The OutSpoken Girlfriend with Naomi Clark
Naomi Clark is the creator and host of The OutSpoken Girlfriend podcast. As a feminist financial consultant + coach, Naomi helps women get more money, more power, and dismantle the oppressive systems getting in your way.
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Re-Release (Ep. 19) Self Integrity: 4 Ways To Make It Your Super Power
09/06/2021
Re-Release (Ep. 19) Self Integrity: 4 Ways To Make It Your Super Power
*Heads Up- This is a re-release episode going way back to episode 19 of the podcast. Please note in this episode there is use of ableist language where I reference the term ‘blind-spot.’ I am sorry for perpetuating harm by using this term. Below in the show notes are resources to help educate on ableism and ableist language. Please take a few minutes to do research on ableism as this is one step we can all take in creating a just and inclusive culture* _______________________________ I’m sure you’ve heard the expression “train people how to treat you.” On today’s show we are talking about how to “train YOURSELF to treat yourself” That’s done by demonstrating a high level of Self Integrity. It’s knowing you always got your own back. It’s knowing how to follow through on doing what’s right for you. It’s knowing you will be true to self. It’s knowing you can make a mistake or miss the mark and still be in integrity. We live our lives one day at a time. And there is no greater peace of mind than knowing you have lived that day in integrity with self. That my friend is how we can make this our Super Power. Below are some key insights and learnings from today’s episode: Learn more about the relationship between your values, your spending decisions, and self-integrity How honoring decisions you have made for yourself enhances your self trust Why practicing self-advocacy is essential to developing a trusting relationship with yourself. Why it’s important to have an open mind and avoid falling into an ‘echo chamber’ Why it’s important to take into account the season of life you are within as that can impact how you go about progressing towards your goals. This is an important topic we are covering on today's episode. Please listen, subscribe, and share the episode with folks who will benefit from this topic. Naomi, The OutSpoken Girlfriend -------------------------------------------------------------------------------------------------------------------------------------- Sign up to get More Money, More Power, an email I send a few times a month. Episode Resources JourneyGurl Magic Productions- The OutSpoken Girlfriend® podcast is edited by JourneyGurl Magic Productions. For more information about the production company- Here Land Lineage I record The OutSpoken Girlfriend® podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! - Senator Raphael Warnock represents the state of Georgia in the Senate of The United States. This was his first speech as a Senator where he talked about how the right to vote is fundamental to democracy. I encourage everyone to watch this. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
/episode/index/show/naomiscottclark/id/20368526
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89: "Financial Freedom" Is A Farce (I said what I said)
08/30/2021
89: "Financial Freedom" Is A Farce (I said what I said)
Today on the podcast I am talking about how "financial freedom" is a farce and a terrible money goal to have for yourself. While there may be variations on how one defines "financial freedom" for themselves- it's still quite common for most folks to have "zero debt" as a pre-requisite of "financial freedom." Put another way, this means you can't be financially free if you are paying back debt. And this my friend, is the problem. In fact, it's not just one problem- there are TWO problems with this definition. This is such a problematic concept that I'm dedicating a full episode to this topic. Below are some key insights and learnings from today’s episode: Why I coined the terms Mindset Masquerade and Debt Shaming Culture How to leverage an understanding of the Mindset Masquerade and Debt Shaming Culture when it comes to seeking “financial freedom.” Why it’s incorrect and incongruent to equivocate working hard with wealth The danger of making your “financial freedom” contingent on a future goal or version of yourself The importance of financial literacy including how to use debt as leverage. This is an important topic we are covering on today's episode. Please listen, subscribe, and share the episode with folks who will benefit from this topic. Naomi ____________________________________________________________________________ Sign up to get More Money, More Power, an email I send a few times a month. Episode Resources JourneyGurl Magic Productions- The OutSpoken Girlfriend® podcast is edited by JourneyGurl Magic Productions. For more information about the production company- Here Land Lineage I record The OutSpoken Girlfriend® podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! - Senator Raphael Warnock represents the state of Georgia in the Senate of The United States. This was his first speech as a Senator where he talked about how the right to vote is fundamental to democracy. I encourage everyone to watch this. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
/episode/index/show/naomiscottclark/id/20305256
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Re-Release (Ep. 48) Protect Your Power: The 5 Step Detox Plan
08/23/2021
Re-Release (Ep. 48) Protect Your Power: The 5 Step Detox Plan
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88: Your Power Is In The Present
08/16/2021
88: Your Power Is In The Present
Today on the podcast we are talking about the power of progress. We live in a society and culture that is very much results oriented. I think there is such a hyper-focus on outcomes, results, and goals that we can miss a lot the goodness that comes along the way. In this episode I also shared about a major podcast goal that took almost 2 years to complete. If I’d only focused on the goal I would have missed out on countless wins, learnings, aha moments, and goodness along the way. And life is too short to miss out on goodness! I will be covering four mindset shifts you can take to reorient yourself to focus on progress instead of results and outcomes. I want you to pull out a pen and notebook for this episode, take notes and carve out some time for reflection. Below are some key insights and learnings from today’s episode: Your power is in the present. Recognizing this is how we can have some impact and influence over our future circumstances and results. How to avoid falling into what I call the “Bang Fizzle Pitfall”- entering into a commitment with excitement for it only peter out and come to an end. How to recognize when personal development and improvement becomes unhealthy What it means to be in a state of expansion and how this can we can get a wider perspective on all options you have available as you progress towards a desired outcome. Why it’s important to take into account the season of life you are within as that can impact how you go about progressing towards your goals. This is an important topic we are covering on today's episode. Please listen, subscribe, and share the episode with folks who will benefit from this topic. Naomi, The OutSpoken Girlfriend® _________________________________________________ Sign up to get More Money, More Power, an email I send a few times a month. Over the next 4 weeks I am doing a deep dive on how to cultivate self-trust when it comes to your money. You can sign up for More Money, More Power Join my free, virtual workshop “Let’s Make Power Moves (f*ck the money stories”) on Saturday, August 28th at 12pm-1:30pm EST. A recording will be provided to all folks who register Here Episode Resources JourneyGurl Magic Productions- The OutSpoken Girlfriend® podcast is edited by JourneyGurl Magic Productions. Land Lineage I record The OutSpoken Girlfriend® podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! - Senator Raphael Warnock represents the state of Georgia in the Senate of The United States. This was his first speech as a Senator where he talked about how the right to vote is fundamental to democracy. I encourage everyone to watch this. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
/episode/index/show/naomiscottclark/id/20150090
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87: The Power Of Radical Self Advocacy
08/09/2021
87: The Power Of Radical Self Advocacy
