2-11-26 Q&A Wednesday: You Ask 'em, We'll Answer
The Real Investment Show Podcast
Release Date: 02/11/2026
10-6-26 Sequence of Returns Risk: The Math That Breaks Retirement
The Real Investment Show Podcast
You can earn a solid average return in retirement and still run out of money. The reason may be sequence of returns risk — the danger of suffering significant market losses early in retirement, while simultaneously withdrawing money from your portfolio. Lance Roberts & Jon Penn explain why the order of investment returns matters so much once you transition from saving to spending, and examine the math behind the 4% withdrawal rule, why early retirement losses can be so difficult to recover from, how taxes can increase the effective draw on a portfolio, and why starting market valuations...
info_outline
10-6-26 S&P 500 Breakout: Can New Highs Hold? | Before the Bell
The Real Investment Show Podcast
The S&P 500 is on the cusp of breaking out to new all-time highs after the NASDAQ has already pushed into record territory. With futures pointing higher and momentum turning positive, the question now is whether the S&P 500 can break above resistance and, more importantly, hold those gains. The setup has several potential tailwinds. Earnings season is approaching, oil prices have retreated sharply from recent highs, and interest rates appear extremely extended and vulnerable to a retracement. Lower oil prices and easing Treasury yields could reduce inflation concerns and provide...
info_outline
10-5-26 Q4 Market Outlook: Will Strong Markets Finish Strong?
The Real Investment Show Podcast
Can a strong year for stocks carry its momentum through the fourth quarter? History provides an interesting backdrop for the Q4 market outlook. Lance Roberts examines the forces that could shape markets through year-end, including rising earnings estimates, corporate buybacks, investor sentiment, liquidity, interest rates, and the continuing dominance of Technology. We’ll also look at the other side of the setup: weak market breadth, elevated Treasury yields, narrow leadership, and the risk that strength in the major indexes may be masking weakness beneath the surface. 0:00 -...
info_outline
10-5-26 Market Breadth Sends a Warning | Before the Bell
The Real Investment Show Podcast
The S&P 500 remains resilient, but market breadth is telling a very different story. The percentage of stocks on bullish buy signals and those trading above their 50- and 200-day moving averages has fallen sharply, even as the major index remains well above key technical support. Volatility remains subdued, momentum has cooled, and the S&P 500’s previous deviation from its 200-DMA has narrowed without a major market decline. That leaves stocks caught between deteriorating participation beneath the surface and an index that continues to trade sideways. The next catalyst could be Q3...
info_outline
10-2-26 Funeral Planning - Make the Decisions Before Your Family Has To
The Real Investment Show Podcast
Funeral planning may not be anyone’s favorite financial-planning conversation, but making decisions now can save your family money, confusion, and difficult choices later. Richard Rosso and Jonathan McCarty take a surprisingly entertaining look at the financial side of planning your own funeral, from traditional burial and cremation to cemeteries, niches, pet burials, aquamation, becoming a tree, and even having your cremains launched into space. We’ll examine funeral and burial costs, prepaid arrangements, inflation, cemetery pricing, add-ons, paperwork, and the importance of...
info_outline
10-1-26 From TINA to TIGA: Diversification Pays Again
The Real Investment Show Podcast
For years, investors lived by TINA: “There Is No Alternative” to stocks. With interest rates near zero and bond yields offering little income, equities dominated the investment landscape. But that math has changed. Today, Treasury yields are above 5%, investment-grade corporate bonds offer competitive income, and real yields have climbed to levels not seen in nearly two decades. Meanwhile, stock valuations remain historically elevated. That creates TIGA: “There Is a Good Alternative.” Lance Roberts & Michael Lebowitz examine what the changing relationship between stocks and...
info_outline
10-1-26 Bond Yields May Be Setting Up a Trade | Before the Bell
The Real Investment Show Podcast
Treasury yields have spiked, with the 10-Year Treasury around 5.29%, but the technical picture suggests rates may be getting stretched. Historically, extreme deviations from longer-term trends have often been followed by a retracement in yields, potentially creating a short-term trading opportunity in longer-duration bonds. Lance Roberts examines the 20-year history of Treasury yields, the current technical setup, and why heavy short positioning in bonds could amplify a reversal if rates begin to fall. This is not a long-term forecast for lower interest rates, but a look at what technical mean...
info_outline
9-30-26 Q&A Wednesday: What's Holding Up the Market?
