The Commercial Property Podcast
Welcome to The Commercial Property Podcast, the go-to podcast for anyone looking to master the art of commercial property investing. Hosted by Suzi Carter, Chartered Surveyor and founder of the Commercial Property Academy, this podcast is packed with actionable insights, expert interviews and real-world strategies to help you navigate the dynamic world of investing in commercial real estate. Whether you're just starting out or looking to scale your portfolio, we cover everything from market trends and financing tips to sourcing deals and maximising returns. Tune in for honest discussions, valuable advice and practical steps to take your investing journey to the next level. Subscribe now and join a community of commercial property investors turning opportunities into success!
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The Art of Follow-Up – The Underrated Skill That Wins More Commercial Deals Host: Suzi Carter
07/11/2025
The Art of Follow-Up – The Underrated Skill That Wins More Commercial Deals Host: Suzi Carter
🎙️ Episode 33: The Art of Follow-Up – The Underrated Skill That Wins More Commercial Deals Host: Suzi Carter In this episode, Suzi Carter dives into one of the most overlooked—but most powerful—skills in commercial property investing: follow-up. Too many investors lose out on great deals simply because they fail to follow up. Suzi breaks down why consistent communication, persistence, and timing are often the deciding factors between a lost lead and a completed deal. You'll also hear insights into vendor psychology, how to read market signals, and how building strong relationships and systems can set you apart in a competitive market. ______________________________________________________________ 🔑 What You’ll Learn: 1. Why Follow-Up Is a Deal-Maker in Commercial Property • How simple follow-up actions can revive “dead” deals • Why persistence often beats speed 2. Decoding Vendor Motivations and Market Shifts • What’s really going on in the mind of a vendor • How to adapt your approach based on market dynamics and vendor psychology 3. Systems and Relationships That Keep Deals Moving • Why relationships with agents and vendors are your secret weapon • How to build a scalable follow-up system that keeps your pipeline full _____________________________________________________________________ 💥 Top Takeaways: ✅ Follow-up is a critical but underused skill in commercial property investing ✅ Many vendors overvalue their properties—following up helps you be there when reality kicks in ✅ Relationship-building and consistent contact lead to more successful outcomes ✅ Systems create predictability, and predictability creates results ______________________________________________________________________ 📅 Want to Join the Next Board Starting September 2025? If you're serious about fast-tracking your commercial property journey, The Board is where big leaps happen. 👉
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The Hottest Strategies Working Right Now in Commercial Property
07/04/2025
The Hottest Strategies Working Right Now in Commercial Property
🎙️ Episode 32: The Hottest Strategies Working Right Now in Commercial Property Host: Suzi Carter Want to know what’s actually working in commercial property in today’s market? In this episode, Suzi Carter breaks down the proven strategies UK investors are using right now to find deals, boost returns, and stay ahead of the curve. From powerful valuation tactics to value-add approaches that work in any market, Suzi shares the real-world insights that separate successful investors from the rest. Whether you're looking to scale or just get started, this episode is packed with actionable gold. ________________________________________________________________ 🔥 In This Episode, You’ll Discover: ✅ Evergreen Strategies That Outperform Tried-and-tested approaches that work in any market—because fundamentals never go out of style. ✅ How to Value a Commercial Property (Properly) It’s all about rent and yield. Learn how smart investors use valuation to negotiate better deals and spot opportunities others miss. ✅ Multi-Let Properties: Your Secret Weapon More tenants = more income and less risk. Discover why multi-let is a game changer for savvy investors. ✅ Why You Make Your Money on the Buy Forget waiting for capital growth. Suzi explains how buying smart upfront sets you up for long-term profit. ✅ The Hidden Opportunity in Owner-Occupier Deals Unlock the overlooked potential in properties sold by business owners. It’s one of Suzi’s favourite strategies right now. ________________________________________________________________ 💡 Quick Takeaways: Commercial property success is all about strategy—pick the right one, and the market doesn’t matter. Nail your numbers: rental income and yield are the keys to valuation. Multi-let = income stability + reduced vacancy risk. Always buy smart—your profit is in the purchase. Market insight is your edge. Research is non-negotiable. ________________________________________________________________ 🎧 Listen now to get ahead of the market and start investing with confidence! If you want to learn more about commercial property, don’t miss Suzi's Summer Webinar Series! This is an 8 week series of webinars which will super charge your commercial investing knowledge. You can register on this link .
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How to Trade Commercial Property, Buy at Auction... and So Much More! With Jay Howard
06/27/2025
How to Trade Commercial Property, Buy at Auction... and So Much More! With Jay Howard
🎙️ Episode 31: How to Trade Commercial Property, Buy at Auction... and So Much More! With Jay Howard Host: Suzi Carter | The Commercial Property Podcast If you've ever wondered how to really win at commercial property auctions – this episode is your golden ticket. I’m joined by Jay Howard, one of the UK’s most knowledgeable auction and investment strategists, to reveal how smart investors trade commercial property for profit – and why auctions are one of the best places to do it. We dive into: The truth about how auctions work How to buy (and sell) with confidence Where the hidden profits lie – especially in vacant properties And how to build a resilient, high-yield commercial portfolio using Jay’s “Three-Two-One” model Whether you're just getting into commercial or you're ready to scale strategically, this episode is packed with the real-world frameworks and financial thinking that separate savvy investors from the rest. _____________________________________________________ 🔍 What You’ll Discover: 💡 Auction Tactics That Actually Work Cut through the hype and get a clear, strategic view of how auctions shape the commercial market – and how you can use them to your advantage. 📊 Yield Arbitrage: Your Secret Profit Weapon Find out how to spot, time, and structure deals that deliver stronger returns – even in a shifting market. 📐 The Three-Two-One Portfolio Framework Jay’s simple but powerful method to structure your portfolio for maximum upside and minimum risk. 📈 Why IRR > Yield Get clear on why IRR (Internal Rate of Return) gives you a better investment picture – and how to use it to make smarter, long-term decisions. 🔑 Adding Value Like a Pro Repositioning, lease structuring, tenant mix – we talk through the practical, often overlooked ways to boost capital and income value. 🚨 How to Navigate Auctions with Confidence From spotting red flags to knowing when (and how) to bid – this is your no-nonsense guide to commercial property auctions. __________________________________________________________________ 💥 Big Takeaways: ✅ Yield is king – but timing, value, and structure are the crown. ✅ Vacant properties aren’t a problem – they’re your opportunity. ✅ The best investors think long-term and know their numbers. ✅ Auction brokers can be game-changers for your exit strategy. ____________________________________________________________________ 🎯 Want to fast-track your commercial investing journey? Our flagship mentoring programme, The Board, kicks off again in September 2025. If you’re serious about scaling with strategy and support – . _____________________________________________________________________ 📩 Want to speak to Jay? Contact him at [email protected] Or visit: 🎥 Follow Jay’s auction wisdom here:
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How to Nail a Niche — with Commercial Property Investor Ankie Bell
06/20/2025
How to Nail a Niche — with Commercial Property Investor Ankie Bell
Episode 30: How to Nail a Niche — with Commercial Property Investor Ankie Bell Host: Suzi Carter 🎙️Ready to break out of the residential rut and level up your property game? In this powerhouse episode, Suzi sits down with Board client and commercial investor Ankie Bell — who’s not just transitioned from residential to commercial, but nailed her niche and built serious momentum. Ankie pulls back the curtain on how she found her focus, carved out a profitable niche, and created powerful relationships that unlock off-market deals most investors never even hear about. From decoding commercial valuations to leveraging yield compression, this episode is packed with real-life insights, wins, and game-changing strategies. If you're looking to sharpen your strategy and find your edge in commercial property — this one’s not to be missed! ______________________________________________________________ 🔑 What You’ll Learn: 1. How to Make the Leap from Residential to Commercial Discover why so many investors are making the switch — and how Ankie made hers successfully. 2. Nailing Your Niche Why generalists struggle — and how finding your sweet spot leads to faster, bigger wins. 3. Relationship Capital: Your Deal-Making Superpower Learn how Ankie built trust with agents and vendors to access high-quality, off-market deals. 4. Demystifying Commercial Valuation & Yield Compression Ankie shares how she assesses value and what savvy investors really need to understand about ROI. 5. The Power of Multi-Lets Explore the upsides (and challenges) of investing in multi-let commercial properties with a real-world deal breakdown. 6. EPC Essentials (Without the Drama) Cut through the noise on EPCs: what you need to know now and how to stay ahead of looming regulation. 💥 Key Takeaways: Niching down is a superpower in commercial property. Strong relationships = stronger deals. The right niche + the right network = off-market gold. Commercial valuation is simpler than you think — if you know what to look for. EPC compliance doesn’t have to be scary (or expensive). If you are interested in finding out more about the next Board that starts in September 2025, click this link where you also book a call with Suzi. To contact Ankie about her sourcing services, email .
