Blue Chip FM

Blue Chip NOW! is a weekly market analysis podcast from Blue Chip FM a Blue Chip Partners, LLC production. Hosts Dan Seder, Matt Mondoux, and Daniel Dusina share their industry knowledge and insights to help make sense of what’s going on in the markets, plus look ahead to what’s on the horizon so you can be better prepared. The trio also covers a variety of investment management, retirement planning, and executive compensation topics to help ensure you are getting the most life out of your wealth.

#72: Is the Market Rally for Real? Sector Moves & Economic Signals 06/12/2025

#72: Is the Market Rally for Real? Sector Moves & Economic Signals Spend with Confidence. Live without Regret: https://www.bluechippartners.com In this episode of Blue Chip NOW!, hosts Daniel Dusina, CFA, Matt Mondoux, CFA, CMT, CFP®, and Vince Parrack take a deep dive into the current state of the markets, with the S&P 500 quietly climbing nearly 8% since late April. Is this rally justified, or are there risks lurking beneath the surface? The team breaks down the sector drivers behind this move—particularly the outsized influence of information technology and communication services—and debates whether this momentum can hold as geopolitical uncertainties and trade tensions continue to evolve. The conversation also shifts to broader economic indicators, with a special focus on the housing market as a leading signal of potential slowdowns. The hosts discuss inventory trends, homebuilder sentiment, and what new home sales are telling us about consumer confidence and economic resilience. Whether you're an investor trying to make sense of the rally, or a financial professional watching macro trends, this episode delivers practical insights and forward-looking perspectives to help you navigate today’s markets. Individual views and opinions expressed in the podcast, article, or other media included herein may not necessarily reflect the views and opinions of Blue Chip Partners, LLC. This material has been prepared for informational purposes only and is not intended to provide and should not be relied on for individualized financial, tax, legal or accounting advice. You should consult your own professional financial, tax, legal, accounting, or equivalent advisers prior to making any investment decision. All investments involve a degree of risk, including the risk of loss. Past performance is not indicative of future results. Quotes: · “I think there was a very large element of throwing the baby out with the bathwater as it pertained to the selling pressure that initially happened post April 2nd in sectors like tech, like comm services.” - Daniel Dusina · “We’re not calling for a housing bubble [or] bust, but it’s just a more economically sensitive area that you can watch and start to say, “Okay, is there a trend here?” - Matt Mondoux Links: Daniel Dusina: Matt Mondoux: Vince Parrack: Schedule an Intro Call: Disclosure Information: Podcast: Blog: In the News: Financial Services: Investment Management: Executive Compensation: Retirement Planning: Tax Planning: Estate Planning: Career Opportunities: Timestamps: 00:00:00: Introduction: Market momentum and key questions 00:00:26: S&P 500’s 8% rally—what’s driving it? 00:01:18: Sector breakdown—why tech & comm services are leading 00:02:13: Was the sell-off overblown? Analyzing market sentiment 00:04:22: The impact of tariffs—are risks being underestimated? 00:06:55: Apple’s case study: Supply chain pressures & pricing 00:10:02: Consumer staples vs. growth sectors: where risk appetite is shifting 00:11:58: Ad break 00:12:50: Economic watch: Why housing is a key indicator now 00:14:12: What new home sales & builder sentiment reveal 00:16:07: How investors can read subtle economic shifts 00:18:34: Wrap-up & key takeaways for market monitoring /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/36974695

#71: From Diapers to Diplomas: Strategic Financial Planning for Families 06/06/2025

#71: From Diapers to Diplomas: Strategic Financial Planning for Families Spend with Confidence. Live without Regret: In this episode of Blue Chip NOW!, Daniel Dusina, CFA, is joined by Adam Larkin, CFP®, and Dan Seder, CFA, CMT, CFP® for an in-depth discussion on the real costs of raising a child and the best financial strategies for securing their future. Kicking off with market commentary on the most recently announced tariffs and their ripple effects, the conversation quickly transitions into the practical, personal, and long-term considerations of new parents. Daniel shares insights from meticulously tracking his baby’s expenses over nine months, providing real, actionable figures that many new parents can relate to. The core of the discussion focuses on various investment vehicles including 529 plans, UTMA accounts, Roth IRAs, and even brokerage options, with detailed breakdowns of their pros, cons, tax implications, and strategic uses. Whether you’re a new parent, a grandparent, or just someone looking to better understand education savings tools, this episode is a comprehensive guide to making informed financial decisions that will benefit your family for years to come. Individual views and opinions expressed in the podcast, article, or other media included herein may not necessarily reflect the views and opinions of Blue Chip Partners, LLC. This material has been prepared for informational purposes only and is not intended to provide and should not be relied on for individualized financial, tax, legal or accounting advice. You should consult your own professional financial, tax, legal, accounting, or equivalent advisers prior to making any investment decision. All investments involve a degree of risk, including the risk of loss. Past performance is not indicative of future results. Quotes: "The first thing I googled when I had come to the realization that my wife was pregnant—How much does a child cost?" - Daniel Dusina “The costs ramp up dramatically once your children become more active.” - Dan Seder “[One] thing to consider is whether or not you want to be saving for education at all, or if you prefer to save for other items. Maybe you want to eventually help your child put a downpayment on a house or to fund their own wedding.” - Adam Larkin Links: Daniel Dusina: Dan Seder: Adam Larkin: Schedule an Intro Call: Disclosure Information:    Podcast:    Blog:   In the News:   Financial Services: Investment Management: Executive Compensation:    Retirement Planning: Tax Planning: Estate Planning: Career Opportunities: 00:00:00 — Hosts set the tone and welcome guest Adam Larkin for a finance-meets-family discussion. 00:01:13 — How tariff talk is rattling markets and influencing interest rate trends, with tensions between Trump and Apple as a case study in political market disruption. 00:05:42 — Why these financial issues are critical for parents and grandparents to understand, and how having a baby reshapes financial priorities overnight. 00:06:41 — A real-life breakdown of baby-related expenses, backed by nine months of tracking, with other costs to think about moving forward—babysitters, travel, extracurriculars. 00:11:32 — Blue Chip Partners ad break. 00:12:25 — Shift to long-term saving and investing for kids’ futures, exploring different family goals and why there is no one-size-fits-all answer, including discussion about college versus using funds other ways. 00:16:22 — Everything you need to know about 529s—how they work and who they’re for. 00:19:45 — What to do if you save too much in a 529 and how Roth IRAs come into play. 00:22:13 — A quick comparison of two popular education-focused accounts, including UTMA accounts. 00:25:38 — Other choices for saving: brokerage accounts, joint accounts with a child, and Roth IRAs for minors—plus why income eligibility matters. 00:29:09 — Using brokerage accounts to build early investing habits. 00:32:40 — A look at the changing landscape of education—college, trade school, or something else—and how to prepare financially. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/36892675

#70: Tariffic News! Markets Cheer the Ceasefire, but is It Built to Last? 05/13/2025

