Navigating the AI Wild West: A regulatory and payments-focused deep dive
In the Hot Seat
Wild West or world of opportunity for fintechs? Charles Kerrigan, Partner at CMS London, and Matt Williamson, SVP at Endava jump into the hot seat. Listen in for insights on what the most recent AI revolutions might mean for fintechs, the types of regulations being put forward, the impacts of horizontal versus vertical regulation, why GenAI is an expert tool for experts, and what early-adopting organisations might be doing wrong when it comes to their data. Key Takeaways. [0:00] Denise Johansson puts Charles Kerrigan, Partner at CMS London, and Matt Williamson, SVP at Endava, in the hot...
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Pleo x Enfuce: A Nordic Love Song- Keeping the Love Alive in Fintech Partnerships
In the Hot Seat
Ready for a steamy tech love story?. Thorbjørn Fink, COO of Pleo joins Denise for a spicy chat in the hot seat. Learn from Pleo and Enfuce’s love story about building winning partnerships, maintaining great communication, making compromises and navigating the occasional rough patch. Denise and Thorbjørn discuss learning the right love languages, building trust, and dealing with a partner if the shoe doesn’t fit. Key Takeaways. [0:00] Denise Johansson puts Thorbjørn Fink, COO of Pleo and longtime business partner, in the hot seat. [3:42] Being a supplier is one thing, being a...
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The Metaverse: Money’s Next Frontier
In the Hot Seat
Are you ready for money in the Metaverse? David Birch, payment industry legend and Author of Money in The Metaverse joins the hot seat to discuss what fintechs need to know about the future of payments in the Metaverse, what exactly the Metaverse is and why it isn’t just a virtual space and how it might help level the playing field when it comes to being more inclusive, and tackling fraud! Key Takeaways. [0:00] Denise Johansson puts David Birch, payment industry legend and Author of Money in The Metaverse, in the hot seat. [3:30] David points out the fundamental differences in...
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Stranger Than Fiction
In the Hot Seat
Financial fraud is a full-blown epidemic. Geoff White, Investigative Journalist and Author of Rinsed jumps in the hot seat to explain the current landscape, what the future might look like, and how getting back to the basics of employee engagement might be the best defense companies have against fraudsters. Key Takeaways. [0:0] Denise Johansson puts Geoff White, Investigative Journalist and Author of Rinsed, in the hot seat. [2:24] Social media feeds are feeding the fraud epidemic while a cashless society removes friction for laundering and money routing. [4:53] Geoff explains how the...
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From Dinosaurs to Dynamos
In the Hot Seat
Can banks do what needs to be done to stay alive? How can the legacy players stave off the next ice age? Leda Glyptis, recovering banker and author, and Monika Liikamaa Co-Founder and Co-CEO of Enfuce burn up the hot seat with a no-holds-barred discussion on how parasitic relationships, hedging bets, and corporate FOMO killed off countless fintechs with great potential! And, just wait till they dish on why banks need to start moving away from in-house builds and into partnerships to truly succeed in a customer-driven world! Key Takeaways. [0:0] Denise Johansson puts Leda Glyptis,...
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Power To The People
In the Hot Seat
Disrupt the status quo and give power to the people! Felipe Hillard from the Bank of London, jumps in the hot seat to tackle the notion of control (and why sharing is a good thing), how inclusivity helps align payment solutions with customer needs, why choosing value over profit puts you squarely in the eye of the finance revolution, and why honing your purpose and focus in the fintech space can save you from going extinct. Key Takeaways. [0:0] Denise Johansson puts Felipe Hillard, Chief Client Officer at the Bank of London, in the hot seat. [2:01] The historical context and current...
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Back to the future: Reimagining the future of payments
In the Hot Seat
What does an AI future mean for fintech? Matthew Gardiner, from A1 AI, jumps in the hot seat for a burning discussion on what fintechs need to do today to be part of an AI future, how fraudsters provide a great learning opportunity, and why you need to start using AI in your organization today. Key Takeaways [0:0] Denise Johansson puts Matthew Gardiner, founder of A1 AI, in the hot seat. [3:15] Matthew shares how long he has been learning about AI. [4:23] Why this AI revolution cycle is the most important one to date as we walk into the supercomputing age. [5:46] Matthew shares where...
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Unlocking the secrets of Nordic Innovation
In the Hot Seat
Strong safety nets and early-age encouragement build fearless innovators. Love Dager and Lana Brandorne of Stockholm Fintech jump in the hot seat to talk about where Nordic innovation is today and where it is going. Fintech isn’t dead! Long live fintech! Key Takeaways. [0:0] Denise Johansson puts Love Dager, CEO and co-founder of Stockholm Fintech, and Lana Brandorne co-founder of Stockholm Fintech, in the hot seat. [3:37] Nordic tech is hot! Lana and Love talk about why that is and the factors that drive innovation from the north. [6:06] The world looks to Nordic countries for...
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What if You Could Have It All?
In the Hot Seat
Having it all does mean choosing. Join Sarah Greasly and Denise Johansson as they dive into the myth, break the cycle of mom-shaming, and invite more women into tech. Keep an ear out for tips on how to build the female leaders your organisation needs and what you should never say at work. Key Takeaways. [0:0] Denise Johansson puts Sarah Greasley, former Director, Solution Architecture and EMEA, Amazon Web Services, in the first hot seat of season 2. [2:17] What having it all means to Sarah and Denise. [4:44] Sarah shares the story of how she got to where she is in tech today. [6:03]...