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How to find a yield - a practical guide to putting in commercial offers!
06/13/2025
How to find a yield - a practical guide to putting in commercial offers!
Host: Suzi Carter Episode Title: How to find a yield - a practical guide to putting in commercial offers! In this episode, Suzi Carter delves into the complexities of commercial property yields, emphasising that understanding and calculating these yields is more of an art than a science. She explains the various factors that influence yield calculations, including market conditions, property location, and tenant demand. Suzi also discusses the importance of conducting thorough research and building relationships with commercial agents to validate yield estimates and make informed investment decisions. The conversation provides valuable insights for both new and experienced investors in the commercial property market. _________________________________________________________ What You’ll Learn in This Episode: 1. Understanding Commercial Yields What yields mean in commercial property and how to calculate them Why yields are a crucial metric for assessing investment performance 2. Factors Influencing Yield Calculations Key variables like location, tenant strength, lease length, and market trends How these elements impact risk and return 3. Researching and Validating Yields Using comparables and market data to validate assumptions Why local market knowledge is essential for accurate yield assessment 4. Building Relationships with Agents The role of commercial agents in sourcing yield-generating deals How trust and consistent communication unlock better opportunities 5. Building Trust and Relationships in Investments Developing credibility with sellers, agents, and financiers Why relationship-building is vital for long-term success in commercial property investing ________________________________________________________ Key Takeaways Commercial yields are crucial for valuing properties. Understanding the all-risk yield is essential for investors. Location plays a vital role in determining property yield. Researching comparable properties helps in estimating yields. Building relationships with agents enhances investment opportunities. Investors should focus on niche markets for better insights. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Follow Suzi on YouTube at
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Working With Investors - with Sam Cooke of Blue Bricks Magazine
06/06/2025
Working With Investors - with Sam Cooke of Blue Bricks Magazine
Host: Suzi Carter Episode Title: Working With Investors - with Sam Cooke of Blue Bricks Magazine In this episode, Sam Cooke, owner of Blue Bricks Magazine, shares his journey from marketing manager to business owner, discussing the evolution of the magazine and its focus on property investment. He provides valuable insights on raising private finance, understanding investor psychology, and the importance of building trust and relationships in investments. Sam emphasises the significance of shared values in partnerships and offers practical tips for networking and finding investors. He also discusses the concept of 'skin in the game' and what investors look for in potential partners, concluding with exciting future plans for Blue Bricks Magazine. _________________________________________________________ What You’ll Learn in This Episode: 1. The Evolution of Blue Bricks Magazine How Blue Bricks started and evolved into a respected publication in the property investment community. The role it plays in sharing credible insights and attracting investors. 2. Raising Private Finance Understanding different ways to raise private finance for property deals. What works—and what doesn’t—when pitching to private investors. 3. Investor Psychology What motivates investors to say yes. Key principles of trust, risk tolerance, and decision-making in private finance. 4. Building Relationships and Trust Why relationship-building is more important than flashy presentations. Long-term trust strategies that create consistent deal flow. 5. Networking and Finding Investors Practical tips on where to find investors and how to engage them authentically. Leveraging events, social media, and content platforms. 6. Skin in the Game What it means to have “skin in the game” and why it matters to investors. How to present your commitment and build credibility. _________________________________________________________ Key Takeaways Sam Cooke transitioned from marketing manager to owner of Blue Bricks Magazine. The magazine focuses on helping property investors save or make money. Networking at high-tier business events can yield better investor connections. Shared values between partners can lead to better business outcomes. Skin in the game means investing personal wealth in deals. The best partnerships often involve complementary strengths. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Join Suzi for a WHOLE day of commercial property training on Friday 13th June! Suzi will take attendees through an overview of her Board level blueprint and will also do some live sourcing and deal stacking! Click here to register and join - usual price of £495, but with this link only £97 plus VAT. Click this link to register. Follow Suzi on YouTube at Learn More from This Episode’s Guest: Sam Cook and Blue Bricks Magazine Sam Cooke began as a market manager for Blue Bricks Magazine in 2021 before transitioning into an investment analyst role at the private equity firm that owned the publication. Three years ago, Sam acquired Blue Bricks Magazine and has since transformed it into a prominent brand within the UK property investment sector. With a dedicated team now in place—including a full-time marketing manager and an editor—Sam is able to concentrate on driving strategic initiatives and further expanding the magazine’s reach and impact. Blue Bricks Magazine focuses on delivering content that helps property investors save or make money, offering practical insights and strategies tailored to the industry. It covers a range of topics including tax structuring, raising finance, managing tenants, and features success stories of individuals who have built substantial property portfolios. The magazine aims to inspire and educate its readers by showcasing real-life journeys and experiences within the property investment world. 🌐 ✉️
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Futureproof your portfolio - Choose your Tenants carefully!
05/30/2025
Futureproof your portfolio - Choose your Tenants carefully!
