Care Mansions with Nicole Becerra

Comfort To Courage

She watched residents cry alone on the floor, calls for help go unanswered, and a client ask her point blank, "Am I gonna die today?" That first shift as a professional caregiver didn't just break Nicole Becerra's heart. It gave her a mission. Instead of accepting that this was just how senior care worked, she asked a different question: what if it didn't have to be this way? In this episode, Nicole shares how she went from sitting bedside with dementia patients to acquiring raw land, navigating septic and zoning laws, and securing an SBA loan to build Mosaic Memory Care, a 16 room luxury...

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311 - Why This Investor Ditched Multifamily for Hot Springs and National Parks show art 311 - Why This Investor Ditched Multifamily for Hot Springs and National Parks

Comfort To Courage

What if the smartest move in real estate right now isn't multifamily at all? While thousands of investors keep fighting over the same overpriced apartment deals, Zander Kemp walked away from 23 apartment buildings to chase something almost nobody else was building: luxury glamping and hot spring resorts parked right outside America's busiest national parks. In this episode, Zander, founder of Clear Summit Investments, breaks down exactly how he identified outdoor hospitality as a massively underpriced niche, still 90% owned by mom and pop operators, trading at cap rates nearly double what...

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310 - The Pilot's Checklist That Built a $1 Billion Self Storage Empire show art 310 - The Pilot's Checklist That Built a $1 Billion Self Storage Empire

Comfort To Courage

310 - From Airline Pilot to $1 Billion Self Storage Empire: Ryan Gibson's Blueprint for Passive Wealth What if the same checklist that keeps a commercial jet from crashing could also keep your real estate deals from blowing up your bank account? That is the mindset Ryan Gibson brought from the cockpit to the boardroom, and it is the difference between investors who build lasting wealth and those who get burned chasing the next shiny deal. In this episode, Ryan, president of Spartan Investment Group and co-host of Passive Income Pilots, breaks down the go or no-go framework he uses to...

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309 - From Addiction Recovery to 1,100 Lots: The Mobile Home Park Strategy Nobody Talks About with Tim Woodbridge show art 309 - From Addiction Recovery to 1,100 Lots: The Mobile Home Park Strategy Nobody Talks About with Tim Woodbridge

Comfort To Courage

309 - From $250K to $570K in 14 Months: How Tim Woodbridge Built a Mobile Home Park Empire Through Recovery and Resilience What if the deal everyone told you was bad turned out to be the foundation of an 1,100 lot portfolio? Tim Woodbridge bought his first mobile home park for $250,000 in 2019 with only 10 of 36 lots occupied. Experienced investors told him to walk away. Fourteen months later, after bringing in new homes and raising occupancy, that same property appraised for $570,000 and he returned every dollar of investor capital through a refinance. This episode is proof that your first...

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308 - He Lost 6 Figures as an LP and Then Became the Guy Who Vets the Operators show art 308 - He Lost 6 Figures as an LP and Then Became the Guy Who Vets the Operators

Comfort To Courage

308 - From 52 Houses to Fund Manager: How Tom St. John Built a Portfolio Powered by Discipline, Loss, and Unshakeable Due Diligence What happens when a single telescope changes everything? For Tom St. John, watching his father retire after 32 years at a power plant with nothing but a telescope as a gift was the moment that cracked his world open. That telescope became a symbol of what following the rules without building real assets actually gets you. Tom made a vow to find another way, and what followed was a decades-long journey through single-family rentals, multifamily acquisitions,...

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307 - No W-2? No Problem. The Invisible Prime Borrower Strategy Beating Traditional Lending show art 307 - No W-2? No Problem. The Invisible Prime Borrower Strategy Beating Traditional Lending

Comfort To Courage

307 - The Invisible Prime Borrower: How Efri Argaman Is Unlocking Homeownership for 42 Million Americans What if the biggest barrier to homeownership in America wasn't money, it was the wrong measuring stick? Right now, an estimated 37 to 42 million people in this country have the income to buy a home, pay their rent on time every single month, and are still being turned away by the traditional lending system simply because their income doesn't come with a W-2. That's not a credit problem. That's a broken system problem. And Efri Argaman, founder and CEO of OwnEZ, built a fintech company to...

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306 - The Doctor Who Walked Away from $500K a Year to Build $2 Billion in Real Estate show art 306 - The Doctor Who Walked Away from $500K a Year to Build $2 Billion in Real Estate

Comfort To Courage

What if everything you were taught about building wealth was designed for someone else's benefit, not yours? High-income professionals, especially doctors, lawyers, and entrepreneurs, are earning hundreds of thousands of dollars a year and still ending up financially behind, buried in debt, crushed by taxes, and handing their futures over to Wall Street. In this episode of the Real Estate Investor Growth Network, Jen Josey sits down with Buck Joffrey, MD, a former cosmetic surgeon turned serial entrepreneur who has been involved in over $2 billion in real estate transactions, to expose...

