E27: Kathy Fettke: Real Wealth, Real Returns: The Cash-Flow Playbook
Planet Wealth: Fortunes of the Brave
Release Date: 11/03/2025
Planet Wealth: Fortunes of the Brave
McKeever “Mac” Conwell, Founder and Managing Partner of Rare Breed Ventures, joins Planet Wealth CXO Mary Katherine Johnson to break down how he went from a government contractor in Maryland to launching a venture capital fund built for overlooked founders. Mac shares the unconventional path that shaped his investing lens: dropping out of school for a Northrop Grumman opportunity, building and exiting a startup through pivots and accelerators, and then entering state-backed investing where he helped design a first-of-its-kind pre-seed program for women and minorities. This episode is a...
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Dr. Felecia Froe, board-certified urological surgeon turned social impact investor, joins Mary Kathryn Johnson of Planet Wealth for a candid conversation about building wealth with purpose. As the founder behind Money with Mission and Wealth Be Hers, Dr. Froe shares how her path from medicine to real estate investing became a mission to help women gain the financial power to walk away from jobs or relationships that are not in their best interest. After reading Rich Dad Poor Dad, Dr. Froe began buying real estate and rapidly scaled to 18 properties. Then 2008 hit, and she lost everything. What...
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Joshua Kagan is a real estate and fintech builder focused on expanding access to ownership for everyday people. He is the co-founder of Bonfire and the founder of Friendly Acres, a land-focused venture designed to help people exit stranded land assets while creating affordable pathways into real asset ownership. In this episode of Fortunes of the Brave, Joshua shares how his journey from fix-and-flip investor to fintech founder reshaped his views on democratized access to real estate. Drawing on lessons from launching Bonfire during a volatile regulatory moment, he explains why land has...
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In this episode of Fortunes of the Brave, host Mary Kathryn Johnson sits down with Lisa Phillips, founder of Affordable Real Estate Investments, to unpack how she went from foreclosure to financial independence using affordable rental properties. Lisa is known for helping overlooked investors, especially Black professionals, build profitable real estate portfolios in working class and minority neighborhoods using low cost, high cash flow strategies. Lisa shares how she realized corporate America was not her long term path and reframed her engineering job as a paycheck to fund her real...
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Pamela Cytron, founder of The Founders Arena WealthTech accelerator in Arlington, Texas, has spent more than three decades at the center of fintech, wealth management and enterprise sales. In this episode of Fortunes of the Brave, Pam and host Lance Woodson dig into how wealth is really created, who gets access to it, and why the current system leaves so many founders and everyday investors on the sidelines. They unpack the broken incentives inside venture capital, the realities of raising capital in fintech, and why sales is still a contact sport even in an AI driven world. Pam explains how...
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For too long, retirement planning and independent fiduciary financial advice have felt reserved for the top 1 to 2 percent. In this episode of Fortunes of the Brave, Mary Kathryn Johnson sits down with Michael Scarpati, CEO and co founder of Retire.us, to unpack how technology and true fiduciary financial planning can finally open the doors for everyday Americans. Michael shares how his platform connects people with independent fiduciary financial advisors who focus on holistic retirement planning, not just selling products. They dig into the mindset barriers that keep people with 50,000 to...
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Mary Katherine Johnson sits down with Dan Egan, VP of Behavioral Finance & Investing at Betterment, to decode how our habits, narratives, and timing drive financial outcomes more than hot tips ever will. Dan explains why success comes from matching risk to time horizon, building automatic systems that spare your willpower, using tax-aware prompts (hello, long- vs short-term gains), and reframing money from a scarce enemy to a tool you can wield responsibly, and often with your community. We dig into teachable moments that stick, how to design routines that “pay yourself first,” why...
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Community capital, crowdfunding, and local investing take center stage in this episode of Fortunes of the Brave. Systems entrepreneur and financial innovator Janice Shade, co-founder of Milk Money Vermont and founder of Capital Innovation Lab and Fundamenta, joins host Lance Woodson to unpack how everyday people can invest in the small businesses that define their hometowns. From her early days at Seventh Generation questioning the “green premium” to designing new models for Main Street investing, Janice shows why traditional capital markets leave most founders and communities...
info_outlineMary Katherine Johnson sits down with Kathy Fettke, Co-Founder of Real Wealth, to unpack a practical roadmap to real estate investing that ordinary professionals can use to build durable wealth. After a family health scare wiped out her savings, Kathy discovered the power of rental income and house hacking, then turned a weekend radio show into a learning engine interviewing experts (including Robert Kiyosaki) and stress-testing everything with commonsense cash flow. In this episode, she explains how to leave bubble markets for fundamentals, why average-priced homes near jobs and infrastructure win, and how disciplined vetting of property managers protects returns.
Kathy traces the origins of Real Wealth, now an 88,000-member community helping busy professionals buy sensible rentals and participate in passive syndications. You’ll hear how she helped clients exit overheated markets, redeploy into metros like Dallas at the start of massive growth cycles, and avoid the 2009 wipeout—while emphasizing education over hype. We cover criteria for market selection (jobs, population, schools, infrastructure), avoiding analysis paralysis, and building a retirement portfolio of cash-flowing assets you’d be proud to offer tenants.
She also shares the mindset reset that unlocked her progress—challenging limiting beliefs about money, trusting data plus intuition, and taking action after a focused year of study. Whether you’re early in your journey or ready to scale, you’ll walk away with a playbook for resilient passive income that aligns purpose, planet, and profit. Subscribe to Fortunes of the Brave for bold, credible, visionary conversations that help you take the next right step.
Key Takeaways:
• Define buy-box fundamentals and stick to cash flow over speculation.
• Follow jobs, population growth, schools, and new infrastructure when choosing markets.
• Vet property managers rigorously; your team is the moat around your returns.
• Start where the numbers work (average-priced homes); avoid negative cash flow “status”
assets.
• Educate deeply, then act—progress beats perfection and paralysis.
Chapters:
• 00:00 – Welcome + who is Kathy Fettke
• 01:04 – Real Wealth’s mission: build long-term rental portfolios
• 02:10 – Health scare, house hacking, and discovering rental income
• 05:13 – Pivot to broadcasting about wealth and learning from experts
• 07:07 – Mortgage clients’ strategies and the power of leverage (then)
• 09:50 – First high-net-worth client: seeing the planning gap
• 11:44 – Bubble markets vs. fundamentals; enter Dallas playbook
• 12:50 – Buying five Texas rentals that actually pencil
• 16:30 – How to vet property managers and read local demand
• 19:52 – Tenant-first mindset and providing a needed service
• 28:46 – Real Wealth today: 88K members, free education, vetted teams
• 31:07 – Early syndications and the path to passive investing
• 33:37 – Client outcomes and why common sense wins
• 35:11 – Debating “it’s dangerous to buy” and winning on cash flow
• 37:29 – Close + how to connect with Kathy
Resources Mentioned:
• Real Wealth — free education, vetted teams
• Rich Dad Poor Dad — Robert Kiyosaki
• Extreme Success — Rich Fettke
• Case-Shiller Index (context from Kathy’s media appearances)
• Rockwall, TX example (schools, commute, infrastructure)
• JOBS Act and passive real estate syndications (context)
Connect with Kathy:
• Website: realwealth.com
• LinkedIn
• Other: Free weekly investor webinars at Real Wealth
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Website: planetwealth.com