Education Category
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LIFE TWO
We’re in the midst of what many call a retirement crisis, with too many saving too little, too late. How do we turn this challenge into an opportunity to create financial security and personal fulfillment for millions of people? Co-hosted by retirement experts Don Ezra and Common Wealth, LIFE TWO offers in-depth, insightful conversations with the world’s best thinkers on the trends and ideas that are driving change in the retirement security field. The 10-part pilot series also features lessons from Don’s newly released book on how to plan and think about life after full-time work, helping to make this daunting topic more approachable and empowering for everyone.
HUMANS UNDER MANAGEMENT
Financial Advice is a noble profession. For too long we have allowed its path to be dictated by ill-informed commentators who’ve not internalised the challenge correctly. You could say that our guns have been facing the wrong enemy. We continue to see advancements that are not designed to make people better investors or have better financial outcomes. The media’s focus is on selection and timing, which has never been proven to work. We know success will be driven by planning and controlling natural misconceptions and biases (our ‘behaviour’ in one word). I also thought that government and regulation was designed to optimise client outcomes however, the more I read about behavioural financial advice, the more the mist clears to reveal a mighty gap between compliance expectation and the real life outcome of clients. Nick Murray’s teachings have had the biggest effect on me. I agree with his notion that the bulk of our value will be derived from behaviour modification and that everything else we do is effectively thrown in for free or near to. We face an almighty challenge, as our teachings will be countercultural and also counterintuitive. Giving people what they need has never been easy - feeding people what they want is a simple path to ill-gotten gains. All of the studies prove humans are bad decision makers - show me a study that says humans are rational? Making bad decisions around your money and financial planning will have a profound impact on you and the generations that come after you. If we can alter the financial direction of millions of families, just think of the good we can do. We need to ensure we don’t promote any practices that are financially self-destructive. There’s no such thing as money troubles, there’s only humans with money troubles. We have a choice – to promote activities that ensure clients behave their way to wealth, or promote activities that enable clients to behave their way to poverty. My hope with HUM is to promote, highlight and build on the work that great advisers are doing in developing their behavioural financial advice practices. For me, this is like seeing colour television, when the rest of the profession is still in black and white. This isn’t a fad or a phase - this is who we are. Individually we can’t, together we can.
INCLUSION247
Inclusion 247 is the Podcast show for busy professionals who want to know how to create an inclusive workplace culture and make a difference in society as a whole. At Inclusion 247 we recognise that Diversity and Inclusion is around us 247 and not just when people are looking(!) The Inclusion 247 podcast show will widen the discussion around inclusion, diversity and belonging as well as provide education, and motivation, leaving you feeling inspired to take action. Inclusion 247 is brought to you fortnightly when I'll be talking with some of the most inspiring thought leaders of today where they’ll share their experience and knowledge into the work they’re doing to break down barriers.
MACROS AND METABOLISM BEAUTIFUL PEACH PODCAST WITH CAITLEN...
I’m your host, Caitlen Schmidt, here to help empower you to find your most unwavering love, beauty, and kindness for yourself inside and out! I, along with guest experts that I will be bringing onto my podcast, will be teaching you nutrition and macro tracking secrets, motivating the HECK out of you so you will want to leap up and start conquering all of your goals right away, and bringing you the light at the end of the tunnel so you can discover that self-love and truly become the most confident beautiful peach possible!! If you are ready to take a step, or massive leap closer to becoming the Confident, Empowered QUEEN I know you are, grab a pen and paper, or if your in the car or at the gym, bump up the volume just a little so we can drown out the gym grunters next to you and let's dive on in.
REVERB EFFECT
Reverb Effect is a history podcast exploring how past voices resonate in the present moment. How do we make sense of those voices? What were they trying to say, and whose job is it to find out? We'll dive deep into the archives, share amazing stories about the past, and talk with people who are making history now. Presented by the University of Michigan Department of History.
THE PRINCIPALS PODCAST
Parenting is hard. Teaching is hard. But both are a little bit easier when done in partnership. Join the princiPALS, Emma Wellman and Brittney Hansen, as they examine some of the most common questions and concerns about the preschool and elementary school years, as well as share methods on how to raise children who thrive. It’s always a great day to visit the princiPALS’ office! PrinciPALS is brought to you by Rowland Hall, an independent school in Salt Lake City, Utah, and hosted by Conor Bentley.
MEMIC SAFETY EXPERTS
Because safety is more than just a policy, practice, or personal protective equipment, the MEMIC Safety Experts Podcast hosted by Peter Koch will interview industry leaders every two weeks on the trends, tools, and techniques that are tried, tested, or emerging in the world of workplace safety. What you learn could save your life or the life of a friend or coworker, or at least save everyone from a few unnecessary cuts, burns and bruises. Make your work, and world, a safer place.
MINUTES WITH THE MANAGER
Midas Funds portfolio manager discusses current events and the markets. There is no assurance that the investment objectives of the Midas Funds will be attained. Past performance is no guarantee of future results. The investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost. You should consider the investment objectives, risks, and charges and expenses of the Midas Funds carefully before investing. The prospectus and each summary prospectus contain this and other information about the Midas Funds. To obtain a copy of the prospectus and each summary prospectus, please contact us at 1-800-400-MIDAS (6432) or download them at https://midasfunds.com/literature/. Please read the prospectus and each summary prospectus carefully before investing. Midas Fund invests in securities of companies involved in the business of mining, processing, fabricating, distributing, or otherwise dealing in natural resources and precious metals. Midas Fund is subject to risks including, but not limited to, those associated with market fluctuations, foreign investment, non-diversification, concentration, investments in gold, silver, platinum, and other precious metals, natural resource companies, depletion and exploration risk, and in-kind redemptions. Investment products, including shares of mutual funds and closed end funds, are not federally or FDIC insured, are not deposits or obligations of, or guaranteed by, any financial institution and involve investment risk, including possible loss of principal and fluctuation in value. Consult with your tax advisor or attorney regarding specific tax issues. One of Midas’ guiding principles is that we will communicate with our shareholders and prospective investors as candidly as possible because we believe shareholders and prospective investors benefit from understanding our investment philosophy and approach. Our views and opinions regarding the prospects of our portfolio holdings, the Midas Funds, and the economy are “forward looking statements” as defined under the U.S. federal securities laws, which may or may not be accurate and may be materially different over future periods. Generally, the words “believe,” “expect,” “intend,” “estimate,” “anticipate,” “project,” “will,” "may," "should," "plan," or the negative of such terms and similar expressions identify forward looking statements, which generally are not historical in nature. Forward looking statements are subject to certain risks and uncertainties that could cause actual results to materially differ from a Fund’s historical experience and its current expectations or projections indicated in any forward looking statements. These risks include, but are not limited to, equity securities risk, corporate bonds risk, credit risk, interest rate risk, leverage and borrowing risk, additional risks of certain securities in which the Midas Funds invest, management risk, and other risks discussed in the Midas Funds’ filings with the Securities and Exchange Commission. We disclaim any obligation to update or alter any forward looking statements, whether as a result of new information, future events, or otherwise. Thus, you should not place undue reliance on forward looking statements, which speak only as of the date they are made. The Midas Funds are part of a fund complex which includes Foxby Corp. and Dividend and Income Fund. Distributed by: Midas Securities Group, Inc. Member: FINRA.