#70: Tariffic News! Markets Cheer the Ceasefire, but is It Built to Last? In this episode of Blue Chip NOW!, hosts Daniel Dusina, CFA®, Matt Mondoux, CFA®, CMT, CFP®, and Dan Seder, CFA®, CMT, CFP® dive deep into the evolving dynamics of global trade and investor sentiment. Kicking things off with a reflection on a news-filled Mother’s Day weekend, they unpack the latest developments in U.S.–China tariff negotiations. With a 90-day tariff exemption window opening up between the nations, the conversation turns to how this temporary truce is impacting investor psychology, market sentiment, and near-term economic outlooks. The team reflects on how investor optimism has been bolstered not by confirmed policy changes but by hopeful signals, and why that matters. The second half of the show turns its focus to the behavioral finance factors shaping investment decisions right now—loss aversion, recency bias, and fear of missing out. They explore why investors tend to act irrationally during volatile periods and how even long-term strategic allocations are being tested. Discussions also include technical indicators like the 200-day moving average, the seasonality of market returns, and how blending fundamental and technical analysis is critical in times of uncertainty. The episode wraps with lighthearted reflections on personal stories, market metaphors, and a surprise papal connection to baseball history. "The market rally has been driven on hope, and certainly for any Andor fans out there—hope, you know, rebellions are built on hope—but this is no rebellion. This is just plain and simple economics." - Daniel Dusina "Sentiment has made a drastic turnaround—meaning how investors feel about the market looks a lot different in just a few short weeks." - Dan Seder “We’re in a comfortable place with the market right now because we’re near all-time highs, but in reality, we don’t exactly know what the resolution is going to be.” - Matt Mondoux Key Points: 00:00:00 - Episode Kickoff The team opens with greetings, a Mother’s Day shoutout, and previews the topic of U.S.–China trade talks. 00:00:29 - U.S.–China Trade Talks and Market Impact The hosts delve into the anticipated U.S.–China tariff negotiations, explore what was at stake for global markets, and explain how investor optimism around a 90-day exemption fueled a rally—highlighting China's pivotal role in the geopolitical and economic equation. 00:02:09 - Pause in Tensions The panel discusses the psychological relief markets experience when conflict is temporarily paused. 00:03:01 - Tariff History A look back at the April 2nd tariff changes and how exemptions evolved. 00:04:07 - CEO Uncertainty The conversation shifts to how business leaders are navigating unpredictable policy landscapes. 00:05:16 -Investor Sentiment and Behavioral Biases The team examines the sharp rebound in market sentiment through tools like the CNN Fear & Greed Index, then unpacks key behavioral finance concepts—such as loss aversion and recency bias—that often lead investors to misjudge turning points and make emotional decisions during volatile periods. 00:08:56 - Long-Term Positioning and Market Recovery The conversation highlights Bank of America’s record streak of client buying as a sign of steady long-term investor confidence, while raising the question of whether the current rally marks the beginning of a true market recovery. 00:12:25 - Moving Averages Return The S&P 500 crossing above its 200-day moving average is presented as a positive technical signal. 00:14:24 - Strategic Allocation Insight Recent volatility reveals whether investors' asset allocations were well-aligned with their risk tolerance. 00:16:22 - Seasonality, Strategy, and Navigating Uncertainty The panel explores whether the “sell in May” seasonal trend holds up in today’s fast-moving environment and discusses how a flood of headlines without actionable data challenges traditional investing approaches—emphasizing the importance of blending technical signals with fundamental insight. 00:19:00 - Investment Frameworks Ongoing conversations and solid frameworks help clients feel confident amid economic noise. 00:19:45 - Lighthearted Wrap-Up and Final Thoughts The episode closes with a humorous take on the new American pope's surprise baseball connection, followed by heartfelt thanks to the audience and a look ahead to what’s next on Blue Chip NOW!. Links: Daniel Dusina: https://www.linkedin.com/in/ddusina/ Dan Seder: Matt Mondoux: https://www.linkedin.com/in/matt-mondoux-cfa-cmt-cfp%C2%AE-838935b0/ Spend with Confidence. Live without Regret: https://www.bluechippartners.com Schedule an Intro Call: https://meetings.hubspot.com/daniel-seder Disclosure Information: https://www.bluechippartners.com/disclosures/   Podcast: https://www.bluechippartners.com/blue-chip-now/   Blog: https://www.bluechippartners.com/blog/  In the News: https://www.bluechippartners.com/in-the-news/  Financial Services: Investment Management: https://www.bluechippartners.com/financial-services/investment-management/ Executive Compensation: https://www.bluechippartners.com/financial-services/executive-compensation/   Retirement Planning: https://www.bluechippartners.com/financial-services/retirement-planning/ Tax Planning: https://www.bluechippartners.com/financial-services/tax-planning/ Estate Planning: https://www.bluechipestateplanning.com Career Opportunities: https://www.bluechippartners.com/about/career-opportunities/  /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/36554590

#69: Tariff Turbulence: You Don’t Need a Parachute 05/02/2025

#69: Tariff Turbulence: You Don’t Need a Parachute In this episode of Blue Chip NOW!, hosts Daniel Dusina, CFA, Matt Mondoux, CMT, CFA, CFP®, and Dan Seder, CMT, CFA, CFP® sit down to tackle one of the most volatile stretches the market has seen in recent memory. They discuss how tariff uncertainties, political pressures, and tech stock valuations have created sharp market swings, and why it's so important to avoid making emotional investment decisions during turbulent times. The team walks through how the investment committee at Blue Chip Partners approached recent volatility — emphasizing patience, long-term thinking, and a commitment to disciplined strategy even when conditions feel unstable. They also dive deep into the concept of "buying the dip," explaining why today's environment demands a company-by-company evaluation rather than a blanket investment approach. Later in the conversation, they explore broader investor behavior patterns: the importance of individualized strategies based on risk tolerance, how asset allocation can be adjusted in stressful environments, and why maintaining consistent communication with clients is critical. Tactical analysis, the role of the VIX as a measure of expected volatility, and why volatility itself is a "price" that investors must pay for future returns are key themes throughout the discussion. Whether you're wondering how to respond to market turbulence, thinking about rebalancing your portfolio, or just seeking reassurance during a rocky time, this episode offers clear, thoughtful insights — without the hype. Quotes: "It’s like getting on a plane… You’re not going to grab a parachute and jump out the back if the pilot says we’re going to experience some turbulence. You buckle up.”– Dan Seder Volatility is the price you pay for return. It’s meant to be uncomfortable. If it wasn’t, everybody would do it, this would be no problem, and nobody would have a dollar parked in a bank account.” – Matt Mondoux “Our advisors… have tried to be very in front of the curveball in trying to make sure there’s a dialogue that’s ongoing.” – Daniel Dusina Timestamps: 00:00:00 - Episode Intro – The hosts reunite to kick off the conversation and reflect on recent market shifts. 00:01:32 - Tariffs and Economic Uncertainty – How pending tariffs and the lack of immediate economic data are complicating investment decisions. 00:02:14 - The Danger of Reacting Too Fast – Insights into why knee-jerk selling often does more harm than good for investors. 00:03:00 - Political Influence on the Stock Market – How political actions and rhetoric have been influencing stocks and bonds. 00:05:11 - Should Investors "Buy the Dip"? – A thoughtful discussion about why dip-buying isn't a blanket strategy and needs company-specific analysis. 00:07:49 - How Different Investors React to Volatility – Breaking down four different paths investors typically take during market stress. 00:10:47 - VIX and Dow Volatility Expectations – Translating the VIX into practical day-to-day market expectations and volatility mindset shifts. 00:13:14 - Volatility is the Price of Admission – A reminder that discomfort is the cost investors pay for long-term growth. 00:16:12 - Staying Engaged Through Uncertainty – Why keeping up consistent client communication is vital even if no dramatic portfolio moves are made. 00:17:22 - Economic Strength in Pockets – Despite volatility, certain economic sectors like housing and autos show underlying resilience. 00:18:33 - Risk and Inflation-Adjusted Returns – Why investors must embrace volatility to beat inflation over time. 00:20:24 - Managing Volatility Expectations – Using the plane turbulence analogy to normalize wild market swings without panic. 00:21:39 - Final Thoughts on Patient Investing – Wrapping up by reinforcing the importance of discipline, communication, and trust in the long term. Links: Spend with Confidence. Live without Regret: https://www.bluechippartners.com Schedule an Intro Call: https://meetings.hubspot.com/daniel-seder Disclosure Information: https://www.bluechippartners.com/disclosures/ Podcast: https://www.bluechippartners.com/blue-chip-now/ Blog: https://www.bluechippartners.com/blog/ In the News: https://www.bluechippartners.com/in-the-news/ Financial Services: Investment Management: https://www.bluechippartners.com/financial-services/investment-management/ Executive Compensation: https://www.bluechippartners.com/financial-services/executive-compensation/ Retirement Planning: https://www.bluechippartners.com/financial-services/retirement-planning/ Tax Planning: https://www.bluechippartners.com/financial-services/tax-planning/ Estate Planning: https://www.bluechipestateplanning.com Career Opportunities: https://www.bluechippartners.com/about/career-opportunities/ /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/36414765

