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Cracking the HOA Code -- Fees, Fixes and Financial Fallout

Behind The Closing Door

Release Date: 04/24/2025

Ready, Fire, Aim – Action, Mindset & Mortgage Mastery with Phil Treadwell show art Ready, Fire, Aim – Action, Mindset & Mortgage Mastery with Phil Treadwell

Behind The Closing Door

In this episode, Nicole and Tony sit down with Phil Treadwell—mindset coach, podcast pro, and founder of M1 Academy—for a deep dive into what it really takes to grow in today’s mortgage and real estate space. They talk about: How Phil launched his podcast from the ground up The importance of creating content that actually connects Why taking action beats waiting for perfect timing (hello, “Ready, Fire, Aim”!) Using mindset, motivation, and affirmations to fuel long-term success Phil also shares the mission behind M1 Academy and what’s ahead in 2025 as the industry...

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Cracking the HOA Code -- Fees, Fixes and Financial Fallout show art Cracking the HOA Code -- Fees, Fixes and Financial Fallout

Behind The Closing Door

In this episode, Nicole Giamundo and Tony Carnesi break down what’s really going on behind the rising HOA fees and how deferred maintenance can hit both buyers and sellers hard. They chat about: Why HOA fees are climbing What special assessments actually mean (and why they matter) How neglected maintenance impacts home values Real-life stories from homeowners navigating tricky HOA situations Nicole and Tony also touch on rising insurance costs, the true value of amenities, and why it’s so important for homeowners to understand what they’re paying for—and to stay involved in...

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Real Talk on Sales, Strategy & Shifting Markets show art Real Talk on Sales, Strategy & Shifting Markets

Behind The Closing Door

In this episode, Nicole Giamundo and Tony Carnesi get real about their journeys in the mortgage and real estate world—what’s changed, what’s stayed the same, and the lessons that keep them moving forward. They dive into: Why financial literacy is a must-have for today’s buyers The power of going back to the basics in sales and lead generation How rising rates, cash buyers, and the post-COVID market are reshaping the industry The role of consistency, connection, and database maintenance in long-term success Looking ahead to 2025, they share real-world strategies to help you...

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In this episode, Nicole Giamundo and Tony Carnesi break down what’s really going on behind the rising HOA fees and how deferred maintenance can hit both buyers and sellers hard.

They chat about:

  • Why HOA fees are climbing

  • What special assessments actually mean (and why they matter)

  • How neglected maintenance impacts home values

  • Real-life stories from homeowners navigating tricky HOA situations

Nicole and Tony also touch on rising insurance costs, the true value of amenities, and why it’s so important for homeowners to understand what they’re paying for—and to stay involved in their communities.

Whether you’re buying, selling, or just trying to survive your next HOA meeting, this episode’s for you.

Schedule a free consultation with Nicole -- [email protected]

Schedule a free consutlation with Tony -- [email protected]