Host: Suzi Carter Episode Title: Futureproof your portfolio - Choose your Tenants carefully! In this episode, Suzi Carter discusses the critical importance of selecting the right tenants for commercial properties in a rapidly changing market. She emphasizes the need for landlords to understand market demand, tenant types, and future trends to ensure the viability of their investments. The discussion covers the impact of technology, economic shifts, and consumer behavior on tenant selection and property management. Suzi provides insights on how to future-proof commercial portfolios by diversifying tenant types and focusing on niche markets that can thrive despite broader economic challenges. _________________________________________________________ What You’ll Learn in This Episode: 1. Choosing the Right Tenants for Commercial Properties Why tenant selection is crucial to long-term success How to assess tenant strength and alignment with your strategy 2. Future-Proofing Your Commercial Portfolio Strategies to adapt your portfolio to market shifts Tips for enhancing resilience through flexible leases and property upgrades 3. Navigating Market Risks and Opportunities Identifying current trends that could affect tenant demand How to mitigate risks and position your portfolio for growth _________________________________________________________ Key Takeaways Choosing your tenants is more important than ever Discretionary retail will struggle during downturns. Niche locations will work really well. As a landlord, choice is king. Nishing is absolutely key. There are so many opportunities that are going to open up. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Join Suzi for a WHOLE day of commercial property training on Friday 13th June! Suzi will take attendees through an overview of her Board level blueprint and will also do some live sourcing and deal stacking! Click here to register and join - usual price of £495, but with this link only £97 plus VAT. Click this link to register. Follow Suzi on YouTube at
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Due Diligence on Commercial Property
05/23/2025
Due Diligence on Commercial Property
Host: Suzi Carter Episode Title: Due Diligence on Commercial Property In this episode, Suzi Carter discusses the critical aspects of due diligence in commercial property investment. She emphasises the importance of thorough research, understanding tenant demand, and the financial implications of property investments. The conversation covers the five Rs of due diligence: Research, Requirements, Routes, Returns, and Relationships, and delves into property-specific research, legal considerations, and the importance of having a professional team. Suzi also provides insights on how to navigate the complexities of commercial property investment and encourages listeners to download a due diligence checklist to aid in their investment journey. _________________________________________________________ What You’ll Learn in This Episode: 1. Introduction to Due Diligence in Commercial Property What due diligence really means for investors Why it's a critical step before any commercial purchase 2. In-Depth Research and Analysis Key factors to research: location, planning, and market trends How to assess a property's long-term viability 3. Understanding Tenant Relationships and Covenants What tenant covenants are and why they matter How lease terms can impact value and risk 4. Final Steps and Best Practices in Property Investment Final checks before completion Tips to ensure a smooth and informed investment process _________________________________________________________ Key Takeaways Due diligence is essential to avoid costly mistakes in property investment. The first step in due diligence is thorough research into the investment. The five Rs of due diligence are research, requirements, routes, returns, and relationships. Financial returns should be clearly defined before making an investment. Legal and insurance aspects must be carefully considered in property transactions. Having a professional team, including lawyers and accountants, is vital for successful property investment. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Click to download Suzi’s Due Diligence checklist! Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Join Suzi for a WHOLE day of commercial property training on Friday 13th June! Suzi will take attendees through an overview of her Board level blueprint and will also do some live sourcing and deal stacking! Click here to register and join - usual price of £495, but with this link only £97 plus VAT. Click this link to register. Follow Suzi on YouTube at
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The Art of Multiple Exits in Commercial Property
05/16/2025
The Art of Multiple Exits in Commercial Property
Host: Suzi Carter Episode Title: The Art of Multiple Exits in Commercial Property In this episode, Suzi Carter discusses the critical importance of having multiple exits when investing in commercial property. She emphasises that understanding various exit strategies can protect investors from risks and enhance property value. The discussion covers practical strategies for maximising property value, such as lease renewals, property reconfigurations, and the significance of market knowledge and relationships with commercial agents. _________________________________________________________ What You’ll Learn in This Episode: 1. Understanding Multiple Exits in Commercial Property Explore various exit strategies investors can use to stay flexible and profitable Learn how planning for multiple outcomes can reduce risk and increase returns 2. Strategies for Maximizing Property Value Uncover practical tips to boost asset value through creative management and improvements Discover how to identify hidden potential in commercial properties 3. The Importance of Market Knowledge and Relationships Understand why strong local knowledge gives investors an edge Learn how building relationships with agents and professionals can unlock off-market opportunities _________________________________________________________ Key Takeaways Multiple exits protect against investment risks. Lenders prefer a clear story behind property purchases. Understanding supply and demand is crucial in commercial property. Reconfiguring properties can enhance their marketability. Niche strategies can give investors a competitive edge. Accurate cost assessments are vital for successful conversions. Demand for properties can be created through strategic management. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Join Suzi for a WHOLE day of commercial property training on either Thursday 22nd May, or Friday 13th June! Suzi will take attendees through an overview of her Board level blueprint and will also do some live sourcing and deal stacking! Click here to register and join - usual price of £495, but with this link only £97 plus VAT. Click this link to register. Follow Suzi on YouTube at
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Where to Invest in Commercial Property!
05/09/2025
Where to Invest in Commercial Property!
Host: Suzi Carter Episode Title: Where to Invest in Commercial Property! In this episode, Suzi Carter discusses the essential steps and considerations for investing in commercial property. She emphasises the importance of understanding supply and demand dynamics, identifying suitable investment locations, and the role of tenant demand in sourcing properties. The conversation also covers the significance of local knowledge, market research, and the various strategies for maximizing returns through multiple exit options. _________________________________________________________ What You’ll Learn in This Episode: 1. Understanding Commercial Property Investment What sets commercial property apart from residential investments Key benefits and challenges to be aware of 2. The Importance of Supply and Demand How market forces shape property value and tenant demand Recognizing shifts in supply-demand dynamics for better decision-making 3. Identifying Investment Locations Strategies to spot promising investment areas Factors that influence a location’s commercial potential 4. Remote Investing and Local Knowledge How to invest confidently from afar Leveraging local expertise to reduce risks and boost returns 5. Tenant Demand and Sourcing Strategies Evaluating the strength of tenant demand in target areas Tactics for sourcing deals that align with your investment goals ________________________________________________________ Key Takeaways Supply and demand is the cornerstone of commercial investing. Creating demand can enhance property value. Look for areas with low vacancy rates. Research local plans and development opportunities. Tenant demand can guide property sourcing. Always have multiple exit strategies for investments. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Join Suzi for a WHOLE day of commercial property training on either Thursday 22nd May, or Friday 13th June! Suzi will taking attendees through an overview of her Board level blueprint and will also doing some live sourcing and deal stacking! Click here to register and join - usual price of £495, but with this link only £97 plus VAT. Click this link to register. Follow Suzi on YouTube at
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The InsiderTrack on Commercial Lending - with Brian Bartaby of Proplend
05/02/2025
The InsiderTrack on Commercial Lending - with Brian Bartaby of Proplend
Host: Suzi Carter Episode Title: The InsiderTrack on Commercial Lending - with Brian Bartaby of Proplend In this episode, Suzi Carter interviews Brian Bartaby from Proplend, exploring the intricacies of commercial property finance. Brian shares insights into Proplend's dual model of lending and borrowing, the importance of due diligence, and the nuances of commercial property valuation. The discussion delves into current market trends, loan structures, and the rise of buy-to-let refugees transitioning into commercial investments. Brian emphasises the significance of understanding leases and the evolving landscape of commercial property, highlighting opportunities for investors in a changing market. This episode is not to be missed to get inside the head of a commercial lender! _________________________________________________________ What You’ll Learn in This Episode: 1. Introduction to Commercial Property Finance Key concepts every investor should know about financing commercial property How commercial finance differs from residential lending 2. Understanding Proplend's Business Model How Proplend connects lenders and borrowers in commercial property Benefits and opportunities within the Proplend platform 3. Valuation Insights and Market Trends How valuations are approached in commercial property lending Current trends influencing the commercial real estate market 4. Loan Structures and Rates Different loan structures available for commercial investments What to expect regarding interest rates and lending terms 5. Types of Properties and Investment Strategies The types of properties Proplend typically finances Investment strategies to maximise returns 6. SAS Lending and Owner-Occupier Insights How Small Self-Administered Scheme (SSAS) lending works Key considerations for owner-occupiers seeking finance _________________________________________________________ Key Takeaways Proplend focuses solely on commercial property lending. Understanding leases is crucial for commercial property investors. Valuation can vary significantly based on tenant and lease quality. Current market sentiment is cautiously optimistic. SSAS lending is a growing area of interest for investors. Data transparency in commercial property has improved significantly. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Register for Suzi’s FREE online commercial property conference on May 8th. This is a full day of content for commercial property investors, hosted by Suzi with some amazing guest speakers. Click here to Register Follow Suzi on YouTube at Learn More from This Episode’s Guest: Brian Bartaby is the CEO and Founder of , a leading platform in the property finance sector. Prior to founding Proplend, Brian established Longcross Capital in 2003, a firm focused on delivering financial solutions to real estate investors and developers. Before transitioning into property finance, he spent 13 years managing FX and Options trading desks in London, New York, and Hong Kong, where he developed a strong foundation in financial markets and risk management. You can contact Proplend on 0203 951 7970 or [email protected]
