You're Meaner to Yourself Than God Is to You (w/ Earl McClellan)
SeedTime with Bob and Linda Lotich
Release Date: 03/06/2026
AUM: The One Number That Tells You If You're Actually Getting Ahead Financially
SeedTime with Bob and Linda Lotich
Most of us measure our money by how the month feels, and that's a lot like trying to lose 20 pounds by checking how tight your sweatpants are. In this live workshop, Linda and I walk you through the one number that actually tells you whether you're getting ahead, why we stopped calling it net worth, and what Proverbs 27:23 has to do with it. We get into why so many of us avoid looking at our finances, the two scoreboards that keep people anxious no matter how they're doing, our own first number (-$13,843) and where it was one year later, a 10-minute exercise to find your number, the four...
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Colby Jenkins… whats your personal vision for money
SeedTime with Bob and Linda Lotich
"I'll give more when I make more." Most of us have prayed some version of that. My guest today is a business owner who realized he had been living it. Colby Jenkins can easily afford to give. And one day he noticed he hadn't heard God prompt him to give in a very long time. What God told him about why almost made him cry. In this conversation we get into the two money tests almost every Christian faces (the vision test when you have less, and the obedience test when you finally have more), why "one more layer of security first" is the prayer that keeps us stuck, what your bank statement...
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Praying for the Same Thing for Years? What the Waiting Is Really For (Annie F. Downs)
SeedTime with Bob and Linda Lotich
You can be totally at peace with God, doing everything right, and still not get the thing you've been praying for. That one hit me hard. Annie F. Downs sat down with me and Linda to talk about her new book, Don't Let That Hold You Back. She's the host of the That Sounds Fun podcast, and she just got engaged after decades of being single. We talked about the idea that if you just get content enough, God will finally hand you what you want. She says that's not how it works, not even close. We got into what the Bible actually means by abundant life, and why the enemy's real target isn't your bank...
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How to Know If Money Has Become Your Idol (Jesus is King with Bryan Harris - Part 2)
SeedTime with Bob and Linda Lotich
Most of us pray about money. Very few of us ask God what to do with it and then sit still long enough to hear an answer. This is Part 2 of our conversation with our friend Bryan, a business owner and honestly a spiritual mentor in a lot of ways. In Part 1 he showed us how a money idol hides in a phrase you say every day. This time he shows us the other side: what it actually looks like to hear God about a money decision, and what God tends to deal with before He builds anything. In this conversation we get into the exact ten-minute practice Bryan's whole team uses to ask God what to do (a...
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How to Know If Money Has Become Your Idol (Jesus is King with Bryan Harris - Part 1)
SeedTime with Bob and Linda Lotich
You can do everything right with money and still not feel free. Budget in place. Debt gone. Emergency fund full. And underneath it, the same low hum of anxiety and comparison that was there before. Our friend Bryan built his entire financial life on three words he'd heard a thousand times: cash is king. He's a Dave Ramsey superfan. He did the debt-free scream. Then one day in the shower it hit him. Cash isn't king. Jesus is. That one shift exposed a money idol he never knew he had, and it changed how he makes every financial decision since. In this conversation we get into how to tell whether...
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The Biblical formula for paying off debt miraculously fast
SeedTime with Bob and Linda Lotich
What if you don't need more money to pay off your debt? What if you just need to see what's already in your house? That's the pattern hiding inside a story in 2 Kings 4. A widow. A dead husband. A creditor at the door. And one small flask of olive oil that God multiplied until her debt was gone. This episode was recorded live from one of our workshops. Linda and I walk through the whole story, verse by verse. Then we pull five simple steps out of it for paying off debt fast: Name your need. Take inventory of your house. Gather your jars. Shut your door. And pour your flask. We also tell our...
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Does Financial Struggle Mean God Is Displeased? (The Honest Answer)
SeedTime with Bob and Linda Lotich
When money is tight, a sneaky thought creeps in. If God was really pleased with me, wouldn't this be easier? I have wrestled with that question myself more times than I can count. So in this episode, Linda and I get honest about whether financial struggle means God is displeased with you. We talk about what blessed actually means, and why comparing your finances to everyone's highlight reel is a trap. We share seasons where we did everything right and money was still hard. And we look at why adversity might actually mean you're on the right path. This is for anyone quietly asking, am I doing...
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Jesus Warned About Saving Money the Wrong Way
SeedTime with Bob and Linda Lotich
I used to hate everything about our finances. Then one thing changed and paying bills actually became fun. That thing is margin. Margin is the gap between what you earn and what you spend. It might look small, but that gap is where the freedom lives. In this session from our Mission Driven Millionaire cohort, Linda and I dig into why building margin might be one of the most spiritual things you ever do with your money. We look at Joseph in Genesis 41 and how he made a plan before the famine came. We look at the ant in Proverbs 6 and what it teaches us about saving. And we talk about the two...
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How to Keep Trusting God When the Answer Doesn't Come (w/ Susie Larson)
SeedTime with Bob and Linda Lotich
Three different doctors told her she should be dead. She is still here, and still hosting live radio. For over three decades, Susie Larson fought Lyme disease and mold toxicity. It left seven areas of brain damage. She lost words on the air and forgot how to spell. At her lowest, IV bags filled the fridge where the groceries should have been. Her family had no money for food while their friends bought second homes. But something grew in the middle of all that pain. She learned how to trust God when the breakthrough was nowhere in sight. In this episode, Susie joins Linda and me to talk about...
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Why You Never Feel Like You Have Enough (and How to Fix It)
SeedTime with Bob and Linda Lotich
Almost nobody actually feels like they have enough. Not really. We chase more money, more space, more results, and the finish line keeps moving. So why does that happen? And how do you actually fix it? In this episode Linda and I dig into contentment and the real reasons so many of us feel like we never have enough. We talk about the secret Paul learned while sitting in prison. We break down three quiet causes: comparison, focusing on what you don't have, and never defining what "enough" even means. Then we get practical with steps like starting a gratitude practice, giving when you feel like...
info_outlineGet Your Spirit Back: Breaking Free from the Lies Holding You Back - with Pastor Earl McClellan
- The two powerful questions God asks repeatedly in Scripture — and why they change everything
- How negative self-talk creates “self-made prisons” (and how to walk out of them)
- Why Gideon’s story resonates so deeply with fear, insecurity, and calling
- What it means to do the hard thing scared — and why that’s often real faith
- How other people’s words (teachers, parents, leaders) quietly shape our identity
- Why community is essential for spiritual growth — and why “just me and God” isn’t enough
- How to handle criticism, misunderstanding, and being judged for your motives
- The difference between humility and shrinking back from what God has asked you to do
- A powerful picture of laying down both criticism and praise before God
- “Who told you?” — Identifying the source of the lies you’re believing
- Earl’s upbringing with a single mom and how God used unlikely environments to shape his calling
- The freedom that comes from realizing you cannot control how others perceive you
- Why tearing down old “altars” from your past is part of stepping into your future
- The danger of listening to voices that don’t have authority in your life
- Learning to accept God-given responsibility without turning it into pride
“The pride isn’t stepping forward — the pride is refusing to step into what God has asked you to do.”
- “Where am I really?”
- “Who told me this about myself?”
- Get Your Spirit Back by Earl McClellan - https://www.amazon.com/Get-Your-Spirit-Back-Self-Talk/dp/0593445643
- The story of Gideon (Judges 6–7, NLT)
- Revelation 4 (the elders laying down their crowns)
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Yahvsl-ry0I)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.