Today on the podcast we are talking about the power of practicing radical self-advocacy. I call this radical because for many folks who have marginalized and intersectional identities, the practice of standing up for yourself can be a radical act within a society and culture that does not recognize the humanity and rights of all individuals. Practicing self-advocacy is a form of self-love and of self-care. For women and folks impacted by misogyny and sexism, there is a risk in practicing self-advocacy because we are socialized as girls and women to be likeable, to be pleasant, to be nice, to put and to put other folks’ comfort ahead of our own. This is a radical act when we are living within a society that has bias, prejudice, and discrimination built into the fabric of our culture. So the reality is one must be strategic in how you go about being a self-advocate, you need to understand the power dynamics at play within any situation, but what we are not going to do is allow worry about our likeability and perceived lack of humility to keep us from standing up for ourselves and our interests. Each time you stand up for yourself, make your interests known, communicate your non-negotiables, and are honest with yourself and others you are and living in alignment with your values. You practicing self-advocacy in your personal life is a power move. Below are some key insights from today’s episode: The power of self-advocacy and how it's a crucial element to your self-care routine. Practicing self-advocacy won't guarantee a desired outcome but it will always be of benefit to you. Why self-advocacy is a power move especially for folks who have experienced bias, discrimination, and prejudice from the past and in the present. Why it’s not always easy to be a self-advocate due to how girls and women have been socialized The powerful examples of how Simone Biles and Naomi Osaka- premier athletes and women of color who have unapologetically self-advocated for themselves by putting their mental and emotional health as a priority over profit. Learn three mindset shifts that can help you go from information about self-advocacy to implementation This is an important topic we are covering on today's episode. Please listen, subscribe, and share the episode with folks who will benefit from this topic. Naomi, The OutSpoken Girlfriend® ____________________________________________________________________________ Sign up to get More Money, More Power, an email I send a few times a month. Over the next 4 weeks I am doing a deep dive on how to cultivate self-trust when it comes to your money. You can sign up for More Money, More Power Join my free, virtual workshop “Let’s Make Power Moves (f*ck the money stories”) on Saturday, August 28th at 12pm-1:30pm EST. A recording will be provided to all folks who register Here Episode Resources JourneyGurl Magic Productions- The OutSpoken Girlfriend® podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Here Land Lineage I record The OutSpoken Girlfriend® podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! - Senator Raphael Warnock represents the state of Georgia in the Senate of The United States. This was his first speech as a Senator where he talked about how the right to vote is fundamental to democracy. I encourage everyone to watch this. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
/episode/index/show/naomiscottclark/id/20073191
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86: F*ck The Money Stories, It's Time To Flip The Scripts
07/29/2021
86: F*ck The Money Stories, It's Time To Flip The Scripts
In some areas we are brimming with self-trust, and in other areas...not so much. And that's okay. The process of cultivating self-trust is a life-long practice. Because of this, it helps to be reminded that doubt is part of the human experience. This can include doubt and uncertainty when it comes to making decisions about money. When it comes to making money decisions, our thoughts and beliefs about money are guiding our actions. Money does not spend itself. Money does not save itself. Money does not invest itself. Money does not earn itself. We are the ones making the decisions. But we are making money decisions within a belief system. Our belief system is something to help us to make sense of the world. Our belief systems act as a filter through which we view the world and our place in it. And countless beliefs are interwoven within our belief systems. We have beliefs about ourselves. Beliefs about our self-worth and our capabilities. Beliefs about what we "should" do (or not do) with our money. We have beliefs about our partners, spouses, and folks with whom we share financial responsibilities. Often times our beliefs about money are instilled in us early on, as children. There are the beliefs we are told outright about money from our families, elders, friends, and communities. There are the beliefs placed upon us by society and the culture we live- in terms of who gets to have money and who does not. Who is good with money and who is not? Who is worthy of investment and who is not? Listen to today’s episode where we cover the following key topics: The concept of belief and those beliefs we hold both at the conscious and subconscious levels. Because there is no talking about money without talking about beliefs and how it shows up in our day to day decisions which includes decisions around money. Some of the common money stories and beliefs that can get in the way of your goals. Learn an easy and simple method on how you can flip the script on some of the money beliefs that may be getting in your way. This is an important topic we are covering on today's episode. Naomi ____________________________________________________________________ Sign up to get More Money, More Power, an email I send a few times a month. Over the next 4 weeks I am doing a deep dive on how to cultivate self-trust when it comes to your money. You can sign up for More Money, More Power Interested in my work as a Feminist Money Coach- check out my affordable workshops Here Episode Resources The phrase "flip the script" originates from the scene and culture, which rose from the Black and Latino neighborhoods of New York City alongside hip-hop music and street subcultures in the 1970s and 80s. Early graffiti artists were commonly called "writers" or "taggers" (individuals who write simple "tags," or their stylized signatures, with the goal of tagging as many locations as possible.) The goals was to have one's work seen by as many people as possible, in as many places as possible. So taking a rivals tag name and replicating it upside down or backwards was a way to showcase one's own superior skills. It was a way to show a rival's "script" or "tag" was so simple you could replicate it any way. This is where "flip the script" originates and it’s important for us to recognize it – to read more. JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Here Land Lineage I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! - Senator Raphael Warnock represents the state of Georgia in the Senate of The United States. This was his first speech as a Senator where he talked about how the right to vote is fundamental to democracy. I encourage everyone to watch this. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
/episode/index/show/naomiscottclark/id/19962995
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85: "On The Other Side Of Rest Is Flow"- quote by Ixchel Lunar
07/21/2021
85: "On The Other Side Of Rest Is Flow"- quote by Ixchel Lunar
"On The Other Side Of Rest Is Flow" which is a quote and teaching I've learned from one of my friends and mentors Ixchel Lunar. I'm very excited to be back and releasing new episodes of the OutSpoken Girlfriend podcast. I thought that I was going to take a shorter vacation and be back on the mic in June...but here we are over halfway through July and this was the time I needed. Today is a behind the scenes episode. Slowing down created space for me to really pay attention to what was going on within me and to just rest. Here's the thing, although I was taking time off for rest, the time away was not all rainbows, butterflies, and unicorns. There were some doubts and insecurities and questions that came up. But with time comes perspective so I'm in a position to share more on this. Listen in to hear me talk about self-doubt, visibility, who gets to rest (and who does not), and some of the mind-f*ckery that is so critical to deconstruct in our modern society. I had real worries I’d have no more podcast listeners since I was not putting out new content the last few months. This worry led me to get curious about just how deep within all of us is the culture of relentless productivity and the edict to “get sh*t done” at any cost. It’s time to vanquish the hold of relentless productivity- and live in a state of flow. Naomi _________________________________________________ Sign up to get More Money, More Power, an email I send a few times a month - . Interested in my work as a Feminist Money Coach- check out my affordable workshops Episode Resources Ixchel Lunar is founder of the J.E.D.I* Flow Collective, an Indigenous WebDeva (25+ years) and author of the Buzzing Bloom for Bees. She weaves Anti-Racist Feminist business and initiated leadership strategies alongside neuroscience to help you decolonize and reclaim your time, skip the burnout, and liberate your Flow. To learn more about Ixchel Lunar- JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! - Senator Raphael Warnock represents the state of Georgia in the Senate of The United States. This was his first speech as a Senator where he talked about how the right to vote is fundamental to democracy. I encourage everyone to watch this. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a Youtube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