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How to Find Great Commercial Property Deals
04/25/2025
How to Find Great Commercial Property Deals
Host: Suzi Carter Episode Title: How to Find Great Commercial Property Deals In this episode, Suzi Carter discusses effective strategies for finding great commercial property deals. She emphasises the importance of building relationships with commercial agents, in particular, and understanding the off-market nature of many deals. Also the power of direct-to-vendor sourcing, auctions, and online portals but most importantly finding out sellers’ motivations before you make an offer. Suzi provides practical tips on how to approach agents, identify motivated sellers, and navigate the current buyer's market. _________________________________________________________ What You’ll Learn in This Episode: 1. Navigating the Commercial Property Landscape Understanding the current market conditions. Identifying where the best opportunities lie for investors. 2. Direct to Vendor Sourcing Strategies How to connect with property owners directly for off-market deals Building trust and long-term relationships with vendors 3. Leveraging Auctions for Deals Why auctions can be a powerful tool for sourcing properties Tips for preparing and bidding successfully to secure the best deals _________________________________________________________ Key Takeaways Commercial agents often have a monopoly over local markets Building credibility with agents is crucial for success. Cash buyers have a competitive advantage in this market Direct to vendor letters can effectively source properties. Understanding local market dynamics is essential for investors. Auctions can provide opportunities for deals. Follow-up is key in building relationships with agents. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Register for Suzi’s FREE online commercial property conference on May 8th. This is a full day of content for commercial property investors, hosted by Suzi with some amazing guest speakers. Click here to Register Follow Suzi on YouTube at
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Inspiring Case Studies & the Power of Paper-Based Asset Management - with Nilesh Rathi
04/18/2025
Inspiring Case Studies & the Power of Paper-Based Asset Management - with Nilesh Rathi
Host: Suzi Carter Episode Title: Inspiring Case Studies & the Power of Paper-Based Asset Management - with Nilesh Rathi In this episode, Suzi Carter interviews Nilesh Rathi, a successful commercial property investor, and one of her Board and Platinum club clients. Nilesh shares his journey from residential to commercial property investing, discussing the advantages of commercial properties, his portfolio, and strategies for selecting investment locations. He highlights two significant deals, including a successful acquisition of a William Hill betting shop and a recent purchase in Chichester which will be an all money-out deal. Nilesh also discusses his funding strategies and future aspirations in the commercial property market, emphasizing the importance of creativity and asset management in achieving success. _________________________________________________________ What You’ll Learn in This Episode: 1. Understanding Asset Management in Commercial Properties How asset management drives performance and long-term value Key strategies for enhancing rental income and tenant retention 2. Choosing the Right Locations for Investment Factors that make a commercial location desirable How to assess demand, infrastructure, and growth potential 3. Case Study: The William Hill Deal Insights into acquiring and repositioning a national brand asset Lessons learned and outcomes from the deal execution 4. Case Study: The Chichester Deal A real-world example of identifying and capitalizing on opportunity Steps taken from purchase to added value 5. Funding Strategies for Commercial Deals Types of funding used in commercial investments Creative financing structures to boost returns _________________________________________________________ Key Takeaways Commercial properties allow for creative asset management strategies that can significantly uplift value. Location is crucial in commercial property investment; affluent areas with good footfall are preferred. Direct communication with local agents and tenants provides valuable insights into potential investments. A small investment in cosmetic improvements can lead to significant increases in property value. Building relationships with investors and lenders is key to securing funding for deals. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Register for Suzi’s FREE online commercial property conference on May 8th. This is a full day of content for commercial property investors, hosted by Suzi with some amazing guest speakers. Click here to Register Follow Suzi on YouTube at Learn More from This Episode’s Guests ✉️
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Act now! the Window within a Window in the UK Commercial Property Market!
04/11/2025
Act now! the Window within a Window in the UK Commercial Property Market!
Host: Suzi Carter Episode Title: Act now! The Window within a Window in the UK Commercial Property Market! In this episode, Suzi Carter discusses the current state of the global market and its impact on UK commercial real estate, particularly in light of recent tariffs imposed by the US. She shares insights from her 30 years in the commercial property market, highlighting the volatility and opportunities that arise during uncertain times. She emphasizes the importance of strategic investing, understanding market sentiment, and being prepared to act quickly in a fluctuating environment. _________________________________________________________ What You’ll Learn in This Episode: 1. Global Market Overview and UK Real Estate Impact How global economic trends are shaping the UK property market Key factors influencing investor confidence and market direction 2. Volatility and Opportunities in the Market Identifying silver linings amid market uncertainty Strategies to stay agile and spot emerging opportunities 3. Government Response and Trade Deals The impact of government policies, interest rates, and global trade agreements What real estate investors need to know about regulatory shifts 4. Investment Strategies in Uncertain Times Approaches to building resilience in your portfolio Balancing risk and reward in a rapidly changing environment _________________________________________________________ Key Takeaways The global market is currently volatile due to tariffs and political maneuvering. Investors should look for opportunities in the UK commercial property market. Cash buyers are in a strong position to negotiate deals. There is a 'window within a window' for investment opportunities. Understanding tenant types is essential for investment success Be strategic and avoid overpaying for properties. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Register for Suzi’s FREE online commercial property conference on May 8th. This is a full day of content for commercial property investors, hosted by Suzi with some amazing guest speakers. Click here to Register Follow Suzi on YouTube at
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Industrial property - more glamorous than it seems!
04/04/2025
Industrial property - more glamorous than it seems!
Host: Suzi Carter Episode Title: Industrial property - more glamorous than it seems! In this episode, Suzi Carter delve into the complexities of industrial property, highlighting its diverse types and the significant shift in investment focus from retail to industrial sectors post-COVID. Suzi Carter discusses the current trends in industrial development, the growing demand for flex space, and the importance of specifications and mezzanine floors in maximising property value. The discussion also touches on capital allowances and financing options available for industrial properties, emphasising the sector's potential for high returns. _________________________________________________________ What You’ll Learn in This Episode: Understanding Industrial Property Types Key categories of industrial properties (warehousing, manufacturing units, logistics hubs) How to choose the right type for your investment goals 2. Current Trends in Industrial Development The impact of e-commerce and changing supply chain demands Emerging opportunities in industrial and logistics sectors 3. Maximising Value with Mezzanine Floors Leveraging mezzanine floors to increase rental income and property value Compliance and cost-effective installation tips 4. Importance of Specifications in Industrial Units Why building specifications matter for tenant appeal and functionality How to future-proof industrial properties 5. Capital Allowances and Financing in Industrial Property Understanding tax benefits and capital allowances for industrial investments Financing strategies to optimize ROI _________________________________________________________ Key Takeaways Industrial property has become the investment of choice post-COVID. Investors are looking for balanced risk and rental growth. Flex space units are in higher demand than larger units. Mezzanine floors can significantly enhance industrial unit value. Smaller units can be subdivided to meet market demand. Industrial property is outperforming other sectors in returns. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Follow Suzi on YouTube at The Big Commercial Update is back! Sign up for a whole day online conference all about commercial property - hosted by Suzi with loads of specialist speakers - here
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Insurance isn't boring! 70% of property owners are under- insured!
03/28/2025
Insurance isn't boring! 70% of property owners are under- insured!
Host: Suzi Carter Episode Title: Insurance isn't boring! 70% of property owners are under- insured! In this episode, Suzi Carter interviews Josh Munt from Insurance Desk, focusing on the critical aspects of commercial property insurance. They discuss the importance of early engagement with insurance brokers, understanding lease obligations, and the significance of reinstatement values. Josh emphasises the need for thorough policy reviews and the complexities involved in insuring commercial properties, especially during conversions and when dealing with uninsured risks. The conversation highlights the necessity of being proactive in insurance matters to safeguard investments and ensure compliance with legal obligations. _________________________________________________________ What You’ll Learn in This Episode: 1. Understanding the Insurance Process A breakdown of the property insurance process Key considerations for ensuring proper coverage 2. Lease Obligations and Insurance Requirements Understanding insurance responsibilities in lease agreements How to ensure compliance with lease terms 3. Navigating Uninsured Risks Identifying potential uninsured risks and how to address them Tips for protecting your investment from unexpected events 4. Insurance for Property Conversions Special considerations when insuring conversions Ensuring adequate coverage during and after the conversion process 5. The Role of Flood Insurance When and why flood insurance is necessary Evaluating flood risk for property investments _________________________________________________________ Key Takeaways The importance of Insurance is often overlooked in commercial property investing. Engage with insurance brokers early in the process. Reinstatement values are crucial for adequate coverage. Communicate changes in property status to insurers promptly. Review insurance policies regularly to ensure adequacy. Understanding the details of insurance policies is essential. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Follow Suzi on YouTube at Learn More from This Episode’s Guests Insurance-Desk Services is an independent insurance broker specialising in all types of property cover as well as construction, P.I and other commercial risks. For 20 years+, they have beenn providing professional advice, excellent service and competitive premiums. Insurance can be complicated at the best of times let alone when there are JCT contracts and lenders involved. The insurance provisions are detailed and need to be understood. 🌐 ✉️ [email protected] 📳 01296 329610
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Capital Allowances - 96% of investors don't know about them!
