Real Talk With Gary - Real Estate Investing
Gary Hibbert is a Full Time Real Estate Investor, Licenced Real Estate Agent, achieving various Realtor awards and an Educator. In 2008, he purchased his first investment property and through hard work and dedication, left the regiment of the corporate world to become a Full Time Entrepreneur in 2014. Gary has helped hundreds of clients with creating a wealth strategy plan through public speaking, online webinars and even has his own podcast channel dedicated to inspire and educate anyone willing to change their mindset. He continues to play an active role in his community by attending corporate, private and school events to educate adults and especially children. Gary’s inspiration and hard work comes from his passion in helping others and wanting to make a difference in their lives. “Being able to design a lifestyle of your choice is not an easy feat, however, it’s attainable as long as you have passion and know what your ‘why’ is. “ - Gary Hibbert
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Intergenerational Wealth & The New Canadian Mortgage
01/15/2026
Intergenerational Wealth & The New Canadian Mortgage
Intergenerational Wealth & The New Canadian Mortgage - Dion Beg EP 302 Pt 2 Part 2 of my conversation with my good friend Dion Beg, mortgage agent and founder of Kanga Mortgage, one of the most trusted voices in the real estate financing world joins me in a deep discussion around financing for self employed people. He’s got over 2 decades of experience and he’s helped Canadians close over ONE BILLION of real estate transactions, and consistently is ranked in the top 75 brokers. We dive into what mortgage products are working for self employed and business owners; we get into the recent changes to mortgage rules; parents helping adult children buy their first home; the pros and cons of co-signing; what types of properties is he seeing families buying in this market; a market update; what happened in 2025; where does he see things happening in 2026; and MUCH MORE! And in Part 1 Gary shares a tip of the week on business! Contact: http://kangamortgage.ca dion@kangamortgage.ca This episode proudly sponsored by Deep Pockets - If you’re look to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email Other Links: WATCH the podcast!
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Mortgage Products That Actually Work For The Self Employed - Dion Beg EP 302 Pt 1
01/08/2026
Mortgage Products That Actually Work For The Self Employed - Dion Beg EP 302 Pt 1
Mortgage Products That Actually Work For The Self Employed - Dion Beg EP 302 Pt 1 My good friend, mortgage agent and founder of Kanga Mortgage, one of the most trusted voices in the real estate financing world joins me in a deep discussion around financing for self employed people. He’s got over 2 decades of experience and he’s help Canadians close over ONE BILLION of real estate transactions, and consistently is ranked in the top 75 brokers. We dive into what mortgage products are working for self employed and business owners; we get into the recent changes to mortgage rules; parents helping adult children buy their first home; the pros and cons of co-signing; what types of properties is he seeing families buying in this market; a market update; what happened in 2025; where does he see things happening in 2026; and MUCH MORE! And in Part 1 Gary shares a tip of the week on business! Contact: http://kangamortgage.ca dion@kangamortgage.ca This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Other Links: Private Investing, visit https://deep-pockets.ca
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Active Income Carries You When Your Rentals Don't - Sarah Larbi EP 301 Pt 2
12/26/2025
Active Income Carries You When Your Rentals Don't - Sarah Larbi EP 301 Pt 2
Active Income Carries You When Your Rentals Don't - Sarah Larbi EP 301 Pt 2 Previous guest Sarah Larbi, multi stream investor, mentor, podcast host popped down to the new studio to join me in a raw, uncut conversation to discuss what mistakes she’s made over the past few years, after turning to real estate investing full time in 2020…what a time to leave your corporate job and survive on entrepreneur income! UNE IN! Some of her biggest mistakes; mistake other investors made and whether they’re going to get back in the game; where she things the market is headed in 2026; how her relationship ending after 20 year propelled her into huge growth; her interest in fitness taking on a more dedicated path; what are mid-term rentals and how it’s providing Sarah with predictable, reliable income; Inspired Beach Resort, and how it will add to her portfolio; and MORE! And in Part 1 Gary shares a tip of the week on how to change your behaviour! Contact: http://sarahlarbi.com Sarah@sarahlarbi.com This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Other Links: Private Investing, visit https://deep-pockets.ca Tags: #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #entrepreneur, #explicit, #marketupdate, #survival, #purpose, #mindset, #mortgages, #success, #investingincome
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The Mistake I Thought Would Break Me - But Didn’t - Sarah Larbi
12/10/2025
The Mistake I Thought Would Break Me - But Didn’t - Sarah Larbi