/episode/index/show/naomiscottclark/id/19874165
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84: Rest: The Antidote To Perfectionism
04/28/2021
84: Rest: The Antidote To Perfectionism
Today I’m taking you behind the scenes on the podcast today. Join me as I share some “in real-time” challenges in front of me- and what I’m doing to embrace rest and reject perfectionism. Here’s a hint- awareness of the need for rest and relaxation does not immunity from the culture of relentless productivity. I encourage you to continue taking time for rest, for relaxation, for creativity, and to just BE. It can be difficult sometimes to take a break for yourself. When you care about others, when you are accustomed to being of service in some capacity to others- it may feel hard to carve out time for yourself but you can't pour from an empty cup. Naomi _________________________________________________ To sign up to More Money, More Power- Episode Resources Episode 43 Episode 45 Episode 52 JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand the resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! - Senator Raphael Warnock represents the state of Georgia in the Senate of The United States. This was his first speech as a Senator where he talked about how the right to vote is fundamental to democracy. I encourage everyone to watch this. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a Youtube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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83: Creativity: Making It A Commitment To Yourself
04/14/2021
83: Creativity: Making It A Commitment To Yourself
We live in a culture that rewards creativity and innovation for the purpose of consumption and profit. The economics of capitalism tells us we are creating value only when there is an economic gain tied to that creation. And in part, this what encourages folks to turn something they love doing, something they love CREATING into a side hustle or a business. This is when folks are told do something you love and you will never work a day in your life. Well this is the type of creativity we are NOT talking about on today's episode. We are not talking about monetizing your creations. We are not talking about creativity for the purpose of consumption. Today on the podcast I am talking about creativity that is just FOR YOU. Creation done simply for the joy of it. It may require going back to a time when you didn't have responsibilities, and seeing what you use to do that felt good. This is the time to get introspective. Join us on today’s podcast to learn why it’s so important we make this commitment to ourselves. Naomi ____________________________________________________________________________ To sign up to More Money, More Power- . Episode Resources Episode 43 Episode 45 Naomi’s IG Post referenced in today’s episode – JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! - Senator Raphael Warnock represents the state of Georgia in the Senate of The United States. This was his first speech as a Senator where he talked about how the right to vote is fundamental to democracy. I encourage everyone to watch this. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
/episode/index/show/naomiscottclark/id/18712259
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82: Remediating Falsehoods About Money, Work, and Wealth
04/07/2021
82: Remediating Falsehoods About Money, Work, and Wealth
Today on the podcast I'm talking about the various falsehoods being promoted and upheld within the personal finance and personal development space. These are the falsehoods that infiltrate our minds and our hearts when it comes to money, debt, worth, value, purpose, and passion. These are the falsehoods that can bring up feelings of shame and doubt around how we think about ourselves and our efforts. These are the falsehoods that also spread misinformation about whose work in the world is treated with dignity and respect-and whose work in the world is treated as menial and unworthy of respect. So how do we start to remedy some of these falsehoods? How do set the record straight and get on the path to making right what has been wrong? Tune into today’s episode to get insights on the following: Why it’s incorrect and incongruent to equivocate working hard with wealth Why I coined the term Mindset Masquerade, what it means and the damage it can inflict Why “financial freedom” is problematic and perpetuates oppressive systems How to identify and disarm the impact of Debt Shaming Culture in your money decisions _________________________________________________ To sign up for More Money, More Power- . Episode Resources Book: (How The Tax System Impoverishes Black Americans & How We Can Fix It) Articles: JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! - Senator Raphael Warnock represents the state of Georgia in the Senate of The United States. This was his first speech as a Senator where he talked about how the right to vote is fundamental to democracy. I encourage everyone to watch this. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
/episode/index/show/naomiscottclark/id/18628127
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81: The Power of Community Care
03/31/2021
81: The Power of Community Care
Today on the podcast we are talking about how we take care of ourselves- especially when things are feeling really heavy and hard. There is a lot of information and talk about self-care and all the different ways one can promote self-care in your life. From self-care practices that are indulgent and luxurious to self-care practices that helps us protect our energy and our boundaries. But what about community care? The type of care that comes from being in relationship with others? This is not a new idea or novel concept- since the beginning of time human beings have engaged in community care. So how do we bring this age old way of living into our lives today? This is what we are talking about on the podcast. Naomi ____________________________________________________________________________ More Money, More Power A few times a month I send out an email titled More Money, More Power to friends of the podcast. Also for a few more weeks, those who sign up will get the recording to the virtual workshop I taught “Where The F*ck Is My Money” To sign up to More Money, More Power- . Episode Resources Episode 43- Episode 45- Episode 53- JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! - Senator Raphael Warnock represents the state of Georgia in the Senate of The United States. This was his first speech as a Senator where he talked about how the right to vote is fundamental to democracy. I encourage everyone to watch this. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
/episode/index/show/naomiscottclark/id/18549149
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80: Don't Talk About It, Be About It: 5 Ways To Spend Your Privilege
03/24/2021
80: Don't Talk About It, Be About It: 5 Ways To Spend Your Privilege
