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Our PERSONAL goal setting day we take each quarter (our checklist & exact process)

Release Date: 07/27/2022

Business savings accounts I found paying 4% or more...

Seed Time Money with Bob & Linda Lotich

Today, I'm diving deep into the world of business savings accounts and how you can make your money work harder for you and your faith. With interest rates climbing, I've scoured the market to find the best options for your business savings – and I can't wait to share these gems with you. Whether you're a seasoned business owner or just starting, this episode is packed with valuable insights and practical tips to enhance your financial stewardship. Key Topics and Questions: The State of Business Savings Accounts: How have rising interest rates affected the options available for...

Mint.com is shutting down... (our 2 favorite alternatives)

Seed Time Money with Bob & Linda Lotich

With Mint.com closing its doors, many are left wondering, "What now?" Well, it turns out that there are a few alternatives that are actually FAR better than Mint and that is what we are sharing today. Here's a sneak peek of what we cover in this episode: The Limitations of Mint.com: We discuss how Mint.com, despite its popularity, fell short in helping users effectively budget due to a lack of built-in accountability. This lack of consequences for overspending makes it easier to deviate from your budgeting goals. Our Go-To Financial Tracking Tool: Discover the power of the Empower Personal...

The 4 red flags of the Tranzact card (why I am saying NO to the Tranzact card…)

Seed Time Money with Bob & Linda Lotich

I have been getting emails from a bunch of readers asking what I think about the Tranzact rewards debit card. If you haven’t heard, basically it is a debit card that provides “Z-Bucks” that can be used to buy everyday items. In theory I love what Tranzact is doing, but in reality I will be really surprised if this is still around in a year… I have some friends who are using it and who are excited about it, but I always do my own due diligence and go with my intuition and I am not feeling good about it. These are the red flags and the reasons I am passing on Tranzact (and make sure...

[DEVO] Critically important keys to succeeding as a Christian

Seed Time Money with Bob & Linda Lotich

Today, we're diving deep into the Parable of the Talents and how it holds the keys to succeeding as a Christian—yes, even in your finances. So pull up a chair, grab your Bible, and let’s get started. Are you struggling with managing not just your money but your time, relationships, and other God-given resources? Do you feel like you're holding back from multiplying your God-given talents out of fear? Want to discover how divine mandates can shift your perspective and align your life more closely with God's purposes? Here's What We're Covering: Intro to the Parable of the...

Hate mail of the day re: credit cards (are they evil?)

Seed Time Money with Bob & Linda Lotich

We're diving deep into a topic that's both controversial and unavoidable: credit cards. Today, we just want to share our own take on credit cards. No fluff, no shaming—just our honest thoughts. What’s in this episode for you? Listen to this episode if you want an open, authentic discussion on a topic many consider taboo but is nevertheless something we all have to deal with. Whether you love 'em or hate 'em, after this episode, you’ll have a more nuanced perspective on credit cards. Trust us; you won’t want to miss this one! Resources Mentioned: Our email list: The best deals,...

🎄 6 of my best tips to save tons of money Christmas shopping

Seed Time Money with Bob & Linda Lotich

In this episode, I'm unpacking some of my personal money-saving hacks that can keep your wallet happy during the most wonderful (and expensive) time of the year. Resources Mentioned: 6 apps, tools, and ideas I have used to save thousands over the years!! - $40 signup bonus, but you have to go through our link because they don't make it publicly available. - A browser extension that automatically finds and applies coupon codes at checkout for over 30,000 shopping sites. - Amazon price tracker that shows you the price history of items, so you know if you're getting a good deal. ...

How to change who you'll become 5 years from now

Seed Time Money with Bob & Linda Lotich

In today's episode, we had a super raw and real conversation about how to change who you will become in the next five years. The key? Taking a hard look at the inputs in our lives. Before we dive in, a HUGE shoutout and Happy Birthday to Linda! 🎉 🎙️ In this episode, we cover: The importance of growth and change in our journey with Jesus. The iconic quote about how we are the sum of our five closest friends and the books we read. But is that all there is to it? How we can think about "inputs" in our lives more broadly - from friends, to social media, to the shows we watch,...

Listen to this if you want your faith stirred up

Seed Time Money with Bob & Linda Lotich

Join us as we dive deep into an inspiring story that challenges our perception of faith and God's provision. This episode is not just about money or finances but about life's unexpected challenges and the miraculous ways God intervenes when we trust Him. 🔑 Key Topics Covered: The incredible testimony of George Muller's faith in the midst of adversity. What true reliance on God looks like, even in the densest fogs of life. Why we often limit our perspective to options A and B when God has infinite solutions. The significance of prayer in our daily lives and decisions. How...

Does God care more about paying off debt than ending child abuse?

Seed Time Money with Bob & Linda Lotich

Hey friends, I recently shared how God helped Linda and me pay off our mortgage in just 9 months, and while hundreds of commenters were thrilled at what God did, some questioned the intentions or priorities behind it. If you've ever wondered why God would answer "superficial" prayers over what might seem like more critical issues, this episode is a must-listen for you. 🎙 What We're Covering: Why Would God Help with "Selfish Prayers"? Addressing the doubts and concerns raised about why God would help someone pay off debt rather than solve world hunger or stop child abuse. ...

If you understand this 1 thing, it'll make almost everything easier (the valley of disillusionment)

Seed Time Money with Bob & Linda Lotich

If you've ever found yourself super excited about a new venture only to feel completely disillusioned shortly after, this episode is for you. It's a powerful deep dive into the emotional journey many of us take when starting something new, and it's filled with practical insights, anecdotes, and advice to guide you through. So plug in, lean in, and let's navigate this valley together. Blessings! 📌 Inside this episode, we'll unpack: The universal path many face when starting something new, be it a business, parenthood, or any other venture. The critical points where decisions are...

More Episodes

On the first weekend of each quarter we take time to reflect back, have important conversations, pray, plan, and set goals (and rewards) for the next 12 months. This is a look at what our exact goals are and exactly how we lay out a day like this (that you can steal) ;)

Links Mentioned:

Streak: to-do list that helps you form good habits.

These are a few of the topics we cover:

The key to achieving goals
Setting goals with your spouse
How to take your goals more seriously

Find out more at: https://seedtime.com/our-quarterly-planning-day-for-our-business/

If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 275 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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