298. How to Become Your Own Bank: Infinite Banking for Women Entrepreneurs with Erica Neal
The Game On Girlfriend Podcast
Release Date: 09/16/2025
The Game On Girlfriend Podcast
Most women I know have asked some version of this question at some point in their primary relationship. And if you haven't, you almost certainly have a friend who has. In this episode, I sit down with Karyn Spetz — a licensed clinical social worker and certified relationship coach — to talk honestly about what's really happening beneath the 'should I stay or should I go?' question. Not the dramatic version. The quiet, lingering, exhausting version that a lot of women carry alone for way too long. This conversation isn't about pushing anyone to leave or convincing anyone to stay. It's about...
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Building a business from your story doesn't always start with a business plan. For Shelby Perry, it started with a snowboarding accident, months of surgeries, and a forced stillness that turned into the most productive season of her life. Shelby is the founder of Eyehesive — a global, women-led platform dedicated to empowering people living with one eye. After losing her right eye in a snowboarding accident, she built a community, launched a physical product line of sleek adhesive eye patches, and is now hosting a retreat in Tulum. She did all of this while navigating sobriety, surgeries,...
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Are online courses dead? It's the question everyone in the online business world has been asking — especially after some very big names stepped away from courses over the past couple of years. In this episode, I sit down with Jasmine Jonte — founder of CRE8TION and one of the sharpest minds in course creation — to talk about what's actually happening, what it means for the rest of us, and what it takes to build a course that delivers real results for students. Jasmine has built over 140 programs and 1,600+ lessons for clients. She started her career teaching kindergarten and first grade...
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You know that feeling when you're in the middle of something — a project, a launch, a life transition — and everything feels like pushing water uphill? Like nothing is working, nothing is moving, and you're the only one who can't seem to get it together? In this episode, I sit down with Amber Richardson — life coach, speaker, and author of Seasonal Syncing: A Woman's Guide to Harmony and Wholeness One Season at a Time — to talk about why that feeling isn't a sign that something is wrong with you. It's a sign that you might be fighting your season instead of working with it. Amber...
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There are three questions every human being is asking: Do you see me? Do you hear me? And do I matter? When the voice you're putting out into the world doesn't actually sound like you — when it's been sanded down into something professional and polished and unrecognizable — those three questions go unanswered for the very people you are trying to reach. In this episode, I sit down with Patricia Viscount — brand voice strategist, former Canadian Army Public Affairs Officer with NATO tours in Bosnia and Kosovo, and Communication Specialist in the international energy sector — to...
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Parenting. Just that one word is enough to make your shoulders tighten, isn’t it? In this episode, I sit down with Randi Crawford — certified life coach, speaker, author, and mom — to talk honestly about what it actually takes to raise kids who can handle life when you’re not there to fix it for them. Randi spent years coaching young women before she realized the real work needed to happen one generation up — with the moms. What she found, over and over, was that the struggle these girls were experiencing traced directly back to one thing: parents who loved their kids...
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You did the hard part. You sorted through the closets, cleared out the garage, and made the piles. Now you are standing there looking at all of it, wondering what actually comes next. That is exactly the problem Jessica James built Madilyn James to solve. In this episode, I sit down with Jessica — serial entrepreneur, tech founder, and the woman behind a brand new e-commerce platform built specifically for people who want to sell secondhand items online without juggling multiple platforms, paying anything upfront, or figuring out a marketing strategy on top of everything else. Jessica walks...
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Say the word "taxes" out loud. Did your shoulders just clench? Yeah. That's not an accident. In this episode, I sit down with Hannah Cole — artist, tax expert, author of Taxes for Humans, and founder of Sunlight Tax — to talk about why the tax industry profits from keeping you afraid, and what you can actually do about it. Hannah breaks down the three main IRA options available to self-employed women in plain, clear language that finally makes it click. She talks about why creatives, women, and anyone who doesn't fit the traditional financial mold has been left out of this conversation on...
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Your success isn't scaring men away. But the energy you had to adopt to build that success? That might be creating a problem you didn't know existed. In this episode, Sarah talks with Laura Nagiel, a dating and confidence coach who works specifically with high-achieving women. Laura shares why being "twice as masculine as the men around you" at work can completely backfire when you're trying to build a romantic connection—and what to do about it. They explore the "second gear" successful women need to shift between work mode and dating mode, how to actually assess someone's level of ambition...
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Ever walked into a room wondering if you really belonged there? Like they're going to find out you don't actually know what you're doing? Here's what Jen Mueller will tell you: If you're in the room, you're supposed to be there. Stop selling past the close. In this episode, Sarah welcomes Jen Mueller, founder of Talk Sporty to Me, to talk about the small wins that build unshakable confidence. They unpack why "hello" became Jen's measure of success, how bubble gum moments prove your small actions are stacking up, and why you need to stop over-proving yourself once you're already in the door....
info_outlineWhat if the key to financial freedom wasn't another retirement account… but a completely different way of thinking about money?