Today on the podcast we are talking about the power of everyday people-specifically the power we have with our daily choices, with our actions, with our words, with what we speak about and what are silent about- ultimately the power we have to create a society and culture where we are all valued, where we are all safe, and where we all embrace our shared humanity. How do we use this power? By rooting out white supremacy culture (aka white supremacy delusion). Because white supremacy culture at its core- is violent. And the violence of white supremacy culture comes in all forms- there is direct violence, structural and systemic violence, interpersonal violence, and collective violence. There is violence to the mind, heart, and psyche. There is violence to the spirit and violence to the soul. There is violence that is passed down from generation to generation. And there is the violence of silence and complicity. The violence of white supremacy culture is all-encompassing. The good news is this- we can root out white supremacy culture. We can deprive it of oxygen and not allow it to spread. Tune into today’s episode is to learn 5 actions you can take to root out white supremacy culture. This is how we f*ck up the oppression getting in our way- in our day-to-day lives, at the individual level and the collective level. Naomi ____________________________________________________________________________ More Money, More Power A few times a month I send out an email titled More Money, More Power to friends of the podcast. Also for a few more weeks, those who sign up will get the recording to the virtual workshop I taught “Where The F*ck Is My Money” To sign up to More Money, More Power- . Episode Resources Episode 54- - Senator Raphael Warnock represents the state of Georgia in the Senate of The United States. This was his first speech as a Senator where he talked about how the right to vote is fundamental to democracy. I encourage everyone to watch this. JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me: [email protected]
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79: Where The F*ck Is My Money- Workshop Q&A
03/17/2021
79: Where The F*ck Is My Money- Workshop Q&A
Today on the podcast I am covering some topics that came up during the workshop I held a few weeks ago. The workshop was titled "Where The F*ck Is My Money" and I covered some key concepts around Disappearing Money Syndrome- and that is when you have money coming but you don't know where it's going. I talked about the common reasons your money might be disappearing and how to manage your money in way that goes way beyond budgets. But in addition to money tactics, with me you are always going to get the bigger picture as well. We talked about why it matters for justice informed people to have more money and more power. I covered what I call the money mindset villains- specifically Debt Shaming Culture and the Mindset Masquerade. I talked about how it's important to understand the language of finance and not internalize the oppression found in the language of money...and of course I talked about the importance of knowing your values when it comes to decision making around your money- because money does not spend itself. This was a free workshop and if you missed it, you can still get access to the recording by signing up for the guide to More Money, More Power- the link is below in the show notes. Today on the podcast I'm covering some of the questions and topics that came up during the workshop. I broke up the questions into major themes I want to cover. Theme #1 is about debt and investing Theme #2 is about money management systems including budgets and how to keep track of bills Theme #3 is about money and relationships This is an important topic we are discussing today. Naomi ______________________________________________________________________ Episodes Referenced Episode 33 Episode 44 Episode 72 JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is it the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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78: 4 Steps To F*ck Up The Oppression Getting In Your Way
03/10/2021
78: 4 Steps To F*ck Up The Oppression Getting In Your Way
We may think you have to be a politician, or an activist, or a lawyer or judge or have some big professional job title in order to make an impact. But that's simply not true. Anybody can do the work of breaking down practices, policies, behaviors, and norms which serve to keep another person or group controlled, marginalized, harmed, and de-humanized. Oppression occurs at the collective level and at the individual level. On today's podcast, I'm going to talk about what the f*ck does it really meant to "dismantle systems of oppression" because sometimes it may sound more complex than it really is. Anybody can dismantle systems of oppression- especially the one that show up in our day to day lives. I’m sharing 4 steps that will help you to identify the oppressive system- and break it down into pieces! Listen to today’s episode to get insights on the following: Why it’s important to trust your instincts when identifying oppressive systems in your life How to anticipate tactics that may be used against you by those benefiting from oppression Some of the common ways oppression shows up in our everyday lives This is an important topic we are discussing today. Naomi ______________________________________________________________________ Episodes Referenced Episode 53 Episode 49- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is it the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- US Presidential Election: Voting Resources provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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77: The Power Of Knowing Your Energetic Numbers
03/03/2021
77: The Power Of Knowing Your Energetic Numbers
Today on the podcast I'm talking about the importance and power of knowing your energetic numbers. Most folks know what it means to run your numbers in terms of how you manage your money. But, I find that knowing your energetic numbers is just as important as knowing your financial numbers. Knowing your energetic numbers allows you to have quantifiable measures in place to mitigate you burning out and becoming completely depleted of your energy. Knowing your energetic numbers will help you navigate stressful circumstances in such a way where you are keeping some healthy boundaries, prioritizing your wellness, and letting yourself off the hook for feeling stressed. Too many times women can start to beat ourselves up for even having feelings of stress and anxiety- and that's the last thing we should be doing to ourselves. Tune into today’s episode for the following insights: Learn how to uncover your personal energetic numbers Why knowing your energetic numbers is just as important as knowing your financial numbers Learn three powerful tactics on how to make energetic numbers a reality in your own life. Remember, awareness is not immunity when it comes to stress and anxiety BUT there are strategies and tactics we can use to mitigate the effects. As justice informed people it’s important that we stay resourced and protect ourselves from burning completely out. Because we are fully resourced is when we are best positioned to amplify our power. Naomi ____________________________________________________________________________ Free Virtual Workshop Join me on Saturday, March 6th from 12pm-2pm EST. A recording will be sent to all attendees if this date and time zone do not work for you. But registration is required to get the recording up! “Where The F*ck Is My Money” To sign up More Money, More Power A few times a month I send out an email titled More Money, More Power to friends of the podcast. To sign up Episode Resources Episode 15- for your free TransUnion, Equifax, & Experian credit reports which you can pull for free every week through April 2021 JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more- Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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76: Perception vs. Reality: Core Values, Justice, And Truth Telling
02/24/2021
76: Perception vs. Reality: Core Values, Justice, And Truth Telling
On today's episode I am talking about what I call the Core Values Exchange and why it's so important for justice-informed people to expand our thinking and belief system around how we think about value and most importantly how we exchange value with others. This is what I know to be true about getting really deep into understanding one's core values- the actual decisions, beliefs, and choices we make will always reveal our truth and sometimes the truth is far from the reality. I take the Core Values Exchange concept and break it down further using real life examples of buying a cup of coffee and saving for retirement. I'm also going to walk you through an example of how to get bone deep into uncovering how you are showing up in your life as it relates to your core values. And I am going so much deeper than a simple google search bar exercise where you find a list of values that resonate with you and put it on sticky note as a reminder- no my friends we are getting bone deep on today's episode. Naomi ______________________________________________________________________ Free Virtual Workshop “Where The F*ck Is My Money” To sign up More Money, More Power A few times a month I send out an email titled More Money, More Power to friends of the podcast. To sign up Episode Resources Episode 54- for your free TransUnion, Equifax, & Experian credit reports which you can pull for free every week through April 2021 JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more- Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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75: Awareness Is Not Immunity: 5 Ways To Protect Your Energy