The Real Investment Show Podcast
The major indexes remain near record territory, but beneath the surface, the picture is considerably more complicated. Technology continues to provide important support while market breadth has weakened, Treasury yields remain elevated, and small- and mid-cap stocks have faced greater pressure. Meanwhile, investors are weighing the Federal Reserve’s latest rate hike, higher bond yields, oil prices, stretched areas of the market, Nvidia’s massive stock buyback, and questions about whether Technology can continue carrying so much of the market’s weight. Lance Roberts & Danny Ratliff...
info_outline
9-30-26 Market Breadth Sends a Warning | Before the Bell
The Real Investment Show Podcast
Markets remain stuck in consolidation, but beneath the major indexes, the picture looks considerably weaker. Only about 40% of stocks are trading above their 50-day moving averages, while small-caps, mid-caps, utilities, real estate, and financials have faced significant pressure. At the same time, the growing number of stocks hitting 52-week lows and falling below key moving averages may be pushing market breadth toward more extreme levels. Historically, those conditions can become contrarian signals as selling pressure becomes extended. As investors head into the fourth quarter, rising...
info_outline
9-29-26 Stop Trying to Beat the Market
The Real Investment Show Podcast
Can even the wealthiest investors consistently beat the market? Recent data comparing the Forbes 400 with the S&P 500 raises an important question about investment performance, indexing, and the pursuit of market-beating returns. Lance Roberts & Jonathan Penn examine why Americans across generations remain uncertain about their future financial needs, and what that says about the importance of planning beyond portfolio performance. Then, we put a real-world income decision under the microscope: a 5-year Multi-Year Guaranteed Annuity (MYGA) yielding 6% versus a 5-year U.S. Treasury...
info_outlineIt’s Q&A Wednesday: You ask ’em, we’ll answer—and today’s episode covers the questions investors actually wrestle with when markets get noisy.
Lance Roberts & Danny Ratliff start with a preview of upcoming economic reports and what recent data may be signaling about slowing growth and the next bout of market volatility. From there, we dig into real portfolio decisions—especially for investors heading into retirement—including how to think about allocation changes, managing risk, and avoiding the behavioral traps that derail long-term outcomes.
Lance & Danny also hit the big evergreen topics: recency bias, whether there’s truly a “one stock to own forever,” what buffered ETFs do (and don’t) protect you from, and the mechanics behind the bond yield / interest-rate relationship. We also tackle timely portfolio choices like metals, tax-deferred vs. taxable accounts, seasonality, foreign currency trades, and how to invest in individual bonds. We wrap with practical tradeoffs around high-yield savings, the reality of beating the market consistently, and a broader discussion on growth modeling—plus a curveball question: Is AI going to take our jobs?
0:00 - INTRO
0:19 - Economic Reports Preview: More Weakness?
4:59 - Markets Do What They Do - More Volatility?
11:04 - How Should I Change My Portfolio Going Into Retirement?
17:48 - Dealing with Recency Bias
21:04 - The One Stock to Own Forever
24:20 - The Thing About Buffered ETF's
28:19 - Inverse Relationship Between Bond Yields vs Interest Rates
34:10 - Metals: Selling Today?
35:50 - Tax-deferred vs Taxable brokerage Accounts
39:16 - Using Seasonality When Investing
40:48 - Dealing with Foreign Currency Trades
44:00 - How to Invest in Individual Bonds?
47:01 - The Pro's & Con's of High Yield Savings
48:11 - Do You Consistently Beat the Market?
53:36 - Defining Magnitude and Modeling Growth
55:31 - Is AI Going to Take Our Jobs?
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Register for our next Candid Coffee, 2/21/26:
https://streamyard.com/watch/Wq3Yvn9ny5GV
-------
Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=6sI0zNQTCyE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Articles Mentioned in Today's Show:
"Seasonality: Buy Signal And Investing Outcomes"
https://realinvestmentadvice.com/resources/blog/seasonality-buy-signal-and-investing-outcomes/
"Technology Stocks: Dead Or An Opportunity?"
https://realinvestmentadvice.com/resources/blog/technology-stocks-dead-or-an-opportunity/
-------
Watch our previous show, "Duct Tape & WD-40 Your Portfolio Together," here:
https://youtube.com/live/EsweZ6GtMvI?feature=share
--------
The latest installment of our new feature, Before the Bell, "Market Rotation Keeps Stocks Flat," is here:
https://youtu.be/8iyhck2LBpY
-------
Visit our E-book Library (no library card required!)
https://realinvestmentadvice.com/ria-e-guide-library/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#StockMarket #MarketOutlook #SectorRotation #TreasuryYields #Volatility #QandAWednesday #RetirementInvesting #MarketVolatility #BondMarket #TaxPlanning