How to Know If Money Has Become Your Idol (Jesus is King with Bryan Harris - Part 2)
SeedTime with Bob and Linda Lotich
Release Date: 09/18/2026
SeedTime with Bob and Linda Lotich
Most of us pray about money. Very few of us ask God what to do with it and then sit still long enough to hear an answer. This is Part 2 of our conversation with our friend Bryan, a business owner and honestly a spiritual mentor in a lot of ways. In Part 1 he showed us how a money idol hides in a phrase you say every day. This time he shows us the other side: what it actually looks like to hear God about a money decision, and what God tends to deal with before He builds anything. In this conversation we get into the exact ten-minute practice Bryan's whole team uses to ask God what to do (a...
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You can do everything right with money and still not feel free. Budget in place. Debt gone. Emergency fund full. And underneath it, the same low hum of anxiety and comparison that was there before. Our friend Bryan built his entire financial life on three words he'd heard a thousand times: cash is king. He's a Dave Ramsey superfan. He did the debt-free scream. Then one day in the shower it hit him. Cash isn't king. Jesus is. That one shift exposed a money idol he never knew he had, and it changed how he makes every financial decision since. In this conversation we get into how to tell whether...
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If your budget keeps falling apart after two weeks, it's probably not your fault. I used to think I was just bad with money. Then I realized the budget itself was the problem, not me. In this episode, Linda and I walk through 10 reasons budgets break and what to do instead. We cover zero-based budgeting, unrealistic numbers, tracking expenses, and the credit card mistake almost everyone makes. We also share why building fun into your budget is one of the biggest secrets to actually sticking with it. And you'll hear how one person cut their spending in half by doing one simple thing. If you...
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We just sold the 100,000th copy of a book I almost didn't write. Back in school, English was my worst subject. Teachers basically told me writing wasn't for me. So when I felt God nudging me to write Simple Money, Rich Life, I pushed back hard. I even hired someone else to write it for me. But God kept saying, "You need to write this." What came next was four years of prayer, a COVID curveball, a publisher who scrapped our whole concept, and an editing process that nearly wrecked us. Sales started slow. Then the ad budget got pulled. I walked around a lake 100 times asking God if it was over....
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Most of us have no idea what our retirement money is actually funding. A few years ago I started wondering if some of mine was supporting things I would never support on purpose. So in this episode, I answer a question I get all the time. Should Christians invest in companies that conflict with their faith? I walk through the two main approaches: biblically responsible investing and buying in to influence a company from the inside. I share the question I ask before buying any individual stock. And I reveal the spending blind spot that might matter even more than your portfolio. Strong...
info_outlineMost of us pray about money. Very few of us ask God what to do with it and then sit still long enough to hear an answer.
This is Part 2 of our conversation with our friend Bryan, a business owner and honestly a spiritual mentor in a lot of ways. In Part 1 he showed us how a money idol hides in a phrase you say every day. This time he shows us the other side: what it actually looks like to hear God about a money decision, and what God tends to deal with before He builds anything.
In this conversation we get into the exact ten-minute practice Bryan's whole team uses to ask God what to do (a timer, a notebook, and four things to write down), what came out of it the first time twelve people tried it, why he believes everyone in the room hears something, why "you need $250,000 to do this" is usually money holding you hostage, the stuff in the basement God insists on dealing with first, why you should not rush to be a teacher, the million-dollar cabin God told them to buy with money they did not have, and the question Bryan can't shake: how many spots have I not been in because I didn't listen?
Nothing here is a formula. It's a practice, it happens in community, and Bryan argues against his own decisions the whole way through.
If you want a place to start, Linda and I wrote 30 Days of Prayer for Your Finances for exactly this: one short prayer a day to start asking God about your money instead of just worrying about it. Grab it at: https://seedtime.com/30DOP
Timestamps
- 0:00 Cold open and intro
- 0:48 Stop stealing God's problem (the easy yoke)
- 2:44 The ministry friend who thought he needed $250,000
- 5:41 The ten-minute practice: a timer, a notebook, four things to write down
- 8:00 Thirteen years of work, one ten-minute prayer
- 9:54 Ask, seek, knock (and what God deals with first)
- 12:35 Don't rush to be a teacher
- 14:57 "Show me the man of lawlessness in me"
- 16:28 The million-dollar cabin
- 18:05 How many spots have I not been in?
- 18:47 Closing prayer
Here's a little of what we cover in this episode:
- The ten-minute practice Bryan's team uses to ask God what to do
- The four things to write down while you listen
- Why the number you think you need is usually the thing holding you hostage
- What God deals with in your basement before He builds anything
- Why Bryan tells new pastors to spend three years getting humbled
- The million-dollar cabin, and the guardrail Bryan puts around that story
- How many spots have I not been in because I didn't listen?
Bible Verses Mentioned:
- Matthew 5: 5
- Matthew 7: 7-8
- Matthew 11: 28-30
- Luke 11: 9-10
- Nehemiah 6: 15
- 1 Corinthians 3: 12-15
- 1 Thessalonians 4: 11
- 2 Thessalonians 2: 3-8
- James 3: 1
- Acts 8:2 6-39
- Acts 9: 1-19
Resources Mentioned:
Disclaimer:
Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting.
Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions.
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