The Mistake I Thought Would Break Me - But Didn’t - Sarah Larbi EP 301 Previous guest Sarah Larbi, multi stream investor, mentor, podcast host popped down to the new studio to join me in a raw, uncut conversation to discuss what mistakes she’s made over the past few years, after turning to real estate investing full time in 2020…what a time to leave your corporate job and survive on entrepreneur income! Some of her biggest mistakes; mistake other investors made and whether they’re going to get back in the game; where she things the market is headed in 2026; how her relationship ending after 20 year propelled her into huge growth; her interest in fitness taking on a more dedicated path; what are mid-term rentals and how it’s providing Sarah with predictable, reliable income; Inspired Beach Resort, and how it will add to her portfolio; and MORE! And Gary shares a tip of the week on how to change your behaviour! Contact: This episode proudly sponsored by Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you. Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada. They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!" Other Links: Private Investing, visit Tags: #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #entrepreneur, #explicit, #marketupdate, #survival, #purpose, #mindset, #mortgages, #success, #investingincome
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FROM THE ARCHIVES - “You Can Change Your Life” with Les Brown
11/27/2025
FROM THE ARCHIVES - “You Can Change Your Life” with Les Brown
Bonus Episode Alert — “You Can Change Your Life” with Les Brown In this powerful throwback episode, legendary motivational speaker Les Brown sits down with Gary Hibbert to unpack the mindset shifts, courage, and resilience needed to break through barriers and build a life of purpose. Whether you’re a first-time homebuyer, investor, or simply striving for more — Les delivers a powerful jolt of inspiration that feels just as urgent today. Why it matters now: In uncertain economic and housing markets, hope, clarity, and mental strength are more valuable than ever. Tune in to reignite your vision and get mentally ready — whether it’s for your next real estate move, life pivot, or long-term wealth journey. Les Brown On today’s show I had the chance to talk with one of my mentors that has had a huge impact on my life, Les Brown. From listening to him in my car, at the gym and when I’m relaxing, to now be in a position to be able to interview him was a huge accomplishment for me up to this point in my life. There are so many great take-aways from this show, Les Brown has truly mastered the craft of communication and shares his incredible story and how to design your life. “Do what is easy your life will be hard. Do what is hard your life will be easy” – Les Brown. Bio Motivational speaker Les Brown was born Leslie Calvin Brown on February 17, 1945, in Miami, Florida. After giving birth to Brown and his twin brother, Wes, on the floor of an abandoned building, Brown’s biological mother gave her sons up for adoption when they were six weeks old to Mrs. Mamie Brown. When he was in fifth grade, Brown was forced back a grade by the school’s principal after being disruptive in class. Brown’s demotion subsequently led him to being placed in special education classes and labeled as mentally retarded. As an adolescent, Brown attended Booker T. Washington High School where he was influenced by a speech and drama instructor who encouraged him to pursue a career in radio broadcasting. After graduating from high school and briefly working for the Department of Sanitation, Brown worked as an errand boy for a Miami Beach radio station. At the station, Brown observed the disc jockeys with hopes of one day becoming an on-air personality. His break came when one of the disc jockeys became inebriated. Brown stood in for him and then was hired as a disc jockey. In the late 1960s, Brown moved to Columbus, Ohio, to work for WVKO Radio, where he became active in the community. Brown’s political activism in Columbus won him a seat with the 29th House District of the Ohio State Legislature. In his first year, Brown passed more legislature than any other freshman representative in Ohio State legislative history. In his third term, Brown served as chair of the Human Resources Committee. In 1981, Brown left the Ohio State House of Representatives to care for his ailing mother back in Florida. While in Miami, he continued to focus on social issues by developing a youth center training program. In 1986, Brown entered the public speaking arena on a full-time basis and formed Les Brown Enterprises, Inc. In 1989, Brown received the National Speakers Association’s highest award, the Council of Peers Award of Excellence (CPAE). In 1990, Brown recorded the Emmy Award-winning series of speeches entitled You Deserve, which became the lead fundraising program of its kind for pledges to PBS stations nationwide. In 1991, Toastmasters International selected Brown as one of the world’s best speakers and awarded him the Golden Gavel Award. Brown ranks amongst the nation’s leading authorities in understanding and stimulating human potential; he is a featured guest on many radio broadcasting stations and is often hired by professional corporations to teach and inspire new levels of achievement. What you’ll learn from this call; How do you make the best of everyday to change your life? The early ages of Les Brown and the major turning point in his life. The 3 major lessons Les Brown learned in the 11th grade from his Drama teacher. How to get the most out of listening to Podcasts and seminars to better your life. The scariest moment Les Brown had on stage and what he did to overcame his fear. Why do some people become successful while others don’t? The importance of a vision board and remaining focused on your dreams. The difference between failing and seeing yourself as a failure. How to know when an opportunity presents itself? The secret medicine to life and what you need to do every single day to live longer.