#68: Quarterly Edge: Q2, 2025 - A Deep Dive into the Economy, Stock Market, and More 03/28/2025

#68: Quarterly Edge: Q2, 2025 - A Deep Dive into the Economy, Stock Market, and More In this Quarterly Edge episode of Blue Chip NOW!, hosts Daniel Dusina, CFA® and Dan Seder, CFA®, CMT, CFP® explore the current uncertainty of the economy, sharing their thoughts on why it's challenging to be either optimistic or pessimistic in this ever-changing landscape. They discuss key topics like the labor market, new job opportunities, wage gains, and how the wealth effect is shaping consumer behavior. The hosts also take a closer look at the level of debt in U.S. households and what it means for future spending power. In addition, Daniel and Dan analyze the stock market and offer their expectations for the shape of market performance over the coming quarters. They also highlight investor sentiment as a crucial indicator, referencing the AAII U.S. Investor Sentiment Survey. This episode also touches on investor and client concerns, giving insights into the bond market, which has provided a ballast amid a volatile period for stocks. "It's not all doom and gloom when we look at the first quarter, even if headline indexes print a negative number." - Daniel Dusina "If you look at the market of stocks, more than half outperformed the aggregate." - Dan Seder Links: Daniel Dusina: Dan Seder: Blue Chip Partners website: Click here for important disclosure information: Click the link below to schedule a call: Blue Chip Partners | Listen to our weekly market analysis podcast on your favorite platform by clicking here: Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/35912470

The Dance of the Stock Market 03/24/2025

The Dance of the Stock Market In this clip from the latest episode of Blue Chip NOW!, hosts Matt Mondoux and Dan Seder break down a fascinating statistic dating back to 1990, down days and up days, and the dance of the stock market. Matt Mondoux: Dan Seder: Click here for important disclosure information: https://www.bluechippartners.com/disclosures/ Click the link below to schedule a call: Blue Chip Partners | https://www.bluechippartners.com/schedule-a-call/ Listen to our weekly market analysis podcast on your favorite platform by clicking here: https://www.bluechippartners.com/blue-chip-now/ Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: https://www.bluechippartners.com/financial-services/executive-compensation/ Stay financially savvy by reading our blog. Click here: https://www.bluechippartners.com/blog/ Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: https://www.bluechippartners.com/about/career-opportunities/ Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: https://www.bluechippartners.com/educational-webinars-videos/ We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: https://www.bluechippartners.com/in-the-news/ Need to update your estate plan? https://www.BlueChipEstatePlanning.com Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/35838125

#67: Navigating Uncertain Times: Market Volatility & Investor Sentiment 03/18/2025

#67: Navigating Uncertain Times: Market Volatility & Investor Sentiment In this episode of Blue Chip NOW!, Matt Mondoux and Dan Seder analyze recent market volatility, investor sentiment, and the factors driving uncertainty, including tariffs and economic policy changes. With Daniel Dusina away, Matt and Dan provide insights into key market indicators like the VIX, moving averages, and sector performance. They discuss the impact of tariffs on inflation, investor behavior, and the potential for a market-induced recession. They also highlight the importance of diversification, long-term investing strategies, and why staying the course is often the best approach. Key Points From This Episode: 00:00:00 Introduction to the episode: Market volatility and client concerns. 00:01:10 The impact of tariffs and recession fears on investor sentiment. 00:02:52 Market shifts and the transition to a tariff-focused economic approach. 00:04:14 How sentiment plays a key role in market movements. 00:06:05 Risk-off behavior: Market indicators showing investor caution. 00:07:06 The significance of the S&P 500 dropping below its 200-day moving average. 00:08:53 The importance of staying invested: Historical data on missing the best market days. 00:10:08 Market volatility and the relationship between the VIX and stock performance. 00:12:33 Sector rotation: Consumer staples outperforming discretionary stocks. 00:14:25 Why diversification and long-term strategies remain key. 00:16:24 The role of high-quality, dividend-growing stocks in portfolio stability. 00:17:57 Closing thoughts: Why income-focused investing can provide stability in volatile markets. Matt Mondoux: Dan Seder: Click here for important disclosure information: https://www.bluechippartners.com/disclosures/ Click the link below to schedule a call: Blue Chip Partners | https://www.bluechippartners.com/schedule-a-call/ Listen to our weekly market analysis podcast on your favorite platform by clicking here: https://www.bluechippartners.com/blue-chip-now/ Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: https://www.bluechippartners.com/financial-services/executive-compensation/ Stay financially savvy by reading our blog. Click here: https://www.bluechippartners.com/blog/ Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: https://www.bluechippartners.com/about/career-opportunities/ Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: https://www.bluechippartners.com/educational-webinars-videos/ We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: https://www.bluechippartners.com/in-the-news/ Need to update your estate plan? https://www.BlueChipEstatePlanning.com Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/35746625

#66: Fear, Greed, and Market Rotation: A Contrarian Perspective 03/04/2025

#66: Fear, Greed, and Market Rotation: A Contrarian Perspective In this episode of Blue Chip NOW!, Daniel Dusina , Matt Mondoux , and Dan Seder provide an update on market sentiment, sector rotation, and key market observations. They explore why sentiment indicators like the CNN Fear & Greed Index and AAII Investor Sentiment Survey are powerful contrarian signals. They also discuss the impact of the Magnificent 7’s underperformance, how defensive sectors are leading gains, and why broad market participation is a positive sign for the bull market. Tune in for insights on why extreme sentiment readings often indicate opportunities—and what it means for investors moving forward. Key Points From This Episode: 00:00:00 Introduction to the episode and discussion topics. 00:00:55 How sentiment indicators act as contrarian signals for market direction. 00:01:42 Why extreme bullishness or bearishness often signals a market turning point. 00:02:29 Overview of the AAII Sentiment Survey and the CNN Fear & Greed Index. 00:03:09 Unusual investor fear despite markets being near all-time highs. 00:03:57 The underperformance of the Magnificent 7 and how it affects sentiment. 00:04:44 Sector rotation as a bull market indicator—why defensive stocks are leading. 00:05:22 The importance of broad-based market participation. 00:06:35 How the CNN Fear & Greed Index cycles between extreme readings. 00:07:37 Historical market moves when sentiment reaches extreme levels. 00:08:36 Warren Buffett’s famous quote: "Be fearful when others are greedy, and greedy when others are fearful." 00:09:27 Final thoughts—using sentiment as one tool among many in investment strategy. Key Phrases: “When sentiment is incredibly optimistic, it's usually a good time to sell. When sentiment is incredibly negative, it's historically been a good time to buy.” – Daniel Dusina “Market downtrends generally do not start when people are this pessimistic.” – Matt Mondoux Links: CNN Fear & Greed Index: Daniel Dusina: Matt Mondoux: Dan Seder: Click here for important disclosure information: https://www.bluechippartners.com/disclosures/ Click the link below to schedule a call: Blue Chip Partners | https://www.bluechippartners.com/schedule-a-call/ Listen to our weekly market analysis podcast on your favorite platform by clicking here: https://www.bluechippartners.com/blue-chip-now/ Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: https://www.bluechippartners.com/financial-services/executive-compensation/ Stay financially savvy by reading our blog. Click here: https://www.bluechippartners.com/blog/ Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: https://www.bluechippartners.com/about/career-opportunities/ Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: https://www.bluechippartners.com/educational-webinars-videos/ We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: https://www.bluechippartners.com/in-the-news/ Need to update your estate plan? https://www.BlueChipEstatePlanning.com Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/35527695