02/17/2021
75: Awareness Is Not Immunity: 5 Ways To Protect Your Energy
We are one year into living within this health pandemic and many of us still are navigating a lot of unknowns and uncertainty. Many of us have a lot of responsibilities that require our energy and our time. The mental health of all women, especially women with intersectional identities-our mental health and wellness must be a priority. On today's episode I'm talking about how important it is for us to protect our time and our energy. I'm going to share a little bit of what's been going on behind the scenes with me when it comes to how I'm managing my time and energy. And I will take the various threads and weave it together into something that I'm hopeful will be useful to you. The thing is this- many of us are aware of various tools and techniques to guard ourselves from people and situations that can act as an energy drain. So I want to share some reminders on how we can ensure we are not depleting our energy but instead generating and protecting our energy. Because we are fully resourced is when we are best positioned to amplify our power. This is what we are talking about on today's episode. Tune in. Naomi ______________________________________________________________________ More Money, More Power + Free Money Workshop A few times a month I send out an email titled More Money, More Power to friends of the podcast. Sign up to get early access to the free “Where The F*ck Is My Money” workshop taking place in February. To sign up Episode References for your free TransUnion, Equifax, & Experian credit reports which you can pull for free every week through April 2021 JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more- Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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74: Help Is Not A Dirty Word
02/10/2021
74: Help Is Not A Dirty Word
Today on the show we are talking about the importance of help. And asking for help might be tough, and even when we do ask for help- actually getting it can feel impossible. But just because we know in our heads and our minds we are deserving of help and support- it doesn't always mean we feel like we actually deserve it. We may embrace not needing anyone or anything. We may find a sense of purpose and value in being the one who handles all the things, at work, at home and everything in between. And in making ourselves available for everything and everybody- we can lose sight of what we want for ourselves. So how do we push back against the feeling that we are not deserving of help? How do we disrupt the conditioning that has been placed within us to do everything for everybody? And to do it with a smile? Even during a health pandemic. If asking for help, or even feeling worthy of help is something hard for you to do- I want you to practice reframing "getting help" to "getting resourced." Because when you are adequately resourced, you have what you need to thrive. And when it comes to resources I think the fundamentals are the resources of time, energy, and money. Because time, energy, and money are sources of power. Thus when we are fully resourced with our time, with our energy, with our money- that's when we are best positioned to amplify our power. This is what we are talking about on today's episode. Tune in. Naomi ______________________________________________________________________ More Money, More Power + Free Money Workshop A few times a month I send out an email titled More Money, More Power to friends of the podcast. Sign up to get early access to the free “Where The F*ck Is My Money” workshop taking place in February. To sign up Episode References - for your free TransUnion, Equifax, & Experian credit reports which you can pull for free every week through April 2021 JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more- Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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73: Life Skills- Managing Your Money During Covid19
02/01/2021
73: Life Skills- Managing Your Money During Covid19
We are almost one year into the global health pandemic of Covid19. In addition to health concerns there remains a lot of uncertainty around financial security The individual circumstances may be different but underneath all of this is a very real, human instinct - which is about survival. How will I survive this? How will my family survive this? The loss of financial security is a very real issue and concern. The degree to which may be an inconvenience for some to financial disaster for others. And if money was a hard topic for you before then most likely this is feeling exponentially harder. And if this is you. You are not alone. And this is the time to shift from fear into action. Here's the good thing. Everything is not out of our control. There are so many things within our control when it comes to making decisions on how to manage our finances during uncertain times. And this is what we are talking about on today's episode. Naomi ______________________________________________________________________ More Money, More Power + Free Money Workshop A few times a month I send out an email titled More Money, More Power to friends of the podcast. Sign up to get early access to the free “Where The F*ck Is My Money” workshop taking place in February. To sign up Episodes References Episode 69 Episode 70 for your free TransUnion, Equifax, & Experian credit reports which you can pull for free every week through April 2021 JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more- Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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72: Organize Your Money: Feel More Control And Less Stress
01/25/2021
72: Organize Your Money: Feel More Control And Less Stress
Many of us think of organization as being tidy, clean, and structured. We think of organization as having bins and containers to hold all our things, lined up in a nice neat row. But how many of us think of our money when we think of organization? Being organized with your money is vital to your overall financial wellness. On today’s episode I’m sharing 10 benefits of getting organized with your money. Listen in for insights on the following: Why getting organized with money starts with clarity around your values and priorities How Debt Shaming Culture can keep you from understanding your full financial picture Why money organization is critical to enabling generational wealth How to prevent what I call ‘disappearing money syndrome’ Tips to help you save more money and feel less stress This is one of my favorite topics to talk about! In fact, I’m so excited about this topic that I decided to host a free workshop where we will dig in even deeper into all the ways to feel more control and clarity with money through organization! Space is limited to CLICK HERE to be get early access to sign up information. Naomi ______________________________________________________________________ More Money, More Power + Free Money Workshop A few times a month I send out an email titled More Money, More Power to friends of the podcast. Sign up to get early access to the free “Where The F*ck Is My Money” workshop taking place in February. To sign up Episode References Episode 44 Episode 69 Episode 70 for your free TransUnion, Equifax, & Experian credit reports which you can pull for free every week through April 2021 to learn more about the 1619 Project from the New York Times to listen to the 1619 podcast (Apple iTunes link) JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more- Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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71: For The Love Of Black Women: Joy, Justice, And Boundaries
01/18/2021
71: For The Love Of Black Women: Joy, Justice, And Boundaries