In this episode of The Game On Girlfriend® Podcast, Sarah sits down with finance educator and founder Erica Neal to talk about infinite banking—a strategy that uses custom-designed life insurance policies to help you grow wealth, keep liquidity, and still protect your future.
What You'll Learn
Erica shares her unfiltered story: from teen mom to Wall Street to building her own wealth management firm, centered on empowering financial education. The conversation dives into:
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What infinite banking actually is (and the myths that keep people nervous)
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How the wealthy use these policies for funding projects, reinvesting, and creating a legacy
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Why compounding interest and control matter more than flashy returns
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Erica's "buried vs. planted" concept—how to grow through challenging seasons
Episode Summary
This isn't your typical financial advice episode. Erica breaks down exactly how infinite banking works with real numbers - you typically get 80% access to your money in year one, dollar-for-dollar by year four, and often more than you put in by year five thanks to compound growth. She tackles the biggest concerns head-on, like why those acquisition costs aren't actually problems, but rather smart, long-term moves. You'll hear how to use policy loans while your money keeps earning, why dividends from mutual insurance companies add extra returns, and how this fits with your other investments instead of replacing them. Erica's journey from Wall Street product-pusher to genuine wealth strategist shows what happens when you put clients first.
Related Episodes You Might Love
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Ep 287: The $68 Trillion Wealth Transfer: Why the Future of Money is Feminine https://sarahwalton.com/wealth-transfer-women/
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Ep 230: "You Deserve the Money" with Bookkeeper Ashley Chamberlain https://sarahwalton.com/bookkeeping-for-women/
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Ep 197: "Money Beliefs That Hold You Back from Making More" https://sarahwalton.com/money-beliefs/
Special gift from Erica
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Erica’s Mini-Course: https://qeeg2iohufpl1toyi4os.app.clientclub.net/courses/offers/66984f35-cf26-4d4b-a1ce-e14435af046f
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Discount Code: GAMEON
Connect with Guest Erica Neal
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Website: www.InfinityInvestmentStrategies.com
About Erica Neal
After earning her bachelor's degree in finance & economics, Erica began her career in finance by working for a large investment firm, learning the basics of running a financial practice but also becoming aware of large holes in the traditional financial planning process. Though she was able to obtain success & company recognition for her achievements, Erica knew there was a better way to build her clients' wealth.
To provide more comprehensive strategies for her clients, Erica left the large box company to join a boutique, independent financial firm where her planning process transitioned from a narrow focus on rate of return to building efficient cash flow strategies and increasing income through alternative assets and the Infinite Banking Concept. In addition to expanding her financial planning methods, Erica also began to invest in real estate. Eventually, Erica and David White decided to merge their practices and open their own firm to focus on their passion…. cash flow strategy.
Since co-launching Infinity Investment Strategies, Erica has continued to build her real estate portfolio as both a passive and active investor, acquire businesses, and provide resources on Infinite Banking education and services for investors. As an Authorized IBC Practitioner, Erica provides information and resources to investors and business owners about the power of the Infinite Banking Concept in their portfolio. As a speaker, Erica's expertise extends to the intersection of mindset and money, unraveling the barriers that hinder personal growth and prevent individuals from realizing their fullest potential and building wealth.
Having become the "Go To" group for creative financial strategies and Infinite Banking, Erica continues to build her businesses and educate on "Real Money Truths", de-mystifying how to build wealth and helping others create a strategic plan for generational impact.
Free gift from Sarah
Book a free 15-minute call to explore working together: https://app.acuityscheduling.com/schedule.php?owner=13047670&appointmentType=34706781
Ready to shift from chasing to receiving in your business? Book your call with Sarah today and discover how The Abundance Academy can help you scale with soul, strategy, and sanity.
Work with Sarah
Apply for The Abundance Academy group coaching program https://sarahwalton.com/abundance-academy/
Connect with Sarah
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Website: https://sarahwalton.com/
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Instagram: https://www.instagram.com/thesarahwalton/
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You can check out our podcast interviews on YouTube, too! http://bit.ly/YouTubeSWalton
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About Sarah Walton
Sarah Walton is a business coach specializing in helping women entrepreneurs overcome internal barriers to success. With a background in trauma-informed coaching and nervous system regulation, she takes a holistic approach that addresses both mindset and tactical business skills. Featured on The Today Show and speaking at women's conferences worldwide, Sarah has helped hundreds of women build profitable, sustainable businesses aligned with their values while healing the deeper blocks that keep them playing small. She's the creator of The Money Mindset Course, The Abundance Academy, and Effortless Sales, and the host of the 5-star-rated Game On Girlfriend® Podcast, becoming the go-to source for women who want to build businesses that honor both their ambition and their nervous system's need for safety.