Tariffs on China: Technology and Consumer Goods 02/24/2025

Tariffs on China: Technology and Consumer Goods In this clip from the latest episode of Blue Chip NOW!, hosts Daniel Dusina , Matt Mondoux , and Investment Analyst Vince Parrack discuss America’s competitive relationship with China and the tariffs on China regarding technology and other consumer goods in the retail space. Key Points: [00:00:00] The ongoing U.S.-China trade tensions and their evolving nature. [00:00:23] The impact of semiconductor export restrictions, especially on AI chips like Nvidia. [00:01:16] The potential removal of the small-item tariff exemption and its effect on imports from China. [00:02:00] How companies like Temu have exploited loopholes in U.S. trade policy. [00:02:45] The risk facing major tech companies (Apple, Dell, HP, Cisco) due to reliance on Chinese manufacturing. [00:03:24] The overlooked impact of tariffs on retail giants like Target, Costco, and toy manufacturers. [00:04:08] The indirect consequences of tariffs, including increased costs for consumers. [00:04:34] How tariff-related uncertainty contributes to market volatility and interest rate expectations. Hosts: Daniel Dusina : Matt Mondoux ,: Vince Parrack, Investment Analyst: Email us: [email protected] with your feedback and episode topic requests. Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Links: Click here for important disclosure information: https://www.bluechippartners.com/disclosures/ Click the link below to schedule a call: Blue Chip Partners | https://www.bluechippartners.com/schedule-a-call/ Listen to our weekly market analysis podcast on your favorite platform by clicking here: https://www.bluechippartners.com/blue-chip-now/ Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: https://www.bluechippartners.com/financial-services/executive-compensation/ Stay financially savvy by reading our blog. Click here: https://www.bluechippartners.com/blog/ Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: https://www.bluechippartners.com/about/career-opportunities/ Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: https://www.bluechippartners.com/educational-webinars-videos/ We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: https://www.bluechippartners.com/in-the-news/ Need to update your estate plan? https://www.BlueChipEstatePlanning.com Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/35409375

#65: Trade Wars & Market Volatility: What Investors Need to Know 02/18/2025

#65: Trade Wars & Market Volatility: What Investors Need to Know In this episode of Blue Chip NOW!, Daniel Dusina , Matt Mondoux , and Investment Analyst Vince Parrack explore the latest developments in global trade tensions, focusing on tariffs, trade restrictions, and their direct and indirect impacts on industries, investors, and market volatility. They break down the effects on key sectors like autos, aerospace, consumer goods, and technology, while also discussing how tariffs on China, Mexico, and Canada could influence corporate earnings and supply chains. The team also highlights risks and opportunities that arise from shifting trade policies, including over-exaggeration of market sentiment, potential mispricing in certain industries, and long-term strategic shifts for businesses. Whether you're concerned about market reactions or looking for investment opportunities, this episode provides valuable insights into navigating uncertain trade environments. Listen in as the Blue Chip Partners team shares what investors should be watching, why volatility isn’t always a bad thing, and how staying focused on long-term fundamentals is key to weathering market turbulence. Key Points From This Episode: [00:00:00] Introduction – Overview of trade restrictions, tariffs, and why they matter to investors. [00:03:16] Trade restrictions & market volatility – How tariffs impact global markets and investor sentiment. [00:05:34] Manufacturing tariffs – Breaking down the effects on global supply chains. [00:07:00] Autos: Direct & indirect effects – How tariffs influence auto manufacturers and suppliers. [00:09:03] Aerospace & consumer goods – Why these sectors are vulnerable to shifting trade policies. [00:11:10] Chinese tariffs & technology – The impact on semiconductors, AI, and U.S. tech giants. [00:14:45] Retail imports from China – How major retailers like Costco, Target, and toy manufacturers are affected. [00:16:50] Market sentiment risks – Are investors pricing in too much risk? [00:19:23] Potential risks – Inflation, supply chain retooling, and shifting Federal Reserve policy. [00:22:15] Positives & closing remarks – Long-term investment strategies in an era of trade uncertainty. Key Phrases: “Trade restrictions don’t just impact big corporations—their effects ripple through supply chains, consumer prices, and ultimately, investor portfolios.” – Daniel Dusina “The biggest unseen risk isn’t necessarily the tariffs themselves, but the overreaction of markets to the uncertainty they create.” – Matt Mondoux “While tariffs may introduce short-term volatility, they also create opportunities—investors who focus on fundamentals rather than headlines will be in the best position.” – Vince Parrack Hosts: Daniel Dusina : Matt Mondoux ,: Vince Parrack, Investment Analyst: Email us: [email protected] with your feedback and episode topic requests. Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Disclosure/Helpful Links: Click here for important disclosure information: https://www.bluechippartners.com/disclosures/ Click the link below to schedule a call: Blue Chip Partners | https://www.bluechippartners.com/schedule-a-call/ Listen to our weekly market analysis podcast on your favorite platform by clicking here: https://www.bluechippartners.com/blue-chip-now/ Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: https://www.bluechippartners.com/financial-services/executive-compensation/ Stay financially savvy by reading our blog. Click here: https://www.bluechippartners.com/blog/ Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: https://www.bluechippartners.com/about/career-opportunities/ Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: https://www.bluechippartners.com/educational-webinars-videos/ We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: https://www.bluechippartners.com/in-the-news/ Need to update your estate plan? https://www.BlueChipEstatePlanning.com Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/35333655

#64: Maximizing Your Wealth-Management Relationship in Q1 2025 02/05/2025

#64: Maximizing Your Wealth-Management Relationship in Q1 2025 In this episode of Blue Chip NOW!, , , and discuss how to make the most of your relationship with a wealth manager in the first quarter of 2025. The conversation dives into essential financial planning strategies, including portfolio rebalancing, key tax considerations like tax-loss harvesting, IRA contributions, and how year-round planning with your wealth management team impacts long-term financial goals. The hosts highlight how tax planning should be an ongoing process, not just a year-end exercise, with insights on deferring taxable distributions, optimizing Roth contributions, and managing charitable donations through Qualified Charitable Distributions (QCDs). They also explain how effective collaboration with your wealth manager can prevent mistakes when filing taxes and improve your financial outcome. The episode concludes with advice on the importance of keeping your wealth management team updated on life events such as bonuses, promotions, and major expenses to ensure your plan evolves with your needs. Whether you're preparing for a new financial year or refining your approach, this discussion provides actionable strategies to make 2025 a financial success. Key Points from This Episode: [00:00:00] Introduction to the episode and market update for Q1 2025, touching on the importance of collaboration with a wealth manager. [00:01:33] Explanation of the “good news is bad news” phenomenon in the market and its tax implications. [00:02:48] The Federal Reserve’s approach to interest rates and its impact on wealth management strategies. [00:05:30] The importance of tax-loss harvesting and how it helps minimize capital gains. [00:07:34] How year-end portfolio adjustments can set clients up for a strong new year with their wealth manager. [00:10:56] Discussion of deferring taxable distributions to the new tax year and how it benefits clients. [00:16:08] Overview of Qualified Charitable Distributions (QCDs) and their benefits for wealth management clients. [00:18:13] Estate planning essentials, including trusts, wills, and powers of attorney, as part of holistic wealth management. [00:19:29] The value of centralized wealth management services for handling taxes, estate planning, and investment portfolios. [00:21:02] The importance of active engagement with your wealth manager and updating plans based on life changes. [00:21:24] Communicating cash flow adjustments due to promotions, bonuses, or unexpected expenses. [00:22:09] Final advice on the importance of proactive communication and partnership with your wealth manager to achieve financial success. Email us: with your feedback and episode topic requests. Delegate Confidently ™ and call our office today to start getting the most life out of your wealth: 248-848-1111 Disclosure/Helpful Links: Click here for important disclosure information: Click the link below to schedule a call: Blue Chip Partners | Listen to our weekly market analysis podcast on your favorite platform by clicking here: Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? https:// Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/35162200

Tax-Efficient Giving: How QCDs Can Boost Your 2025 Charitable Contributions 02/05/2025

