Living Arrangement Decisions For Divorce — What to Know Before You Buy, Sell or Rent
Release Date: 06/18/2025
The Divorce Course Podcast
Listen to this episode if… You're in the middle of a separation and unsure what advice to follow Friends, family, or Facebook have told you "what to do" You’ve heard you can’t leave the house without losing everything You feel pressured not to bring up domestic violence You’re confused about disclosure, super splitting, or property rights 📌 Legal Disclaimer: This episode is for general information only and is not legal advice. Please seek your own legal support for your specific circumstances. This discussion is based in Australia. ALSO TRIGGER WARNING...
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Listen to this episode if... You’ve been offered child inclusive mediation and don’t know what to expect You’re worried about how separation is affecting your child You’re in a high-conflict co-parenting situation or dealing with coercive control You’ve been told that involving your child in mediation will “help” You want to make informed, child-centered decisions in your family law journey 📌 Legal Disclaimer: This episode is for general information only and is not legal advice. Please seek your own legal support for your specific circumstances. This...
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Listen to this episode if... You’re newly separated and trying to figure out parenting arrangements. You don’t have court orders yet and things are already getting tense. Your ex is unreliable, manipulative, or emotionally unpredictable. You're feeling pressured to agree to arrangements that feel unsafe or unfair. You want to avoid court but don’t want to be taken advantage of. Trying to co-parent after separation without court orders? This episode offers a general discussion that may help you better understand the common challenges many face during this stage. Mum and I...
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Listen to this episode if... You're divorcing or separating from someone who owns or runs a business. You're in a family business with your ex and things are getting murky. You suspect your ex is hiding assets or undervaluing the business. You’re overwhelmed by the complexity of business valuations in divorce. You're preparing for mediation or court and want to understand your options. 📌 Legal Disclaimer: This episode is for general information only and is not legal advice. Please seek your own legal support for your specific circumstances. Divorcing a business...
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🎧 Listen to this episode if… You constantly walk away from conversations with your ex feeling drained, confused, or second-guessing yourself. Co-parenting feels more like a battleground than teamwork. You suspect your ex might be narcissistic or manipulative, but you’re not sure what to do about it. You want to learn how to protect your children emotionally while staying calm and in control. You’re tired of being baited into fights and want tools to respond, not react. ⚠️ Trigger Warning: This episode discusses family violence, coercive control, and trauma...
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🎧 Listen to this episode if… 💔 You’ve left an abusive relationship but still feel stuck, numb, or confused. 🧠 You’re trying to understand why you still feel controlled, scared, or exhausted. 💬 You want to know what healing actually looks like and how long it takes. 💪 You’re ready to start finding yourself again after years of walking on eggshells. 🌸 You want to rebuild your confidence, identity, and hope for the future. 💫 You just need to hear that full recovery is possible ⚠️ Trigger Warning: This episode discusses family violence, coercive control, and trauma...
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🎧 Listen to this episode if… 💬 You’ve got mediation coming up and don’t know where to start. 😰 You’re feeling stressed or unprepared to face your ex about custody or property. 📑 You want to know what to bring and how to prepare your documents. ⚖️ You need tips for negotiating calmly and confidently. 🚩 You’re dealing with a high-conflict or manipulative ex. 💸 You want to avoid costly mistakes and stay out of family court. 🧠 You just want to feel ready and in control on the day. ⚠️ Trigger Warning: This episode discusses family violence, coercive control,...
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Listen to This Episode If You… 🏠 Have been told divorce property settlements are always 50/50 🤔 Want to understand how contributions (financial and non-financial) are weighed ⚖️ Are trying to figure out how your future needs affect your share 💰 Suspect your ex has wasted or hidden money and want to know what that means 📝 Need to know whether you can work out percentages yourself or need a lawyer 🧾 Are preparing for mediation or property negotiations and want strategies to stay strong 👶 Want to know how parenting responsibilities and children’s needs affect percentages...
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🎧 Listen to This Episode If You… ✨ Are in the middle of property and custody negotiations ⚖️ Have an ex who’s threatened to push for more custody unless you agree to property terms 🏡 Want to understand how family courts consider housing and children’s needs in property settlement 😟 Are worried about being pressured or manipulated during mediation 💡 Want practical strategies to protect your kids’ best interests and your financial future ⚠️ Trigger Warning: This episode discusses family violence, coercive control, and situations that may feel unsafe. 📌...