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They Built Wealth Fast - Then Lost It: The Next Phase of Investing w/Alfonso Cuadra
11/20/2025
They Built Wealth Fast - Then Lost It: The Next Phase of Investing w/Alfonso Cuadra
They Built Wealth Fast - Then Lost It: The Next Phase of Investing w/Alfonso Cuadra #300 Alfonso Cuadra, founder of Wealth Genius, founder of Cuadra Youth Foundation, coach, mentor, trainer and a 24-year investor with a multi-million dollar portfolio drops back into the studio to talk about how too many investors scaled too fast during COVID; what were some of the other mistakes that investors made from 2020 to 2022; how Alfonso is protecting his portfolio right now; where does he see some of the best opportunities moving forward; what keeps him optimistic about real estate investing; and MORE! Contact: Websites: & This episode proudly sponsored by Deep Pockets - If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email Other Links: Real Estate Investment Club visit
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Real Estate Investing Gone Wrong: What Really Happened - Mary-Anne Gillespie
11/13/2025
Real Estate Investing Gone Wrong: What Really Happened - Mary-Anne Gillespie
Real Estate Investing Gone Wrong: What Really Happened - Mary-Anne Gillespie Part 2 of our conversation with Mary-Anne Gillespie, CEO of Red Apple Coaching, one of the most in demand performance coaches in North America for real estate agents joins me in conversation to dive into the real estate market; what were some of the big mistakes that real estate investors made; why so many people got into the preconstruction game; a market update and some predictions for 2026; what are some of the best opportunities and locations for 2026 to buy!and MUCH MORE, so TUNE IN! Contact: Instagram: @maryanne.gillespie December event: This episode proudly sponsored by They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: Other Links: Gary's mentorship program visit
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Why 2026 Will Redefine Success For Realtors & Investors - Mary-Anne Gillespie
11/06/2025
Why 2026 Will Redefine Success For Realtors & Investors - Mary-Anne Gillespie
Why 2026 Will Redefine Success For Realtors & Investors - Mary-Anne Gillespie Mary-Anne Gillespie, CEO of Red Apple Coaching, one of the most in demand performance coaches in North America for real estate agents joins me in Part 1 of our convo to talk about the strategies and tools that realtors can use to supercharge their careers! Mary-Anne has coached over 270 7-figure agents, working with some of the top real estate teams in Canada and the US. We chat about why agents shouldn’t have a “Plan B”; what agents will survive in 2026; the importance of hiring the right coach; why so many real estate teams are struggling; and the number 1 skill all agents need to have, and MUCH MORE, so TUNE IN! In Part 2 of the show we dive in the real estate market; what were some of the big mistakes that real estate investors made; why so many people got into the preconstruction game; a market update and some predictions for 2026; what are some of the best opportunities and locations for 2026 to buy! Contact: Instagram: @maryanne.gillespie December event: This episode proudly sponsored by Better Mortgage Select - Better Mortgages Select Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you. Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada. They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!" email: info@bettermortgageselect.ca Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! Other Links: Real Estate Investment Club visit
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First Home or First Investment? How to Make The Right Move - Michael Zanzini
10/30/2025
First Home or First Investment? How to Make The Right Move - Michael Zanzini
First Home or First Investment? How to Make The Right Move - Michael Zanzini Mortgage agent Michael Zanzini from Better Mortgage Select joins me in Part 2 of our convo to talk about what ifs and strategies to survive this current market. Are 1st time buyers getting back in right now; Are investors still on the sidelines, Are more rate cuts coming; What about CMHC; an update on the cottage market; was the stress test useful?; and MORE! If you are looking for answers on the current market and where things *might* go in the near future, TUNE IN! Contact: This episode proudly sponsored by Better Mortgage Select - Better Mortgages Select Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you. Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada. They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!" email: info@bettermortgageselect.ca Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! Other Links: WATCH the podcast!