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305 - He Produced 60 Days In and Duck Dynasty and Now He's Teaching Real Estate Investors How to Be Impossible to Ignore show art 305 - He Produced 60 Days In and Duck Dynasty and Now He's Teaching Real Estate Investors How to Be Impossible to Ignore

Comfort To Courage

What if the secret to dominating your real estate market had nothing to do with cash offers, fast closes, or undercutting your competition? Emmy-nominated television executive Brad Holcman spent 25 years in Hollywood making people impossible to ignore, and now he's revealing exactly how real estate investors can stop drowning in sameness, stand out in a crowded market, and become the only choice for motivated sellers. If your marketing sounds like everyone else's, this episode will change how you think about your brand forever. Brad introduces the powerful $2 Bill philosophy, the idea that...

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In this episode of the Real Estate Investor Growth Network Podcast, host Jen Josey welcomes back her “work husband” and REIGN Coach, Bud Evans. Bud shares his journey from a career in the military and public service to building a multimillion-dollar real estate portfolio and leading a veteran-focused property management company. The conversation is packed with actionable strategies, real-world stories, and a healthy dose of humor as Bud and Jen dive into the systems and mindsets that drive success in real estate investing.
 
Bud details his rigorous tenant screening process, including his unique 100-point scoring system and the integration of AI tools to streamline and safeguard property management. He emphasizes the importance of consistency, documentation, and systems—not just for legal protection, but for scaling a successful rental business. Bud also shares tips for landlords on lease clauses, maintenance responsibilities, and how to create standard operating procedures using innovative tools.
 
The episode wraps up with Bud’s “BADASS” insights, covering his favorite books, advice, systems, and what success means to him. He offers encouragement to take action, invest in education, and serve others—values that have shaped his own journey. Listeners are invited to connect with Bud for coaching, strategy sessions, or just to soak up more of his hard-earned wisdom.
 
00:00 Introduction to REIGN and Host Jen Josey
00:53 Badassery Bestowment: Finding Distressed Properties on Zillow
03:22 Guest Introduction: Meet Bud Evans
06:49 Bud Evans' Journey from Military to Real Estate
11:35 Tenant Screening: Importance and Strategies
15:35 The 100-Point Tenant Screening System
21:51 Incorporating AI in Tenant Screening
22:40 Privacy and Data Redaction in Tenant Management
23:29 AI in Financial Verification
24:30 Scoring and Approval Criteria for Tenants
25:09 AI Success Stories in Tenant Screening
27:00 Impact of AI on Vacancy Rates
27:36 Property Management and Self-Management Tips
29:11 Creating Effective Leases
34:47 Speaking Engagements and YouTube Channel
37:51 Personal Goals and Success Strategies

5 Key Takeaways

  • Distressed Property Hunting: Use Zillow’s keyword search (e.g., “fixer,” “as is,” “needs work”), filter by days on market, monitor price drops, scrutinize listing photos, and check public records to find hidden investment opportunities.
  • Tenant Screening Systems: Implement a 100-point scoring system covering income stability, credit, criminal background, rental history, and file completeness. Consistency and documentation are essential to avoid legal pitfalls.
  • Integrating AI: Utilize AI tools (like ChatGPT) for analyzing tenant applications, redacting sensitive info, and verifying income-to-expense ratios. AI can catch details humans might miss and streamline decision-making.
  • Lease & Maintenance Tips: Customize leases to your market, include clauses for property showings before move-out, set a $250 repair threshold, and require proper documentation for pets. Use tools like Scribe to document your processes.
  • Service and Systems Drive Success: Bud credits his achievements to serving others, investing in education, and leveraging systems like EOS (Entrepreneurial Operating System) for business growth and team alignment.

Guest Bio: Bud Evans

Bud Evans is a retired Air Force officer, former police officer, and mayor turned full-time real estate investor and business owner. He leads Second Street Property Management in South Jersey, managing hundreds of doors with a focus on affordability and service. Bud is also the founder of AIM High Properties and Enlisted 2 Entrepreneur, where he helps veterans and first responders transition into real estate. An educator at heart, Bud breaks down complex investing topics into actionable steps and is a sought-after coach, speaker, and advocate for systems-driven success.

Books, Tools, and Websites Mentioned

Books:
  • Traction by Gino Wickman (and other works by Wickman/EOS)
  • The E-Myth by Michael Gerber
  • Rich Dad Poor Dad by Robert Kiyosaki
  • The Four Hour Workweek by Tim Ferriss
  • Profit First by David Richter
Tools & Websites:
  • Zillow (for property searches)
  • County GIS/public records
  • ChatGPT (AI for screening)
  • Scribe (process documentation tool) — scribe.com
  • EOS One (Entrepreneurial Operating System management) — app.eosone.com
  • Quicken (personal budgeting)
  • PetScreening.com (pet documentation)
  • Bud’s YouTube: Enlisted 2 Entrepreneur
  • Bud’s website: budevans.com

 

🔗 Learn More & Connect with Jen Josey:
https://www.therealjenjosey.com – Real estate investing resources, podcast episodes, and more.

👑 Join the REIGN Mastermind:
https://www.reignmastermind.com – Network with real estate investors nationwide.

🔥 Stuff Jen Josey Loves (Recommended Tools & Resources):
https://www.reignmastermind.com/resources – Handpicked tools, books, and services for real estate investors.

📚 Buy Jen Josey’s Book: From Beginner to Badass
https://a.co/d/bstKlby – Step-by-step guide to real estate investing success.

🏠 Grow Your Rental Portfolio with Jen’s Coaching:
https://rentalproppro.com/booking?am_id=reign – Book a session and scale your rental business.