Tax-Efficient Giving: How QCDs Can Boost Your 2025 Charitable Contributions Dan Seder, CFA®, CMT, CFP® and Hayden Kibbey discuss the benefits and mechanics of qualified charitable distributions (QCDs). For individuals who are charitably inclined, have individual retirement accounts, and meet the age requirement, QCDs can be a tax-efficient method for making charitable contributions. Dan and Hayden outline the key benefits of QCDs and highlight important considerations when determining if this strategy is right for you. Hosts: , , , Associate Financial Advisor Disclosure: This information has been prepared by Blue Chip Partners, LLC, a registered investment advisor, for your informational purposes only. It is not intended to provide, and should not be depended upon, as tax advice. You are strongly encouraged to seek counsel of a qualified tax professional to discuss this information and its relevance in the context of your own personal situation. Email us: with your feedback and episode topic requests. Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Disclosure/Helpful Links: Click here for important disclosure information: Click the link below to schedule a call: Blue Chip Partners | Listen to our weekly market analysis podcast on your favorite platform by clicking here: Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? https:// Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/35161790

#63: Tax Planning Strategy for IRA Holders: Skip the Government and Give from Your IRA Tax-Free 01/29/2025

#63: Tax Planning Strategy for IRA Holders: Skip the Government and Give from Your IRA Tax-Free In this special episode of Blue Chip NOW!, Managing Partner Dan Seder, and Associate Financial Advisor Hayden Kibbey talk about one of our favorite ways to bypass the government when pulling money from an IRA account. Qualified Charitable Distributions (QCD) are a tax-efficient way for people aged 70.5 and older to donate directly from their Individual Retirement Account (IRA) to charities. QCDs can take the place of Required Minimum Distributions (RMD) and don’t count as income, benefiting both the charity and the donor. QCDs are direct donations from your IRA to the charity; the money bypasses the individual and therefore avoids income taxes, maximizing the donation Individuals can give a QCD of up to $108,000 in 2025 The receiving charity must be a properly registered 501(c)3 to qualify for a QCD Listen in to learn more about this donation strategy’s benefits and things to remember. Disclosure: This information has been prepared by Blue Chip Partners, LLC, a registered investment advisor, for your informational purposes only. It is not intended to provide, and should not be depended upon, as tax advice. You are strongly encouraged to seek counsel of a qualified tax professional to discuss this information and its relevance in the context of your own personal situation. Hosts: , , , Associate Financial Advisor Key Points From This Episode: [00:00:00] Introduction to Blue Chip Now and the episode’s focus on year-round charitable planning. [00:01:00] Overview of typical charitable giving methods, such as donations from checking or savings accounts. [00:02:32] Discussion of retirees' financial concerns and the importance of efficient giving methods. [00:03:05] Explanation of Qualified Charitable Distributions (QCDs) and the benefits of donating directly from IRAs. [00:04:18] How QCDs bypass the need to pay federal and state taxes on IRA distributions. [00:05:20] Confirmation that QCDs allow donations to bypass taxation entirely. [00:06:00] Key benefits of QCDs: reducing taxable income and satisfying required minimum distributions (RMDs). [00:07:15] Explanation of how QCDs reduce future RMDs by lowering IRA balances. [00:08:22] The impact of QCDs on Medicare premiums and Social Security taxation. [00:09:35] The significance of QCDs in avoiding the need to itemize deductions. [00:10:45] Clarification on the benefits of QCDs when compared to standard deduction thresholds. [00:11:45] Important requirements for QCDs: qualified charities and annual limits. [00:12:30] Direct transfer requirements for QCDs and how checks can be delivered directly to charities. [00:13:12] Age requirements for QCD eligibility and how it overlaps with RMDs. [00:14:15] The importance of completing QCDs before the year-end deadline of December 31. [00:15:05] Steps for executing a QCD through financial advisors or IRA custodians. [00:16:12] Key takeaways: maximizing charitable impact and avoiding taxes with QCDs. [00:17:10] Final remarks encouraging early planning and reaching out for guidance. Email us: with your feedback and episode topic requests. Links: Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Disclosure/Helpful Links: Click here for important disclosure information: Click the link below to schedule a call: Blue Chip Partners | Listen to our weekly market analysis podcast on your favorite platform by clicking here: Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? https:// Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/35082415

#62: What happened in the market yesterday? New AI, New Considerations: Is China disrupting the global AI race? 01/28/2025

#62: What happened in the market yesterday? New AI, New Considerations: Is China disrupting the global AI race? After the market’s largest drop-in-a-day in history, we saw investors scrambling to figure out what happened. Listen to this special breaking news episode of the Blue Chip NOW! Podcast to help get your feet back under you after yesterday’s cataclysmic drop. Listen until the end to find out if our hosts are likely to buy or sell in today’s market. Hosts- Antone Lamerato – Daniel Dusina, Matt Mondoux, Dan Seder, Email us: with your feedback and episode topic requests. Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Disclosure/Helpful Links: Click here for important disclosure information: Click the link below to schedule a call: Blue Chip Partners | Listen to our weekly market analysis podcast on your favorite platform by clicking here: Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? https:// Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/35051215

Information Technology Has Been a Key Driver of Domestic Earnings Over The Last Two Years 01/21/2025

Information Technology Has Been a Key Driver of Domestic Earnings Over The Last Two Years Consensus estimates point to 12.50% earnings growth for the S&P 500 Index in 2025, with elevated expectations visible in the information technology, consumer discretionary, and health care sectors. As information technology has been a key driver of domestic earnings over the last two years, the sector has comprised a larger and larger share of overall index earnings. The current level is not necessarily concerning, but the concept bears consideration. Elevated earnings concentration can introduce index-level volatility should estimates change, especially given that the sector in question constitutes 33% of the S&P 500 Index. On the contrary, we see potential for diversification of earnings within the U.S. market. As earnings growth from the “Magnificent 7” tapers, contribution from a broader subset is expected in 2025. Robust earnings growth across a more diversified slate can stoke a more inclusive rally in the domestic equity market. Watch this 8-minute clip from the Quarterly Edge Report at Blue Chip Partners hosted by the Chief Investment Officer Daniel Dusina, and Managing Partner Dan Seder, Watch the episode on YouTube by clicking here: https://youtu.be/GQ-2iblCY24 Email us: with your feedback and episode topic requests. Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Disclosure/Helpful Links: Click here for important disclosure information: Click the link below to schedule a call: Blue Chip Partners | Listen to our weekly market analysis podcast on your favorite platform by clicking here: Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? https:// Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/34943190

#61: Discretionary Spending and Market Dynamics for The Year. Blue Chip Partners Quarterly Edge Q1 2025. 01/13/2025

#61: Discretionary Spending and Market Dynamics for The Year. Blue Chip Partners Quarterly Edge Q1 2025. Two straight years of meaningfully positive returns in the domestic market leave investors split. In this episode of Blue Chip Partners Quarterly Edge, Chief Investment Officer Daniel Dusina, and Managing Partner Dan Seder, engage in a discussion that spans the U.S. economy's trajectory for 2025, including the pivotal role of discretionary spending, the wealth effect, and real personal income growth. The hosts analyze recent stock market trends, focusing on earnings concentration within the technology sector and broader market dynamics, such as the Magnificent 7’s influence. They also explore bond market opportunities in light of shifting Federal Reserve rate expectations, highlighting the relative attractiveness of bonds versus stocks. Gain actionable insights into how these factors interplay and learn strategies to maintain balanced portfolios as we navigate the complexities of the financial landscape in 2025. Watch the episode here: https://youtu.be/VpR3EiMrKnw Key Points From This Episode: [00:00:00] Setting the stage for 2025 insights. [00:01:00] The U.S. economy's balance and the importance of discretionary spending as a growth catalyst. [00:02:15] Examining the wealth effect and its influence on consumer behavior in 2025. [00:05:22] Stock market dynamics: earnings concentration in the tech sector and its implications. [00:08:45] Broadening of earnings growth in the S&P 500 outside of the Magnificent 7. [00:11:12] Bond market opportunities amidst tempered Federal Reserve rate cut expectations. [00:13:56] Aligning portfolios to strategic asset allocations and the case for rebalancing. [00:16:18] Reflecting on the interplay between economic strength and interest rate trajectories. Key Phrases: “The economy has found a very nice balance, at least on the domestic front. Discretionary spending, fueled by rising household net worth, sets the stage for another relatively strong year.” – Daniel Dusina “Earnings concentration in the tech sector isn’t inherently an issue, but it does bear watching as the S&P 500 becomes increasingly reliant on one segment for growth.” – Daniel Dusina “Higher starting yields in the bond market suggest an attractive entry point, even with tempered expectations for rate cuts in 2025.” – Daniel Dusina Hosts: Daniel Dusina CFA® Dan Seder CFA®, CMT, CFP® Email us: [email protected] with your feedback and episode topic requests. Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Disclosure/Helpful Links: Click here for important disclosure information: Click the link below to schedule a call: Blue Chip Partners | Listen to our weekly market analysis podcast on your favorite platform by clicking here: Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? https:// Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/34839495