Hold up! Before you skip over the episode because of the title- please pause. If after reading this you think- well I'm not a Black woman so this episode is not for me- that is incorrect. This episode is for you too because remember not everything has to be centered on one's own identity to get value from learning about others. A part of what makes us justice informed people is that we are on a path of unlearning and we seek out information and insights from others that are different from us. We are on this journey together. ____________ This episodes goes live on Monday, January 18th which is a holiday here in the US, where we recognize the life, legacy, and impact of Dr. Martin Luther King, Jr who was born on January 15th 1929.We recognize the day of his birth, not the date of his death. As I was preparing for this episode I knew I wanted to talk about why Black women matter and how to make sure self-care remains a priority for Black women no matter what is happening around us. This is a behind the scenes type of episode where I am speaking directly from the heart so there is minimal editing- just me, the mic, and what you hear is what you get! Thank you for listening to The OutSpoken Girlfriend podcast. I do not take your time for granted! Naomi ____________________________________________________________________________ Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me: More Money, More Power A few times a month I send out an email titled More Money, More Power to friends of the podcast. To sign up Episode References Episode 43 Episode 45 Episode 68 JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more-
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70: Jump Start 2021 With These 3 Money Moves
01/11/2021
70: Jump Start 2021 With These 3 Money Moves
If one of your goals for 2021 is to have more control and less stress when it comes to your money- this today’s episode is for you. On the podcast today I'm covering three strategies you can to jump start effective and actionable money habits. There is a lot of information (a lot!) out there about money and habits and it can be information overload. So I’m breaking down some key concepts and distilling information into clear, effective, and actionable strategies for creating money habits that will serve you. Listen to today’s episode to get insight on the following: Why building habits helps to prevent brain drain and decision fatigue Why it’s important to avoid binary thinking in labeling habits as “good” or “bad” Why it’s critical not to have a cookie cutter approach to habit formation Learn three habit forming strategies to help you kick start your 2021 money goals Learn what 6 action steps you can take today to get your closer to your money goals There is a reason personal finance is personal- a lot depends on individual circumstances. However when it comes to leveraging our human brains and how they work to achieve money goals- that is of benefit to us all. So be sure to grab your notebook and a pen because there is a lot of actionable information packed into this episode. Plus- I have an update at the end of the episode I don’t want you to miss. Thank you for listening to The OutSpoken Girlfriend podcast. I do not take your time for granted! Naomi ____________________________________________________________________________ More Money, More Power A few times a month I send out an email titled More Money, More Power to friends of the podcast. To sign up Episode References Tiny Habits, the Small Changes That Change Everything by BJ Fogg - Free TransUnion, Equifax, & Experian credit reports for free every week through April 2021- JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more- Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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Episode 69 - The Power Of Living On Your Own Terms
01/04/2021
Episode 69 - The Power Of Living On Your Own Terms
Happy New Year! I am someone who loves the New Year energy that comes with the month of January. It’s a feeling of having a fresh start, a clean slate, and for me it’s also a month of reflection and sentimentality because it’s by birthday month- yes, it’s Capricorn season! As I was reflecting on what we’d talk about on the OutSpoken Girlfriend podcast this month- I always start with going back to my vision which is about helping women get more money, more power, and f*ck up the oppressive systems getting in your way. So I decided this month on the podcast we will be covering themes that will help you tap into your internal power specific to habits, planning, and focus. We're also going to talk about leveraging your external power around gaining clarity and getting organized when it comes to your money, energy, and time. But before we do any of that- we have to set the foundation. That foundation starts with YOU- you setting and living on your own terms. Listen to today’s episode to get insight on the three principles I believe are crucial to living a life on your own terms: Knowing your core values and be committed to living by them Accepting yourself today; not just focusing on who you want to be in the future Making self-trust and self-advocacy a practice in your life I believe these three principles are foundational when it comes to creating plans, and taking decisive action. And I'm going to take each of these principles and go a little deeper on each one to provide context. So tune in! Thank you for listening to The OutSpoken Girlfriend podcast. I do not take your time for granted! Naomi ____________________________________________________________________________ Get More Money, More Power- A few times a month I send out an email titled More Money, More Power to friends of the podcast. I believe when women have more money and more power, the world becomes a better place. Sign up to get yours- Feminist Financial Coaching If you have interest in working together, please sign up to receive More Money, More Power. Folks on this list will be the first to know about availability of my coaching + consulting services. To sign up - Episode References JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more- Contact Instagram: My Website: Email Me:
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Episode 68 - Behind The Scenes: From Discomfort To Courage
12/28/2020
Episode 68 - Behind The Scenes: From Discomfort To Courage
Have you ever had an idea for yourself that started out kind of small, like a tiny little seed? An idea that made you feel nervous and excited at the same time? An idea that maybe even seemed a bit out of reach? These were some of my thoughts and feelings about launching the OutSpoken Girlfriend podcast. The podcast turned 1 years old in October 2020 (yay!) and has 68 episodes that cover a lot of ground! On today's episode I am taking you behind the scenes because my podcast journey started with feelings of discomfort and doubt- and it’s important for us to share our stories with others. As we close out 2020 I am very hopeful about what 2021 will bring for you and your loved ones, and for the work you are doing in the world. Thank you for listening to The OutSpoken Girlfriend podcast. I do not take your time for granted! Naomi ____________________________________________________________________________ Get More Money, More Power- A few times a month I send out an email titled More Money, More Power to friends of the podcast. I believe when women have more money and more power, the world becomes a better place. Sign up to get yours- Feminist Financial Coaching If you have interest in working together, please sign up to receive More Money, More Power. Folks on this list will be the first to know about availability of my coaching + consulting services. To sign up - Episode References Episode 65 Episode 66 Episode 67 Episode 50 JourneyGurl Magic Productions- The OutSpoken Girlfriend podcast is edited by JourneyGurl Magic Productions. I highly recommend them for anyone interested in starting their podcasting journey. For more information about the production company- Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources It’s never too late to understand resources available to eligible voters! All elections are important, including your local, county, and state elections. All votes are important! Your voice is your vote! provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more- Contact Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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Episode 67 - Avoid The "Bang Fizzle" Trap Of New Year Resolutions
12/21/2020
Episode 67 - Avoid The "Bang Fizzle" Trap Of New Year Resolutions
