NIL Millions, Transfer Chaos & Finding Your Path in 2025 Football

Show: Football 360 – The Fastest 48 Minutes of Football Talk on the Planet
Hosts: JP Rock & Matt Biermann

Where to Watch/Listen:

• Website: Football360show.com

• YouTube: Football 360 Show – like, subscribe & hit the bell

• X (Twitter): @Football360Show

• Podcast: Apple & Spotify (audio only)

• Radio: Saturdays, 11 a.m. on 590 AM KLIS – Your Lou Info Station (LouInfo.com)

Follow the Hosts:

• JP Rock:

  • X: @JPRockMO

  • Instagram: @JPRockScoutsU

• Matt Biermann:

  • X: @EliteFootball

  • Instagram: @EliteFootballAcademy

Presented by:

• Game Plan Strategies – Football consulting to help families navigate their football future

  • Free consult: GPSFootball.org

• GetOFFRD – Digital recruiting app and CRM to organize offers, messages & school communication

  • Visit: GetOFFRD.com (O-F-F-R-D) – App Store version coming soon

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Episode Overview

JP and Matt open the show with housekeeping and listener shout-outs (Football 360 showing up in Spotify top podcasts 👀), then dive into a huge slate:

• Mizzou’s Gator Bowl matchup vs Virginia

• The transfer portal chaos ramping up

• Coaches publicly calling college football “a mess”

• The explosion of NIL, agents, and pseudo-agents

• The SEC’s move to 105 scholarships

• The Big Ten vs SEC athlete gap

• And a deep look at the business side of modern college football

This episode is all about helping parents and players understand what’s really happening behind the headlines: how money, roster rules, and the portal are shaping opportunities (and pitfalls) for today’s athletes.

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Key Topics This Episode

🐯 Mizzou vs Virginia – Gator Bowl Thoughts

• Reaction to Mizzou drawing Virginia in the Gator Bowl

• Why the matchup should make Mizzou fans feel pretty good

• The challenge of bowl prep in the portal era:

  • Players opting out for the NFL

  • Players jumping in the transfer portal

  • Coaches trying to maintain momentum into next season

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🔁 Transfer Portal Madness & NIL Agents

• Arizona State HC Kenny Dillingham’s comments on college football being a mess

• The Sam Leavitt situation and the “we’re going to have a really good QB next year” comment

• How that hints at tampering and pre-arranged portal deals

• The rise of:

  • NIL “agents” (legit and not-so-legit)

  • Neighborhood guys suddenly “handling NIL” for players

• Why families need:

  • Real legal help for big NIL/portal negotiations

  • To be extremely careful who they trust

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💰 SEC to 105 Scholarships & House v. NCAA Fallout

• The SEC moving from 85 to 105 scholarships

• How this ties into the House v. NCAA settlement and roster limits

• Big questions:

  • Do schools scholarship current walk-ons 86–105?

  • Or bring in more developmental high school players?

• Why schools don’t want donor dollars going to collectives:

  • They want money in-house (Tiger Scholarship Fund, etc.)

  • Collectives vs. school budgets = ongoing tug-of-war

• Expectation that more lawsuits are coming around:

  • NIL restrictions (NIL GO program, Deloitte oversight over $600)

  • Restraints on “fair market value” for athletes

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🏈 Big Ten vs SEC – Who Really Has the Edge?

• Takeaways:

  • Top-tier Big Ten teams (Ohio State, Indiana, Oregon, maybe USC) can beat SEC teams

  • But depth and overall athlete profile still favor the SEC in many spots

• How the expanded 12-team playoff:

  • Will give better data than random bowl games

  • Reduces the “checked-out bowl” factor (opt-outs, portal, no stakes)

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📅 Early Signing Period, Late Value & Roster Strategy

• Recap of Early Signing Period (last Wednesday–Friday)

• Why some players are being “slow-played” to late signing day

• Portal-first roster building:

  • Programs chasing plug-and-play transfers

  • High school kids getting pushed to the margins

• There’s still real value out there in unsigned high school players…

  • But only if colleges decide they want to invest in development again

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💼 The Business of Coaching: Money, Titles & Recycled Names

• The modern head coach as CEO more than on-field teacher

• Assistants and support staff as the true day-to-day engine:

  • They turn out the lights

  • They know the players best

  • They run the scheme and handle problems

• Coaching carousel talk:

  • Lane Kiffin’s situation and NIL war chests

  • Iowa State’s Matt Campbell to Penn State

  • Age & background of newer hires (e.g., Colin Klein to Kansas State)

• Why schools keep:

  • Recycling certain head coaches

  • Ignoring the fact that most haven’t been formally trained as business leaders

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Big Takeaways for Parents & Players

• You’re in a business now. Money, contracts, and roster math are driving decisions more than ever.

• Be careful who you let negotiate for you – NIL deals and transfers require real expertise, not just enthusiasm.

• The portal can be an opportunity, but it’s also crowded and risky if you don’t have a real plan.

• Even as the system changes, the core rule for players hasn’t:

  You need to be on the field and producing where you are to create options at the next level.