ERP 495: Play the Right Money Game Together: How Couples Balance Today’s Joy with Tomorrow’s Security - An Interview With Kali & Eric Roberge
Empowered Relationship Podcast: Your Relationship Resource And Guide
Release Date: 09/23/2025
Empowered Relationship Podcast: Your Relationship Resource And Guide
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info_outlineMoney may not buy happiness, but the tension between enjoying life today and securing a stable future can leave many couples feeling stuck, anxious, or even at odds with each other. Are you and your partner finding it difficult to strike a balance between living for the moment and building a financially secure tomorrow? Navigating finances together can bring up deep-seated fears, old money stories, and conflicting priorities—making it a journey that’s as emotional as it is practical.
In this episode, you’ll discover how couples can open up the conversation about money in a way that’s thoughtful, honest, and constructive. Through real-life examples and expert strategies, you’ll learn how to identify and communicate your financial values, create a flexible plan that adapts to life’s twists and turns, and build habits that support both today’s joy and tomorrow’s security. Whether you’re saving every penny out of fear or struggling to rein in your spending, this conversation offers actionable tools to help you play the right "money game" together—and come out stronger as a couple.
Eric Roberge, CFP, is the CEO and lead advisor at Beyond Your Hammock, a financial planning firm based in Boston that serves professional couples in their 30s and 40s with young families. His business partner and wife, Kali Roberge, serves as COO of BYH. Eric & Kali understand the challenges of financial planning around families and children because, as parents of a three-year-old, they’re in the trenches and well-versed in what it takes to build a financial plan that serves every member of the family. Eric and Kali live with their daughter and two cats in Cambridge, Mass.
Check out the transcript of this episode on Dr. Jessica Higgin's website.
Episode Highlights
04:12 How Eric & Kali built a marriage and business partnership.
08:54 The struggles of balancing love, work, and parenthood with the same partner.
11:22 How to start honest money conversations with your partner.
13:08 What money arguments reveal about communication styles.
18:11 How childhood shapes our money mindset.
21:18 Redefining “enough” and moving beyond scarcity.
24:38 Simple saving targets without guilt or judgment.
26:02 Planning with flexibility so life’s surprises don’t derail you.
29:56 Why your financial map should keep evolving.
33:51 Systems over stress: Using money rules and systems to create freedom, not restriction.
36:37 Defining the money game you want to play.
40:33 How to nurture your plan, find the right guides, and stay the course.
Your Check List of Actions to Take
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Take a moment to pause, breathe, and check in with your body and emotions before starting any money conversation with your partner.
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Together, review your current finances—assets, liabilities, cash flow—without judgment, to see where you stand right now.
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Have open conversations about what matters most to each of you, both in daily life and in the future, to uncover shared values and goals.
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Reflect on and share your individual “money scripts” or early financial beliefs, and notice how these influence your current behaviors and stressors.
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Clearly specify what “enough” looks like for your family, so you have a concrete target for saving and spending.
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Create simple guidelines (like saving 25% of your income) to automate good habits and reduce emotional spending decisions.
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Revisit your financial plan regularly to adjust for life changes, ensuring your approach evolves with your circumstances and goals.
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Intentionally set times to have financial discussions as a couple, even when life gets busy, so things don’t build up or get avoided.
Mentioned
Money for Life with Eric Roberge, CFP (Apple Podcast) (podcast)
One page financial plan (link)
Shifting Criticism For Connected Communication
Connect with Kali & Eric Roberge
Websites: beyondyourhammock.com
Facebook: facebook.com/beyondyourhammock
Instagram: instagram.com/beyondyourhammock
LinkedIn: linkedin.com/in/ericroberge
TikTok: tiktok.com/@beyondfinances