How many of us know the feeling of starting something with a lot of energy, excitement, and enthusiasm, only to have all that energy and excitement fizzle out. If you can relate to this, you are not alone. But over time, this cycle of starting and stopping can get in our way and slow us down from achieving our goals. It’s easy to fall into this cycle, especially at this this time of the year when many people decide to commit to New Year's resolutions. Quite frankly this can happen any time we decide to make a new change or set new goals. On today's episode I'm sharing how to avoid falling into this “bang fizzle” trap. Listen to today’s episode to get insights on the following: Why it’s powerful to select one overarching theme as a basis for setting goals How to use the energy of expansion to achieve goals that may feel unattainable When to shift your goals and expectations of yourself without losing momentum Thank you for listening to The OutSpoken Girlfriend podcast. I do not take your time for granted! Naomi ____________________________________________________________________________ Get More Money, More Power- A few times a month I send out More Money, More Power- the companion guide to the podcast. I believe when women have more money and more power, the world becomes a better place. Sign up to receive More Money, More Power- Curious About Working Together? I no longer have space for new 1:1 clients, however, if you have interest in working together, please sign up to receive More Money, More Power. Folks on this list will be the first to know of availability for 1:1 client work. To sign up - Episode References Episode 50 Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources The 2020 US Presidential Election may be over, but it’s never too late to understand resources available to eligible voters. All elections are important, including your local, county, and state elections. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more- Want to gather for the holidays during the COVID-19 pandemic? Click here for a Contact Free Private FB Group Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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Episode 66 - Rejecting The Mindset Masquerade: 3 Watch Outs For Women
12/14/2020
Episode 66 - Rejecting The Mindset Masquerade: 3 Watch Outs For Women
We are at the time of the year when we will start seeing the slogan “New Year, New You” everywhere! And for women, especially we are being bombarded by messages to “improve ourselves” by setting goals such as to lose weight, build confidence, spend less, be a better Mom or partner…the list goes and on. Thus at this time of the year many of us will start looking for help, seeking input, guidance, suggestions, tips, formulas, and routines that can help us with establishing our "New Year, New You" goals. The problem is there are way too many coaches and experts out there that will tell you the solutions to all your problems is to fix your mindset and build better habits. They tell you these simple fixes will help you to become the “new & improved” best version of yourself. I call bullshit- and I break down why this complete B.S. in today’s episode. Listen to today’s episode to get insights on the following: Why I coined the term Mindset Masquerade and what it means and the damage it can inflict How to identify personal development content based on the Mindset Masquerade Why decisiveness about how you use money, time, & energy is essential to setting goals How to avoid 3 common traps set for women seeking to improve their personal circumstances Thank you for listening to The OutSpoken Girlfriend podcast. I do not take your time for granted! Naomi ____________________________________________________________________________ Get More Money, More Power- A few times a month I send out More Money, More Power- the companion guide to the podcast. I believe when women have more money and more power, the world becomes a better place. Sign up to receive More Money, More Power- Curious About Working Together? I no longer have space for new 1:1 clients, however, if you have interest in working together, please sign up to receive More Money, More Power. Folks on this list will be the first to know of availability for 1:1 client work. To sign up - Episode References Episode 31 Episode 44 Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources The 2020 US Presidential Election may be over, but it’s never too late to understand resources available to eligible voters. All elections are important, including your local, county, and state elections. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more- Want to gather for the holidays during the COVID-19 pandemic? Click here for a Contact Free Private FB Group Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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Episode 65 - The Beliefs You Know Deep In Your Bones
12/07/2020
Episode 65 - The Beliefs You Know Deep In Your Bones
The New Year 2021 is a few weeks away (hard to believe!) and it's common for many people to start thinking about intentions, goals, and resolutions for the New Year. And I definitely fall into that camp But there is something I do first, before I think about setting goals and writing action plans. The first thing I do is focus on my beliefs. On today’s episode I am talking about what I call “bone deep beliefs.” These are the beliefs that are rooted and grounded in who we are- the beliefs so DEEP IN OUR BONES- that these beliefs cannot be shaken nor shattered. Not by anything nor by anyone. Your “bone deep beliefs” about yourself are an internal source of power. It’s important to tap into your internal power before you start planning goals and creating action plans. Today’s episode is a little different in that I will be externally processing some fears I have about 2021- and how I am using my bone deep beliefs about myself- to move forward in spite of these fears. Listen to today’s episode to get insights on the following: Three questions to ask yourself to identify your own “bone deep beliefs” Why it’s important to tap into your “bone deep beliefs” as an internal source of power How the psychology of belief bias in the human brain can help us achieve goals Thank you for listening to The OutSpoken Girlfriend podcast. I do not take your time for granted! Naomi ____________________________________________________________________________ Get More Money, More Power- A few times a month I send out More Money, More Power- the companion guide to the podcast. I believe when women have more money and more power, the world becomes a better place. Sign up to receive More Money, More Power- Curious About Working Together? I no longer have space for new 1:1 clients, however, if you have interest in working together, please sign up to receive More Money, More Power. Folks on this list will be the first to know of availability for 1:1 client work. To sign up - Episode References Episode 8 Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources The 2020 US Presidential Election may be over, but it’s never too late to understand resources available to eligible voters. All elections are important, including your local, county, and state elections. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more- Want to gather for the holidays during the COVID-19 pandemic? Click here for a Contact Free Private FB Group Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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Episode 64 - Money, Expectations, And The Holidays
11/30/2020
Episode 64 - Money, Expectations, And The Holidays
On today's episode we are talking about money, expectations, and how to navigate both of these during the holiday season which here in the US really kicks off in late November through the month of December. Expectations are something we all have and they definitely will come to the surface during the holiday season. The key is to manage expectations in such a way where we are being true to ourselves and from that point of truth- we then can determine how best to manage the expectations of others. Because it can get difficult when there is a wide gap between expectations and reality, and we see this come up a lot with money issues. Listen to today’s episode to get insights on the following: How spending money has become intertwined and connected with the holiday season Why understanding this connectivity is important to managing expectations How marketing has influenced our culture as a society and within our family traditions How our brain chemistry can impact our spending behavior Why it’s important to understand the difference between our reality and our ideals How to make gift exchanging something you want to do- not something you feel obliged to do Although in this episode I am focusing on money and expectations during the holiday season- the content I cover today can be applied to any circumstance that involves people, money, and expectations- so tune in! Naomi ____________________________________________________________________________ Get More Money, More Power- A few times a month I send out More Money, More Power- the companion guide to the podcast. I believe when women have more money and more power, the world becomes a better place. Sign up to receive More Money, More Power- Curious About Working Together? If you are curious about how I help women to reclaim their power and dissolve shame around money, you can schedule your free 60 minute clarity call- Episode References Episode 6 Episode 63 Trevia Woods- On the episode I referenced a program I took where I learned about the power of tradition, ritual, and self-care. The program is called HELD and is led by Trevia Woods. She has an upcoming workshop starting January 5th, 2021. For details, Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources The 2020 US Presidential Election may be over, but it’s never too late to understand resources available to eligible voters. All elections are important, including your local, county, and state elections. