2-18-26 Q&A Wednesday: Markets, Money, and Your Questions
The Real Investment Show Podcast
Release Date: 02/18/2026
3-11-26 Q&A Day: Technical Breakdown in the S&P 500: What Comes Next?
The Real Investment Show Podcast
Jon Penn & Devoda Owens cover key financial planning and market topics affecting investors and retirees, beginning with market commentary on the Iran campaign and geopolitical risk, and what it could mean for energy prices, inflation expectations, and market volatility. Jon & Devoda also discuss Social Security depletion projections, how investors should think about benchmarking portfolios, and the key considerations around when to claim Social Security benefits. Additional planning topics include estate planning when remarrying, insurance and long-term care strategies, preparing for...
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3-10-26 The Benefits Talk Every Business Owner Needs
The Real Investment Show Podcast
Consider this the money talk your Dad would have given you if he knew everything about running a business. Jon Penn and Tom Allen provide straight-talking advice, walking you through exactly how to build a benefits and retirement strategy that works for you AND your employees. No jargon. No sales pitch. Just the kind of honest, experienced advice two dads would give their own kids sitting across the kitchen table. Hosted by RIA Advisors Senior Investment Advisor, Jonathan Penn, CFP, w Retirement Plan Consultant, Tom Allen Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:21 - Two...
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3-9-26 IRA's - The Ticking Tax Bomb
The Real Investment Show Podcast
Is your IRA a ticking tax time bomb? Most retirement savers don't realize that every dollar sitting in a traditional IRA will eventually be taxed — and you may have little say over when, how much, or at what rate. Danny Ratliff & Sarah Buenger break down the three critical dimensions of IRA tax planning: a proactive multi-year conversion strategy, the risks of doing nothing, and legacy planning considerations that could determine how much your heirs actually keep. Hosted by RIA Advisors Senior Investment Advisor, Danny Ratliff, CFP, w Senior Investment Advisor, Sarah Buenger,...
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3-6-26 Diversification Is Not Risk Management
The Real Investment Show Podcast
Most investors believe diversification protects them from risk. It does not. Richard Rosso breaks down what diversification actually does, what it does not do, and why confusing it with risk management can quietly damage your portfolio over time. We also tackle one of the most overlooked questions in retirement planning: do you actually need long-term care insurance? Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 1:38 - Market Gyrations & Diversifications 3:22 - Diversification of Assets...
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3-5-26 Passive Aggressive Market: Bogle's Warning Came True
The Real Investment Show Podcast
Are passive investors really passive? Not anymore. Lance Roberts & Michael Lebowitz break down how index funds and ETFs — the tools designed for patient, long-term investing — have quietly become weapons of short-term speculation. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer 0:00 - INTRO 1:03 - Good Economic News Under the Surface 4:26 - Out of the Frying Pan, Into the Fire... 6:15 - Wait for Market to Declare Direction 10:49 - Economic Improvement Puts the Fed...
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3-5-26 Markets Reclaim 100-DMA | Before the Bell
The Real Investment Show Podcast
Markets clawed back above the 100-Day Moving Average — but don't celebrate just yet. In today's pre-market update, we break down what this recovery means, why we're still on a sell signal, and what it will take for bulls to truly regain control. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/MntZ-KayzxA --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Rate us on Google:...
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3-4-26 Q & A Wednesday: Ask Us Anything
The Real Investment Show Podcast
Are you watching the market and wondering what's really going on? Lance Roberts & Danny Ratliff dive straight into YOUR questions — pulled live from the chat — covering the stock market outlook, what sectors to watch, and how investors should be positioning right now. No fluff, no filler — just real talk about where the market's heading and what it means for YOUR portfolio. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 1:04 - Iran Air Force...
