293 - Infinite Banking: Unlocking Financial Freedom with Anthony Faso & Cameron Christiansen

293 - Infinite Banking: Unlocking Financial Freedom with Anthony Faso & Cameron Christiansen

What if the money you need for your next deal is already sitting right under your nose—and you’re just not using it the right way? In this episode, we break down how real estate investors can stop “begging” for funding, keep their money compounding, and use smarter systems to build real financial freedom.

Jen Josey sits down with Anthony Faso and Cameron Christensen (founders of Infinite Wealth Consultants and hosts of the Infinite Wealth Podcast) to dumb down the concept of infinite banking—aka “becoming your own bank.” They explain it with simple, real-world examples (think: using a rewards credit card… but for investing), and show how a properly designed high cash value whole life insurance strategy can keep your capital safe, liquid, and compounding while you use it for down payments, BRRRR deals, and scaling your portfolio.

If you’re a real estate investor tired of the stock market rollercoaster, confused about whole life insurance, or trying to build passive income greater than monthly expenses, this is for you. The market shifts, taxes change, and “traditional” advice keeps failing investors—so if you want more certainty, control, and collateral right now, this conversation will challenge what you think you know.

5 Powerful Takeaways

• How to turn friends and family into private money lenders (ethically, clearly, and in writing) so you can fund deals without chasing strangers

• The simplest explanation of infinite banking: store capital in a place that stays safe + liquid, then leverage it so your money never stops compounding

• Why withdrawing cash breaks the compound interest curve—and how borrowing against cash value can keep growth going while you invest

• The real definition of financial freedom: passive income > monthly expenses (and why “net worth” can be a trap)

• The 2-step next move: get educated first, then run the math for your situation before you decide if infinite banking is a fit

About the Guest

Anthony Faso and Cameron Christensen are the founders of Infinite Wealth Consultants and hosts of the Infinite Wealth Podcast. Anthony is a U.S. Army veteran and “recovering CPA” who worked at the world’s largest accounting firm and served as a CFO before the 2008 recession pushed him to rethink traditional financial advice. Cameron is a long-time small business owner who became frustrated with the typical “Wall Street” approach and shifted into infinite banking and real estate investing. Together, they help clients build financial independence with more certainty, control, and collateral—so they’re not stuck relying on the stock market. Their focus is on creating systems to grow passive income and make smarter money decisions that support real-world investing.

Resources & Websites Mentioned

• https://infinitewealthconsultants.com/reign

 

00:00 Welcome to REIGN

01:01 Private Money from Loved Ones

04:04 Meet Anthony and Cameron

05:26 Infinite Banking Explained

08:16 Compounding and Capital Storage

09:50 Whole Life Policy Mechanics

20:20 Who It Works For

22:15 Using IBC for Real Estate

28:33 Bad Financial Advice Myths

31:01 401k Retirement Myth

31:34 Passive Income Compass

33:14 Active Versus Passive Deals

35:30 Retirement Cashflow Options

36:37 Safety And Risk Tolerance

38:33 Stop Paying Cash

41:17 First Steps To Start

42:54 Scaling And Age Concerns

47:48 Deposit Limits Explained

50:24 Books Advice And Drive

54:49 Systems And Success

57:14 Family Legacy Wrap Up

 

🔗 Learn More & Connect with Jen Josey:
https://www.therealjenjosey.com – Real estate investing resources, podcast episodes, and more.

👑 Join the REIGN Mastermind:
https://www.reignmastermind.com – Network with real estate investors nationwide.

🔥 Stuff Jen Josey Loves (Recommended Tools & Resources):
https://www.reignmastermind.com/resources – Handpicked tools, books, and services for real estate investors.

📚 Buy Jen Josey’s Book: From Beginner to Badass
https://a.co/d/bstKlby – Step-by-step guide to real estate investing success.

🏠 Grow Your Rental Portfolio with Jen’s Coaching:
https://rentalproppro.com/booking?am_id=reign – Book a session and scale your rental business.