03/21/2025
Capital Allowances - 96% of investors don't know about them!
Host: Suzi Carter Episode Title: Capital Allowances - 96% of investors don't know about them! In this episode, Suzi Carter interviews Arthur Kemp from Exact Capital Allowances Ltd about capital allowances, a significant tax relief opportunity for commercial property investors. Arthur explains the intricacies of capital allowances, including what can be claimed, the process of claiming, and the importance of engaging with sellers. He highlights the staggering statistic that 96% of property transactions fail to maximize capital allowances, emphasizing the need for awareness and proactive planning. The discussion also touches on the implications of capital allowances for pension investments and the importance of strategic planning in property investment. _________________________________________________________ What You’ll Learn in This Episode: 1. Understanding Capital Allowances and Their Benefits What capital allowances are and how they work How they can reduce your tax liability and boost cash flow 2. Claiming Capital Allowances: The Process Step-by-step guide to identifying and claiming allowances Common pitfalls to avoid during the process 3. The Importance of Seller Agreements Why securing the right agreements with sellers is crucial How to maximize your claim through proper documentation 4. Statistics and Common Misconceptions Key data on capital allowances and investor uptake Dispelling myths and misunderstandings about the process _________________________________________________________ Key Takeaways Capital allowances are a significant tax relief for commercial property investors. Many investors are unaware of the potential benefits of capital allowances. The structure of a property can also be claimed for tax relief since 2018. Engaging with the seller early is crucial for claiming capital allowances. Pension funds cannot directly claim capital allowances but can benefit through related entities. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Follow Suzi on YouTube at Learn More from This Episode’s Guests: Arthur Kemp is Managing Director of EXACT Capital Allowances Ltd and has been providing expertise in this niche areas for since 2007. Having been the first to successfully claim on HMO properties back in 2009, as well as educating and sharing knowledge of this complex area at events across Europe, Arthur is always at the forefront of the Capital Allowances sector. Recent changes in this Tax Relief have meant more tax savings for Commercial property owners, with the introduction of Structure & buildings Allowances. Great claims are available also for Serviced Accommodation and HMO property owners, with a significant case setting a precedent for HMO properties in 2019. EXACT specialise ONLY in identifying Capital Allowances for property investors across the country. Arthur can be contacted at . Find out more at
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Secondary Offices - one of the best priced opportunities in the market right now!
03/14/2025
Secondary Offices - one of the best priced opportunities in the market right now!
Host: Suzi Carter Episode Title: Secondary Offices - one of the best priced opportunities in the market right now! In this episode, Suzi Carter delves into the evolving landscape of office spaces in the post-COVID-19 era. She highlights the shift towards flexible work arrangements and discusses how these changes are influencing the demand for high-quality, grade A office spaces. Suzi also covers the opportunities that exist in distressed markets, offering insights into how investors and property owners can identify potential in struggling areas. She shares various strategies for repurposing and converting office properties to meet new demands, including adaptive reuse projects and turning office buildings into mixed-use spaces. Overall, the episode provides valuable insights into how the office real estate market is changing and what investors, landlords, and tenants need to consider as they navigate this evolving landscape. _________________________________________________________ What You’ll Learn in This Episode: 1. The Evolution of Office Spaces Post-COVID How remote work and hybrid models have reshaped office demand Adapting to the new normal in office property investments 2. Challenges of Secondary Office Spaces Why secondary office spaces face higher vacancy rates Strategies to increase tenant interest and reduce turnover 3. Opportunities in Distressed Office Markets Identifying value in struggling office properties How to capitalize on market shifts and distressed assets 4. Exploring Conversion to Residential The potential for converting office spaces into residential units Key planning and regulatory considerations 5. Navigating the Future of Office Investments Long-term trends and strategies for office market success How to future-proof your office property investments _________________________________________________________ Key Takeaways Grade A spaces are in high demand and limited supply. Secondary offices are struggling and often vacant. Repurposing offices can lead to multiple income streams. Understanding local market dynamics is crucial. Due diligence is essential before making purchases Exploring conversion options can enhance property value. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Follow Suzi on YouTube at
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Let's talk about Shops...is all Retail Dead?!
03/07/2025
Let's talk about Shops...is all Retail Dead?!
Host: Suzi Carter Episode Title: Let's talk about Shops...is all Retail Dead?! In this episode, Suzi Carter discusses the current state of retail, particularly in the aftermath of COVID-19. She shares insights into how the industry has been impacted, noting that while certain areas have faced challenges, there are still thriving retail opportunities. Suzi highlights the importance of repurposing retail spaces to meet evolving needs and understanding footfall dynamics to make informed decisions. She also emphasizes the value of identifying investment opportunities in various locations, urging listeners to look beyond the negative headlines and conduct thorough research when considering retail investments. ______________________________________________________________ What You’ll Learn in This Episode: 1. The State of Retail Post-COVID How the retail sector has evolved in the aftermath of the pandemic Key challenges and opportunities for investors 2. Understanding Footfall and Retail Dynamics The role of footfall in retail success How changing consumer behaviors impact retail investments 3. Repurposing Retail Spaces Strategies for transforming underperforming retail properties Emerging trends in mixed-use developments and alternative uses 4. Understanding Tenant Demand and Market Trends What retailers and businesses are looking for in commercial spaces How to align investment strategies with market demands _________________________________________________________ Key Takeaways Retail can be repurposed for various uses, including residential. Not all retail is dead; some areas are thriving. Understanding tenant demand is crucial for retail success. Footfall is a key indicator of retail viability. Invest in locations with good affordability and demand. Niche locations may offer better investment opportunities. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Follow Suzi on YouTube at
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How to Appraise Commercial Property Deals
02/28/2025
How to Appraise Commercial Property Deals
Host: Suzi Carter Episode Title: How to Appraise Commercial Property Deals In this episode of the Commercial Property Podcast, Suzi Carter discusses how to evaluate commercial property deals effectively. She emphasizes the importance of understanding what constitutes a good deal for individual investors, including factors like desired returns, investment strategies, and personal criteria. She covers practical steps for appraising deals, utilizing PropTech for analysis, building relationships with agents, and conducting effective property viewings. She also highlights the significance of establishing credibility with agents and exploring multiple exit strategies to maximize investment potential. Finally, she stresses the importance of financial considerations and due diligence in the property investment process. _________________________________________________________ What You’ll Learn in This Episode: 1. Understanding Good Deals in Commercial Property Defining what makes a deal "good" based on investor goals Key factors to consider when assessing commercial properties 2. Practical Steps for Appraising Deals Step-by-step methods for evaluating investment opportunities How to assess risk, returns, and long-term potential 3. Utilizing PropTech for Property Analysis How technology can streamline deal evaluation The best PropTech tools for data-driven investment decisions 4. Conducting Effective Property Viewings What to look for during site visits How to ask the right questions and spot potential red flags 5. Financial Considerations and Due Diligence The importance of financial assessments before closing a deal Ensuring compliance, feasibility, and risk mitigation _________________________________________________________ Key Takeaways Understand your investment criteria before looking at properties. Niching down can lead to better deal appraisal. Establish credibility with agents to build relationships. Explore multiple exit strategies for each property. Utilize PropTech for accurate property analysis. Engage with your broker early in the investment process. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Every six months Suzi opens the doors to her small group mentoring programme “The Board”. The next Board starts in March 2025, and there are limited spaces left. The doors are open but will close again shortly - click here to find out more or book a call at Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! Follow Suzi on You Tube at