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Making Sense Of Today’s Market - Michael Zanzini
10/23/2025
Making Sense Of Today’s Market - Michael Zanzini
Making Sense Of Today’s Market - Michael Zanzini Mortgage agent Michael Zanzini from Better Mortgage Select joins me to talk about what ifs and strategies to survive this current market - The investor’s edge new program allows you to turn your single family to multi or add a garden suite, by using funds you don’t have in your account; Fixed rate vs. variable what works in what situation; The condo space, what’s going on; Are more rate cuts coming; Are 1st time buyers getting back in right now; Are investors still on the sidelines, and MORE! If you are looking for answers on the current market and where things *might* go in the near future, TUNE IN! Contact: This episode proudly sponsored by Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily. Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you. Find them at: Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! WATCH the podcast!
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Think Like A Champion - Nicky Billou
10/16/2025
Think Like A Champion - Nicky Billou
Think Like A Champion - Nicky Billou - EP 298 Nicky Billou has spent the last 20 years figuring out the mindset of champions, he’s also worked with entrepreneurs, gold medalists and multimillionaire CEO’s, helping you ignite your passion and go further than you ever thought possible. We chat about Napoleon Hill and how his teachings changed his life; the importance of spending time with the right people; how to build confidence; what it was like working with Donovan Bailey; in Part 2 of our convo with Nicky we dive deep into the books he’s published; the various ways that people think; what IS a winner; some of his mentors and how he is THINKING BIG going forward; and so much more so TUNE IN! Contact: This episode proudly sponsored by Our Neighbourhood Realty - Realtors, are you looking for a brokerage that truly supports your growth? At Our Neighbourhood Realty, we offer training programs created by experienced agents to help you succeed. Our 'Pathfinder Course' is designed to guide you through the real estate landscape, giving you the tools and knowledge to excel. We also host events featuring top industry experts to ensure you stay ahead in this competitive market. Join a community that values mentorship, innovation, and your success. Visit to learn more and become part of our team today! Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! Other Links: Real Estate Investment Club visit
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Building Unshakable Confidence In A Changing World - Nicky Billou
10/02/2025
Building Unshakable Confidence In A Changing World - Nicky Billou
Building Unshakable Confidence In A Changing World - Nicky Billou Nicky Billou has spent the last 20 years figuring out the mindset of champions, he’s also worked with entrepreneurs, gold medalists and multimillionaire CEO’s, helping you ignite your passion and go further than you ever thought possible. We chat about Napoleon Hill and how his teachings changed his life; the importance of spending time with the right people; how to build confidence; what it was like working with Donovan Bailey; is their a fight right now between good and evil; the recent killing of Charlie Kirk; the importance of mentorship; we dive into the books he’s published; and so much more so TUNE IN! Contact: This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you’re look to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email hello@deep-pockets.ca Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! Real Estate Investment Club visit
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Life Beyond The Hustle - Marina Duque
09/18/2025
Life Beyond The Hustle - Marina Duque
Life Beyond The Hustle - Marina Duque My good friend Marina Duque drops by the studio for a personal, unfiltered chat. Marina has 25 years in branding, book publishing, marketing, but we focussed our chat on being an entrepreneur, and how she and her husband inspired Darlene and I to want more. It felt like it was out of reach but Marina and her husband were proof it could happen. She started with rent to own, got into condos, and now loaning out money to other investors via Deep Pockets. We also shared some personal stories, what’s next for the future and what does retirement look like, and WILL we actually retire, and so much MORE, so TUNE IN! Contact: This episode proudly sponsored by They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! WATCH the podcast!
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Affordability At Risk: Is Canada Facing A True Housing Crisis - Hart Togman
09/04/2025
Affordability At Risk: Is Canada Facing A True Housing Crisis - Hart Togman
Affordability At Risk: Is Canada Facing A True Housing Crisis - Hart Togman Hart Togman from Rent Panda joins me today to chat about all things housing! As a landlord, finding tenants can be a time consuming and stressful process. I did it for many years, but the experts at Rent Panda take it to the next level. Everything from listing the property, to screening tenants, to fully managing properties in the future. With their White Glove service, Rent Panda landlords are completely hands-off, perfect for less experienced or new investors. If you want to be more involved they can handle that too! Hart and I chat about: Is this a housing crisis or is it an affordability crisis; the CMHC rental housing report; what the rental market looks like right now; the number of condos hitting the market and more coming soon; the price drop reports he’s seeing; what is the biggest challenge facing landlords today; and MUCH more! Have a listen and find out how Rent Panda can help you navigate to be a successful landlord! Contact: This episode proudly sponsored by Better Mortgage Select - Better Mortgages Select Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you. Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada. They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!" email: info@bettermortgageselect.ca Other Links: WATCH the podcast!