The market’s appetite for risk continues to rise. When will it slow down? 01/08/2025

The market’s appetite for risk continues to rise. When will it slow down? While the buzz words “quantum computers” and “AI” continue to rise in use across earnings calls, we are still seeing a bullish market. Is your appetite for risk similar to the market’s? Learn more in this featured clip from Blue Chip NOW! Hosts: Daniel Dusina CFA® Matt Mondoux CFA®, CMT, CFP® Dan Seder CFA®, CMT, CFP® Watch the episode here: Email us: [email protected] with your feedback and episode topic requests. Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Disclosure/Helpful Links: Click here for important disclosure information: Click the link below to schedule a call: Blue Chip Partners | Listen to our weekly market analysis podcast on your favorite platform by clicking here: Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? https:// Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/34773730

#60: Google rose sharply on the mere announcing of “Willow.” Is risk still ON in this market? 12/30/2024

#60: Google rose sharply on the mere announcing of “Willow.” Is risk still ON in this market? In this episode of Blue Chip NOW!, Daniel Dusina , Matt Mondoux , and Dan Seder explore the latest advancements in quantum computing and their market implications. They break down ALPHABET’s groundbreaking quantum computer, “Willow”, discussing its potential applications in healthcare, AI integration, and more. The conversation also covers recent changes in the Federal Trade Commission's leadership and how this could reshape the regulatory landscape for Big Tech. The hosts close with insights on market resilience and the shifting economy's reduced risk of recession. Email us: [email protected] with your feedback and episode topic requests. Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Key Points From This Episode: [00:00:00] Introduction and year-end market overview. [00:01:05] Alphabet's quantum computer, Willow, and its technological potential. [00:01:55] Quantum computing's potential impact on the healthcare industry. [00:02:55] Relationship between AI and quantum computing. [00:04:10] Challenges with quantum computing’s accuracy and development. [00:05:42] Alphabet's stock surge due to quantum computing advancements. [00:08:01] FTC leadership change and expected regulatory shifts. [00:09:15] Market implications of Big Tech regulation changes. [00:10:45] Service-driven economies and reduced recession risks. [00:12:23] How data-driven operations limit traditional recessions. [00:13:55] Australia’s recession-free history and lessons for the U.S. economy. [00:16:10] Persistent recession predictions despite strong markets. [00:17:05] Closing remarks and reflections on 2024 Key Phrases: "Quantum computing isn’t replacing AI—it’s empowering it by processing massive datasets in milliseconds, enabling smarter, faster decisions." - Daniel Dusina "The market’s appetite for risk is still strong—you don’t see stocks like Alphabet hitting all-time highs if investors expect Armageddon around the corner." - Dan Seder "Data is the future. The companies that can collect, analyze, and act on it will dominate the next economic era." - Matt Mondoux Disclosure/Helpful Links: Click here for important disclosure information: Click the link below to schedule a call: Blue Chip Partners | Listen to our weekly market analysis podcast on your favorite platform by clicking here: Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? https:// Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/34655525

The underlying data on the U.S. economic situation isn’t that bad. Is the economy in a good place? 12/26/2024

The underlying data on the U.S. economic situation isn’t that bad. Is the economy in a good place? Consumers have digested the level of inflation and we have somewhat found a middling bottom as displayed by the U.S. Consumer Price Index and U.S. Personal Consumption Expenditures Index. Watch this clip from Episode 59 on Blue Chip NOW! to learn more about the Economy – including inflation, consumer spending, and labor markets. Watch the full episode here: Hosts: Daniel Dusina, CFA® Matt Mondoux CFA, CMT, CFP® Dan Seder, CFA, CMT, CFP® Email us: [email protected] with your feedback and episode topic requests. Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Disclosure/Helpful Links: Click here for important disclosure information: Click the link below to schedule a call: Blue Chip Partners | Listen to our weekly market analysis podcast on your favorite platform by clicking here: Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? https:// Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/34622995

#59: Does this feel like 2008? Market predictions are annoying – here are some facts 12/17/2024

#59: Does this feel like 2008? Market predictions are annoying – here are some facts In this episode of Blue Chip NOW!, Daniel Dusina, , Matt Mondoux, , and Dan Seder, CFA®, CMT, CFP® dissect Wall Street’s market predictions for 2025, highlighting the inherent uncertainty in price targets. They explore the dynamics of economic indicators like inflation, consumer spending, and labor market trends. The team discusses how valuation metrics, investor sentiment, and the broader economy impact investment strategies, emphasizing the importance of financial planning over market timing. Join us for a deep dive into practical investment expectations for the year ahead. Watch here on YouTube - Key Points From This Episode: [00:00:00] Introduction to the unpredictability of Wall Street market forecasts. [00:00:55] Challenges of relying on S&P 500 price targets from sell-side analysts. [00:03:48] Evaluating stock market valuation through price-to-earnings ratios. [00:07:52] Understanding sideways market corrections versus pullbacks. [00:10:23] Investor sentiment as a contrarian indicator for market movements. [00:13:24] Inflation trends: Has it been transitory or structural? [00:17:02] Labor market stability and its influence on consumer spending. [00:19:45] Consumer spending trends and how they support economic growth. [00:22:11] Why economic fundamentals matter more than market predictions. [00:24:31] Importance of financial planning over market timing. Key Phrases: "When is the S&P 500 overvalued? It’s when earnings are stagnating, and the price-to-earnings multiple is still expanding. Investors are bidding up stocks without corresponding earnings growth." - Daniel Dusina "It’s not about throwing out a prediction and being right or wrong. There’s so much more under the hood." - Dan Seder Disclosure/Helpful Links: Click here for important disclosure information: Click the link below to schedule a call: Blue Chip Partners | Listen to our weekly market analysis podcast on your favorite platform by clicking here: Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? https:// Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/34490785

2025 Year-End Financial Moves: QCDs, Gifting Strategies, and Estate Planning Tips 12/10/2024

#58: Impacts on Markets and Estate Planning: Key Year-End Insights 11/26/2024

#58: Impacts on Markets and Estate Planning: Key Year-End Insights In this episode of Blue Chip NOW!, hosts Daniel Dusina and Dan Seder are joined by Robert Steinberg and Kim Browning to explore the interplay between market movements post-election and critical year-end financial planning strategies. Topics include tax and regulation changes, estate planning considerations, and actionable advice for individuals aiming to optimize their financial position before year-end. Dive into this comprehensive discussion to uncover practical insights on leveraging fiscal policy implications, ensuring estate plans are up-to-date, and addressing important financial deadlines. Watch the full episode on YouTube here: https://youtu.be/5eRG6yYkHMg Key Points From This Episode: [00:00:00] Overview of market movements post-election and sector performance. [00:02:18] Potential extension of the 2017 Tax Cuts and Jobs Act and its impact on tax and fiscal policies. [00:05:12] Discussion on sector rotation and the "Magnificent Seven's" influence on the markets. [00:07:22] Historical context on election outcomes and their market implications, featuring insights from Robert Steinberg. [00:09:37] The relevance of corporate CEO strategies in navigating market conditions, irrespective of political shifts. [00:11:43] Implications of estate tax exemption changes and the potential extension of high exemptions beyond 2025. [00:16:05] Advantages of Qualified Charitable Distributions (QCDs) for retirees managing required minimum distributions (RMDs). [00:18:20] Year-end charitable contributions and the importance of donor-advised funds in financial planning. [00:20:11] Gifting strategies, including tax-free limits and misconceptions around larger gifts. [00:23:47] Recommendations for estate plan reviews, addressing life events, and updating trust funding. Disclosure- Need to update your estate plan? Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. Links: Click here for important disclosure information: Click the link below to schedule a call: Blue Chip Partners | Listen to our weekly market analysis podcast on your favorite platform by clicking here: Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? https:// Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/34144706