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The Planning Geek talks about Commercial Property Plannin
02/21/2025
The Planning Geek talks about Commercial Property Plannin
Host: Suzi Carter Episode Title: The Planning Geek talks about Commercial Property Planning! In this episode, Ian Walmsley, the Planning Geek himself!, shares insights into the world of planning, particularly focusing on permitted development rights when keeping commercial as commercial, and the nuances of converting commercial properties to residential use. He discusses the importance of understanding planning regulations, the various classes of permitted development, and strategies for successful planning applications. Ian emphasizes the need for proper documentation, viability assessments, and the significance of timing in the planning process. He also highlights the potential opportunities within high streets and the importance of having multiple exit strategies in property investment. The is one not to be missed! _________________________________________________________ What You’ll Learn in This Episode: 1. The Evolution of Planning Geek How Planning Geek became a go-to resource for property investors Insights into the journey of navigating planning regulations 2. Commercial Property and Permitted Development Understanding permitted development rights in commercial real estate How recent changes impact property investors 3. Converting Commercial to HMO The process of transforming commercial spaces into HMOs Key considerations and planning requirements for a successful conversion 4. The Importance of Proper Advice Why expert guidance is crucial in property development How consulting the right professionals can prevent costly mistakes 5. Maximizing Commercial Opportunities Strategies for identifying high-potential commercial investments How to make the most of market trends and planning regulations _________________________________________________________ Key Takeaways Understanding planning regulations is crucial for property developers. Extensions to commercial properties can be significant under PD rights. Having multiple exit strategies is essential in property investment. Viability assessments are often necessary for planning applications. Knowledge of local planning policies can open up new opportunities. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Every six months Suzi opens the doors to her small group mentoring programme “The Board”. The next Board starts in March 2025, and there are limited spaces left. The doors are now open for a limited time - click here to find out more or book a call Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! On Tuesday 25th February at 12.30pm, Suzi will be joined by Nadir Dosani from the prop tech company, Searchland. Suzi and Nadir will be talking about How to Get Ahead of Your Competition, and How to Supercharge Your Commercial Sourcing - and there will be a live demo from Nadir about how to use Searchland for your sourcing. Click this link to register Learn More from This Episode’s Guest: is an experienced entrepreneur who loves Planning, Property, Drones, Travel and is very much a family man. But what makes him tick? Referred to as a ‘Walking Encyclopaedia’ by a mentor he developed a passion for planning in 2015 having got fed up with inaccurate information on some websites as to what was possible with property or land that he was looking to develop. He is a mentor, trainer, commercial drone pilot, travel geek – oh and he loves planning! He now speaks around the UK at property meets, mentorship groups and private companies as a planning geek. His talks are always entertaining and laughter is certainly not banned! You really do not want to miss out on his golden nuggets as one statement might make you a lot of money in the year ahead! 🌐 ✉️[email protected]
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Niching your Commercial Investing - the only game in town!
02/14/2025
Niching your Commercial Investing - the only game in town!
Episode 12 - Niching your Commercial Investing - the only game in town! Host: Suzi Carter Episode Title: Niching your Commercial Investing - the only game in town! In this episode, Suzi Carter explores the importance of niching in commercial property investment and how investors can simplify their strategies by focusing on specific market segments. She explains the complexities of the commercial property sector and how narrowing your focus can lead to higher returns and stronger industry relationships. Suzi highlights the value of identifying your strengths, conducting thorough research, and recognizing market opportunities to build a successful investment strategy. She also discusses the benefits of contrarian investing and how thinking differently can help create long-term value in commercial real estate. _________________________________________________________ What You’ll Learn in This Episode: 1. Understanding Commercial Property Niches Breaking down the complexities of commercial property investment How focusing on a niche can simplify your strategy and boost returns 2. Identifying Your Strengths and Opportunities Aligning your expertise with the right market segment Conducting research to uncover profitable investment opportunities 3. Creating Value Through Strategic Niching How a targeted approach leads to long-term success The role of contrarian investing in maximizing value 4. Building Relationships and Recognizing Opportunities Leveraging industry connections to gain a competitive edge Understanding market trends and investor demand _________________________________________________________ Key Takeaways Niching allows for a more focused investment strategy. Understanding the complexity of commercial property is crucial. Investors should play to their strengths when choosing a niche. Researching market trends is essential for successful investing. Building relationships in your niche can provide early access to properties. Simplicity in strategy can lead to greater success. Starting your research is the first step to finding a niche. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Suzi's hosting a free live webinar on Wednesday, 19th February 2025, at 12:30 PM, alongside finance expert Jonny Dunn and pension strategist Kevin Whelan, to show you exactly how to Find, Fund & Supercharge a Profitable Commercial Property Portfolio. You can click this link here to register Every six months Suzi opens the doors to her small group mentoring programme “The Board”. The next Board starts in March 2025, and there are limited spaces left. From Monday 17th February, the doors will open again - click here to find out more or book a call at Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox!
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Commercial Property Sectors and How They Work
02/07/2025
Commercial Property Sectors and How They Work
Episode 11 - Commercial Property Sectors and How They Work Host: Suzi Carter Episode Title: Commercial Property Sectors and How They Work In this episode, Suzi Carter dives into the complexities of commercial property investment, breaking down key sectors such as retail, office, industrial, and alternative markets. She emphasizes the importance of keeping it simple, niching down to target specific markets for higher returns, and understanding shifting tenant demands. The discussion also explores the impact of COVID-19 on different sectors, the evolving landscape of commercial real estate, and the opportunities available in today’s market. ________________________________________________________________ What You’ll Learn in This Episode: 1. Understanding Commercial Property Investment Key sectors: retail, office, industrial, and alternative markets Why simplicity is key in navigating commercial real estate The benefits of niching down for higher returns 2. The Impact of COVID-19 on Retail and Office Spaces How the pandemic reshaped tenant demand The shift in retail and office occupancy trends Strategies for adapting to the post-COVID market 3. Industrial and Alternative Sectors: Opportunities and Trends Growth in industrial and logistics spaces Emerging opportunities in alternative sectors How to identify high-potential investment areas 4. Niche Strategies for Successful Commercial Investing Why specialisation leads to better returns Finding the right market fit for your investment goals Key factors to consider when choosing a niche ________________________________________________________________ Key Takeaways: Commercial property investment requires understanding various sectors. Niche markets can yield higher than average returns. COVID-19 has reshaped the commercial property landscape significantly. Retail sector is evolving with changing consumer trends. Industrial properties are gaining popularity due to logistics demands. Understanding local market dynamics is essential for successful investing. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing Suzi's hosting a free live webinar on Wednesday, 19th February 2025, at 12:30 PM, alongside finance expert Jonny Dunn and pension strategist Kevin Whelan, to show you exactly how to Find, Fund & Supercharge a Profitable Commercial Property Portfolio. You can click this link here to register Suzi only opens the doors to her highest level of mentoring - The Board - twice a year, and the next Board starts in March. If you want to fast track your commercial investing and get some great deals in place like her current (and past) Board members you can click here to register your interest Sign Up to receive Suzi’s weekly newsletter with lots of commercial Property hints and tips - click the link at
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Starting With the End in Mind - How to plan your property purchases and do inheritance tax planning - with Andrew Drakes
01/31/2025
Starting With the End in Mind - How to plan your property purchases and do inheritance tax planning - with Andrew Drakes