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Mortgage Fraud Warning Signs - Dave Butler
08/21/2025
Mortgage Fraud Warning Signs - Dave Butler
Mortgage Fraud Warning Signs - Dave Butler Canada’s #1 rated mortgage broker from 2017 - 2021, frequent radio guest Dave Butler from Better Mortgage Select joins me in studio. Dave’s companies have handled over 26,000 mortgage loans and $9.6 Billion involved, so he’s qualified to talk about the various ways some people are attempting to commit mortgage fraud. Is mortgage fraud on the rise, and how is technology making it easier to spoof documents? We chat about: How to detect tax document fraud; are the banks missing the fraudsters as well; the number 1 thing to do with a job letter; are some mortgage agents helping with some of the fraud being committed; and MUCH more! Contact: Web: This episode proudly sponsored by Our Neighbourhood Realty - Realtors, are you looking for a brokerage that truly supports your growth? At Our Neighbourhood Realty, we offer training programs created by experienced agents to help you succeed. Our 'Pathfinder Course' is designed to guide you through the real estate landscape, giving you the tools and knowledge to excel. We also host events featuring top industry experts to ensure you stay ahead in this competitive market. Join a community that values mentorship, innovation, and your success. Visit to learn more and become part of our team today! Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! Other Links: Real Estate Investment Club visit
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The Housing Wave Could Crush The Middle Class w/Victoria Suen
08/08/2025
The Housing Wave Could Crush The Middle Class w/Victoria Suen
The Housing Wave Could Crush The Middle Class w/Victoria Suen #293 Victoria is the founder of Build X Design, an architect studio specializing in housing densification projects, based in Toronto, and she purchased her first investment property at age 19, and has helped over 100 investors complete projects! Victoria is focusing most of her work in Toronto these days, and we dive into the different zoning changes that are happening and some of the final numbers as examples for renovations; what’s happening with Garden suites; why Toronto has up-zoned single family homes allowing you to add up to 5 additional units; what types of homes are best for densification; how many bedrooms should you put in; what are some of the common issues investors are experiencing; what are some of the mistakes Victoria’s seen and any she’s made; what’s next for Victoria, and MORE! Plus Gary’s Tip Of The Week! Contact: Victoria: or This episode proudly sponsored by They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: Other Links: Gary's mentorship program visit
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How to Pivot: Market Insights, Pre-Con Fixes & A New Game Plan - Dan Patton
07/10/2025
How to Pivot: Market Insights, Pre-Con Fixes & A New Game Plan - Dan Patton
How to Pivot: Market Insights, Pre-Con Fixes & A New Game Plan - Dan Patton Dan Patton & Quinton Cordick join me for an unscripted chat about talking all things mortgages! We got into Dan’s upbringing, and what prompted him to get into mortgages; how he started a mortgage company with his good friend Dave Butler; the peak of success with BM Select, and how they’ve had to reexamine their business after the pandemic; some of the new products that BM has introduced to help investors with debt service ratios; what’s happening in the pre-construction condo world, and some solutions; where he sees the market going; and the Bank Of Canada rate decisions for the year; , and MORE, so TUNE IN! Plus Gary’s Tip Of The Week! Contact: Daniel@BMselect.ca info@BMselect.ca This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you’re look to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email hello@deep-pockets.ca Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! WATCH the podcast! Disclaimer: The views and opinions expressed by guests on Real Talk with Gary are solely those of the individual speakers and do not necessarily reflect the views or positions of Gary Hibbert, the podcast, or its affiliates. All information, content, and materials discussed are for informational purposes only and should not be construed as financial, legal, or professional advice. Listeners are advised to perform their own due diligence and consult with a qualified professional before making any investment or business decisions. Real Talk with Gary, its host, and associated entities do not endorse or guarantee any products, services, or advice mentioned by guests and disclaim any liability for actions taken based on such content. Participation in or reliance on this podcast is at your own risk.
