702. WHAT IS THE CSS PROFILE?
Tests and the Rest: College Admissions Podcast
Release Date: 01/20/2026
Tests and the Rest: College Admissions Podcast
Ready to learn the history, philosophy, and practice of an experienced professional in the test prep industry? MEET OUR GUEST Meet Myles Múnera-Keating. Myles graduated early from Stanford University with a BS in Mathematical and Computational Science, concentrating on statistics and machine learning. His deep enthusiasm for numbers and probability, coupled with talents in writing and standardized testing, makes him a versatile educator who supports students across a wide array of domains from math and science to the humanities to college applications. Myles’s approach is not only about...
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The Tests and the Rest podcast consistently explores important topics in testing, admissions, education, and learning with amazing expert guests. Sometimes, though, we enjoy an unstructured opportunity to discuss our own takes on major issues, upcoming events, and our endeavors at the intersection of business and education. Catch up with us in the latest episode of EXTEMP with Amy & Mike. What are five things you will learn in this episode? What have Mike and Amy been up to this month? How did Mike work with ACT recently? What has Amy been philosophizing about? Is a perfect test...
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How many bad relationships begin because people prioritize superficial qualities over true virtues? Whether you are looking for a partner or applying to college, your deeper values should inform your decisions. Amy and Mike invited educational consultant Ann Cadwallader to explain why college flash isn’t fit. What are five things you will learn in this episode? In terms of both college admissions and dating, what does it mean to say “flash isn’t fit?” Why do students and families get pulled toward what looks impressive when building a college list? How does the idea of...
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Most people know–or at least think they know–the role of a school-based counselor. What about all of the professionals in private practice who support families on their admissions journeys and more? Amy and Mike invited IECA CEO Stephanie Simpson to learn what an Independent Educational Consultant (IEC) is and who needs one. What are five things you will learn in this episode? What role do Independent Educational Consultants (IECs) play in a student’s academic journey, and how do they How can IECs complement the contributions of school counselors, especially in districts where high...
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Paying for college poses serious challenges for most families, but should understanding the rules around borrowing really be one of the hardest parts? Amy and Mike invited financial aid expert Will McGinley to offer guidance into decoding student loans. What are five things you will learn in this episode? Why are student loans such an important topic? How much do students borrow on average for their undergraduate degrees? What is the difference between federal DL, PLUS, and Private education loans? Which student loan option is best for most students? When should someone start...
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If you think the massive amount of information colleges expect applicants to absorb is too much, think about the equally essential insights that are left unsaid. Amy and Mike invited ed tech professional Reetu Gupta to dive into what colleges aren’t telling you. What are five things you will learn in this episode? What are colleges actually looking for today that they weren't before? Why is “minimum to compete” an important consideration for applicants? What should parents thinking “my kid has great grades, but I'm still worried” know? What are colleges doing behind the...
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Much of the stress involved with taking an important exam is related to testing in a proctored environment surrounded by your anxious peers. What happens when you shift to more familiar ground? Amy and Mike invited educator Brian Eufinger to explore the experience and implications of taking a high-stakes test at home. What are five things you will learn in this episode? What are the technical and logistical requirements of an in-home exam? What security measures prevent widespread cheating? What are the benefits of taking a high-stakes test in your home? What are the downsides of...
info_outlineThe old saying that you won’t receive what you don’t ask for definitely applies to college financial aid. Nobody likes paperwork, but there’s one critical financial aid form that unlocks access to more than $14 billion in nonfederal aid. Amy and Mike invited financial planner Brian Eyster to explain exactly what the CSS Profile is.
What are five things you will learn in this episode?
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What is the CSS Profile, and how does it differ from the FAFSA?
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Do all private universities require the CSS? How can I find out which colleges?
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Which assets and which income(s) do you need to reveal or disregard?
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How do you value your farm, business, and real estate, and how do you discount the values properly with documentation?
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Are you able to amend the CSS after submission?
MEET OUR GUEST
Brian Eyster, CCFS®, ELA™, LIC, is the visionary founder of the G.R.A.D. Process™, a groundbreaking system created to help families navigate the challenge of paying for their children's college education without sacrificing their retirement goals.
Over his 27-year career, Brian has developed a profound understanding of the financial needs of families. His personal experiences with college planning for his own kids have shaped his approach to wealth management, risk mitigation, resource allocation, and college funding strategies.
As a highly sought-after speaker, Brian shares his knowledge on Creative Funding for College, Cash Flow Design, Income Planning, Risk Management, and Tax-Advantaged Strategies. Clients trust and respect Brian for his commitment to delivering exceptional service.
Brian lives in Metro Detroit with his wife, two kids, three cats, and enough guitar and softball equipment to last three generations.
Brian can be reached at https://essentialstrategies.net.
LINKS
How to Complete the CSS Profile
Participating Institutions and Programs
FHFA House Price Index® Datasets
How Student Loans Secretly Sabotage Your Financial Future
College Planning With Brian Eyster
RELATED EPISODES
WHAT YOU NEED TO KNOW ABOUT THE FAFSA AND CSS PROFILE
THE BETTER FAFSA FOR NEW AND PREVIOUS FILERS
WHAT DO FEDERAL POLICY CHANGES MEAN FOR FINANCIAL AID?
ABOUT THIS PODCAST
Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page.
ABOUT YOUR HOSTS
Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you’re interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.