Episode 10 - Starting With the End in Mind - How to plan your property purchases and do inheritance tax planning - with Andrew Drakes Host: Suzi Carter Episode Title: Starting With the End in Mind - How to plan your property purchases and do inheritance tax planning - with Andrew Drakes In this episode, Suzi Carter and Andrew Drakes delve into the complexities of inheritance tax planning, particularly in relation to property investment. They discuss the importance of early planning, the role of wills and trusts, and the various types of trusts available. Andrew emphasizes the need for a solid foundation in estate planning to avoid future headaches for heirs. The discussion also covers the implications of business trusts, the differences between holding and selling assets, and the critical role of life insurance in managing inheritance tax liabilities. The episode concludes with a call to action for listeners to seek professional advice to ensure their estate planning is effective and tailored to their individual circumstances. ___________________________________________________________________________________ What You’ll Learn in This Episode: 1. Understanding Inheritance Tax Liabilities How inheritance tax affects property investors Key factors that determine tax liability Strategies to reduce the tax burden 2. The Importance of Wills and Trusts Why a will is essential for estate planning How trusts can protect assets and reduce taxes Common mistakes to avoid when setting up a will or trust 3. Types of Trusts and Their Benefits Overview of different trust structures How each trust type impacts inheritance tax Choosing the right trust for your estate planning goals 4. The Role of Life Insurance in Estate Planning How life insurance helps cover inheritance tax liabilities Structuring policies for maximum tax efficiency Integrating life insurance with wills and trusts ________________________________________________________________________ Key Takeaways: Inheritance tax planning is crucial for all investors Trusts can protect assets from inheritance tax. Selling assets requires different tax considerations than holding them. Life insurance can provide necessary liquidity for tax payments. Understanding tax-free allowances is essential for estate planning. Professional advice is key to effective estate planning. _____________________________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. I’m hosting a free live webinar on Wednesday, 19th February 2025, at 12:30 PM, alongside finance expert Jonny Dunn and pension strategist Kevin Whelan, to show you exactly how to Find, Fund & Supercharge a Profitable Commercial Property Portfolio. You can click this link here to register Sign Up to receive Suzi’s weekly newsletter with lots of commercial Property hints and tips - click the link at Learn More from This Episode’s Guests: Andrew Drakes is a fully STEP-qualified estate planner with a Diploma in Financial Planning and over 10 years of industry experience. Specializing in trust and inheritance tax planning for high-net-worth clients, Andrew combines expertise in estate planning with a strong background in financial services. Known for an analytical and solution-focused approach, Andrew thrives on solving complex estate planning challenges. Rather than relying on "off-the-shelf" solutions, he takes pride in working with CTT Private Client, where he has the freedom to think creatively and develop tailored strategies that best serve each client’s unique circumstances. Empathy is central to their practice. As a people-oriented professional, Andrew takes the time to truly understand clients' needs, ensuring their estate plans are personalized, effective, and aligned with their long-term goals. ✉️ [email protected] 📳01926 514 390 Ext 150 Use the code CPAINTRO to get a free fact finding call with Andrew
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Time, Money and Knowledge - the essential factors for your commercial investing!
01/24/2025
Time, Money and Knowledge - the essential factors for your commercial investing!
Episode 9 - Time, Money and Knowledge - the essential factors for your commercial investing! Host: Suzi Carter Episode Title: Time, Money and Knowledge - the essential factors for your commercial investing! In this episode, Suzi Carter shares her expert insights on the essential mindset and strategies needed to successfully invest in commercial property. From overcoming intimidation to financial strategies, Suzi offers valuable advice for both beginners and experienced investors looking to navigate the commercial real estate landscape. ______________________________________________________________________ What You’ll Learn in This Episode: 1. Understanding the Mindset for Commercial Property Investment: How to develop a confident, knowledge-driven mindset for successful investing. Strategies to overcome fear and intimidation when entering the commercial property market. How staying informed on market trends and property valuation leads to better decisions. The value of patience and a long-term view for growing a property portfolio. Embracing a growth mindset and continuous learning in the real estate industry. 2. Navigating Financial Strategies in Commercial Investing: How to leverage other people’s money to expand your investment portfolio. Effective ways to manage financial risks and maximise returns. Understanding the different financing options available for commercial property investment. Key strategies for structuring deals to minimise personal capital investment while maximizing potential returns. The importance of financial discipline and smart decision-making in scaling your investments. 3. Overcoming Time Constraints in Property Investment: How to prioritise high-impact activities that move your investment goals forward. Streamlining processes to increase efficiency and productivity in property management. The importance of delegation and building a support team to free up your time for strategic decision-making. Techniques for staying organised and focused to ensure long-term success in commercial property investment. ______________________________________________________________________ Key Takeaways: Commercial property investment requires a solid understanding of the market. Knowledge is crucial to overcoming intimidation in investing. Money for investment can come from various sources, not just personal funds - but make sure you follow the rules! Building relationships with agents and professionals is vital for success. Time management is essential in balancing investment with other commitments. Understanding the mindset shift needed for commercial property investment is key. ______________________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. I’m hosting a free live webinar on Wednesday, 19th February 2025, at 12:30 PM, alongside finance expert Jonny Dunn and pension strategist Kevin Whelan, to show you exactly how to Find, Fund & Supercharge a Profitable Commercial Property Portfolio. You can click this link here to register Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox!
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How to Play the Commercial Finance Game
01/17/2025
How to Play the Commercial Finance Game
Episode 8 - How to Play the Commercial Finance Game Host: Suzi Carter Episode Title: How to Play the Commercial Finance Game In this episode, Suzi Carter delves into the world of commercial finance, emphasising the importance of niching in commercial property investment. She discusses various financing options, the significance of property valuation, and how to align investment strategies with bank lending preferences. Throughout the episode, she also talks about how, in the current market, it is important to tailor investment strategies to the preferences of lenders. By understanding what banks look for and aligning their strategies accordingly, investors can improve their chances of securing favourable financing deals. This will change over time. By the end of the episode, you’ll have a deeper understanding of how to approach commercial finance, utilise different financing options, and maximise returns through strategic property management and valuation techniques. ______________________________________________________________________ What You’ll Learn in This Episode: 1. Understanding Commercial Finance: Explains the fundamentals of commercial finance The importance of understanding the financial landscape for property investments How the nuances of commercial finance differ from residential How investors can navigate these complexities. 2. Valuation Strategies for Commercial Properties Discusses the various methods for valuing commercial properties How a proper valuation is key to understanding the true value of a property. 3. Creating Multi-Let Spaces for Better Financing: The benefits of developing multi-let spaces—properties with multiple tenants. How investors can create these spaces and how they align with better financing opportunities in the current market ______________________________________________________________________ Key Takeaways: Understanding commercial finance can help your sourcing strategy. Cash buyers are preferred in a down market for speed and certainty. Valuers currently assess properties based on vacant possession value. Preparing a valuer's pack can aid in securing better valuations. Understanding market demand is crucial for successful investments. ______________________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Join Suzi's Micro-niching Webinar: To find out more about commercial property, Suzi is doing 2 full day Board-level Commercial Property Blueprint training days in January and February. Click here for more details, or to register Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox!
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Why Commercial Leases are Actually Quite Exciting!
01/10/2025
Why Commercial Leases are Actually Quite Exciting!