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🎧 Listen to This Episode If You… You’re separated but can’t afford to move out of the family home. You’re afraid leaving means you’ll lose your rights to the house. Your ex refuses to cooperate, acknowledge the separation, or leave. You’re experiencing coercive control or financial abuse after separation. Episode Summary Separation is hard enough — but what happens when you and your ex are still living under the same roof? For many, moving out simply isn’t an option: finances are tight, safety is uncertain, and myths about “losing the house” keep people trapped in...
info_outline🎧 Listen to This Episode If You:
💸 Are weighing the pros and cons of buying, selling or renting post-divorce
⚖️ Need to understand how your living decisions affect property settlement under family law
👨👧 Are parenting and want to make housing choices that work for your kids
🏡 Just separated and unsure about where to live
📉 Are worried about financial risk and long-term planning
Episode Summary:
Where will you live after your separation or divorce? It’s one of the most important—and emotionally loaded—questions you’ll face. In this episode, I’m joined by Pedro Marin, Financial Planner from Marin Wealth, and my mum Lyn, an experienced family lawyer, to explore the options: keeping the house, selling, buying again, renting, or trying rentvesting.
We look at the emotional, financial, and legal implications of each choice—and how they interact with the Family Law Act, especially Section 79(2) and 79(5), which focus on the needs of the children and future financial considerations. If you’re unsure what to do next or feel stuck between financial reality and emotional decisions, this conversation will help you start to look over the situation.
Disclaimer: This is not legal or financial advice and you MUST see a lawyer or financial advisor before making any decision. We are not liable for the outcome of your case and by listening to this podcast you agree to this.
⏱️ Episode Timeline – What We Discuss:
00:00 – What’s this episode about and why is it crucial for separated couples?
00:15 – Who are Pedro Marin Ramirez and Lynette Galvin, and how can they help?
00:36 – What property decisions do you need to consider during divorce?
01:42 – Why do you need both financial planning and legal advice after separation?
03:05 – Should you keep the family home after divorce? What to consider
09:42 – Is now the right time to sell your house? Key market insights for separating couples
12:49 – What should you do with lump sum payments after selling the house?
20:47 – What is rent-vesting and how can it work after divorce?
23:21 – What are the risks of renting or investing in property post-divorce?
24:34 – How does the Family Court consider children’s housing needs in property settlement?
25:11 – Why is “just renting” sometimes not enough post-separation?
26:15 – Why do you need an emergency fund and solid financial planning after divorce?
28:50 – What does The Barefoot Investor say about post-separation money management?
29:31 – What are the pathways to home ownership after a divorce?
34:43 – What are the risks of property surgery after separation?
36:01 – How do you navigate home loans and bank requirements after divorce?
40:01 – What are the final takeaways and key resources for post-separation housing?
Resources
Marin Wealth Free Calculators
https://marinwealth.com.au/calculators/
Family Law Act 79(5)
https://classic.austlii.edu.au/au/legis/cth/consol_act/fla1975114/s79.html
🎙️ Related Episodes:
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I really want to keep the house https://open.spotify.com/episode/6TzW9skKgvO8fjm0gcFPRg?si=vUHKQ7vUS0egoexZ5QQ7Zw
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Out of the box ideas to keep the house https://open.spotify.com/episode/5RgIsTMGh7EBqqbAgIVQ5Y?si=Zct17ZGEQxaWg8xX4wEF0A
Understanding Property Settlement Options in Divorce -
Future Financial Needs in Family Law: Explained
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Weapons of Tax Destruction in Divorce https://open.spotify.com/episode/1Bvc2JFmgcLMpIZLIXEwVR?si=5zrzU_AHR_KSnJ9IovdUnA
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Taking Control of your Finances in Divorce - Financial Abuse Red Flags
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https://open.spotify.com/episode/0RzZTAL7xwRo1dvGoR8Ywr?si=iNX3fN1LQJijcucOnfKvOQ
🆘 Emergency & Support Contacts:
💜 Women’s Shelter: 1800 811 811
📞 Lifeline (24/7 Crisis): 13 11 14
👨👧 Mensline Australia: 1300 789 978
👧 Kids Helpline: 1800 551 800
🚨 DV Hotline: 1800 RESPECT (1800 737 732)
📌 Key Takeaways:
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You have more options than you think—but each comes with trade-offs
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Emotional attachment to a home can cloud financial judgment
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Rentvesting can work, but it's not a silver bullet
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Selling might feel like a loss but can also give you financial breathing space
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Legal and financial decisions are intertwined, especially with children involved
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The court considers both your current and future needs under family law