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more- Want to gather for the holidays during the COVID-19 pandemic? Click here for a Contact Free Private FB Group Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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Episode 63 - Love, Power, and Our Shared Humanity
11/23/2020
Episode 63 - Love, Power, and Our Shared Humanity
"Power at its best, is love implementing the demands of justice, and justice at its best is power correcting everything that stands against love." - Dr. Martin Luther King, Jr. This message from Dr. Martin Luther King, Jr. is timeless. And it is the inspiration for today's podcast episode. These are critically important times we are living in, important for the future of our planet, our culture, and the world we want to live in and pass on to future generations. Today on the podcast, I am asking us to reflect on our beliefs, decisions, and actions through the lens of our shared humanity. And we will do just this by taking a deeper dive into the following current events: US Thanksgiving- On the 4th Thursday in the month of November, the US celebrates the national holiday of Thanksgiving. Also, the 4th Thursday in the month of November is observed as a National Day Of Mourning for many Native Americans, and their supporters. American society renders Native Americans and their culture as invisible- it’s past time to reimagine how we can create a more just and inclusive culture by examining our own actions and beliefs when it comes to Thanksgiving. 2020 US Presidential Election- The President Elect is Joe Biden and his term starts when he is inaugurated in January 2021. However, Trump and the Republican Party are taking actions to disenfranchise the votes of hundreds of thousands of Black Americans. From the founding of the US-the enslaved were viewed as less than human and this dehumanization is codified in the US Constitution. Systemic racism continues to be a barrier to Black Americans- and we are seeing this occur in how Trump and the Republican Party are seeking to throw away the votes of Black Americans were Biden won the election. This is a direct assault on American citizens and how democracy is supposed to work- it’s past time to hold all elected officials accountable to ensuring the democratic process is equitable and available to all. COVID19 Pandemic- We are continuing to see record infection rates of COVID19. Poor people, women, and people of color are disproportionately negatively impacted by health and economic impact of the COVI19. This is not just about our individual liberties and freedoms to go where we want to go and do what we want to do. We don't live in isolation. For the love of our shared humanity, let's protect each other when it comes to this virus. And so instead of thinking of these as three distinct topics, I decided to talk about the common thread that runs through each of these topics- and that common thread is our shared humanity. This is an important episode. Tune in. Naomi ____________________________________________________________________________ Get More Money, More Power- A few times a month I send out More Money, More Power- the companion guide to the podcast. I believe when women have more money and more power, the world becomes a better place. Sign up to receive More Money, More Power- Curious About Working Together? If you are curious about how I help women to reclaim their power and dissolve shame around money, you can schedule your free 60 minute clarity call- Episode References Episode 39 Episode 49 Episode 50 Martin Luther King Jr. Book written by Dr. King- Full Speech: Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources The 2020 US Presidential Election may be over, but it’s never too late to understand resources available to eligible voters. All elections are important, including your local, county, and state elections. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more- Want to gather for the holidays during the COVID-19 pandemic? Click here for a Contact Free Private FB Group Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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Episode 62 - Having Brave Conversations: Why It’s Important, Necessary, And Powerful
11/16/2020
Episode 62 - Having Brave Conversations: Why It’s Important, Necessary, And Powerful
Some conversations can be hard to have, they can be challenging, and difficult. Too often, we are tempted to focus on what makes a conversation hard for us. Instead, let’s reframe how we view the conversations we are having in our everyday lives. I want us to reframe in that we think about these conversations not as hard, but instead we think about them as brave. This reframe is especially important if you belong to a group society seeks to marginalize. This reframe is also important for those who seek to use their privilege to advocate for others. This reframe allows us to acknowledge there may be fear and difficulty in what we are talking about, but it puts the focus on our acts of courage and bravery instead of focusing on what may be hard about the conversation. For those of us who are justice informed people, for those of us who society seeks to marginalize, for those of us who are allies and advocates for others- Brave conversations are a necessity, they are important, and they are powerful. Listen to today’s episode for insights on the following: How holding brave conversations is a form of internal power Why brave conversations refocus your energy on what is within you control How brave conversations help you remain rooted in in your values and principles This is an important topic we are discussing on today’s show- tune in. Naomi Get More Money, More Power- Every week I send out More Money, More Power- the weekly companion guide to the podcast. I believe when women have more money and more power, the world becomes a better place. Start receiving the podcast companion guide- Curious About Working Together? If you are curious about how I help women to reclaim their power and dissolve shame around money, you can schedule your free 60 minute clarity call- Episode References Episode 20 Episode 37 Episode 39 Episode 50 Land Acknowledgement Resource I record The OutSpoken Girlfriend podcast from Decatur, GA in the United States - which is it the traditional home and territory of the Muscogee Creek Nation. Use this map to research Native American traditional territories where you live- Voting Resources The 2020 US Presidential Election may be over, but it’s never too late to understand resources available to eligible voters. All elections are important, including your local, county, and state elections. provides numerous resources for how to get important information such as your polling location and tips on what to do if you run into issues while voting. - this is a you.tube video that is about 10 minutes long and will give you the basics in understanding this landmark legislation. that provides an overview of the changes made to the Voting Rights Act which removed protections against voter suppression efforts COVID-19 tests are available at no cost in the US, nationwide at health centers and select pharmacies. The Families First Coronavirus Response Act ensures that COVID-19 testing is free to anyone in the U.S., including the uninsured. Additional testing sites may be available in your area- if you are in the US and want to learn more- Want to gather for the holidays during the COVID-19 pandemic? Click here for a Contact Free Private FB Group Instagram: (@theoutspokengirlfriend) My Website: Email Me:
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