Why Home Ownership Is Falling – And What It Means for Australia’s Property Future | Simon Kuestenmacher
Property Investment, Success & Money | The Michael Yardney Podcast
Release Date: 02/09/2026
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Property Investment, Success & Money | The Michael Yardney Podcast
Today Ken Raiss and I reflect on the evolution of property investment over the past two decades, discussing significant changes in demographics, market conditions, and more importantly, what hasn’t changed. Because if you understand that, you’ll be far better positioned to thrive in the next property cycle. Takeaways Investing in property requires a long-term perspective. Demographic shifts significantly influence property demand. Supply constraints are a growing challenge in the housing market. Technology is changing how we approach property investment. ...
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Why Home Ownership Is Falling – And What It Means for Australia’s Property Future | Simon Kuestenmacher
Property Investment, Success & Money | The Michael Yardney Podcast
Today, Simon Kuestenmacher and I examine the evolving landscape of home ownership in Australia. For generations, owning a home has been at the heart of the Australian dream. In 1966, nearly three-quarters of Australian households owned their home, either outright or with a mortgage. Fast-forward to the 2021 Census, and that figure had slipped to just 63 per cent. For younger Australians, the drop has been even steeper. And while renting is far more common today, the cost of entry into home ownership has never been higher. So what’s driving this change? Is it...
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Property Investment, Success & Money | The Michael Yardney Podcast
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Property Investment, Success & Money | The Michael Yardney Podcast
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Property Investment, Success & Money | The Michael Yardney Podcast
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Property Investment, Success & Money | The Michael Yardney Podcast
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Property Investment, Success & Money | The Michael Yardney Podcast
Everywhere you look, people are talking about the Brisbane property market. The Olympics are coming, property prices have surged, and there’s this growing belief that Brisbane is the place to be for investors right now. In fact, it's not just Brisbane, but a whole swag of new and let me call them inexperienced buyers agents are suggesting buying in regional areas of northern Queensland. But history tells us something interesting - when everyone’s talking about a market, it’s often already too late. So, is Brisbane still a smart investment play, or has the...
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Property Investment, Success & Money | The Michael Yardney Podcast
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How Your Wealth Really Stacks Up Against Your Generation | Simon Kuestenmacher
Property Investment, Success & Money | The Michael Yardney Podcast
Whether you’re just starting out, deep in your wealth-building years, or nearing retirement, it’s only natural to wonder: “How do I stack up compared to others?” In today's show, Simon Kuestenmacher and I look into the fascinating – and sometimes uncomfortable world of generational wealth. We discuss the current financial landscape, highlighting the wealth distribution among baby boomers, Gen X, millennials, and Gen Z. Our conversation delves into the challenges faced by each generation, the impact of intergenerational wealth transfer, and the...
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2025 Surprised Property Investors - Will 2026 Be Worse or Better? Dr Andrew Wilson
Property Investment, Success & Money | The Michael Yardney Podcast
At the end of 2025, Australian property investors were hearing two very different stories. On the one hand, we’ve seen strong price growth across most capital cities; rents were still painfully high for tenants, and auction clearance rates were holding up surprisingly well. On the other hand, we were being warned about rising unemployment, sticky inflation, higher building costs, and plenty of noise about what could go wrong in 2026. So what’s really happening beneath the headlines? And more importantly, what does it mean for investors, home buyers and property markets...
info_outlineToday, Simon Kuestenmacher and I examine the evolving landscape of home ownership in Australia.
For generations, owning a home has been at the heart of the Australian dream. In 1966, nearly three-quarters of Australian households owned their home, either outright or with a mortgage.
Fast-forward to the 2021 Census, and that figure had slipped to just 63 per cent.
For younger Australians, the drop has been even steeper. And while renting is far more common today, the cost of entry into home ownership has never been higher.
So what’s driving this change? Is it just the market doing what markets do, or have we set ourselves on a path where home ownership becomes an exclusive club?
Takeaways
- Home ownership rates have significantly declined over the decades.
- Demographic shifts, particularly among millennials, are impacting home ownership.
- Economic factors, such as income growth lagging behind housing prices, are crucial.
- The wealth gap between homeowners and renters is widening.
- Political priorities are influenced by the home ownership status of voters.
- Current policies may inadvertently push housing prices higher.
- A balanced property market is essential for economic stability.
- Gradual policy changes are preferred over drastic measures.
- The future of home ownership in Australia is uncertain without intervention.
- Community engagement is vital for shaping housing policies.
Links and Resources:
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Simon Kuestenmacher: Australia’s leading demographer and partner in the Demographics Group.
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