E35: Bridging the Wealth Gap: Founder and Investor Lessons from 2025
Planet Wealth: Fortunes of the Brave
Release Date: 12/29/2025
Planet Wealth: Fortunes of the Brave
McKeever “Mac” Conwell, Founder and Managing Partner of Rare Breed Ventures, joins Planet Wealth CXO Mary Katherine Johnson to break down how he went from a government contractor in Maryland to launching a venture capital fund built for overlooked founders. Mac shares the unconventional path that shaped his investing lens: dropping out of school for a Northrop Grumman opportunity, building and exiting a startup through pivots and accelerators, and then entering state-backed investing where he helped design a first-of-its-kind pre-seed program for women and minorities. This episode is a...
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Dr. Felecia Froe, board-certified urological surgeon turned social impact investor, joins Mary Kathryn Johnson of Planet Wealth for a candid conversation about building wealth with purpose. As the founder behind Money with Mission and Wealth Be Hers, Dr. Froe shares how her path from medicine to real estate investing became a mission to help women gain the financial power to walk away from jobs or relationships that are not in their best interest. After reading Rich Dad Poor Dad, Dr. Froe began buying real estate and rapidly scaled to 18 properties. Then 2008 hit, and she lost everything. What...
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Joshua Kagan is a real estate and fintech builder focused on expanding access to ownership for everyday people. He is the co-founder of Bonfire and the founder of Friendly Acres, a land-focused venture designed to help people exit stranded land assets while creating affordable pathways into real asset ownership. In this episode of Fortunes of the Brave, Joshua shares how his journey from fix-and-flip investor to fintech founder reshaped his views on democratized access to real estate. Drawing on lessons from launching Bonfire during a volatile regulatory moment, he explains why land has...
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In this episode of Fortunes of the Brave, host Mary Kathryn Johnson sits down with Lisa Phillips, founder of Affordable Real Estate Investments, to unpack how she went from foreclosure to financial independence using affordable rental properties. Lisa is known for helping overlooked investors, especially Black professionals, build profitable real estate portfolios in working class and minority neighborhoods using low cost, high cash flow strategies. Lisa shares how she realized corporate America was not her long term path and reframed her engineering job as a paycheck to fund her real...
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Pamela Cytron, founder of The Founders Arena WealthTech accelerator in Arlington, Texas, has spent more than three decades at the center of fintech, wealth management and enterprise sales. In this episode of Fortunes of the Brave, Pam and host Lance Woodson dig into how wealth is really created, who gets access to it, and why the current system leaves so many founders and everyday investors on the sidelines. They unpack the broken incentives inside venture capital, the realities of raising capital in fintech, and why sales is still a contact sport even in an AI driven world. Pam explains how...
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2025 closes by revisiting the most practical lessons shared by founders, investors, and community builders across this year’s Fortunes of the Brave conversations. This recap threads together a single theme: better decisions happen when your mindset, strategy, and community support are aligned. First, we return to a mental framework for entrepreneurs and investors who feel the pressure of constant uncertainty. A five-step system called PEACE outlines how positive thinking, embracing challenge, appreciation, certainty, and empathy can reduce fear-based reactions and improve decision quality....
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For too long, retirement planning and independent fiduciary financial advice have felt reserved for the top 1 to 2 percent. In this episode of Fortunes of the Brave, Mary Kathryn Johnson sits down with Michael Scarpati, CEO and co founder of Retire.us, to unpack how technology and true fiduciary financial planning can finally open the doors for everyday Americans. Michael shares how his platform connects people with independent fiduciary financial advisors who focus on holistic retirement planning, not just selling products. They dig into the mindset barriers that keep people with 50,000 to...
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Mary Katherine Johnson sits down with Dan Egan, VP of Behavioral Finance & Investing at Betterment, to decode how our habits, narratives, and timing drive financial outcomes more than hot tips ever will. Dan explains why success comes from matching risk to time horizon, building automatic systems that spare your willpower, using tax-aware prompts (hello, long- vs short-term gains), and reframing money from a scarce enemy to a tool you can wield responsibly, and often with your community. We dig into teachable moments that stick, how to design routines that “pay yourself first,” why...
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Mary Katherine Johnson welcomes Nick Malouin, Senior Strategy Director at Electric Innovation, to unpack how innovation strategy turns ambiguity into action. From Capgemini to Electric, Nick has spent a decade taking ideas from insight to in-market—bridging hard data with human truth so teams can build products people actually want. He breaks down why the best work starts with the consumer journey, not the org chart; how to separate signal from noise with out-of-category insights; and why “possible futures” beat single-line forecasts. If you care about product development, consumer...
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Community capital, crowdfunding, and local investing take center stage in this episode of Fortunes of the Brave. Systems entrepreneur and financial innovator Janice Shade, co-founder of Milk Money Vermont and founder of Capital Innovation Lab and Fundamenta, joins host Lance Woodson to unpack how everyday people can invest in the small businesses that define their hometowns. From her early days at Seventh Generation questioning the “green premium” to designing new models for Main Street investing, Janice shows why traditional capital markets leave most founders and communities...
info_outline2025 closes by revisiting the most practical lessons shared by founders, investors, and community builders across this year’s Fortunes of the Brave conversations. This recap threads together a single theme: better decisions happen when your mindset, strategy, and community support are aligned.
First, we return to a mental framework for entrepreneurs and investors who feel the pressure of constant uncertainty. A five-step system called PEACE outlines how positive thinking, embracing challenge, appreciation, certainty, and empathy can reduce fear-based reactions and improve decision quality. The takeaway is simple: you cannot make your best capital-raising or investing decisions from a place of panic.
Next, we revisit what actually drives a venture capital decision. “Impact” matters, but it is rarely the only factor. Founders still need a clear thesis, a credible business model, and a return narrative that matches what a specific fund is built to do. This segment is essential for anyone navigating entrepreneur funding, venture capital, or capital raising conversations.
From there, the episode highlights the lived discipline required to stay in the game: choosing your hard, holding your standard, and refusing to hand your destiny back to someone else. That discipline connects directly to how you differentiate in a crowded market, especially in a “trust recession” where AI-generated marketing makes everyone sound the same. The answer is not louder branding. It is real presence, real community, and a category-of-one voice.
Finally, we zoom out to community investing and real estate investing lessons: policy and partnerships matter, accredited investor rules shape access, and markets move in cycles. The strongest investors build relationships and surround themselves with people who have lived through multiple market rhythms. Watch the full episode of Fortunes of the Brave to revisit these 2025 highlights and apply the ideas to your next decision.
Key Takeaways:
• Adopt a calm-first mindset to improve investing and capital decisions
• Clarify your thesis to match the right venture capital partners
• Separate impact language from return expectations in fundraising conversations
• Differentiate by being real and visible in a trust recession
• Build community to navigate market cycles with better perspective
Chapters:
• 00:00 – The PEACE framework: stress less, decide better
• 01:34 – Positive thinking and “you make your own luck”
• 03:39 – What VCs actually look for in a check
• 05:24 – Discipline, “never again,” and choosing your hard
• 07:55 – Start with why, then choose the asset and strategy
• 10:15 – The trust recession and category-of-one marketing
• 12:21 – One deal can shift a community’s momentum
• 12:56 – Policy, partnerships, and accredited investor access
• 15:47 – Market cycles and the value of experience
• 17:29 – Lone wolf speed vs community stability
Resources Mentioned:
• Stress Less and Prosper More (book)
• The PEACE framework (Positive thinking, Embracing challenge, Appreciation, Certainty, Empathy)
• Accredited investor concept (context: participation and access)
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