Episode 7 - Why Commercial Leases are Actually Quite Exciting! Host: Suzi Carter Episode Title: Why Commercial Leases are Actually Quite Exciting! In this episode, Suzi Carter delves into the intricacies of commercial leases, emphasizing their critical role in property valuation and investment. She explains how commercial property is valued differently from residential property, focusing on rental income and risk assessment. The discussion covers essential lease clauses, the significance of tenant quality, and strategies for enhancing property value through effective lease management. Suzi highlights the potential for substantial returns by understanding and leveraging commercial leases in property investment. ______________________________________________________________________ What You’ll Learn in This Episode: 1. Understanding Commercial Leases: Why Commercial leases aren’t boring, but are instead a value engine which have the ability to increase commercial property values! Gain a comprehensive understanding of what commercial leases are How they play a critical role in property investment. Learn how these leases differ from residential leases and the factors that influence commercial property value. 2. The Importance of Lease Clauses: Discover the key lease clauses that investors should prioritise. How these clauses can significantly impact rental income, risk management, and the overall success of the investment. 3. Strategies for Adding Value through Leases: Explore effective strategies for maximizing property value through lease management. Tips on negotiating favorable terms, extending short leases, and managing tenant relationships for long-term success. ______________________________________________________________________ Key Takeaways: Commercial leases are essential for creating value in property investment and for tat reason are far from boring! Investors prefer long leases with upward-only rent reviews for stability. Full repairing and insuring leases reduce landlord responsibilities and create ‘hands off’ income. The quality of tenants and lease length are crucial factors influencing property value. Paper-based asset management can enhance a property’s valuation. ______________________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. To find out more about commercial property, Suzi is doing 2 full day Board-level Commercial Property Blueprint training days in January and February. Click here for more details, or to register Visit to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox!
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Commercial Property Tax
01/03/2025
Commercial Property Tax
Episode 6 - Mastering Property Tax for Commercial Property Investors Host: Suzi Carter Episode Title: Mastering Property Tax for Commercial Property Investors In this episode of the Commercial Property Podcast, Suzi Carter is joined by Andrew and Nick from Property Tax People, experts in navigating the complexities of tax for property investors. Together, they delve into the critical tax considerations for UK and overseas investors in commercial property, ensuring you have the insights needed to optimise your investment strategy while staying compliant with tax laws. Whether you're a UK-based investor, an expat, or considering overseas investments in the UK, this episode is packed with invaluable advice to help you mitigate tax risks and make informed decisions. What You’ll Learn in This Episode: 1. Stamp Duty for Commercial Property How stamp duty differs for commercial vs. residential properties. The benefits of commercial stamp duty rates and how to calculate liabilities for freehold and leasehold transactions. The role of net present value in calculating stamp duty on leases. 2. VAT Considerations for Commercial Property Why some commercial properties are subject to VAT and how to plan for this upfront. The importance of checking whether a property is exempt or VATable before purchase. How to mitigate VAT through options like Transfer of a Going Concern (TOGC). 3. Income Tax, Corporation Tax, and Capital Gains Tax (CGT) Key differences in tax treatment for properties owned personally, via partnerships, or through limited companies. Changes to CGT rates and their implications for commercial property owners. Strategies for structuring ownership to minimise tax burdens. 4. Inheritance Tax (IHT) on Commercial Property How IHT applies to UK property investments, even for non-residents. Dispelling myths around inheritance tax exemptions for properties held in companies. Why ongoing tax planning is critical as laws and governments change. 5. Tax Considerations for Overseas Investors and Expats The UK tax obligations for rental income and gains on UK property, regardless of residency. The role of double taxation treaties in avoiding duplicate tax liabilities. Unique benefits and risks for expats investing in the UK commercial property market. Key Takeaways: Get Expert Advice Early: Engage a property tax specialist as soon as your offer is accepted to ensure the most tax-efficient structure for your investment. Start with the End in Mind: Plan for potential exit strategies and ensure your structure supports flexibility without compromising on tax efficiency. Stay Informed: Keep up with changes in tax laws and regulations to avoid surprises. Leverage the Benefits of Commercial Property: From lower stamp duty rates to tax-efficient investment vehicles like SAS pensions, commercial property offers significant advantages when properly planned. Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Connect with Suzi: Website: Are You Ready to Invest in Commercial?: Join Suzi's Commercial Property Quickstart: Connect on LinkedIn: Learn More from This Episode’s Guests: Andrew Russell: Nick Farmer: Website:
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Opportunities for investors in 2025
12/27/2024
Opportunities for investors in 2025
Episode 5 - Opportunities in Commercial Property for 2025 Host: Suzi Carter As we enter 2025, the commercial property market presents a unique set of opportunities for investors. In this episode, Suzi Carter unpacks her insights, based on over 30 years of experience, to help you understand where the market is heading and how to capitalise on the current "window of opportunity." Whether you’re a seasoned commercial investor or just starting out, this episode will equip you with the knowledge and strategies needed to make informed decisions in this evolving market. What You’ll Learn in This Episode: 1. Current Market Insights The impact of the 2022 mini-budget and where the market stands now. Which sectors are stabilising, rising, or falling—spotlight on secondary offices, industrial, and retail warehouses. Why "the window of opportunity" for buying at the right price remains open in 2025. 2. Preparing for Market Risks How to plan for potential "black swan" events and economic shifts. The importance of being prudent with financing and protecting your downside. Why contingency planning and multiple exit strategies are essential for successful investing. 3. Key Strategies for 2025 Investing for yield vs. yield compression—how to decide which approach suits your goals. The power of "easy money" through paper-based asset management: Letting vacant properties and achieving value uplift. Subdividing space to meet demand and maximise rent. The importance of due diligence and understanding local market dynamics. 4. Planning Your Investing Journey How to align your life goals with your investing strategy. Why starting with the end in mind is crucial for building a portfolio that supports your ideal life. Key Takeaway: 2025 offers significant opportunities for commercial property investors who are ready to act. By understanding market dynamics, protecting against potential risks, and focusing on smart, strategic investments, you can position yourself for success in this evolving market. Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to stay ahead of the curve in commercial property investing. Connect with Suzi: Website: Are You Ready to Invest in Commercial?: Join Suzi's Commercial Property Quickstart: Connect on LinkedIn:
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Building Your Power Team For Commercial Property Investing
12/20/2024
Building Your Power Team For Commercial Property Investing
Episode 4 - Building Your Power Team for Commercial Property Investing Host: Suzi Carte In this episode of the Commercial Property Podcast, Suzi Carter breaks down one of the most critical elements of successful commercial property investing: building your team. Drawing from her 30+ years of experience in the commercial property industry, Suzi shares insights on the key professionals you need in your corner to invest safely, efficiently, and profitably. Whether you’re just starting out or looking to optimise your existing investments, this episode is packed with actionable advice to help you build a team that can save you money, mitigate risks, and unlock opportunities. What You’ll Learn in This Episode: Why Teamwork is Crucial for Success: The importance of surrounding yourself with the right professionals to avoid costly mistakes. How a collaborative approach can elevate your investing journey. The Essential Players in Your Commercial Property Power Team: Commercial Solicitors: Why a specialist is non-negotiable for lease renewals, rent reviews, and property transactions. Property-Specific Accountants: The tax-saving strategies and structuring advice that can optimise your investments. Finance Brokers: How they can unlock the "art of the possible" and secure the best deals for your needs. Capital Allowances Surveyors: The massive tax advantages they can help you claim and why 95% of property owners leave money on the table. Building Surveyors: Ensuring you know what you’re buying and avoiding unexpected repair costs. Commercial Agents: Building relationships to access off-market deals and maintain credibility. Specialist Roles You May Need Along the Way: Managing agents to oversee multi-let properties. Dilapidation surveyors to enforce tenant repair obligations. Landlord and tenant surveyors for rent reviews and lease renewals. How to Build and Maintain Great Relationships: Tips for working effectively with agents and other professionals. Why commercial property is a relationship-driven business. Key Takeaway: Commercial property investing isn’t a solo game. To invest safely and maximise returns, you need a strong team of specialists who can provide expert advice, unlock opportunities, and handle the complexities of the market. Building the right team is an investment in your success. Subscribe & Stay Tuned: Don’t miss an episode! Hit Subscribe now to gain expert insights and accelerate your journey to commercial property success. Connect with Suzi: Website: Ready to Invest in Commercial Property?: Join the Commercial Property Quickstart: Connect with Suzi on LinkedIn:
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