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Cracking the Glass - Getting Real About Leadership Challenges
In the Hot Seat
What is up with the glass ceiling? Charlotte Hogg of Visa joins Denise Johansson to chip away at the obstacles holding future diverse leaders back. They discuss the responsibilities of current leaders, the fundamental difference between targets and quotas, and why pushing for diversity sets you up for success in an increasingly diverse world. Key Takeaways. [0:00] Denise Johansson puts Charlotte Hogg, Executive Vice-President and Chief Executive Officer for Visa’s European operations, in the hot seat. [4:53] Charlotte shares how her path winded over the years and how both luck and...
info_outlineStrong safety nets and early-age encouragement build fearless innovators. Love Dager and Lana Brandorne of Stockholm Fintech jump in the hot seat to talk about where Nordic innovation is today and where it is going. Fintech isn’t dead! Long live fintech!
Key Takeaways.
- [0:0] Denise Johansson puts Love Dager, CEO and co-founder of Stockholm Fintech, and Lana Brandorne co-founder of Stockholm Fintech, in the hot seat.
- [3:37] Nordic tech is hot! Lana and Love talk about why that is and the factors that drive innovation from the north.
- [6:06] The world looks to Nordic countries for innovation, but some legacy systems have to catch up.
- [8:55] Embedded everything! Denise, Love, and Lana discuss hot trends.
- [11:01] Flat hierarchies, sandboxing, and sibling-like relationships between Nordic countries drive healthy collaboration and competition in the fintech ecosystem.
- [14:52] Want to replicate Nordic success? Move your startup to the Nordics!
- [18:49] Long live Fintech! Lana and Love talk about upcoming movements in fintech and why it’s just getting started, from better investment opportunities to available talent.
- [22:57] Love and Lana discuss what to watch for in the coming years, from embedded, B2B, AI — with less hype! to increased demand in cyber-security.
- [24:27] The AI revolution may have been over-hyped in terms of immediate impact, Love and Lana share examples of how it’s making a difference today.
- [28:02] Lana and Love share their closing thoughts on Nordic innovation in these challenging times.
- [29:06] Denise signs out until the next time she puts an industry leader in the hot seat.
People.
- Guest Love Dager, CEO and co-founder of Stockholm Fintech, co-founder and COO of Hack for Earth, and founder of Outside Minds, driving innovation and creativity using modern methodology.
- Guest Lana Brandorne formerly at Mastercard, co-founder of Stockholm Fintech, advancing the fintech landscape through community collaboration, and knowledge sharing.
- Host Denise Johansson, co-CEO and co-Founder of Enfuce, a female-founded fintech helping drive business growth, solve customer challenges, and extend financial inclusion.
Links.
Guest Quotes (edited).
- “Embedded everything” is a mega trend we've seen for a couple of years, but it's definitely ramping up. — Love Dager, Stockholm Fintech, Hack for Earth, Outside Minds, InTheHotSeat
- A shared sameness makes us good at collaborating in Nordic countries, we are like siblings who want to be the best. It creates an ecosystem of friendly players competing to create innovation and synergies. — Love Dager, Stockholm Fintech, Hack for Earth, Outside Minds, InTheHotSeat
- Nordic innovation comes from a combination of having the potential to go big and go global, but testing it out in our safe backyard. — Love Dager, Stockholm Fintech, Hack for Earth, Outside Minds, InTheHotSeat
- It's not a bad time for all fintechs. There are a lot of quality investments being done: more quality over quantity. If you have a good fintech and you have products and customers, it's not that hard to raise money. — Love Dager, Stockholm Fintech, Hack for Earth, Outside Minds, InTheHotSeat
- For many startups, it's about pushing through these hard times. So maybe look into alternative financing if you're running low on cash and use AI tools to try to be more efficient. — Love Dager, Stockholm Fintech, Hack for Earth, Outside Minds, InTheHotSeat
- We are very digital in Nordic countries. It's such a natural thing to build companies, we even ask our teenagers to start companies, to think about solutions. And we have the safety net to do so. — Lana Brandorne, Stockholm Fintech, InTheHotSeat
- Hierarchies here are flat. Any idea is welcome, whether it is your first day at an entry-level job, if you have a good idea senior management often listens and it fosters a lot of innovation. — Lana Brandorne, Stockholm Fintech, InTheHotSeat
- As someone coming into the Nordic market, you need to be aware that your reputation will precede you. You do not have room for mistakes in this market because people will remember. — Lana Brandorne, Stockholm Fintech, InTheHotSeat
- Fintech is definitely not dead. The people who don't truly understand the space are exiting it because there's no longer hype, but it’s far from dead. If anything, we're in many areas just getting started. — Lana Brandorne, Stockholm Fintech, InTheHotSeat
Denise Quotes (edited).
- Globally, they see us as the Nordic countries, we are bundled in together. But then when you are in the Nordics, then we are Swedes, we are Finns, we are Danes. — Denise Johansson, InTheHotSeat
- Since day one at Enfuce that we have had the zero asshole policy. — Denise Johansson, InTheHotSeat
- You can't fail. Everything won't necessarily become a success, but you will always learn from everything you do in life. If you calculate risk and start being afraid of what might happen you will never move forward. — Denise Johansson, InTheHotSeat
- As the CEO of a flat organisation it's a huge relief to feel that trust from the employees, and I can trust that innovation, ideas, and improvements will make their way to me. — Denise Johansson, InTheHotSeat