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Mindset, Real Estate & Taking The Leap - Kathryn Almeida & Karen Mejia
06/25/2025
Mindset, Real Estate & Taking The Leap - Kathryn Almeida & Karen Mejia
Mindset, Real Estate & Taking The Leap - Kathryn Almeida & Karen Mejia Kathryn Almeida & Karen Mejia join me for an unscripted chat about what it takes to be an agent in 2025 with SmartHomeChoice! They are hardworking members of the SHC team, and have been for over 2 years. They’ve had some bumps in the road, and they are here to talk about all of them including: What is it like working with buyers and sellers in this market cycle; The importance of financial checkups with their clients; What are the current market conditions they are working in; The importance of mindset and how they get their mindset correct; Who they are, why they chose this crazy path and why Gary’s team; How to select the right coach; Why staging can make or break a deal, and MORE, so TUNE IN! Contact: This episode proudly sponsored by BM Select - Are you looking to become a millionaire through real estate investing? Then BM Select is for you! BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada! BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals. To find out more, visit the website or email Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! To learn more about Gary’s mentorship program, visit Disclaimer: The views and opinions expressed by guests on Real Talk with Gary are solely those of the individual speakers and do not necessarily reflect the views or positions of Gary Hibbert, the podcast, or its affiliates. All information, content, and materials discussed are for informational purposes only and should not be construed as financial, legal, or professional advice. Listeners are advised to perform their own due diligence and consult with a qualified professional before making any investment or business decisions. Real Talk with Gary, its host, and associated entities do not endorse or guarantee any products, services, or advice mentioned by guests and disclaim any liability for actions taken based on such content. Participation in or reliance on this podcast is at your own risk.
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A 5 - Year Game Plan To Mortgage Freedom For Millennials - AJ Scott & Nicole Kichko
06/13/2025
A 5 - Year Game Plan To Mortgage Freedom For Millennials - AJ Scott & Nicole Kichko
A 5 - Year Game Plan To Mortgage Freedom For Millennials - AJ Scott & Nicole Kichko On this episode I welcome relatively new investors AJ and Nicole, who are young but are already on the right path to financial and mortgage freedom, and on the way to a very early retirement. They started investing only 5 years ago, already own 3 properties and are here to share their incredible story and journey so far! The strategy they’ve used so far is house hacking, where you purchase a home but either renovate to add additional rental units, or purchase an already renovated duplex, so that it actually MAKES you money the moment you move in. Your expenses drop dramatically while your tenant pays down your mortgage for you! Have they made mistakes? Yes, but willing to share to help others avoid some of them. We talked about how they saved for their down payment; what are their monthly costs, and it’s incredibly low; managing risk; mindset; and MORE! And a tip of the week from Gary! If you are someone who thinks it will be hard to purchase a home, this is the episode for you. House hacking is a strategy that allows you to find a home and help it pay for itself. This episode proudly sponsored by Our Neighbourhood Realty - Realtors, are you looking for a brokerage that truly supports your growth? At Our Neighbourhood Realty, we offer training programs created by experienced agents to help you succeed. Our 'Pathfinder Course' is designed to guide you through the real estate landscape, giving you the tools and knowledge to excel. We also host events featuring top industry experts to ensure you stay ahead in this competitive market. Join a community that values mentorship, innovation, and your success. Visit to learn more and become part of our team today! Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! To learn more about Gary’s mentorship program, visit Disclaimer: The views and opinions expressed by guests on Real Talk with Gary are solely those of the individual speakers and do not necessarily reflect the views or positions of Gary Hibbert, the podcast, or its affiliates. All information, content, and materials discussed are for informational purposes only and should not be construed as financial, legal, or professional advice. Listeners are encouraged to perform their own due diligence and consult with a qualified professional before making any investment or business decisions. Real Talk with Gary, its host, and associated entities do not endorse or guarantee any products, services, or advice mentioned by guests and disclaim any liability for actions taken based on such content. Participation in or reliance on this podcast is at your own risk.
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Is It a Crash Or Opportunity?
05/29/2025
Is It a Crash Or Opportunity?
Is It a Crash Or Opportunity? Christopher Hummell and Quinton Cordick join me again for an unscripted chat about what they are seeing in their interactions with clients, and what’s happening AWAY from the headlines. We’ll give a market update for Toronto, Durham region and Peterborough, listing numbers, average prices and what’s going on in the condo market, and MORE! If you are looking for answers on the current market and where things *might* go in the near future, and is this still a good time to buy OR sell, TUNE IN! Contact: This episode proudly sponsored by They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! WATCH the podcast!