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3-4-26 100-DMA: Hold or Fold? What Happens Today Changes Everything | Before the Bell
The Real Investment Show Podcast
The 100-day moving average has been the market's most critical support level since April 2025 — and this week, it's being tested again. After Monday's selloff on Middle East military escalation news, markets broke below the 100-DMA before quickly recovering above the 50- and 20-DMA. Tuesday opened ~2% below that key level, but buyers stepped in and pushed markets right back up to close AT the 100-DMA. Here's what most investors get wrong: when markets break a moving average, algorithmic trading programs and HFT systems are ALL watching the same level — and many are programmed to SELL at...
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3-3-26 Ten Immutable Laws of Money
The Real Investment Show Podcast
Most people will never build wealth — not because of the economy, but because no one taught them the rules. Lance Roberts & Jonathan Penn break down the 10 Immutable Laws of Money — time-tested principles that have worked for generations, regardless of your income, age, or background. From budgeting basics and crushing debt to understanding why millionaires live more modestly than you think, these laws are the foundation of lasting financial success. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by...
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3-2-26 Is the Market Topping? Iran, AI Chaos & the Signals You Can't Ignore
The Real Investment Show Podcast
Is the stock market topping — or just catching its breath? This week, equity markets face a triple threat: an Iranian strike rattling geopolitical risk assets, an Anthropic AI capability announcement that hammered IBM, CrowdStrike, financials, and SaaS stocks, and a technical picture showing the S&P 500 slipping below both its 20- and 50-day moving averages. Lance Roberts breaks down the bull and bear case in full. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer Rate us on Google: https://bit.ly/4b9JtEo 0:00 -...
info_outlineIt’s Q&A Wednesday—your questions drive the show.
Lance Roberts & Danny Ratliff break down what’s moving markets right now, key economic and Fed signals to watch this week, and the practical portfolio decisions that matter most (risk, allocations, income, taxes, and retirement timing). Drop your question in the live chatroom and we’ll tackle as many as we can.
Topics we often cover: market volatility & trend levels, rates/inflation, sector rotation, retirement income, tax strategy, ETFs vs. individual bonds, and avoiding emotional decision-making.
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
0:00 - INTRO
0:19 - Wrapping Earnings Season w Highest Revenue Growth Ever
4:38 - Markets Bounce off 100-DMA
6:47 - What's Next for Crude Oil & Energy Stocks?
9:40 - How Much Money is "Enough" to Retire On?
17:48 - Study: Coffee & Dementia
19:06 - Work Benefits vs Medicare
20:41 - Capital Allocation in Current Markets
23:19 - How to Plan for 2027
25:14 - Bloom Energy & Fuel Cell Tech
26:21 - Price Floor Effects on Trading, Employment & Metals
29:56 - Extended Car Warranty Pros & Cons
31:27 - How Much Trust in Forward Guidance?
32:55 - Is Palantir Over Sold? (Yes)
33:35 - Datacenter Rage vs Fiber Optics
35:00 - Corporate Stock Buy Backs vs AI Cap-Ex Spending
35:54 - Planning to Retire at 56
36:52 - Should You Wait Until 74 for Social Security?
39:09 - Market Rotation Velocity
40:28 - Coming Attractions
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Register for our next Candid Coffee, 2/21/26:
https://streamyard.com/watch/Wq3Yvn9ny5GV
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Watch Today's Full Video on our YouTube Channel:
https://youtube.com/live/3xyx42x5s44
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Articles Mentioned in Today's Show:
"Seasonality: Buy Signal And Investing Outcomes"
https://realinvestmentadvice.com/resources/blog/seasonality-buy-signal-and-investing-outcomes/
"Technology Stocks: Dead Or An Opportunity?"
https://realinvestmentadvice.com/resources/blog/technology-stocks-dead-or-an-opportunity/
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Watch our previous show, "Bank, Brokerage, or Corporate Trustee? (It's a Matter of Trust)," here:
https://youtube.com/live/MU8qVbSiqxY?feature=share
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The latest installment of our new feature, Before the Bell, "1100-DMA Bounce: Range-Bound Markets & Energy Risk," is here:
https://youtu.be/EJVtzKwAMG4
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https://realinvestmentadvice.com/ria-e-guide-library/
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