Managing your own $500K+ portfolio? Avoid these things for your financial health. 11/20/2024

Managing your own $500K+ portfolio? Avoid these things for your financial health. Are you managing your own portfolio or outsourcing to a professional? If you’re looking at an investment structure, why not think of individual stocks? Tax intricacies on mutual funds are muddy as best. When stocks work against us it's our job to harvest the loss, bank it and set it aside. You can use those losses for years to benefit your bank account when pulling money out for a big project, to buy a house, or anything else that would incur capital gains. This tax harvesting strategy is possible with the purchase of a well-diversified portfolio of individual stocks. With mutual funds the intricacies around taxes aren’t as clear. But with individual stocks and the right professionals in your corner, you could have a significant difference in payout when you’re realizing capital gains with a well-diversified portfolio of individual stocks. Watch the clip Watch the full episode Helpful Links- Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Helpful Links- Click for important disclosure information Click here to schedule a call: There have been new law changes and let’s face it, life happens. If you need to update your estate plan we have you covered with our white-glove service at Blue Chip Estate Planning, PLLC. Contact Kimberly Crank Browning at or call the office 248-873-3244 for more information on Blue Chip Estate Planning, PLLC. Listen to our weekly market analysis podcast on your favorite platform by clicking here Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here Do you love economic recaps as much as us? Watch previous Quarterly Edge market reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/34036058

The #1 way your mutual fund manager is losing you money. Taxes vs. capital gains. 11/13/2024

The #1 way your mutual fund manager is losing you money. Taxes vs. capital gains. When the 2020 pandemic shut down the economy, investors were still receiving higher and higher dividends. This simple dividend growth strategy can help you stay invested during hard times. In this episode of Blue Chip Now, hosts Daniel Dusina, and Matt Mondoux, dive into a common client question: why consider individual stocks over mutual funds or ETFs? They discuss the unique advantages of a personalized stock portfolio, specifically the benefits of transparency, cost-effectiveness, and tax efficiency. Daniel and Matt explain how these aspects can provide clients with more control, flexibility, and financial clarity. Join us for an in-depth look at how a carefully crafted stock allocation may better align with personal investment goals and overall financial planning. Key Points From This Episode: [00:01:07] Why individual stocks may offer more benefits compared to mutual funds and ETFs. [00:01:35] Overview of Blue Chip Partners' approach to managing equity portfolios. [00:02:00] Transparency: Opening statements to see individual stocks in a portfolio. [00:03:04] Benefits of receiving personalized communications on portfolio changes. [00:04:12] The appeal of mutual funds and ETFs as "one-size-fits-all" solutions. [00:05:04] Common investor mistakes: emotional trading and overtrading. [00:06:03] Concentration risk in mutual funds and ETFs with overlapping assets. [00:07:18] High concentration of S&P 500 returns driven by a few major tech stocks. [00:09:02] Cost advantages of individual stocks versus mutual funds with management fees. [00:10:20] Hidden fees in mutual funds and the transparency challenge for investors. [00:12:35] When it may make sense to pay for actively managed funds, such as in small-cap or international markets. [00:14:05] Efficiency: Using tax-loss harvesting with individual stocks for potential tax benefits. [00:15:45] Potential advantages of harvesting tax losses for future large purchases or gains. [00:16:30] Importance of an active dialogue with asset managers for personalized tax management. [00:17:22] Year-end capital gains distributions in mutual funds and their impact on investors. [00:18:59] Building investment strategies around long-term client needs, including dividend-paying stocks. [00:20:30] Consistency of dividends as a stabilizing factor during market downturns. [00:21:45] The critical role of staying invested and not "timing" the market. [00:22:40] Teaser for future deep dives into client questions and investing strategies. Helpful Links- Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Helpful Links- Click for important disclosure information Click here to schedule a call: There have been new law changes and let’s face it, life happens. If you need to update your estate plan we have you covered with our white-glove service at Blue Chip Estate Planning, PLLC. Contact Kimberly Crank Browning at or call the office 248-873-3244 for more information on Blue Chip Estate Planning, PLLC. Listen to our weekly market analysis podcast on your favorite platform by clicking here Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here Do you love economic recaps as much as us? Watch previous Quarterly Edge market reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/33915902

#57: Should I choose an RIA over a big brokerage firm? This and top 12 client questions explored. 10/31/2024

#57: Should I choose an RIA over a big brokerage firm? This and top 12 client questions explored. In this episode of Blue Chip Now, hosts Daniel Dusina, , Matt Mondoux, and Dan Seder, take on twelve of the most common client financial questions in a rapid-fire format. From understanding the differences between RIAs and big brokerage firms, to addressing how investment strategies align with personal financial plans, the trio provides expert insights on a wide range of topics. Tune in as they discuss everything from unrealized gains, dividends, stock market behavior, and when to share financial details with your children. Watch the full episode Top 12 client questions: What is the difference between RIA and a big brokerage firm? Can smaller RIAs compete as the industry consolidates? What happens when x-party wins the election? What happens if unrealized gains get taxed? What is your investment strategy? What is the difference between a stock, mutual funds and ETFs? What is a dividend? How much should I have in stocks? Should I buy when the market is high? Why does the stock go down after it beats earnings? How do I know when to sell my stock? At what age should I share my financial situation with my kids? Key Points From This Episode: [00:01:01] Differences between RIAs and big brokerage firms, focusing on fiduciary responsibilities and customization. [00:03:10] Can smaller RIAs compete as the industry consolidates? [00:05:50] Does the U.S. presidency impact stock market returns? [00:07:58] The feasibility and potential impacts of taxing unrealized gains. [00:10:10] Blue Chip's investment strategy: the importance of "time in the market." [00:12:15] Explaining the difference between stocks, mutual funds, and ETFs. [00:14:30] Understanding dividends and their role in investment strategies. [00:16:50] How much should you have in stocks, and the importance of risk tolerance? [00:18:50] Should you buy when the market is high? [00:21:10] Why stocks can drop after beating earnings expectations. [00:23:10] Knowing when to sell a stock and managing risk through diversification. [00:25:00] At what age should you share your financial situation with your kids? Email us: [email protected] with your feedback and episode topic requests. Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Helpful Links- Click for important disclosure information Click here to schedule a call: There have been new law changes and let’s face it, life happens. If you need to update your estate plan we have you covered with our white-glove service at Blue Chip Estate Planning, PLLC. Contact Kimberly Crank Browning at or call the office 248-873-3244 for more information on Blue Chip Estate Planning, PLLC. Listen to our weekly market analysis podcast on your favorite platform by clicking here Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here Do you love economic recaps as much as us? Watch previous Quarterly Edge market reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/33690952

Small stocks can pack a powerful punch in Q4 2024 and beyond 10/10/2024

Small stocks can pack a powerful punch in Q4 2024 and beyond You don’t need a structural allocation to small caps, but you want to be thoughtful about how and when to build an allocation. Watch the episode In this clip from our Q4 Quarterly Edge report by Blue Chip Partner’s Chief Investment Officer Daniel Dusina, CFA and Managing Partner Daniel Seder, CFA, CMT, CFP®. you will gain a deeper understanding of environments in which small cap stocks have historically outperformed their large cap counterparts, and why it is important to focus on quality even when moving down the capitalization spectrum. Watch the clip and decide for yourself if investing in small caps could lead to a big gain. Email us: [email protected] with your feedback and episode topic requests. Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Helpful Links- Click for important disclosure information Click here to schedule a call: There have been new law changes and let’s face it, life happens. If you need to update your estate plan we have you covered with our white-glove service at Blue Chip Estate Planning, PLLC. Contact Kimberly Crank Browning at or call the office 248-873-3244 for more information on Blue Chip Estate Planning, PLLC. Listen to our weekly market analysis podcast on your favorite platform by clicking here Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here Do you love economic recaps as much as us? Watch previous Quarterly Edge market reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/33409492