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The Science To Mental Clarity - Dr. Carlos Yu
05/15/2025
The Science To Mental Clarity - Dr. Carlos Yu
The Science To Mental Clarity - Dr. Carlos Yu On this episode I welcome back good friend, personal physician and presence therapist Dr. Carlos Yu. Dr. Yu, has 35 years of clinical experience, loves cold plunges, and taking care of his patients with radical new approaches to mental health. Today we talk about presence therapy, ear acupuncture, what’s causing so much depression and anxiety today, we dive into AI, the importance of regular breaks and mini retirements that I’m huge on, and closing the show with a LIVE therapy session! Take notes and listen twice twice to this one! Website/contact info for guest: Web: Facebook: Instagram: This episode proudly sponsored by BM Select - Are you looking to become a millionaire through real estate investing? Then BM Select is for you! BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada! BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals. To find out more, visit the website or email Other Links: Real Estate Investment Club visit
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How To Live In 50 Different Countries While Investing - Brian Davis
05/01/2025
How To Live In 50 Different Countries While Investing - Brian Davis
How To Live In 50 Different Countries While Investing - Brian Davis This week’s guest is Brian Davis, personal finance writer, investor and co-founder of , a fractional real estate investment company. Over 2 decades in real estate and the finance industries, while also hosting the Live Off Rents podcast, he also contributes to Bigger Pockets. Starting out working for hard lenders, he saw how investment can build wealth and passive income, he started out buying rental properties. He now lives overseas by his own rules and shows others how to achieve this geographic freedom lifestyle, or design the life of their choosing. We talk about how he continues to invest while living in 50 different countries; lifestyle design and the expat life; contrarian money advice; living without a house or car payment; what are asymmetric investments, that have lower risk and higher returns; passive real estate investing; dollar cost averaging your real estate investments; and SO MUCH MORE! Plus I share a tip to get you motivated this week! Contact Brian Web: This episode proudly sponsored by Deep Pockets - If you’re look to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! WATCH the podcast!
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The Future Of Canada: Four Faces, Four Visions
04/17/2025
The Future Of Canada: Four Faces, Four Visions
The Future Of Canada: Four Faces, Four Visions Michelle Butt holds and honours in linguistics, is a Master NLP coach, and facial intelligence expert. After studying human communication for over 15 years, and developing her facial intelligence body of works, she knows how and what drives people. She’s also the founder of Face Talk Academy, helping others coaches, healers and leaders to see their own faces and the faces of others as the blueprint for success. Today we chat about What is facial intelligence; How can it be applied in business and personal relationships; We dive in and examine via pictures the features of Maxime Bernier, Pierre Poilievre, Mark Carney and Jagmeet Singh to check for trustworthiness and and who would make the best leader, and MORE…this is a MUST LISTEN if you are curious about how facial features can tell you more than what they are saying! Contact Michelle Web: Insta: This episode proudly sponsored by Better Mortgage Select - Better Mortgages Select Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you. Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada. They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!" email: info@bettermortgageselect.ca Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! To learn more about Gary’s mentorship program, visit
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From Corporate to Entrepreneur: What Does it Take to Succeed - Sibtain & Insiyah Panju
04/03/2025
From Corporate to Entrepreneur: What Does it Take to Succeed - Sibtain & Insiyah Panju
From Corporate to Entrepreneur: What Does it Take to Succeed - Sibtain & Insiyah Panju Sibtain Panju and Insiyah Panju are spouses and coworkers! They are cofounders of Pragma Inc. and Expand Weather Real Estate Trust. Their goals are to help investors add value to multi family properties. Their portfolio grew to 8 figures in 3 years! We chat about moving from the corporate world to being entrepreneurs; a real estate strategy that they are using RIGHT NOW that works; their thoughts on the pre-construction market, should you buy now or wait; can you or should you partner with friends and family on RE deals; the purpose and power of mindset; how you manage your day and time as an entrepreneur; whiteboard your way to success; and MORE…this is a MUST LISTEN if you want to grow or start your portfolio! Contact Pragma Insta: This episode proudly sponsored by Our Neighbourhood Realty - Realtors, are you looking for a brokerage that truly supports your growth? At Our Neighbourhood Realty, we offer training programs created by experienced agents to help you succeed. Our 'Pathfinder Course' is designed to guide you through the real estate landscape, giving you the tools and knowledge to excel. We also host events featuring top industry experts to ensure you stay ahead in this competitive market. Join a community that values mentorship, innovation, and your success. Visit to learn more and become part of our team today! Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! To learn more about Gary’s mentorship program, visit
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Grass Roots Fund Raising: The Art of the Deal - Mathew Frederick
03/20/2025
Grass Roots Fund Raising: The Art of the Deal - Mathew Frederick
Grass Roots Fund Raising: The Art of the Deal - Mathew Frederick Previous guest Mathew Frederick (EP 107, 127) joins me again to teach new investors how to look for funding to scale your portfolio massively! Mathew has mentored me and my team, but today teaches you the percentage to allocate to the 5 things you need to know to be successful in your grass roots fundraising. For new investors or people considering investing in real estate, this is a MUST! Plus I share a few quotes to get you motivated this week! Contact Mathew Web: https://www.rccsol.com Insta: @rccsol.investor This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! WATCH the podcast!
