📉🤔 Will the Market Get Worse Before It Gets Better? - December Toronto Area Real Estate Market Live Update & Q/A
Release Date: 12/12/2025
Upsizing in an Uncertain Market and Navigating Family-Owned Homes
Move Smartly: The Podcast
In this episode, we break down three real housing dilemmas that many households are facing in today’s uncertain market. We start with a common challenge for homeowners looking to move up: how to upsize when you need to sell your current home and buy another at the same time. With slower sales, uncertain prices, and the risk of being forced into a short-term rental, we walk through how families can think about sequencing these two transactions. Next, we discuss a family-owned Toronto property and the question of adding a garden suite for multigenerational living. We explore how secondary...
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Housing Heads Into a Harder Phase in 2026 | Monthly Market Live Update
Move Smartly: The Podcast
In this month’s live update, we explain why 2026 is likely to be a tougher year for housing before conditions start to improve. Sales remain near multi-decade lows as trade tensions, slowing growth, and rising geopolitical risks weigh heavily on consumer confidence. When activity stays this weak, the market becomes more fragile. Sellers who can wait are choosing to hold back, while households that need to move face a much thinner pool of buyers. At the same time, power of sales are becoming more common as mortgage payments reset and household finances tighten. More owners are falling...
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Foreign Buyer Ban Reversal? Rising Fixed Rates in 2026 — Real Estate Roundtable (January 2026)
Move Smartly: The Podcast
This month’s real estate roundtable brings together John Pasalis, Steve Saretsky, and mortgage broker David Larock for a timely discussion on the latest developments shaping Canada’s housing market as we head into 2026. We begin with the federal government’s recent signal that it may reverse the foreign buyer ban in 2027. We break down what this announcement really means for the market today, how much impact foreign buyers actually have on housing demand, and whether lifting the ban would meaningfully change prices or investor behaviour. From there, we turn to...
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Mortgage Renewals, HELOCs & Bankruptcy: What’s Coming Next?
Move Smartly: The Podcast
This week on Move Smartly, I’m joined by Doug Hoyes, Licensed Insolvency Trustee and co-founder of Hoyes, Michalos & Associates, one of the most experienced consumer debt relief firms in Canada. Doug works on the front lines with households facing financial distress, giving him a real-time look into what’s happening beneath the surface of the economy — long before it shows up in official data. We unpack what he’s seeing inside his practice today: who’s struggling, what’s driving the rise in consumer proposals and bankruptcies, and how closely those trends are connected to...
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📉🤔 Will the Market Get Worse Before It Gets Better? - December Toronto Area Real Estate Market Live Update & Q/A
Move Smartly: The Podcast
John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents Gus Papaioannou and Davin McMahon and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the discussion in our live chat!! This week on our live show, John and the team break down what could be coming in 2026 - including the possibility of interest rates rising again. So the big question is: Will higher rates finally push those buyers who’ve been sitting on the sidelines to make a move? We’re already seeing early...
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A 25-Year Low in GTA Home Sales — What Comes Next for 2026? — Real Estate Roundtable December 2025
Move Smartly: The Podcast
This month’s real estate roundtable brings together John Pasalis, Steve Saretsky, and mortgage broker David Larock for a deep dive into where the housing market is heading next. We start by looking at the surprising end to 2025, with home sales in the GTA on track to finish the year at a 25-year low. We break down what’s driving the slowdown and how buyers and sellers are responding on the ground. From there, we discuss the diverging outlooks for the Bank of Canada’s next move. Some economists still see more cuts ahead, while one major Canadian bank is now forecasting a rate hike in 2026...
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Are Developers Gaming Appraisals? Plus: Should a Family Buy a Triplex Together?
Move Smartly: The Podcast
In this episode of The Situation, John and Davin dive into two real-world housing challenges that many listeners might recognize. First, Maya writes in with a creative idea to tackle affordability and support family: she and her brother are considering buying a three-unit home together so they can each have their own space while bringing their mom closer as she looks to downsize from a large suburban house. It sounds practical — but what are the financial, legal, and personal considerations families should think through before taking on co-ownership? Then, Steve from Kitchener shares a...
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Land Prices Down 60%: The Condo Market Collapse & Rise of Rental Housing
Move Smartly: The Podcast
In this episode, I talk with Jeremiah Shamess about the major shift happening in Toronto’s land and development market. Jeremiah explains how land values peaked in 2022 and are now down as much as 60 percent because the pre-construction condo market has stalled and very few developers are buying. Most of the buyers still active are focused on purpose-built rental, and he says about two-thirds of the land for sale right now is power of sale, reflecting real distress among owners who bought at the peak. We also discuss how investor demand reshaped the condo market. Ten years ago, about half of...
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Why Home Prices Keep Falling — And How Today’s Buyers Are Playing the Market - November Toronto Area Real Estate Market Live Update & Q/A
Move Smartly: The Podcast
In this month’s Move Smartly Live Market Update, John Pasalis breaks down the latest housing trends and what’s really driving today’s price declines across the GTA. John walks through the three key forces pushing prices lower and how buyers are responding—becoming far more opportunistic, lowballing aggressively, and hunting for value in a cooling market. John is joined by mortgage broker David Larock, who shares the latest economic indicators influencing borrowing costs, what’s happening behind the scenes at the Bank of Canada, and his outlook for interest rates over the months...
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Falling Home Prices, Rate Cuts & a Landmark Land Claim — Move Smartly Real Estate Roundtable November 2025
Move Smartly: The Podcast
John Pasalis, Steve Saretsky, and Ben Rabidoux of Edge Realty Analytics discuss the latest trends in Toronto and Vancouver’s housing markets as prices continue to fall. They also explore the Bank of Canada’s recent rate cut and what it signals for the path ahead for the economy, whether rising housing starts are good news for home buyers, and the implications of the Cowichan land claim decision in Richmond, B.C. Listeners can get a 30% discount on Ben’s monthly subscription to Edge Realty Analytics using the code Edge30 at Contact Us Follow Ben on X-Twitter: @BenRabidoux...
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John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents Gus Papaioannou and Davin McMahon and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the discussion in our live chat!!
This week on our live show, John and the team break down what could be coming in 2026 - including the possibility of interest rates rising again. So the big question is: Will higher rates finally push those buyers who’ve been sitting on the sidelines to make a move? We’re already seeing early signs that some are starting to jump back in before affordability shifts again.
Dave Larock, our mortgage expert, provides a breakdown of November’s big job gain and why that headline might be more hype than reality. Dave believes rates will hold steady in the short term, but he’s predicting rate cuts coming in 2026.
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Today's show links:
Dave Larock's latest weekly blog post on mortgage rates on MoveSmartly.com: https://www.
Contact Us:
John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com
David Larock, Mortgage Broker and Analyst and Realtor | Email: dave@morplan.ca | X-Twitter: @Dave_at_IMP
About This Show:
The Move Smartly show is hosted by John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.
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