Is it too late to jump on the bond train? 10/03/2024

Is it too late to jump on the bond train? Bonds are still attractive relative to money market funds. Watch the episode on In this weeks’ episode, a clip from Q4 Quarterly Edge report by Blue Chip Partner’s Chief Investment Officer , CFA, outlines the importance of getting out in front of the yield declines that money market funds are poised to experience over the next year. Watch the clip to get educated on our market predictions for Q4. Email us: [email protected] with your feedback and episode topic requests. Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Helpful Links- Click for important disclosure information Click here to schedule a call: There have been new law changes and let’s face it, life happens. If you need to update your estate plan we have you covered with our white-glove service at Blue Chip Estate Planning, PLLC. Contact Kimberly Crank Browning at or call the office 248-873-3244 for more information on Blue Chip Estate Planning, PLLC. Listen to our weekly market analysis podcast on your favorite platform by clicking here Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here Do you love economic recaps as much as us? Watch previous Quarterly Edge market reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/33319927

#56: You missed the cocktail party, but the reception is just about to begin - Q4 Quarterly Edge Report 09/26/2024

#56: You missed the cocktail party, but the reception is just about to begin - Q4 Quarterly Edge Report Watch the episode on YouTube here https://youtu.be/slP0qDhDuU0 In a changing domestic environment, a thoughtful assessment across and within asset classes is required. This includes an evaluation of both the sector and capitalization composition of investment portfolios. The domestic fixed income market has run in recent months, but we think bonds will continue to provide greater value than money market funds in the year to come. Welcome to the Quarterly Edge report by Blue Chip Partner’s Chief Investment Officer Daniel Dusina, CFA being interviewed by Managing Partner Daniel Seder, CFA, CMT, CFP®. At the sector level, history indicates that consumer staples and health care can offer the strongest performance at the start of a rate cutting cycle. Along the same lines, small cap stocks have historically outperformed larger publicly traded businesses after the Federal Reserve begins to cut rates. In fixed income, domestic bonds can offer additional value relative to money market funds in a declining interest rate environment. Short-term Treasury yields tend to decline ahead of Fed rate cuts, and income distribution from money market funds generally follows shortly thereafter. Thus, we suggest tapping into high quality bonds today to avoid the yield declines that will likely be experienced by money market fund investors over the next year. Key Points From This Episode: [00:01:14] Analysis of sector performance during previous rate cutting cycles, highlighting consumer staples and healthcare as top performers. [00:02:10] Discussion on the defensive nature of certain sectors and their performance in a slowing economy. [00:03:08] Overview of the bond market dynamics during rate cuts and the performance of rate-sensitive equity sectors like utilities. [00:04:12] Examination of underperforming sectors such as financials and energy during rate-cutting cycles and the reasons behind their struggles. [00:08:10] Impact of monetary policy on small-cap companies and how lower interest rates create favorable conditions for these businesses. [00:10:20] The investment committee’s perspective on adapting asset allocations based on expected economic conditions. [00:12:08] Insights into market valuations and the broadening of market performance beyond the "Magnificent Seven" tech giants. [00:13:15] Review of the bond market as a "once-in-a-decade" opportunity and the factors driving bond price appreciation. [00:16:35] Discussion on future rate cut expectations and their implications for money market funds and bond yields. [00:19:15] Analysis of the corporate bond market and why it may offer more attractive value propositions than treasuries in the current environment. Email us [email protected] with your feedback and episode topic requests. Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Helpful Links- Click for important disclosure information Click here to schedule a call: There have been new law changes and let’s face it, life happens. If you need to update your estate plan we have you covered with our white-glove service at Blue Chip Estate Planning, PLLC. Contact Kimberly Crank Browning at or call the office 248-873-3244 for more information on Blue Chip Estate Planning, PLLC. Listen to our weekly market analysis podcast on your favorite platform by clicking here Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here Do you love economic recaps as much as us? Watch previous Quarterly Edge market reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/33222342

What really drove market returns in August- Stock market drawdown and the snap back 09/19/2024

What really drove market returns in August- Stock market drawdown and the snap back Back to school: interest rates, small caps, the election, and the impact on your portfolio Watch the full episode ! It is back to school season, and we are back to market chatter regarding last month’s ups and downs in the stock market with our hosts: Daniel Dusina, CFA, Matt Mondoux CFA, CMT, CFP®, and Daniel Seder, CFA, CMT, CFP®. In this episode, a clip from last week’s Blue Chip NOW! podcast, we dive into the August dip, how to think critically about a small cap allocation, and whether or not to trust the media's opinions on the market. Email us with your feedback and episode topic requests. Tags: Market Analysis, Interest Rates, Federal Reserve Policy, Market Sentiment, Yen Carry Trade, U.S. Presidential Election, Stock Market Volatility, Small Cap vs. Large Cap, Investment Strategy, Economic Data, Gridlock in Congress, Powell's Interest Rate Remarks, Asset Class Performance, CEO Leadership, Investor Behavior Links: Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Helpful Links- Click here for important disclosure information: Click the link below to schedule a call: Blue Chip Partners | Listen to our weekly market analysis podcast on your favorite platform by clicking here: Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? https:// Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/33123947

S2 E32: Back to school: interest rates, small caps, the election, and the impact on your portfolio 09/11/2024

S2 E32: Back to school: interest rates, small caps, the election, and the impact on your portfolio Watch this full episode on YouTube ! In this episode of Blue Chip Now, hosts Daniel Dusina (), Matt Mondoux (), and Dan Seder () explore the latest market trends and what’s driving current market movements. They delve into the impact of interest rates, the yen carry trade, and the evolving economic landscape, including an analysis of small-cap and large-cap stocks. The team also discusses the implications of the upcoming U.S. presidential election for the markets and what investors should consider during these uncertain times. Tune in to learn how sentiment and broader economic conditions might influence your investment decisions. Key Points From This Episode: [00:01:07] Start [00:01:07] Introduction to market returns and asset class performance. [00:02:34] Factors contributing to market drops, including labor market data and the yen carry trade. [00:03:54] Explanation of the yen carry trade and its influence on August’s market moves. [00:05:00] Market sentiment's role in influencing investment behaviors. [00:06:22] The impact of extreme market sentiment on timing investment decisions. [00:09:08] Analysis of U.S. market recovery trends and the Federal Reserve's impact. [00:12:54] Powell's approach to communicating interest rate policies and market reactions. [00:14:40] Influence of interest rates on “bond proxy” sectors like utilities and real estate. [00:16:31] Small caps vs. large caps performance in various interest rate environments. [00:20:18] Best times to invest in small caps: during rate-cutting cycles. [00:22:02] Discussion on the U.S. presidential election implications for market volatility. [00:23:11] How election outcomes influence market sentiment and stock performance. [00:24:47] The significance of congressional gridlock on market expectations. [00:26:31] The role of CEOs in maintaining company performance amid political and economic changes. Links: Tags: Market Analysis, Interest Rates, Federal Reserve Policy, Market Sentiment, Yen Carry Trade, U.S. Presidential Election, Stock Market Volatility, Small Cap vs. Large Cap, Investment Strategy, Economic Data, Gridlock in Congress, Powell's Interest Rate Remarks, Asset Class Performance, CEO Leadership, Investor Behavior Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Helpful Links- Click here for important disclosure information: Click the link below to schedule a call: Blue Chip Partners | Listen to our weekly market analysis podcast on your favorite platform by clicking here: Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Stay financially savvy by reading our blog. Click here: Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain’s Detroit Business. Apply here: Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: Need to update your estate plan? https:// Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. /episode/index/show/a56aac70-852a-437d-afbf-880158546dc8/id/33006127

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