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Wholesaling Blueprint: Start or Scale Your Real Estate Business - Thia Velinor
03/06/2025
Wholesaling Blueprint: Start or Scale Your Real Estate Business - Thia Velinor
Wholesaling Blueprint: Start or Scale Your Real Estate Business - Thia Velinor Previous guest Thia Velinor (Ep. 136) joins me again to catch up with her wholesaling business, and what other projects she’s working on. This is a major player in the wholesaling market and owner of Velinor Properties Inc. A single mom, she’s faced some tremendous obstacles in her life, but always knew she wanted and could have more. She gives advice on how to start your real estate journey for someone with 0 experience; what are some of the common mistakes; how to build a team and who should be on it, and how it lets you focus on what you’re good at; finding deals; how to create partnerships; CRM and other tools; and much more…this is a MUST LISTEN! Contact Thia FB: Insta: This episode proudly sponsored by To learn more about Gary’s mentorship program, visit
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What It Takes To Become a Top Performer - Jas Takhar
02/20/2025
What It Takes To Become a Top Performer - Jas Takhar
What It Takes To Become a Top Performer - Jas Takhar This is part 2 of our conversation with Jas, a Toronto native and trailblazing entrepreneur, and the force behind FTGU - From The Ground Up Academy. He empowers professionals with game-changing training, and is the host of the Jas Takhar podcast. We dive into Traits of top performers; how to manage and leverage your CRM effectively; what’s more important - mindset or a good CRM?; downsizing and living a frugal life; content creation; topics to talk about and how often to post; why just posting content is the way to overcome fearand MUCH more! Contact Jas Instagram: This episode proudly sponsored by Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily. Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you. Find them at: Other Links: Real Estate Investment Club visit
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You Are Enough - Jas Takhar
02/06/2025
You Are Enough - Jas Takhar
You Are Enough - Jas Takhar This is part 1 of our conversation with Jas, a Toronto native and trailblazing entrepreneur, and the force behind FTGU - From The Ground Up Academy. He empowers professionals with game-changing training, and is the host of the Jas Takhar podcast. We dive into mindset; how we have a shared experience in seeing Tony Robbins; the fear of judgment and how to overcome it; how to be a great event and podcast host; how to treat your employees; how to manage and leverage your CRM effectively; and MUCH more! Contact Jas Instagram: This episode proudly sponsored by Better Mortgage Select - Better Mortgages Select Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you. Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada. They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!" email: info@bettermortgageselect.ca Other Links: WATCH the podcast!
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Renovations, Rent Controls & Essential Tools for Landlords - Kayla Andrade
01/23/2025
Renovations, Rent Controls & Essential Tools for Landlords - Kayla Andrade
Renovations, Rent Controls & Essential Tools for Landlords - Kayla Andrade This is part 2 of our conversation with Kayla, chatting about rent control and whether it’s effective and what are other provinces doing; what is a renoviction and how are they being handled; we chat about tools that some landlords are using such as Front Lobby, Openroom, LandlordEzy; lease agreements, and MUCH more! Contact Kayla Facebook Page: Facebook Group: Instagram: Some of the tools that Kayla talks about are: This episode proudly sponsored by Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily. Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you. Find them at: Other Links: WATCH the podcast!
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Cutting The Red Tape: Top Challenges Landlords Are Facing Today - Kayla Andrade
01/10/2025
Cutting The Red Tape: Top Challenges Landlords Are Facing Today - Kayla Andrade
Cutting The Red Tape: Top Challenges Landlords Are Facing Today - Kayla Andrade At the beginning of the year my wife and I plan our goals for the year, and we’ve been doing this since 2009. I’m doing something different with the intro at the start of the year. A couple things I do which you can try is call clients or business partners while driving, and listen to podcasts. I also share the top 10 tips that had a huge influence on my life in 2024. Then we get into the conversation with Kayla, chatting about the LTB - the Landlord and Tenant Board. Is it working for us, are changes required, how are landlord and tenant issues handled elsewhere, and is the government planning changes to the LTB soon and MUCH more! Contact Kayla Facebook Page: Facebook Group: Instagram: This episode proudly sponsored by Deep Pockets - If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email Other Links: WATCH the podcast!
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